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Recent Mortgage Lending Reviews in Minneapolis

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    Cardinal Financial
    We were introduced to Tamara two years ago when she generated our current mortgage. A neighbor, who also has a VA loan, had told us about his rate reduction. So, on a whim I emailed Tamara just to see what rate we could get. Sebonic/Cardinal beat our current (good) rate by 1.25%. It was also 0.25% better than what our neighbor had received from Wells Fargo with a similar credit score. We locked in immediately and Tamara took care of the rest. Tamara always provided us with immediate, top-tier service. She is highly responsive. When I don't understand something or I'm unsure of something I ask questions. She fielded a dozen questions from me and responded to each one, via email, as quickly as she would had I have been seated in her office. I recommended her to my youngest brother and his family as they are now buying their first home as well. We were returning customers and I'd gladly recommend friends and family to talk with her when they're in the market.
    - Casey A.
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    Indy Homes Team - Kristie Smith
    Please understand that I am 61 years old - and have experienced a wide range of real estate professionals over the year. Kristie Smith - along with her team (Adrienne Riggles in particular) have delivered the most impressive level of expertise and service I've experienced. My home had been on the market 8 Months with another agent. When given the opportunity to list my home - Kristie as transparent, honest and forthright about what needed to get accomplished. It was not all easy to hear - but I trusted her professionalism. The result? Having listed - I had a viable offer in less than 30 days. If that doesn't convince you she should be your realtor - nothing will! Jeff
    - Jeff R.
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    Mike Murgatroy Guaranteed Rate Mortgage
    Very well. Mike and Rick were very responsive, and I had all of the needed documents for my application uploaded in no time. I ended up going with another company only because of a guideline of their investor that my MN home did not meet, but would definitely contact them in the future should the need arise.
    - Kim J.
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    Mike Murgatroy Guaranteed Rate Mortgage
    We went back to Mike after our highly positive experience less than two years ago. I feel compelled to update my review because once again, our experience was phenomenal. Mike and his team exceed expectations, and this time around, they demonstrated that every individual client matters to them. We had a home equity line of credit with another bank and Mike went out of his way to work things out so we could still refinance with Guaranteed Rate. They got us an excellent rate, even decreasing it from the initial estimate, because the process took a little longer than expected. We walked away with money in our pockets, and did not have to bring any money to the closing. We will definitely go back to Guaranteed Rate for our future needs and continue to recommend them to our friends and family. Thank you Mike, Peter, Patrick and Monica and the rest of the team.
    - Santanu C.
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    Mike Murgatroy Guaranteed Rate Mortgage
    Outstanding! We couldn't have higher praise for Mike and his whole organization. We were a bit leery about doing a refi long-distance with an "internet" mortgage broker ( as we are located in MN and they are in FL), but they were highly recommended on Angie's so we took a chance. The process truly could not have been any easier, or the results more satisfying than they were! Mike was upfront and forthcoming with accurate information right from our first contact with him through Angie's. Once we started the process, Mike and his team jumped on it and got things going right away. Everyone was very responsive to our questions and concerns, including Mike personally conducting a conference call with my wife and I to walk us through the process and make sure we had appropriate expectations about rates, programs, etc. They were very proactive in getting us our best deal on the mortgage - including helping us navigate the interest rate market before locking for the best rate, terms, fee discounts, etc. The application process was a breeze being completed and submitted entirely online. Mike's team is very tech-savvy, which allowed all supporting documentation from us to be passed electronically through the internet easily and without any delays ( via DropBox). Also for our benefit, all necessary documents and disclosures from them were reviewed and e-signed by us through the internet as well ( via DocuSign). During the whole process all communication was timely and responsive via e-mail or by phone. The closing was painless with a notary coming directly to our home to sign all of the paperwork. Then, just few days later, we received the residual proceeds from the closing via overnight mail. The whole process, from beginning to end, was right in line with the 30 days or so they told us to expect. In the end we got better mortgage terms than we had hoped for, in a process that was smoother and faster than we could have ever imagined. We have recommended Mike and his team to all of our family, friends and coworkers looking to refinance their mortgages, and would certainly recommend them to other Angie's List members. They truly deserve the highest accolades possible!
    - Dan H.
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    Mike Murgatroy Guaranteed Rate Mortgage
    From the very beginning when we first contacted them by email, they responded immediately. They remained very prompt and communicated with us in detail by email and phone throughout the process, through weekends They kept the refi process on time and kept it going through winter holidays. They got us 2 great closing package, good rates, and made us very happy with an unexpectedly affordable refinance. All questions were answered promptly and in detail. Mike, Pete and their team was always accessible. It was out first time working with a non-local mortgage broker and we had doubts about the experience. However, we picked them based on their high ratings on Angie's List and did not feel disadvantaged in any way. The best part was that the closers came to our home and we could pick the date and time, outside normal business hours. We highly highly recommend Mike Murgatroy and his team.
    - Santanu C.
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    Mike Murgatroy Guaranteed Rate Mortgage
    It went great! They gave us great advice to lock in on the lowest possible rate we could get. They helped us reduce our mortgage payments by $450! They were very professional and very prompt.
    - Eric H.
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    BOE Mortgage MN
    Nick Thiry and everyone who helped at Bank of England were great. They were professional, had service oriented attitudes, and got the job done well. They helped us in the decision making process, and guided us through all the paperwork, etc. Thanks Nick! Great work!
    - Adam H.
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    BOE Mortgage MN
    It was great! Chris McKnight was super helpful - answering my calls day and night. I would definitely recommend them to anyone else, and will go to them again in the future for any refinance or new mortgage needs!
    - Jamie W.
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    BOE Mortgage MN
    Shannon did an awesome job for several of my real estate buyers and I will refer her to future buyers. Her loans have cleared underwriting hurdles and been cleared to close well in advance of closing date, every time! She is responsive & delivers results! A+ lender! Happy Clients!
    - Michelle T.
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Mortgage Brokers in Minneapolis

Companies below are listed in alphabetical order.

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