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Mortgage Lending reviews in San Diego

Real People ~ Real Reviews ~ Real Results

  • Jeremy and his team were very responsive to our needs.  As our home buying process progressed, we considered a number of options related to our mortgage.  Jeremy was always able to quickly provide us information which allowed us to choose the right mortgage.
    - Paul K.
  • The guy I worked with was great, but the company's processing of things took a long time. It was disjointed. They changed how they did it a couple of times. They could have done better on their internal processing of obtaining HOA documents. In order to give a loan on HOA, you have to get a bunch of documents from HOA. First they did it themselves and then they hired an outside company to do it and then they got an inside company to do it. Over the course of four months of reevaluating what they want to do, I get screwed. I even gave them the name. It was like, "Here is the name, here is the phone number, address, email of the person you need to talk to, who has everything you want." They enter into their system and it goes nowhere. Their big corporation can't really handle little things. But in the long run, I got what I needed and when I needed. I adjusted accordingly. So that's why they didn't drive me crazy. The guy I was working with at the facility was good.
    - Michael L.
  • John Engstrom, from Heritage Mortgage,  was very professional and so helpful in finding me a new Home Loan so i could lower my monthly payments. Being a Widow and the fact my late Husband took care of all these things, I was feeling pretty stressed.  A good friend who got her Home Loan through John, recommended him.  He was so nice and helpful and walked me through all the steps and in only one month I had my new Loan that ended up cutting my monthly payments in half! Thank you, John Engstrom
    - Julie R.
  • Tim is fantastic! He's very fast to respond to any and all questions and concerns. He's very knowledgeable. He's easy to talk with, and we really enjoyed working with him. We'll use him in the future, and we'd recommend him to anyone.
    - Kelly d.
  • This provider is a real estate agent of the finest caliber. The client gets no high pressure sales pitch and only the most trustworthy professional advice available. We highly recommend Evan to all of our friends simply because he is an agent  with the highest standards and one who, although busy, always manages to get back to you with answers to all your concerns, Evan is also very good at determining property values in a frequently changing market.  This ability enables one to make a good offer on a property as well as a obtain a good selling price if that is needed.  He is adept at representing either the buyer or the seller, depending on your need. 
    Please note that Finest City Homes and Loans is now located at 1525 Kettner Blvd., San Diego, 92101
    Phone:619-569-2592
    - Diane B.
  •     The Loan was supposed to be approved and all conditions met, But,  during the last two days of closing, several new requirements  where proposed, this stall our closing date by a week. Someone above our provider would not sign until all new conditions where met. This caused lots of stress to fulfill all new  requirements. It seems that Guild has a provider who approves the loan application, but still has to be approved by a higher authority within their organization.

    - Gerardo P.
  • Heritage Mortgage has been my mortgage broker since John was the realtor who helped us find and buy our house 25 years ago. John did our purchase loan then and two more refinances.  In August,  he called me out of the blue to say I could refinance, make the same payment each month and save $70,000 of interest on the life of the loan.  I had to pay for the appraisal ($410) plus the escrow, recording and notary fees ($340.)   He did a very good job as always.  Trustworthy, honest and professional.  I can only hope that rates will go down and he will call again soon!!!
    - Noemi M.
  • John has done several mortgage loans for us including our home purchase loan,  a refinance, and our  newest home purchase
    loan this month.   A great rate, no surprises, good communication throughout the process,  and the loan was done on time.  John is ?on the ball? and knows how to work with complex situations. 
    We wanted to buy a new house and he told exactly what to do.   He told us how much to put down, what all the fees would be, how much our mortgage payments would be,  and how much we would need to close escrow.  He know his stuff and we are
    really happy?.


    - Jill T.
  • Heritage Mortgage is awesome. If you are looking for a Mortgage broker look no further. We has some unique circumstances in refinancing a property that was gifted to us and John got the job done. He worked hard to make sure we not only got the best deal but to make sure we  understood what was going on every step of the way and got our refinance completed in a very fast manner. He is professional, knowledgeable and a pleasure to work with!
    - James B.
  • Mike Murgatroy went way, way, WAY above and beyond the customer service threshold for me.  I truly believe that he had my best short- and long- term interests at heart and actually looked out for me, rather than sticking me with something just to close a deal.  In fact, when he could have "sold" me on a couple of different mortgage options, he honestly looked at things from my vantage point and encouraged me to hang tight until I improve my financial situation.  Even after determining that I was not in the right place to move forward with a refinance with him this year, Mike arranged a conference call with me and my current mortgage holder to ensure that I would not be hit with any surprises (balloon payment or other kinds of adjustments to my mortgage) in the next few years.  He really set my mind at ease by doing this.  He has earned my trust and, because of my very positive experience, I will definetly reach out to him again once my situation has improved.
    - Marguerite A.
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Mortgage Brokers in San Diego

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