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Mortgage Brokers to Avoid

25

Top Rated Mortgage Brokers

9

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Over 269 reviews for
Escalon Mortgage Brokers from people just like you.

A
"My loan was a challenge and
from
made the process easy and painless. Searching for a pre-approval, originally, we" went through our bank. Not getting the financing we needed for our dream home,
and
was recommended to us from our real estate agent.
immediately informed us of other conventional loan options we were not getting from the bank directly.
went above and beyond his responsibilities as the pre-approval process continued offering credit improvement tips and ways to secure the best loan possible at the best interest rate available.
also offered tips on the selling of our current home and how to best pay for the new one. After approval and time for the loan, we ran into a problem with missing documents we needed to close the loan.
offered advice on how to best solve the problem with the bank. When the underwriters took to long reviewing our file,
was in constant communication to speed things along. Finally after finding out we would have to wait 4-8 weeks for the documents to arrive,
took our file to management at the bank and got the loan approved to close after a full file audit. Again, well above and beyond his duty and responsibility. What can I say other than this is an A+ organization and more importantly an A+ owner.
personally handles everything and informs you of every step along the way. I don't generally write reviews, but the lengths
went to get my loan approved warrants this thanks and many more. Closing this loan this week saved me thousands of dollars in penalties and storage fees. I only hope others searching for a mortgage broker go no further than
. Again my family thanks
from the bottom of our hearts. Sincerely,
.

-Hector M.

C
"The real estate agent was not always good at responding to emails or keeping up with communication during the pre-building stages of the home. This
" to delays in the new home construction. For example, she did not correctly record details of the house that we discussed (and were in the contract). This was discovered after the blueprints for the house were done and the permit obtained. Therefore, this process had to start from scratch, which
to a significant delay in construction. Between final walk through of the home and closing, there was damage discovered in several locations (that was not seen at the final walk through). After only living in the home for only 5 weeks, this brand-new home has had water in the basement three times. I would not use this company again.

-David B.

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Local Articles in Escalon

Mortgage Loans

Taking on a mortgage loan is a massive responsibility. Not only is it a huge expense, a mortgage loan is also a complicated set of concepts, options and obligations. Read on to learn how to navigate the turbulent waters of a mortgage loan by learning the fundamentals behind it.

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If you are thinking of buying your first home, refinancing or looking to move up to your dream home, now may be the time to talk to your mortgage banker. (Photo by Eldon Lindsay)
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Are mortgage rates on the rise? Understanding market trends can help you decide the right time to buy a new home.

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Real Estate Agents, Mortgage Companies

Buying a home on a short sale can save a buyer money, but there are some factors to consider.

Angie's Answers

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DO NOT GO WITH THESE PEOPLE THEY SCREWED US OVER $2000 ON THERE SO CALLED FAST TRACK PROGRAM AND 7 MONTHS LATER OUR CREDIT IS STILL THE SAME AND THEY KEEP FEEDING PEOPLE FALSE HOPES AND PROMISES..DONT GET CAUGHT UP WITH THE COMPANY THEY HAVE A F RATING WITH THE BBB ABD HAVE SEVERAL COMPLAINTS ON RIP OFF REPORT.
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Yes! Movie tickets, 2 hours at the spa, 10 rides at your local "iFly", etc. Bottom line: You know your clients. Find out what they do to reward/pamper themselves and give them that!

Hope this helps!

David Gowans

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As with anything like this, some are scams, some legit but poorly organized or run, some legit. There are a few new companies set up by hedge funds just getting into rentals and into buying foreclosed properties in good shape, which they then rent or lease and will, in some cases, allow rent to partly apply to purchase.

 

Before you even think about this type of arrangement, you should have it THOROUGHLY reviewed by a lawyer, because once you get into it you will be stuck, and most likely there will be a LOT of terms restricting your investment. Considering the average person moves every 5 years or so for employment or family or medical reasons, and generally these sort of arrangements have to be carried through to completion to get ANY of your investment back out of the deal, it is generally a losing proposition for almost everyone - a fact the companies count on.

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Mortgage Lending reviews in Escalon

A

Rating
We highly recommend
Escalon Mortgage Brokers Provider Name Locked
and
Escalon Mortgage Brokers Provider Name Locked
. We were unsure whether we would be able to find the type of financing we were looking for until reading her reviews. When we called, she knew exactly what we needed. She proceeded to find us a loan package tailored to our needs that went beyond what we had hoped for - with surprisingly favorable terms.
Escalon Mortgage Brokers Provider Name Locked
is very knowledgeable, professional, efficient, and responsive. Our application process went smoothly via phone and email. She talked us through the terms of the loan initially, and again before closing, to ensure that we understood it. Working with Cobblestone has been the most pleasant and hassle-free experience we have had in obtaining a home mortgage.
- A. Scott V.
A

Rating
I refinanced my mortgage to a shorter term and lower rate and pulled some cash out for home improvements.
Escalon Mortgage Brokers Provider Name Locked
was easy to work with and gave good advice. She was very responsive by phone and email. Documents were sent to me via email and sent back overnight mail. It was about as painless as can be expected, other than some standard agonizing over rate lock. (Greek debt crisis did not entirely work in my favor timing-wise, but I got a good rate.) The whole process took about four weeks.
- Francis F.
A

Rating
The process was extremely smooth. No bumps and no surprises. This is my 2nd home loan with
Escalon Mortgage Brokers Provider Name Locked
@
Escalon Mortgage Brokers Provider Name Locked
. I appreciate his knowledge, expertise and service. Any time I had a question,
Escalon Mortgage Brokers Provider Name Locked
responded the same day by phone and /or email.
- Craig H.
A

Rating
It went great! And as close to perfect as possible. Everything in
Escalon Mortgage Brokers Provider Name Locked
's control went just as promised, even though this was during the Christmas season. The only hitch we had was with an appraiser who was very much on the conservative side, and even though the appraisal came in lower than anticipated,
Escalon Mortgage Brokers Provider Name Locked
was still able to help us out. We rolled the equity line into the mortgage, as well as some high interest credit cards, for just under what we had been paying for the mortgage alone. Needless to say, this has saved us a good deal of money since. I can't recommend him highly enough. And did I mention that this was during the Christmas season! He was always available, even taking calls when he was home (in England) for the holidays. He's definitely our mortgage broker from here on out.

- William W M.
F

Rating
On June 2, 2014 I submitted a completed application and ALL THE FINANCIAL INFORMATION the mortgage lender requested. My wife and I are both retired, have saved almost seven figures in the bank, had credit scores over 800, and had purchased many homes in the years we have been married. Our credit is ideal.....100% gold. I thought we would sail through the process and have no problems wit
Escalon Mortgage Brokers Provider Name Locked
. Was I ever wrong! Our representative, Mr.
Escalon Mortgage Brokers Provider Name Locked
, was unhelpful at best and completely disengaged from our process. From June 2 nd when we first applied, until
Escalon Mortgage Brokers Provider Name Locked
18th, I never heard hardly a word from Mr.
Escalon Mortgage Brokers Provider Name Locked
. Our new house was scheduled to close on
Escalon Mortgage Brokers Provider Name Locked
21st and I called him several times during the process to find out how the process was going. I was always assured that everything was great.....no problems, everything will be OK to close on 7/21. On
Escalon Mortgage Brokers Provider Name Locked
18 th, a Saturday night, I received a call and was told there were 30+ conditions the underwriters had to have met in order for the loan to close. They had my complete financial history for over 7 weeks, and now, 3 days before the close they need all these conditions met. Much of the information I was asked to supply, was information I had ALREADY given them........guess they "misplaced" it. Some of what they wanted was just ridiculous..... For instances......I deposited $16,000 into my checking to cover house cost....we built a $300,000+ home and had to come up with over $100,000 at closing, so we were moving money into our checking account from investment accounts. Anyhow, on the $16,000 I moved into checking, I took $100 in cash so my wife and I could have lunch. When
Escalon Mortgage Brokers Provider Name Locked
received the bank statement showing the deposit, they wanted to know what happened to the $100, since the deposit was only $15,900 and not $16,00. This was only the tip of the provable ice
Escalon Mortgage Brokers Provider Name Locked
. There were SEVERAL MORE EQUALLY RIDICULOUS requests thereafter. Finally, after several sleepless nights,
Escalon Mortgage Brokers Provider Name Locked
Mortgage finally gave us the OK to close the loan we finally closed the loan on
Escalon Mortgage Brokers Provider Name Locked
22, 2015. My wife and I went to the title company, signed all the paperwork and finally owned the home...we thought.
Escalon Mortgage Brokers Provider Name Locked
Morgage refused to fund
Escalon Mortgage Brokers Provider Name Locked
loan.....this was just hours after they told us we were good to go.....and hours after we completed all the documents at the title company. They refused to fund the loan because we did not sign some obscure piece of paper that would guarantee we were not going to drill for oil or natural gas. This was so far over the top. Both the title company and the builder said that in 15 years of home building they had never heard of such a thing. We finally found an attorney at the builders office and they
Escalon Mortgage Brokers Provider Name Locked
up a document outlining the neighborhood where no drilling would ever happen. What a pain. These are just a couple of the ridiculous hoops
Escalon Mortgage Brokers Provider Name Locked
Mortgage made us jump through. From top to bottom, they were thoroughly unprofessional and almost impossible to deal with. I would NEVER, EVER, RECOMMEND THEM to anyone. If you don't want major frustration in your
Escalon Mortgage Brokers Provider Name Locked
purchase.........STAY AWAY FROM
Escalon Mortgage Brokers Provider Name Locked
MORTGAGE.
- RHONDA & Glenn K.
A

Rating
My bank was disappointing so I researched and
Escalon Mortgage Brokers Provider Name Locked
has the best reviews by far of all the refinance options. Shahram and
Escalon Mortgage Brokers Provider Name Locked
answered all my questions. I did the whole loan process via phone, internet, and the traveling notary that came to my home. This was the easiest refinance I have ever done. What impressed me was ALL the people involved are wonderful to deal with. You get the best service and the lowest rates. This is the best customer service I have experienced so far. His website is wonderful and accurate.

- Steven M.
A

Rating
Escalon Mortgage Brokers Provider Name Locked
and
Escalon Mortgage Brokers Provider Name Locked
were exceptional in their help and efforts to refinance
our home. They kept us informed every step of the way and answered any
and off of the questions we had. Response to emails was immediate. I
cannot say enough good stuff about them. I would use them again and I
would recommend them to anyone. The loan was processed swiftly. Can't
say enough good stuff about them. don't hesitate to use them. Just
call and talk to them about your needs and you will see they are
professional and straight shooters. Thanks guys! You made it so
smooth and easy!
- Myrtle F.
A

Rating
Working with them was easy. They were very honest about what I was looking at ... Despite many hiccups on my end of the deal, they saw me through to the end and I believe secured the best rate for me at the lowest cost. I cannot thank them enough.
- Meaghan W.

Mortgage Brokers in Escalon, CA

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

ACCESS MORTGAGE

3570 Rancho Road
Redding

Al Sanli - Advantage Funding

31 Martha Rd
Orinda

ALL AMERICAN MORTGAGE

8338 WEST LN
Stockton

America's Realty Associates Inc.

3641 Mitchell Rd
Ceres

Ampak Real Estate & Loans

1620 N. Carpenter Rd. Suite C32B
Modesto

Aurora Financial

8150 Leesburg Pike

CALIFORNIA MORTGAGE & REALTY

1340 Munras Ave Ste 100
Monterey

CaliforniaMortgageDirect.com

PO BOX 881408
San Diego

Commerce Mortgage

3540 Oakdale Rd
Modesto

Guardian National Bank

4400 W 109th St.

Infiniti Home Loans Inc

16480 Harbor Blvd Ste 201
Fountain Valley

Majestic Mortgage Services, Inc.

3520 Brookside Rd.
Stockton

Megastar Financial Corp

930 Executive Way Ste 125
Redding

Mission San Jose Mortgage

5651 North Pershing Ave.
Stockton

Mortgage West

20436 Via Cellini
Los Angeles

NVR Inc

11700 Plaza American Dr

PMZ REAL ESTATE

3522 DEER PARK DR
Stockton

Total Solutions Alliance LLC

3163 Summercreek Dr
San Jose

VAQAS KHAN - Realtor

421 W. 11th Street
Tracy

Victorian Finance LLC

212 Washington Ave

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