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Mortgage Lending reviews in Philadelphia

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  • STOP!  If you are looking for a mortgage or refinance, your Provider name locked. should stop with Provider name locked. of Provider name locked. . We have just done our third loan with Provider name locked. and will NEVER use anyone else. Provider name locked. is knowledgeable and quick with advice and guidance.  He is very quick to respond to questions and is almost always available immediately via phone or email.  We have done two purchase mortgages and a refinance with Provider name locked. .  He is a hard-working nice guy and we would recommend him to anyone!
    - Leslie W.
  • The good:
    Initial conversation went well; fair fees and competitive rates.  Broker was responsive and eager to proceed with the loan (called me a couple times even after I told him I'd get back in a few hours - hey eagerness is ok with me). 
    The Bad:
    After signing the commitment papers and paid for rate-lock/appraisal, getting a call back was non-existent (always says he's busy).  To be fair the broker was usually available when I called
    The Ugly:
    The biggest issues is that AFMC uses Springhouse Appraisals (an aggregator who makes money on the difference between what you pay and how low they can pay their appraisers).  Their business model depends on how low they can spend on subcontractor appraisers - so how much experience do you think their hires have?  My appraiser was SHADY.  Suppose to be Philly based (first question I asked my broker) but his business address is a 3rd floor apartment that was on the rental Provider name locked. .  His cell number is Provider name locked. based and he missed a comp property on the next block but picked one up that's half mile away (too far in Philly).  Needless to say it was LOW!!  I don't mean a little under but laughing-on-the-floor low.  At that point to pull out of the deal means losing $1250 (rate lock & appraisal fee) so AFMC would not care.  My broker wasn't helpful even though I showed him the sold property on the next block.  (he said he'll talk to his boss but ended up not calling back). 
    Bottom Line:
    I made a mistake by not using my regular mortgage guy (he had too many projects and wanted me to wait).  My recommendation is to use someone else if you live in Philly and need a high appraisal.  I think Provider name locked. would be ok with this company.  Otherwise they provide competitive rates and have lower than average fees with competent mortgage brokers on staff - when you can get a hold of them.
    - Nan L.
  • See above.  Other than being misled by the offer, ie-not realizing that the reason for the appraisal was to obtain a mortgage only, I have no way to rate this service.  Please note, we did not use this service and have nothing negative or positive to say about this company.  Angie's List ought to have an Overall Rating for NA, like they do for the specifics.










    - Tracy Y.
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Mortgage Brokers in Philadelphia

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