Take your insurance card with you and make sure it’s current, says Paul Hecomovich, owner of highly rated Managed Benefits Systems, a full service insurance brokerage firm in Centennial, Colorado. “With all the changes going on in health insurance, people change plans more frequently than in the past,” Hecomovich says. “Many people carry cards that are years old and much of the contact information has changed — even their benefits or policy number is different.”
Hecomovich also suggests you carry your doctor’s name and the phone number of your pharmacy if you take prescription medication. The information will give medical professionals insight into your general health and help them avoid giving you medication that doesn’t interact well with your prescriptions.
Hecomovich recommends keeping the information with other important items, such as a passport or cash, so you or medical personnel can easily find it.
Joshua Lavine, president of highly rated Capitol Benefits, an independent insurance agency in Gaithersburg, Maryland, suggests storing the information in more than one place. This may include your wallet or vehicle. “I always suggest that you add the phone numbers for your insurance companies and your [health insurance] agent to your contact list in your phone,” he says, noting that the insurance agent can provide general guidance. “Sometimes they [the insurance company] will contact the hospital or ER to make arrangements,” Hecomovich adds.