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Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Companies in Fort Scott, KS

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

Accelerated Benefits

5880 Venture Drive

AMERICAN FAMILY INSURANCE

1707B S National Ave
Fort Scott

AMERICAN FAMILY INSURANCE

600 S SUMMIT ST
Arkansas City

ATKINS INSURANCE

3 E WALL ST
Fort Scott

Bieker Insurance Agency, INC

107 W. 13th St.
Hays

BOB WILLIAMS INSURANCE

112 E 23rd St
Fort Scott

C. Dean Riney Insurance

1011 N Kansas Ave
Liberal

Cardinal Insurance

332 W 7th St
Junction City

Case & Son INSURANCE

220 E Main Street
Marion

Choice Home Warranty

1090 King Georges Post Rd

Cody Nelson Farmers Insurance

2420 W 13th St N
Wichita

Commercial Insurance Agency

505 COMMERCIAL ST
Oswego

CRAIN INSURANCE

13 E WALL ST
Fort Scott

DAVIDSON AGENCY

102 E 2ND ST
Delphos

DEMASTERS INSURANCE LLC

1130 WESTPORT RD

Donna Wren/Farmers Insurance

15167 W 119th St
Olathe

Eklund Insurance LLC

1628 Caldwell Street
Goodland

Farm Bureau Financial Services

321 N 7th St
Garden City

FARMERS INSURANCE GROUP

5 N MAIN ST
Fort Scott

FIRST GROUP INSURANCE

136 S BROADWAY AVE
Sterling

FREEDOM CLAIMS MANAGEMENT INC

2318 WASHINGTON ST
Great Bend

Health Benefit Consultants LLC

20275 Honeysuckle Dr.

Insuractive, Inc.

8420 W. Dodge Rd.

Insurance Group of Junction City

925 S. Washington Street - Suite A - POB 1225
Junction City

Insurance Planning Inc

3006 Broadway Ave
Hays

LCMS, LLC

109 Deer Run

Liberty Mutual Insurance

811 N Main St
Garden City

Long Term Care Advisors

13866 S Gallery Street
Olathe

MASON & ASSOC

207 E 1ST ST
Fort Scott

MODERN WOODMEN OF AMERICA

15 E WALL ST
Fort Scott

MReed Financial

2807 Vista Mariana

Patel & Associates LLC.

2530 Berryessa Rd

Peachey Insurance

115 S Main St
Pratt

RICHARD K GAINES INC

2324 N Florissant Ave

ROY B JOHNSON

644 Marblecrest Ter
Fort Scott

Rugloski and Associates

537 E. Gail Lane

Salina Insurance Services

157 N 9TH ST
Salina

Senior Health Direct

719 E. Grand River Ave.

SLACK ADJUSTERS

400 N NATIONAL AVE
Fort Scott

Strategic Financial Partners

1001 Milner St
Hays

SW Insurance Solutions LLC

PO Box 331
Wilmore

TASK Insurance Agency Inc.

9393 W 110th St
Overland Park

United Health Care

PO Box 30555

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