Cotten Coverage Insurance

Founded 1987 • Angie's List since May 2010

B Rated | 4 Reviews

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Description

Voted "Best Insurance Agency" on Long Island for 5 years, Cotten Coverage Insurance Agency is your independent, one-stop insurance center for all your personal insurance needs. Just one call can get you a customized proposal package with rate quotes from a variety of quality companies. We make insurance shopping easy!...

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Call (888) 864-8940. We are a no-cost service working with over 200 insurance companies in all 50 states. 8-time Super Service Award winners. Our policyholders get free claims support for life! We work for you, not the insurance companies. Our services are free and you pay the same no matter where you shop!

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Verified Reviews

A few reviews for this pro…

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RATED

03/26/2015

unknown

DESCRIPTION OF WORK
unknown

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A

RATED

10/11/2013

Living on Long Island it's hard to get home insurance. I called 5 agents and they either did not call me back or were charging me too much 4. I called Cotten and not only were they the best price, they were very professional. I would and will use them again.

DESCRIPTION OF WORK
Saved me a lot of insurance on my home insurance

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F

RATED

04/05/2013

A lot of hot air on the phone. Information which was (in the end) not usefull and actually led us astray and was truly misleading. Refusal of giving a comprehensive compilation of the costs which may arise in the future. Little piece meal information with a lot of extra fees hidden. Big bills for services not provided. Undisclosed fees. This company is awful. We never made any claims, but they con...

DESCRIPTION OF WORK
Wanted to close on a house with this insurance since it was highly rated on the internet (nothing on Angies List though). Despite the fact that the initial information appeared to be more comprehensive and quite sophisticated than the information provided by competitors (Allstate) ... this insurance charged a brokers fee and another transaction fee, and this was for everytime that they would modify our insurance. There were undeclared deductions for early cancellation, and it was twice as expensive for what we wanted. We eventually took the hits and changed to another insurance broker who charged no fees and no binder fee. In the end for one month of insurance we paid $500, and it still paid for us to change. Don't get ripped off. Don't choose Cotton Coverage.

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SERVICE PROVIDER RESPONSE

I am responding to this review. (member name removed) contacted our agency for home insurance. Upon discussion, it was discovered that the home was vacant and not eligible for a home policy but rather a vacant building policy (which is more expensive). She was insistent on a home policy, which would not protect her in case of a claim since the building was unoccupied. We had 12 discussions concern...
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RATED

02/16/2013

It was a good as could be expected. I will refer all my family and friends to them.

DESCRIPTION OF WORK
I've been using Cotten Coverage for a couple of years. My wife was trying to get me to switch to an insurance company that is ALWAYS running commercials. In fact, i was going to call them when my policy renewed. Well, Super Storm Sandy came and I'm glad that I didn't. Although it did take a while (although faster than any of my neighbors), I got paid on my whole claim. they even paid me for the food I lost out of my refrigerator. Also, my neighbors always told me that I was paying too much for my flood insurance. Now I found out why. None of my neighbors had coverage for their "stuff" in the house and I did. They are all upset and while the storm was a real nightmare, at least I have the funds to take care of my family.

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SERVICE PROVIDER RESPONSE

Thanks for the review [member name removed]. I am glad you are satisfied.

Services Offered

Home Insurance, Coastal Property Insurance, Automobile Insurance, Business Insurance, Special Rates for Contractor Insurance, Commercial Automobile Insurance, Umbrella Insurance, Special Events Insurance, Liquor Liability Insurance, In Home Business Insurance, Life and Disability Insurance, Bonds, Professional Liability Insurance, Incredible Rates for Clients with Bad Credit, New Drivers Or With Claims. Outstanding Rates For Drivers With Great Credit and Clean Drivers Records.

Services Not Offered

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General Information
Free Estimates
Yes
Payment Options
Check, Visa, MasterCard
Emergency Service
Yes
Warranties
No