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Mortgage Lending reviews in Moody

  • A
    Sparta Mortgage LLC
    Nathan communicates clearly and promptly. He handles everything and makes sure you stay informed of what is happening. No surprises! Excellent service :)
    - Royal B.
  • A
    TJC MORTGAGE INC
    I worked with Chris Carter and his assistant. I am a control freak and he shut me down. He knows what needs to be done and everything you need to do. I sat back and did exactly what he told me to do. He walked me through everything as far as the mortgage was concerned. He really knows his work and knows what the client needs to do to be approved for a mortgage. He estimated the amount that we would need and was dead on. If you work with him and do exactly what he tells you to do, he will get you a loan. If he says he can do it, he can! They knew exactly what we would need to make everything go smoothly.
    - Susan S.
  • A
    TJC MORTGAGE INC
    I worked with Chris Carter and his assistant. I am a control freak and he shut me down. He knows what needs to be done and everything you need to do. I sat back and did exactly what he told me to do. He walked me through everything as far as the mortgage was concerned. He really knows his work and knows what the client needs to do to be approved for a mortgage. He estimated the amount that we would need and was dead on. If you work with him and do exactly what he tells you to do, he will get you a loan. If he says he can do it, he can! They knew exactly what we would need to make everything go smoothly.
    - Susan S.
  • A
    Quicken Loans
    I refinanced my mortgage with Quicken.  They took me from a 30 year mortgage to a 20 year mortgage and lowered my payment by $150/month.  The process could not have been easier.  I was able to email them 95% of the information.  My cost was about $1500 total.  I will get this back in 10 months with the payment difference.  They were very professional to deal with.  They knew their stuff and were very customer friendly.  I would recommend them to anyone and will do business with them again for sure!!!
    - bradley k.
  • A
    Gulf States Financial
    I cannot say enough about how great the service from Bryant Bagley and the owner Devin was! When I first contacted Bryant, his wife just had a baby but he still took time while he was "off" to call me back and home walk me through the loan process. He worked around my busy schedule - even doing my initial loan pre-approval application about 9PM one night because that was what worked for me. They were very up-front about the fee structure, how the rates had change in the last couple of months, what they were likely to do in the short future, and the time-frame needed to get me to closing. I ultimately did not get the loan from these guys because I was able to work out another deal through my credit union for a loan with no PMI for only 5% down. If I had gone with a normal conventional loan or FHA loan, these guys would definitely have gotten my business. They did have the lowest rate quotes on Zillow for the house I was interested in and I couldn't say enough about the service. And when I told them that I had worked something else out for my loan, there were no hard feelings. I recommend them to anyone who thinks they fit there needs. I even did all of my business online or over the phone through the pre-approval process. Note that the quote is free until you actually go through the closing process!
    - Will J.
  • A
    Absolute Mortgage Co Inc
    I get a call from Matt Sullivan at Absolute Mortgage (they originally funded my first mortgage) saying have I got a deal for you. He offered me a refinance with no out of pocket money...ABSOLUTLEY NOTHING. I could not believe it nor could my co-workers. I was skeptical but went with it. This transaction was very smooth and I paid nothing. I mean nothing. I got a great rate and terms. My credit is outstanding but far from the best. I highly recommed this company.
    - Dwayne H.
  • A
    ALIANT MORTGAGE CORP
    My wife and I were buying a home. We came across what appeared to be a good buy - catch it needed repairs. Seller stated in his ad that repairs would be performed. As a result of the government induced mortgage crisis (Barney Frank and the House adopted policy (Freddie Mac/Fannie Mae, etc) that allowed largely unqualified applicants to borrow money that they did not have the means to repay), FHA, HUD and USDA will not lend money on a home that does not meet their standards. For example - a home with roof and shingle damage needing $250 in repairs does NOT qualify for any (except 1) federally backed loan. The one program that will allow it is not offered by but a very few institutions, has numerous stringent requirements and takes nominally 120-160 day to close. Most private banks - after being bailed out by the Taxpayers - do not write any loan that does not conform to federal standards. There used to be a loan product called a 5/1 construction arm. I knew for the particular home we were looking at - I would need something similar. I researched the loan market and brokers. In speaking with a Mortgage broker in Florida (about a home purchase in Birmingham), he told me to call Aliant Bank and ask for Randy. I called, explained what I was trying to do and asked for Randy. Within 15 minutes I had a return call. Randy indicated that he could do the 5-1 ARM construction package if that was the route I wanted to go. Over the course of time we changed homes, and decided on a new build, took a conventional non-government backed loan with 5% down, prepaid PMI, 30 year term 3.5% rate. At the closing table - the lawyer started out - Before we start, I want everyone here to understand the relationships - I represent the transaction and am duty bound to perform it per Alabama law, I working for that man  at the other end of the table - Randy and Aliant Bank. Any disagreement not covered by the law - Randy calls the shot - is everyone clear. There were a few disagreements. The lawyer just motioned to stop - looked down at the end of the table - Randy smiling would not say a word - simply nod up and down or from side to side. Randy is a Top Notch Mortgage Broker. Aliant Bank is a ank to deal with. 
    - Matthew K.
  • A
    HUTSON MORTGAGE CORP
    Dorothy Reid was FANTASTIC!  We were scheduled to close on a loan with another lender.  Due to their issues, we did not proceed with them.  After a recommendation from our Realtor, I contacted Dorothy.  She was great - forthcoming, knowledgeable and responsive!  The ball began rolling quickly; she was prompt in her communication, friendly and very helpful.  Night and day from the previous company we had worked with.  This is how the mortgage process should be!  After only  10 days from my initial call to Dorothy, we closed with no problem. Can't get much better than that!  I would definitely use her again.
    - dustin w.
  • A
    AMSOUTH BANK
    This bank offers the lowest rates in our area compared to other places we had looked into. They were quite professional and we are pleased to announce they did a great job of providing us with mortgage services. I can not comment on what we paid for the services rendered without going back and consulting my records.
    - LAURA M.
  • A
    Quicken Loans
    It was the easiest mortgage I have ever done. This is the third time I have used them. They keep calling me saying that they will refinance for nothing, so why not?
    - Glenda L.
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Mortgage Brokers in Moody

Companies below are listed in alphabetical order.

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    V
  • Vilaggio

    1000 Centregreen Way
    Cary, North Carolina