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Insurance Agents to Avoid

126

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F
"* Gave conflicting information on how to pay premiums * Web site does not work, so I cannot log in to see my account * Hold times are outrageous * After multiple" phone calls, problem was not resolved *I visited their office in person and was assured they knew what the glitch was and would fix it and call me back the next day *After the office visit I was able to log in to my account once, and it showed no payments. I can no longer log in to my account. *No one ever called me back, after nearly 2 weeks. I left additional messages during this time and complained on Facebook, where I was assured I would get a call back that same day. *In March, a healthcare provider called to verify my policy and was told it had been canceled Feb. 1 (this is how I found out). *When I called OHC after that to see what was going on, they told me I was "ineligible" - though earlier that day they had accepted credit card payment for another month. *In early March, one of my healthcare providers said she had sent in an application to accept OHC weeks ago and had not heard back. Since I checked to make sure my providers would be accepted by this policy before I chose it, this makes me think their provider list is more wishful thinking than truth. Dealing with them has been an absolute nightmare. Though I have paid 2 months of premiums I have no health insurance to my knowledge and even visiting the office in person did not get results. I was pretty excited about getting health insurance from a nonprofit, but I think if people weren't locked in for a year with them, they would have already gone under. The incompetence is staggering.

-JILL N.

F
"I was silly enough to do all the cleaning, painting, etc., without even considering if insurance might cover at least some of it! "My bad." But, within" a month, when I recovered from the emotional trauma (it was a friend of mine's kid and his girlfriend in their mid-twenties who had rented, and then "trashed" the condo), I went "wait a minute".... I have insurance on the place?"! So about two months after the damage occurred, I went to my insurance agent's office---only a mile from my home. He was not there as was per usual. HIs assistant was, as was per usual. I forget her name. But she had been strange in the past...One time, when I'd asked to have a copy of all my policies and their prices--- so that I could review what I was paying yearly-- she was all but hostile. She asked me "why" I "wanted" it. I said, I was just doing my own bookwork. She had a sour look on her face as she just turned to her computer and started typing. She did not speak a word to me during rest of that visit--- (could it be she thought I was scouting around for other competitive insurance prices...?). She printed the papers out-- gathered them tersely from the printer (again without looking at or speaking to me). When she handed the print-outs to me in a
, I had to ask her if I could borrow her stapler. (!) She stapled them and dropped them in front of me. I then thanked her and went into the "lobby" where I stood quickly glancing through them. She came immediately to the threshold of her office looking into the lobby (door open) and said with barely
hostility: "Is there something else I can do for you?" I left promptly. So when I dropped in last summer to check on my coverage regarding the "trashed" condo and saw right away that she was the only one in the office, I thought about turning around and leaving! But, my rational self said: "Wait a minute; this is your insurance company that takes money out of your account to the tune of thousands a year...has taken thousands out of your pocket for twenty-some years...and you've never had a claim. They have never paid a dime in all those years for any claims whatsoever. Here I was about to duck away because the assistant---not the broker himself but some woman he pays salary or by the hour...has been intimidating to me? Uh uh, I decide. I go in. I sit down. She's not friendly as usual. She's facing her computer as I explain the condo situation to her. This is what she says (I kid you not) after I've finished describing the problem to her. "Do you think you need a lawyer?" To me, this is like the dentist you've been paying monthly for years suggesting you might want to call an acupuncturist when you mention tooth pain. So, on to
: I caught up with him eventually in his office to tell him how disappointed I was in his assistant, State Farm...and him! He said something to the effect of 'sometimes personalities clash.' Whoa. So her personality and mine were at odds? I have no idea what he might have been thinking... I was the customer who paid the money. He was the "Agent." His assistant was not helpful or nice in the event of my needing to finally maybe use their services as a company. ...... So I tell him I'm forced to... not just wanna sorta maybe... but
.... get another Insurance Agent and company. (I need a root canal from my dentist (?) I don't expect the dentist's assistant to suggest I call a
Shui practicioner)...! He says he's sorry ... wants to retain my business...etc. He agrees to get an investigator out to take pics of the condo. I also have pic's I can send him which he agrees I should send to him. The person who will be taking pics, investigating, will call me asap. Nobody calls in the first week after that. They do not call in the second, and third, and fourth and fifth week... Bad enough. But I cancel the insurance in mid-October. I get bills in November, December and January. I pay my insurance to State Farm to December 2014...just to be safe...even while I'm covered (car, house, property, etc.) by new insurance company since October. When new insurance co. sends statement to State Farm that my insurance kicked in in October, as per my request---to give further and final proof to
that I am owed a refund for the months after October 11th 2014, I get no response.
,
, nothing from
's office. I don't expect to hear from him --- well--- except maybe if he wants more money from me for nothing!

-Barbara O.

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Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Agent reviews in Oregon City

F

Rating
My wife and I were sent to this agency for a "courtesy stamp" about a week ago. They were far from courteous. I walked into the agency and told the woman behind the desk that my insurance agency had made arrangements with a woman named
Oregon City Insurance Agents Provider Name Locked
for us to get a courtesy stamp. She told us to have a seat and she'd get her. As we're sitting their we hear what sounds like an extremely frustrated young woman telling this woman that
Oregon City Insurance Agents Provider Name Locked
is at lunch and she guesses she'll have to take care of it. This young blonde woman comes out, doesn't even
Oregon City Insurance Agents Provider Name Locked
my husband or I and pretty rips the papers out of my hand. She then stormed away and we heard her yelling from her office that she couldn't find the paper work, which was in perfect order a minute before when she ripped it out of my hand. She finally managed to find it and stamp it. Then stormed back out of her office again not making eye contact or acknowledging my husband or I in any way and throws the papers down on the front desk. The woman behind the desk asks her, not us, quite rudely do they know they have to pay? The young blonde woman then looked at us like we were couple of pieces of s*** under her shoe, rolled her eyes and stormed away. The woman behind the desk then rudely said to us ya know you have to pay for this. I said yes I know it's $ 25.00 right? She took my money with out another word to either of us.
Customer Service Is Apparently Not Really Their Thing!!!
- Brian L.
A

Rating
I recently got married and decided to start fresh with all out insurance needs and contacted the
Oregon City Insurance Agents Provider Name Locked
because of the positive reviews here. I was not disappointed! He saved us 100s over what we were paying and even though the homeowners was about the same amount of money, the coverage was much, much better and with a lower deductible as well. All communications were very friendly and inquires promptly responded to. Overall a great experience involving something most people dread dealing with.
- BRIAN M.
F

Rating
They are a rotten, unaccountable company that does not serve its customers at all! Their vendors (all of whom seem to hate working with
Oregon City Insurance Agents Provider Name Locked
Shield; I witnessed two separate plumbers begin refusing to work with them in the brief time I tried to use their service) no-show appointments, and when they do show up, AHS can ask for a second opinion, I our case from a plumber who is no longer contracting with AHS! I found them incredibly difficult to get any straight answers from. I simply could not get our maintenance issues fixed. We got no value at all from our deluxe protection,plan and are now fighting with them to cancel after just two months of useless coverage. Horrible, predatory company. Stay away! Fellow members, protect yourself and avoid at all costs!!
- Joshua J.
N

Rating
Oregon City Insurance Agents Provider Name Locked
is always very helpful. They go out of their way to help me find the most cost effective plans and provide understandable explanations.
- Jennifer O.
A

Rating
When I first moved to Texas, I needed to switch over my auto insurance, and started working with
Oregon City Insurance Agents Provider Name Locked
--he, along with his assistant,
Oregon City Insurance Agents Provider Name Locked
, was extremely responsive, and the team constantly searched to find me the best insurance at the most reasonable prices. There aren't many insurance agents who will continue looking for cheaper options even after you've agreed to purchase a policy through them, but
Oregon City Insurance Agents Provider Name Locked
is that kind of guy. Long story short, since my initial work back in 2008, I have moved from Dallas to Houston, gotten married, purchased a home, and had a child, and every step of the way, I have worked with
Oregon City Insurance Agents Provider Name Locked
and
Oregon City Insurance Agents Provider Name Locked
. They will always be my first call for insurance, and I know I can trust that they're getting me a fair rate. Customer service is outstanding: I've never had to wait more than an hour to hear back from
Oregon City Insurance Agents Provider Name Locked
or
Oregon City Insurance Agents Provider Name Locked
regarding a question, and all my requests have always been handled the same day they are made. Their orices vary, but have always been reasonable.
- Ty D.
F

Rating
In more than 15 years with
Oregon City Insurance Agents Provider Name Locked
, I had three claims. One was a major burglary, and the other two were auto accidents. In the burglary my home sustained major damage, and the insurance response to that was excellent. Their contractor came in and quickly addressed the damage to my satisfaction. In the burglary, thousands of dollars of items were stolen and never recovered. I had to fight tooth and nail with State Farms Claims agents for every dollar on every item that was stolen. Every time I would submit information substantiating the value of what was stolen, they would propose replacing it with something of half the value. Given how traumatic the burglary itself was, the way they handled this claim was a nightmare for me. I felt just as traumatized by their byzantine process, and their rotating team of impersonal claims officers as I was by being robbed.
A few years later, a few days after my father died, I backed into a post, which put my first at fault accident on my record. Almost three years later, a bizarre accident occurred in eastern
Oregon City Insurance Agents Provider Name Locked
, in which I was hit from behind by a pickup, and
Oregon City Insurance Agents Provider Name Locked
agreed with the other driver's insurer that I was at fault. There was an obscure
Oregon City Insurance Agents Provider Name Locked
court decision they said, which they could not argue against. Okay. Then, on the very last day in which I had two accidents on my record, they cancelled my insurance, thus forcing me to obtain new insurance with two accidents still on my record within three years. This drove my annual premium up by 200%. They could not have penalized me more for my 15 years of loyalty to their company. Needless to say, I'd never go back.
My agent,
Oregon City Insurance Agents Provider Name Locked
, never lifted a finger on my behalf, nor even expressed sympathy during these incidents.
- Neil B.
A

Rating
It went great.
Oregon City Insurance Agents Provider Name Locked
roadside came to my house to jump start my car when the weather was way below zero. They even brought a new battery in case I needed a new one. They also did a diagnostic test on my battery to see if i needed a new one. I did not need a new battery at this time. When I called for the service I was asked if I was safe. That made me feel very comfortable and safe by asking this question. Later that day I was at a friends home and he got his truck stuck in the ditch off of his driveway. They came out and towed his truck out in a timely manner. For my one year membership of only $52 I feel like I have a great security blanket for if I was brokedown, had a flat tire, lock my keys in the car or run out of gas. Thank you
Oregon City Insurance Agents Provider Name Locked
for such a great service at a great price.

- Schasta W.
A

Rating
I was looking for home insurance before closing on my new home.
Oregon City Insurance Agents Provider Name Locked
Hristova went above and beyond to ensure I received the possible quote and ensured to follow up daily until my closing. She was courteous, professional and provided detailed information of the coverage.
I've contacted another three insurance brokers but I'm still waiting for the answers. I guess that's their loss because I'm insuring all my properties through
Oregon City Insurance Agents Provider Name Locked
.
- Mariano C.

All Insurance Agents in Oregon City, OR

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

3 Pointe Financial

8001 Irvine Center Dr

AAA - Portland Service Center

600 SW Market Street
Portland

AAA - Wilsonville Service Center

30020 SW Boones Ferry Road Suite 12
Wilsonville

AAA - Wood Village Service Center

22741 NE Park Lane, Suite G
Wood Village

AAA Oregon/Idaho

600 SW MARKET ST
Portland

Agape Community Insurance Agency

6079 SW 185th Ave
Aloha

AIC Insurance Agency

14000 SE JOHNSON RD
Milwaukie

Aircraft & Marine

2306 E Evergreen Blvd

ALAN SMITH INSURANCE

9118 N SMITH ST
Portland

All State Insurance - Peggy Romero

7825 SE Foster Rd.
Portland

Allegiant Group Inc

189 W Clarkston Rd

Alliance Investigations

5200 Meadows Rd
Lake Oswego

Allrisk Auto Insurance

5508 NE Fourth Plain Rd #B

Allstate Insurance - Chris Gobel Agency

8235 SW Oleson Rd
Portland

ALLSTATE INSURANCE CO

914 MOLALLA AVE
Oregon City

Allsup Inc

300 Allsup Pl

Altech Insurance Agency

7813 NE 13th Ave

AMERICAN FAMILY INSURANCE

1630 Beavercreek Rd Ste C
Oregon City

AMERICAN FAMILY INSURANCE

719 Molalla Ave
Oregon City

ANN DAVEY INSURANCE

729 MOLALLA AVE
Oregon City

BELLWETHER INSURANCE

125 N MAPLE ST
Yamhill

BETTER WORLD CLUB

20 NW 5TH AVE
Portland

Canby Insurance & Investment

921 SW 4th Avenue
Canby

Careington Care 500 Plan

7400 Gaylord Pkwy

Cascade Benefits Group Inc

6600 SW 92nd Ave # 201
Portland

Casey Hovey State Farm Insurance

14535 Westlake Drive
Lake Oswego

Chip McPhee State Farm Insurance

15 82nd Drive Suite 100
Gladstone

Choices Insurance Agency - Marty Walt

617 High St Suite 205
Oregon City

Columbia NW Heating & Cooling Inc

52734 NE First St
Scappoose

COUNTRY Financial

885 SW BASELINE ST
Hillsboro

COUNTRY Financial - Agent Ryan J. Lingle

1500 NW BETHANY BLVD
Beaverton

COUNTRY INSURANCE $ FINANCIAL

1001 MOLALLA AVE
Oregon City

Courtney Wilkinson - COUNTRY Financial

3307 Evergreen Way Ste 602

CRAMER & GILES INSURANCE INC

704 MAIN ST
Oregon City

CULLISON INSURANCE

13096 S SPANGLER RD
Oregon City

Darrell Grenz Insurance Agency

5651 N. Lombard St.
Portland

Debbie Gardner State Farm

11711 NE 99th St, Suite 920

DEE TOGIKAWA

3060 WESTVIEW CT
Lake Oswego

Drew J Ahmann

14014 SE Rusk Rd
Portland

DUNBAR GROUP

714 MAIN ST
Oregon City

Dunlap Wealth Management Group

14074 Trade Center Dr

EAGLE STRATEGIES

8020 SW Pfaffle St
Portland

Edward Jones

1750 Blankenship Rd # 220
West Linn

ELAINE WALSH INSURANCE

2264 MOLALLA AVE
Oregon City

ELITE BENEFIT DESIGN

501 PLEASANT AVE
Oregon City

EVERGREEN INSURANCE INC

316 SE 123RD AVE

Exchange Insurance Services

2620 SW 186th Place
Beaverton

FARMERS INSURANCE GROUP

301 WARNER MILNE RD
Oregon City

FARMERS INSURANCE GROUP

1709 WASHINGTON ST
Oregon City

Focus 1 Insurance

1722 NW Raleigh St #217
Portland

Focus1 Insurance Group Inc.

3110 State St
Medford

FOURNIER GROUP

814 MAIN ST
Oregon City

FOX INSURANCE AGENCY

8040 SW HALL BLVD
Beaverton

Fox Insurance Agency

1819 SW 5th Ave
Portland

Fullhart Insurance of Tigard

13535 SW 72nd Ave
Tigard

Gelfand Insurance Group

1975 SW 8th Ave
West Linn

Get and Stay Fit

4343 SE Francis St
Portland

GREG MASON - AMERICAN FAMILY INSURANCE

14335 SW ALLEN BLVD
Beaverton

Group Insurance PDX

758 NW 12th Avenue
Portland

HAWAII PACWEST FINANCIAL

17670 S JEAN DR
Oregon City

Health Benefit Consultants LLC

20275 Honeysuckle Dr.

Hinds & Associates

2010 SW 84th Ave
Portland

HOMESTREET BANK

601 UNION ST

Hukari Insurance Agency

5440 SW Westgate Dr
Portland

Insurance Masters NW

434 NE Knott St Ste 210
Portland

Integrity Financial, Inc.

1820 SW Vermont St
Portland

Jason Zwick - State Farm Insurance

4831 NE Fremont St #1A
Portland

JEFF FLETCHER AGENCY INC

12202 SW MAIN ST
Portland

KBI Insurance, Inc.

18660 SW Boones Ferry Rd
Tualatin

Kenneth Gomes & Associates

P.O. Box 1811
Lake Oswego

Kristine Wiseman Agency

200 N state St. Ste. 101
Lake Oswego

LIBERTY MUTUAL INSURANCE

4949 SW MEADOWS RD
Lake Oswego

LISA BECK INSURANCE

19105 BEAVERCREEK RD
Oregon City

LOUIE INSURANCE

619 MADISON ST
Oregon City

Lowe Insurance Services LLC

34265 SW TV Hwy
Hillsboro

Mark Fenske-COUNTRY Financial

1500 NW Bethany Blvd
Beaverton

Mark Hanson American Family Insurance

18615 Willamette Dr Ste 100
West Linn

MARTIN LISA AMERICAN FAMILY

19105 BEAVERCREEK RD
Oregon City

Matthew witten financial New York Life

8020 SW Pfaffle St.
Portland

MC MILLAN-JUANITA AGENCY

504 MAIN ST
Oregon City

MEDRISK LLC

607 MAIN ST
Oregon City

Michael Borne Insurance

80222 Avenida Santa Olivia

Michael Harris State Farm Insurance

13317 NE 12th Ave Suite 117

MICHAEL V WELLS INSURANCE

7412 SW Beaverton Hillsdale Hwy Ste 112
Portland

Miller Insurance

8100 SW Nyberg St, Ste 295
Tualatin

Modern Insurance Marketing, Inc.

29174 SW Town Center Loop West
Wilsonville

NBC, Inc.

470 Forest Ave

New York Life

Portland

NORTH STAR RESOURCE GROUP

4800 SW Macadam Ave
Portland

Oregon Insurance Pro

1018 NE 3rd Street Suite C
Mcminnville

Patel & Associates LLC.

2530 Berryessa Rd

PEARSON FINANCIAL GROUP

5665 SW MEADOWS RD
Lake Oswego

Pickett Insurance

8316 E Mill Plain Blvd

PIEPER-RAMSDELL AGENCY

61 PLAZA SQ
Saint Helens

Placer Insurance Agency

5 Sierra Gate Plaza, 2nd Floor

Premier Choice Insurance Agency, Inc

900 Main St, Suite 104
Oregon City

RAMON GUEVARA INSURANCE

4592 SW 103rd Ave
Beaverton

RANDY PHILBROOK INSURANCE

1900 MCLOUGHLIN BLVD
Oregon City

Rob Hopkins State Farm Insurance

4304 SE 182nd Avenue
Gresham

ROBERTS & ROBERTS INSURANCE

1800 NW 169TH PL
Beaverton

S P Johnson Group

2025 Delaware Ave

SAFECO INSURANCE

4800 MEADOWS RD
Lake Oswego

Senior Health Direct

719 E. Grand River Ave.

SIMMONS & ASSOC INC

511 Center St
Oregon City

STACY SPAHR INSURANCE INC

1001 MOLALLA AVE
Oregon City

STATE FARM INSURANCE

294 WARNER MILNE RD
Oregon City

STATE FARM INSURANCE

19715 S HIGHWAY 213
Oregon City

STATE FARM INSURANCE

1980 ECHO HOLLOW RD
Eugene

Summit Financial Inc

615 Pasco Pl NE

SYMETRA

19089 DRIFTWOOD DR
Oregon City

The Insurance Store

13494 SE 97th Ave
Clackamas

The Mays Agency

3414 NE 52nd St, Suite B 107

The Mcloud Agency

4504 sw corbett ave #100
Portland

Timmco Insurance Inc

1615 NE Broadway St
Portland

Timmco Insurance Inc

7330 N Leavitt Ave
Portland

United Health Care

PO Box 30555

VelaPoint

1100 NW Compton Way
Beaverton

WELPLAND INSURANCE

706 Main St
Oregon City

Willamette Valley Benefits, Inc.

6400 SE Lake Rd, #155
Milwaukie

WILSON & ASSOCIATES, LLC

25572 SW CANYON CREEK RD., V202
Wilsonville

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