When to Sign Letter of Intent or Roof Contract

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DONNA WILHITE

Subject: NIGHTMARE

AFTER SEVERAL STROM WINDSTOMRMS AND HAIL STORMS; MY INSURANCE COMPANY SENT AN ADJUSTER TO MY HOME; I WAS INFORMED, AS USUAL, THE MY DEDUCTIBLE WAS MORE THAN THE DAMAGE; WHICH IN THIS CAUSE WAS A TOTAL LIE.

I SUPPOSE THIS HAPPENS TO A LOT OF GOOD PEOPLE THAT HAVE TO PAY A LARGE AMOUNT EVERY MONTH; BECAUSE THEY HAVE A MORTGAGE COMPANY THAT EXPECTS PEOPLE TO CONTINUE TO KEEP THE PROPERTIES UP KEEP, BUT THEY DON'T WANT TO PAY THE CLAIM! INSURANCE COMPANIES WANT TO TAKE YOUR PREMIUM EVERY MONTH, FOR YEARS; AND THEN THEY WANT YOU TO PAY THE MOST OF THE EXPENSIVES! WHICH IS A RIP OFF; AND EVERYONE KNOWS HOW THIS DEAL WORKS! THATS WHY INSURANCE COMPANIES ARE WEALTY AND WE THE PEOPLE ARE MAKING THEM WEATHY! STUCK BETWEEN A HARD PLACE AND A ROCK!

Cynthia Wilson
Cynthia Wilson

Subject: Donna, if it were me, I'd get

Donna, if it were me, I'd get a local roofer, with a legitimate business location out to my home to inspect the roof and assess the amount of damage from the storm. You don't have to sign a contract to do this.  Many roofers offer free estimates, but you should ask.  If the roofer says there's damage, ask how much it would cost to fix. Get more than one opinion.  If the amount exceeds your deductible by an amount worth your while to file a claim, let the roofer you most trust and would use to fix your roof represent you in filing your claim. He or she will meet the adjustor at your home to assess the damage and provide the supporting documentation for your claim. 

I think homeowners have up to a year to file a claim after storm damage. Sometimes the damage isn't immediately obvious.

 

 

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