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Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Companies in Nokomis, IL

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

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5880 Venture Drive

Allstate Insurance - Christopher Younglove

1283 W Spring St.
South Elgin

American Family Insurance

111 Lions Drive
Barrington

American Family Insurance Albert Shamon Agency

940 North Milwaukee Ave.
Libertyville

Beacon Insurance Group

1603 Broadway
Mount Vernon

Beth Robinson State Farm Insurance

1120 Bond Street
Lawrenceville

Brad Pyles Insurance and Investments

215 E. Jackson St
Macomb

Brian Carnes - COUNTRY Financial

1019 La Salle St
Ottawa

CENTRAL INSURANCE & BONDING

2420 E CALUMET ST
Centralia

Choice Home Warranty

1090 King Georges Post Rd

Clennon Insurance Agcy

127 W Mondamin
Minooka

COUNTRY INSURANCE & FINANCIAL

105 W STATE ST
Nokomis

Cristero Insurance

PO Box 2266
Kankakee

Dennis Twitty Agency State Farm

336 N Henderson St
Galesburg

Dozier Insurance Agency

820 State
Quincy

Frank Snyder Financial

1000 E Harris Ave
Greenville

Gil Lutwak Insurance Services

818 Sutton Drive
Northbrook

HailKat Restoration

301 E Ridge St
Yorkville

Health Benefit Consultants LLC

20275 Honeysuckle Dr.

Heap Insurance Agency

101 George St
Morris

HomeStar Insurance Services

303 Section Line Rd.
Manteno

Insuractive, Inc.

8420 W. Dodge Rd.

Insurance Navy - Chicago

4717 N Pulaski Rd
Chicago

Insurance Plus

406 N 5th St
Neponset

ISHMAEL INSURANCE SVC INC

114 E STATE ST
Nokomis

JAY MEIER INSURANCE INC

2115 S BRENTWOOD BLVD

KARIN Clark AGENCIES

769 S DURKIN DR
Springfield

Krehbiel & Associates LLC

125 N 11th St
Mount Vernon

LARRY GOSS INSURANCE

2025 BROADWAY ST
Mount Vernon

LOEBACH INSURANCE & ASSOC

203 W NORRIS DR
Ottawa

LUTZ AGENCY INC

9633 WALL ST
Nashville

M & K INSURANCE

1443 W WHITTAKER ST
Salem

MERLE B KOTTWITZ INSURANCE

424 S OAK ST
Nokomis

MidState Insurance Agency, Inc.

106 W QUINCY ST
Griggsville

Modern Woodmen of America

219 E Schwartz St
Salem

MReed Financial

2807 Vista Mariana

Mt Carroll Insurance

209 N Main St
Mount Carroll

NOKOMIS FARMERS MUTUAL INS CO

104 W STATE ST
Nokomis

OZBURN INSURANCE AGENCY, INC.

1331 WALNUT ST
Murphysboro

Patel & Associates LLC.

2530 Berryessa Rd

Placer Insurance Agency

5 Sierra Gate Plaza, 2nd Floor

Preston Lewis Agency, INC.

1015 S. State Street
Lockport

Prism Title

1011 E. Touhy Avenue, #350
Des Plaines

Read Insurance Agency, Inc.

30 W Century Dr
Princeton

RICHARD K GAINES INC

2324 N Florissant Ave

Roger Schuldt Insurance Agency

109 S 2nd St
Watseka

Rosenwinkel Insurance

7114 Calumet Avenue

Rugloski and Associates

537 E. Gail Lane

Senior Health Direct

719 E. Grand River Ave.

Sheffer Insurance

114 S Park Ave
Herrin

STATE FARM INSURANCE

111 S PINE ST
Nokomis

STIVERS & POWERS INC

po box 5253
Springfield

T.J. Lewis & Associates

410 E Stevenson Rd, Suite A
Ottawa

The Indelicato Investment Group, LLC

1021 South Big Bend Blvd

The Stobbe Agency

10707 Allegheny Pass
Huntley

TOSETTI & ASSOC

18358 N 20TH AVE
Nokomis

United Health Care

PO Box 30555

Way Insurance

1183 N. Henderson
Galesburg

WIRTJES AGENCY

106 W Market St
Shannon

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