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Mortgage Brokers to Avoid


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Over 332 reviews for
Chipley Mortgage Brokers from people just like you.

"I have been following mortgage rates for some time, and I noticed that
was often the best rate. Thinking that it was another bait-and-switch," I ignored them for a while, but when rates started falling I decided to give them a call to find out if they would honor the advertised rates posted on Zillow.com. Sure enough Chip said they would honor that and even provided some alternative mixes of rates and closing costs. In the end Chip was able to get me a 3/8 reduction in my mortgage with ZERO closing costs. This included his lender fees, and third-party fees that often creep in. Basically he was able to get me a rate that had a lender credit to cover all of those costs. Working through the process was painless- it was the smoothest of the 3 refi's I've been through. Everyone I dealt with in the process was excellent, from Chip who I worked with for the application and getting the rate,
who handled all of the paperwork, to the appraiser and closing law firm. They use a secure portal for exchanging documents and files, so you don't need to send your taxes through email like some others. The closing took 30 minutes and we were able to do it one evening after work. I have already recommended
to friends, and will continue to do so.

-Ari K.

"I've banked with BOA for 32 years, long before they purchased what was originally SeaFirst. My family has multiple accounts with them including several credit" cards accounts. Not unlike previous reviewers, I recently paid my mortgage via online banking and they processed the same payment a second time a few days later. Not only did they debit the second payment, they said that I arranged the second payment myself online. They told me that I had decided to pay my mortgage twice. This comes after several years of complete insanity with BOA credit card services. Purchases made during the holiday season were repeatedly declined, leaving me in front of a cashier and other customers having to explain why my card did not go through. So I started call them before I made the Christmas purchases to let them know I was about to use my card. I was given the go ahead by a live sales rep -- and then my card was again denied at the cash
. I called the BOA reps again was greeted by a condescending man who began blaming me for the error. This weekend we drove out of town for a short weekend trip and while attempting to use her debit card at a store she's been shopping at for 30 years, my wife's debit card was denied at
. Our family has a near perfect credit rating. Every card bill is paid off completely at the end of the month. There is no way BOA deserves ours business. We'll be closing most accounts, including our children's soon. If I could close my three BOA credit card accounts at once without impacting my credit rating, they'd be gone too. Those will be gradually closed. After a three decade customer relationship with
, I would strongly recommend you not bank with them.

-Danny H.

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Local Articles in Chipley

Mortgage Loans

Taking on a mortgage loan is a massive responsibility. Not only is it a huge expense, a mortgage loan is also a complicated set of concepts, options and obligations. Read on to learn how to navigate the turbulent waters of a mortgage loan by learning the fundamentals behind it.

house with large driveway
Real Estate Agents, Appraisals - Real Estate, Mortgage Companies

As prime real estate season approaches, and you ready your house for the market, you might be tempted to forgo hiring a Realtor and represent the listing yourself. After all, how hard can it be to sell your own home?

Understanding more about the home loan process can take some of the mystery out of it and make this exciting purchase less stressful. (Photo courtesy of Angie's List member Todd C. of Seattle)
Mortgage Companies

Who are these people and how will they help you get a home loan? Discover answers to many of your mortgage questions.

Always play it safe and disclose everything directly to your loan officer, says Goldhirsh. (Photo by Ray Alderete)
Mortgage Companies

Avoid home buying pitfalls by following three simple steps to filling out your mortgage loan application: be accurate, omit nothing and tell it like it is

The type of loan you qualify for relies heavily on your credit portfolio. (Photo courtesy of Angie's List member Mark R. of Atlanta)
Mortgage Companies

A home will likely be the most expensive purchase you make. Learn about the types of home loans available and the loan requirements you'll need to meet.

Angie's Answers

Yes! Movie tickets, 2 hours at the spa, 10 rides at your local "iFly", etc. Bottom line: You know your clients. Find out what they do to reward/pamper themselves and give them that!

Hope this helps!

David Gowans


As with anything like this, some are scams, some legit but poorly organized or run, some legit. There are a few new companies set up by hedge funds just getting into rentals and into buying foreclosed properties in good shape, which they then rent or lease and will, in some cases, allow rent to partly apply to purchase.


Before you even think about this type of arrangement, you should have it THOROUGHLY reviewed by a lawyer, because once you get into it you will be stuck, and most likely there will be a LOT of terms restricting your investment. Considering the average person moves every 5 years or so for employment or family or medical reasons, and generally these sort of arrangements have to be carried through to completion to get ANY of your investment back out of the deal, it is generally a losing proposition for almost everyone - a fact the companies count on.


Mortgage Brokering reviews in Chipley


Chipley Mortgage Brokers Provider Name Locked
Chipley Mortgage Brokers Provider Name Locked
, and the team at
Chipley Mortgage Brokers Provider Name Locked
are one of the most punctual, professional, and knowledgeable groups we have encountered not just in financial services, but in any type of service.
Chipley Mortgage Brokers Provider Name Locked
assisted us in securing the original mortgage loan on our home in April 2012. When our real estate agent went MIA during our negotiations with the existing owner,
Chipley Mortgage Brokers Provider Name Locked
stepped in and assisted with her role as well as his own. In early 2015, it came time to refinance.
Chipley Mortgage Brokers Provider Name Locked
found us a Lender who allowed us to shave 3/4 of a percentage point off of our interest rate, eliminate mortgage insurance, and cut our loan term from 23 years down to 15 years, saving us tens of thousands of dollars over the life of the loan. Emails or phone calls to
Chipley Mortgage Brokers Provider Name Locked
Chipley Mortgage Brokers Provider Name Locked
were always returned within no more than a few hours.
Chipley Mortgage Brokers Provider Name Locked
was always willing to have discussions in the evenings, which was very important as we are a household with two full-time workers. The process took roughly 45 days from first contact to closing. And the closing agent from the settlement company even came to our house in the evening to get the final paperwork signed. We would recommend
Chipley Mortgage Brokers Provider Name Locked
to anyone who asked, and have already recommended
Chipley Mortgage Brokers Provider Name Locked
to even those who haven't asked.
- Sheri M.

This was my third house and the whole process was seamless. I wasn't asked multiple times for documents that I had already sent and I was always kept informed of where the loan was. If I had a question,
Chipley Mortgage Brokers Provider Name Locked
was always timely and responsive. The whole process was easy and seamless. Will use him again in the future if I buy another house.
- Traci B.

So I had lost my job in the summer of 2013 and did not find another job until spring of 2014. Unemployed for about 6 months. My job was ok but after 3 months i found a really good job, but it was going to require us to move. I contacted
Chipley Mortgage Brokers Provider Name Locked
and was upfront about everything and they went to work. I had a bankruptcy and the unemployment history. The job was very good and
Chipley Mortgage Brokers Provider Name Locked
gave us a pre approval letter. We bought a house they let us move into based on the letter. When we went to get the loan the under writer turned us down due to lack of work history. We were in trouble but
Chipley Mortgage Brokers Provider Name Locked
went back and worked out agreement that if I had 6 month work history they would give us the loan. It was very difficult but necessary as it was a good job and we have family.
Chipley Mortgage Brokers Provider Name Locked
understood the situation and took it personal to insure our family had a roof over it's head at the end of the day. The cost/loan rate was way better then industry average too. We did not have to put any money down! I would recommend you at least speak with
Chipley Mortgage Brokers Provider Name Locked
before making a final decision. Best in class.
- otto H.

The team at
Chipley Mortgage Brokers Provider Name Locked
was absolutely fantastic to work with. I can not imagine the refinancing process being made any easier than this. I would definitely recommend them.
- Matthew P.

This is the second time working with
Chipley Mortgage Brokers Provider Name Locked
Chipley Mortgage Brokers Provider Name Locked
within the past year for me. I secured my initial mortgage through him in April of last year. He contacted me about doing a VA streamline refinance loan and was able to lower my rate by almost a percent, saving me close to $300 a month on my mortgage and no money down at closing. It took three weeks to the day from paperwork to in-home settlement. It was a painless refinance, and as always,
Chipley Mortgage Brokers Provider Name Locked
was proactive and responsive and delivered on everything he promised. I highly recommend
Chipley Mortgage Brokers Provider Name Locked
Chipley Mortgage Brokers Provider Name Locked
for anyone with mortgage needs!
- Matthew S.

Chipley Mortgage Brokers Provider Name Locked
Chipley Mortgage Brokers Provider Name Locked
was our loan officer for our construction loan on our house.
Chipley Mortgage Brokers Provider Name Locked
was very professional and personable throughout the entire process. This was our 1st construction loan, but not our first time buying a house. A lot of the rules of the game have changed in the last few years and
Chipley Mortgage Brokers Provider Name Locked
was very good about educating us about what was new and how to navigate the entire process. He quickly learned we are very 'hands on' people and want to be involved and informed every step of the way. The construction loan process and some of the new regulations can be a little frustrating and
Chipley Mortgage Brokers Provider Name Locked
was good about playing the role of councilor when we needed to vent. Throughout the entire process, I know
Chipley Mortgage Brokers Provider Name Locked
always had our best interests at heart and he worked very hard to get us the loan we needed to build our home.
Chipley Mortgage Brokers Provider Name Locked
earned far more money that he was paid during closing based on the amount of time he worked with us to make this loan possible. We will definitely be working with
Chipley Mortgage Brokers Provider Name Locked
again when we convert the construction loan to a traditional mortgage. I very much recommend
Chipley Mortgage Brokers Provider Name Locked
to anyone seeking a construction loan or more traditional mortgage.
Chipley Mortgage Brokers Provider Name Locked
's professionalism, attention to detail, and customer service skills exceed those of anyone else I have worked with in his industry.
- Grant K.

Amazing, I can't speak highly enough of this company.
Chipley Mortgage Brokers Provider Name Locked
specifically has been working with me for over a year, I wasn't able to get financing last year and with his help I managed to raise my credit score. He went over all of the options and answered questions quickly. Buying a home can be scary, a lot of the
Chipley Mortgage Brokers Provider Name Locked
isn't common knowledge and he always made sure I knew what he was talking about. The process for approval and underwriting took literally no time. I was able to get them all required information and underwriting completed within 3-4 days. I would and will recommend this organization to all of my friends and family.
Chipley Mortgage Brokers Provider Name Locked
's office number is 317.538.0849.
- Alissa R.

Chipley Mortgage Brokers Provider Name Locked
and his team made the process very easy and stress free. He is always quick to respond and strives to make this experience a great one!! Thanks
Chipley Mortgage Brokers Provider Name Locked
- Ben S.

All Mortgage Brokers in Chipley, FL

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

American Dream Residential

4801 Hargrove Suite 11

American First Mortgage

4907 NW 43rd St


3174 Gulf Breeze Pkwy
Gulf Breeze


2101 Vista Pkwy
West Palm Beach

Blucher Law Group, LLC

7300 Delainey Ct
Lakewood Ranch


11925 E 65TH ST



CityWorth Mortgage

11781 Lee Jackson Hwy

Collateral Management

1512 E Broward Blvd Ste 104
Fort Lauderdale

Continental Mortgage Corp

1680 Michigan Avenue
Miami Beach

Day Global LLC

111 Mohawk Trl

EQ Release


Expert Mortgage Group Inc

9600 NW 38th Street,

EZZ Financial

8191 College Pkwy Ste 301
Fort Myers


Fort Lauderdale

Florida Mortgage Solutions

1625 N Commerce Pkwy

Florida State Mortgage Group, Inc

790 E Broward Blvd
Fort Lauderdale

Foundation Mortgage

1680 Michigan Ave
Miami Beach

Gary O'Connell

102 Elm St.

Guardian National Bank

4400 W 109th St.

Gulf & Western Mortgage

2385 Executive Center Drive
Boca Raton


850 NW 144TH ST


13129 66th Street N.

Integrity Home Loan of Central Florida

901 International Parkway
Lake Mary

Leader Bank NA

50 Mall Rd


Boca Raton




1414 MAIN ST

Mortgage Masters Group

481 SW Port St Lucie Blvd
Port Saint Lucie


11700 Plaza American Dr

Residential Home Funding Corp.

6901 Jericho Turnpike

Semper Home Loans, Inc.

13925 Ballantyne Corporate Place Ste 260

SouthWind Mortgage, Inc. nmls#276161

1975 Sansburys Way
West Palm Beach


212 Washington Ave Ste 300

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