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Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Companies in Monmouth, IL

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

ALTERNATIVES IN FINANCIAL PLNG

105 E BROADWAY
Monmouth

AMERICAN FAMILY INSURANCE

111 S 1ST ST
Monmouth

American Family Insurance

111 Lions Drive
Barrington

American Family Insurance Albert Shamon Agency

940 North Milwaukee Ave.
Libertyville

AMERICAN REPUBLIC INSURANCE

210 S SUNNY LN
Monmouth

Beth Robinson State Farm Insurance

1120 Bond Street
Lawrenceville

CENTRAL INSURANCE & BONDING

2420 E CALUMET ST
Centralia

Choice Home Warranty

1090 King Georges Post Rd

Citizens Insurance Services

127 S Side Square
Macomb

COUNTRY INSURANCE & FINANCIAL

1000 N MAIN ST
Monmouth

Crane Insurance Agency

310 Easton St Suite 230
Alton

DOROTHY WASSON INSURANCE

306 S G ST
Monmouth

Dozier Insurance Agency

820 State
Quincy

FOREMOST INSURANCE

3 LINCOLN CT
Monmouth

FRANK ROMANO AGENCY

PO Box 344
Monmouth

FRED JENKS INSURANCE SVC

721 N MAIN ST
Monmouth

GARY HAWK FINANCIAL SVC

1200 N MAIN ST
Monmouth

Gil Lutwak Insurance Services

818 Sutton Drive
Northbrook

HomeStar Insurance Services

303 Section Line Rd.
Manteno

Insurance Navy - Chicago

4717 N Pulaski Rd
Chicago

Insurance Partners Inc

2626 S 5th St
Springfield

Insurance Plus

406 N 5th St
Neponset

JAY MEIER INSURANCE INC

2115 S BRENTWOOD BLVD

KARIN Clark AGENCIES

769 S DURKIN DR
Springfield

LARRY GOSS INSURANCE

2025 BROADWAY ST
Mount Vernon

LOEBACH INSURANCE & ASSOC

203 W NORRIS DR
Ottawa

LUNA INC

112 N 14TH ST
Monmouth

LUTZ AGENCY INC

9633 WALL ST
Nashville

M & K INSURANCE

1443 W WHITTAKER ST
Salem

Modern Woodmen of America

219 E Schwartz St
Salem

Mt Carroll Insurance

209 N Main St
Mount Carroll

NBC, Inc.

470 Forest Ave

OZBURN INSURANCE AGENCY, INC.

1331 WALNUT ST
Murphysboro

Patel & Associates LLC.

2530 Berryessa Rd

Placer Insurance Agency

5 Sierra Gate Plaza, 2nd Floor

PORTER INSURANCE INC

200 E BROADWAY
Monmouth

Prism Title

1011 E. Touhy Avenue, #350
Des Plaines

R A REYNOLDS AGENCY INC

1021 N MAIN ST
Monmouth

Read Insurance Agency

30 W Century Dr
Princeton

Read Insurance Agency, Inc.

30 W Century Dr
Princeton

ROBERT S MAKINEY & ASSOC

115 S 1ST ST
Monmouth

Senior Health Direct

719 E. Grand River Ave.

Sheffer Insurance

114 S Park Ave
Herrin

STANTON INGERSOLL AGENCY

96 PUBLIC SQ
Monmouth

Stanton Ingersoll Agency, Inc.

96 Public Square
Monmouth

STENGER MICHAEL H CLU INS

1327 MAPLEWOOD DR
Monmouth

STIVERS & POWERS INC

po box 5253
Springfield

The Indelicato Investment Group, LLC

1021 South Big Bend Blvd

The Stobbe Agency

10707 Allegheny Pass
Huntley

United Health Care

PO Box 30555

WIRTJES AGENCY

106 W Market St
Shannon
Monmouth Zip Codes

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