You don't have to spend big bucks to get a nice piece of fine jewelry.
Greg Bires of Windsor Jewelry says there is a lot of nice jewelry that costs less than $100.
If you do choose to purchase an expensive item, consider getting it insured. The jewelry store may offer insurance that you can buy when purchasing, or you may be able to add it to your homeowners insurance as a rider.
Check out the video for other information on purchasing jewelry.