Dogwood Financial Planning provides hourly, as-needed financial planning and advice. We are paid only by our clients, never by any third party, so conflicts of interest are avoided. Our focus is on developing customized financial road maps for average people. This may include advice on how best to use your resources to have the lifestyle you want in the future, deciding on the timing of retirement and other goals, how to time Social Security and pensions, investing so that your money will last, and related matters. If you're a do-it-yourself investor in need of some professional advice, or if you just have a question or two, we can help you also! Celia Brugge, MBA, CFP® is a member of the Garrett Planning Network and the National Association of Personal Financial Advisors (NAPFA).