Find top-rated Service Providers

Find Top-Rated Westerville Health Insurance Providers

There are 5 top-rated health insurance providers in your area and 36 to avoid.

After 20 years, it's now free to join.

  • More than 10 Million Verified Reviews
  • Nationwide Coverage
  • Trusted Ratings
Join Angie's List Now To see all 5 highly rated companies in Westerville

Explore Our Solution Center for Helpful Health Insurance Provider Articles

Go to the article: 

How Much Does Health Care Really Cost You?

.
Go to the article: 

Weigh Your Options for Financing Your Medical Care

.
Go to the article: 

Don't Forget Your Insurance Policy Checkup

.
Fallen tree on car

Health Insurance reviews in Westerville

  • B
    In trying to order a breast pump, I called the number on the back of my insurance card, as instructed. I waited a long time to actually speak to a person, and they gave me a list of independent medical supplies facilities that I could get a breast pump from in my local area. After calling all eight of the companies, none of they provided breast pumps. I called United Healthcare again, and spoke to someone different. This person was much more knowledgeable and helpful. She directed me to the appropriate company and I had my breast pump shipped to me within a week.
    - Sarah W.
  • A
    When we have called with questions we have always had a good experience.  The people we've talked to were knowledgeable and helpful.  Their coverage has been good for our family of four and our needs.  
    My husband got a new job last year and we are paying more for Anthem than we did for health insurance through his previous employer.  Aside from getting used different plans/pricing offered by Anthem we have been satisfied with them thus far.
    - Sarah R.
  • D
    Under my new United Healthcare (UHC) health-insurance policy, there is NOT supposed to be any deductible applied if I visit my doctor for preventative services, which is said to include one physical exam every two years.�� Accordingly, I made an appointment with my doctor, who is in UHC���s network, for an annual physical examination. I specifically told my doctor that I wanted an ���annual physical examination.����� Further, I explained that I had waited until then to seek such an exam because, under my previous healthcare-insurance policy, I would have had to pay out-of-pocket for such an exam but, under my new insurance policy with UHC, it would be cost-free to me. When I visited my doctor, I had no medical complaints; I presented myself for only an ���annual physical examination���; the doctor found no objective medical abnormalities other than those that he copied from a written list that I handed to him of my past medical history; and the doctor prescribed no treatment. Accordingly, this was an annual physical exam for which UHC was not supposed to apply a deductible. However, I soon discovered that my doctor���s visit had not been billed as an annual physical exam. As a result, instead of this visit being cost-free to me I was charged $234.95. Then, in direct violation of my healthcare-insurance policy, UHC deducted the $234.95 from my Health Reimbursement Account (HRA) because I had not met my deductible. The reason that UHC did this is because the doctor did not properly code the services he provided to me as being for an annual physical exam. As soon as I discovered this error, I complained to UHC.�� All that I asked was for UHC to reimburse my HRA the sum of $234.95 and then let my doctor and me work out the proper payment (if any) between ourselves. Although I pursued this matter through UHC's entire appeals process, in the end UHC still refused to do anything until the doctor resubmitted his bill with the correct billing code (which the doctor refused to do).����However, the actual services that the doctor provided should trump whatever arbitrary or erroneous codes he may have used to try to inflate his charges. Certainly, when the doctor uses erroneous coding in a way that disadvantages UHC, UHC will look behind the codes to see what services were actually performed, what the proper coding should have been, and then will pay the doctor���s claim based on the proper coding. However, when the doctor���s coding only disadvantages the patient, UHC then uses a DOUBLE STANDARD and refuses to look behind the coding. Under UHC���s specious reasoning, UHC could charge the patient for having been given a heart transplant -- if that is what the doctor���s erroneous coding stated -- even though the patient may have actually been given only an aspirin -- or, indeed, even if the patient had not even been treated by this doctor at all! The potential for fraud under the position taken by UHC is limitless. Thus, UHC may not simply turn a blind eye to obviously erroneous physician coding of services. On the contrary, UHC has an obligation to look behind the coding to determine what services were performed and then to use the proper coding in determining the patient���s benefits under UHC���s healthcare-insurance policy. Moreover, UHC has a responsibility to train the doctors in its network and UHC may not use its failure to properly train such doctors as an excuse to deny the benefits that UHC promises to its customers. The bottom line is that it is a clear case of FRAUD when United Healthcare sells a healthcare-insurance policy in which it has promised to provide preventive services (which include a physical exam once every two years) without applying a deductible, but then hides behind erroneous physician coding of what was clearly a preventive physical exam in order to apply a deductible,
    - Jonathan Z.
  • C
    My experience with United Healthcare is they will ultimately pay the claims, however, I've really never figured out if their claim processing is deliberately trying to screw their insured or if they are just terribly inept. At the moment I think it is the later. Last year it took an average of 3 processing to accurately pay my claims. Some claims took as many as 12 corrections to finally get it right. I ended up having four formal appeal hearings last year alone
    - Mark L.
  • A
    They have a list of doctors and specialists under their plan. One has to just go online and search for your choice of doctor and fix an appointment. The experience is good as you don t have to worry about the out of pocket expenses. I haven t met any doctor so far that I haven t liked, they are good. I recently was in the hospital after an accident, we did not have to worry about anything, and they took care of everything.
    - Anthony B.
  • B
    We were notified that our regular doctors and preferred hospital were no longer going to be covered as of June 10, and we had a procedure scheduled for June 9. We were informed that everything after June 10 would no longer be covered. We went ahead with the procedure, and subsequently discovered that they decided to continue this coverage. Everything worked itself out in the end, but this made for a very stressful experience going into the medical procedure, and added stress to an already frustrating experience.
    - Cheryl A.
  • D
    United Health Care should not be placed in the "A" category. I am a State of Ohio Employee and have been on United Health Care for years, practically ever since I have been employed with the State of Ohio which is about 20 years. I received a letter from UHC, approximately 2 weeks right after our open-enrollment, dropping my doctor's lab, and two of my doctors. Apparently, they are dropping their contract with Ohio Health. I guess they want you to change doctors that you have been going to for years. Not going to happen. I hope that UHC's contract with Ohio Health does fail, this way I'll have an opportunity to switch to another health plan, which is what I plan on doing next open enrollment anyway. So please, lets not put them in the "A" category. Thank you.
    - CAROL B.
  • A
    Very reasonable co-pays, most procedures are covered 80/20 and they have mental health benefits available as well. I am able to see a counselor/therapist at the same copay I pay for a doctors visit. I thankfully haven't had to file many claims but anything which has been submitted has been addressed quickly and I've spent a minimal amount out of pocket. I had the same insurance through a previous job and I stuck with UHC when I started my new job because I was very happy with them.
    - BRANDEE P.
  • A
    .
    - richard o.
  • A
    .
    - richard o.
Join Angie's List to view provider's name.

Health Insurance Providers in Westerville

Companies below are listed in alphabetical order.

To view top rated service providers along with reviews & ratings, JOIN ANGIE'S LIST NOW!