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Recent Mortgage Lending Reviews in Kooskia

  • A
    Reverse Mortgage Information
    Thanks to Larry this was a very pleasant experience in what can seem to be a daunting task.He was easy to contact and followed through with answers and any help I needed.I would highley recommend him to anyone seeking this type of loan.
    - Bart B.
  • A
    Guild Mortgage Company
    I absolutely loved working with Debbie Owens. She explained everything we needed to know, and gave us several options. She was exactly the person we needed.
    - Sydne P.
  • A
    ISU Credit Union
    They did not charge us for their services. All of the closing costs were free and the interest was 0.285. When you go to a credit union and you join it, you are really working for yourself. There is no one driving the cost of things up. There are no stockholders who are trying to make a lot of money. That must be why they can do it so cheaply, but they have been wonderful. My daughter died, but before she did, she had a lot of legal stuff to get taken care of and they would witness it and put their stamp on it, and they did it all for free. They keep the same people there. Every time we go in, it is the same people where Wells Fargo completely rotated all their employees every couple of months. You hardly ever get to know anybody.
    - John P.
  • A
    INTERWEST MORTGAGE
    We were referred to Joni Fleenor at Interwest by our Realtor Brian Thompson (idahorealestateguy.com) immediately upon starting the search for our new home. We have had three mortgages with Wells Fargo and had been satisfied to this point. During the search and approval process I quickly found out why I was referred to Interwest. Due to the recent credit crisis, WF's processes, requirements, and CYA check points have become so arduous that it quickly became clear that the agent we were working with at WF had no clue what was required and it was not likely that our mortgage would close on time! I called Joni and Christine at Interwest and within 24 hours, we had approval, committment and the peace of mind that our mortgage would be approved and able to close on time. Keep in mind that we started the process with Interwest about 30 days prior to closing so this was quite the feat! Our loan closed early and without a hitch....Interwest does sell their Mortgages and we are now back with Wells Fargo which actually works out great as we bank with them so the online processes work great. Also keep in mind that the Federal requirements for mortgages are really ONEROUS as compared to just a few years ago but Joni, Christine and the entire Interwest team did a fabulous job negotiating the B.S. and got the job done! We highly recommend them!
    - Scarlett A.
  • A
    WESTMARK CREDIT UNION REAL EST
    We switched from a major nation wide bank to Westmark Credit Union about 6 years ago. I do not have any regrets. They are a local state credit union and have been very helpful with any question or financial support I have needed!!! I would highly recommend them to any one.
    - James N.
  • A
    INTERWEST MORTGAGE
    Joni is the owner of Interwest and the person we talked to. She was very professional and helpful. We are still waiting to close on our house but so far she has made the process as easy as possible and it has been great to work with her.
    - Joseph B.
  • A
    Bank of America
    I don’t like them but they are just fine.We handle everything with them basically over the internet.
    - Theodora A S.
  • B
    IDAHO CENTRAL CREDIT UNION
    The online process for application was quite straight forward and easy enough. I did that for convenience as opposed to going into the local branch (note: I think it's unfortunate that a city the size of Twin Falls has only one branch and that it's not even centrally located...). My opinion would have gone unchanged had the follow-up phone call from a customer service rep been more professional and pleasant. She was completely disinterested and I ended up feeling as though I was inconveniencing her to make her have to call me; she redirected me to the branch multiple times and I finally stopped asking questions when I clued in to the fact that any questions I asked were going to be answered by her directing me into the local branch. In the end, it was that interaction that helped me decide not to pursue the loan with ICCU because I didn't really need the additional bank account.
    - Jud V.
  • D
    WESTMARK CREDIT UNION REAL EST
    I bought tickets for the airshow they held some years back in Arco. Had to wait a long time to get tickets as the tellers did not have them but had to get them from one of the officers.??? Micromanagement. The reason I am giving them such a negative review is that they had much to do with the organization of this show and the one held a couple of years back in Idaho Falls where sufficient fresh water was not provided to a captive audience, in July, forcing people to pay for greatly overpriced drinks or water. Westmark was a leader in a coalition of local businesses putting on the show, and their aim was to milk every dollar possible from the community, making a great deal of profit off of federal money spent to benefit everyone.Their ads are also particularly annoying.
    - Randall J.
  • D
    WELLS FARGO HOME MORTGAGE
    We quit using them. Compared to a credit union, they were way expensive when we got a loan on the house. They charged us the closing cost and then, they rushed us into securing this interest rate which started at six percent and they added a little this and that and it ended up maybe about seven-and-a-half percent when we first got the loan to buy this house. We thought we were lucky to get a loan at all because we are so old, but I tried to get a ten-year loan and they just would not do it. They just want a 30-year loan. I told them that I would be dead before it is paid off and she said that I would not care then. It is the only thing in town in the matter of getting it. After we paid on that loan and for quite a while we were not paying much down, I went to the credit union and they gave me a ten-year loan. They did not put me through the rear like that. So then, I was able to get the loan I could pay off in my life time. We do not like Wells Fargo.
    - John P.
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Mortgage Brokers in Kooskia

Companies below are listed in alphabetical order.

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    V
  • Vilaggio

    1000 Centregreen Way
    Cary, North Carolina