In some areas accustomed to weather disasters, such as hurricane-prone Florida, it may not be possible to bundle your homeowners insurance with other types of coverage.
Elsewhere, you can often bundle home and auto insurance with umbrella coverage to provide $1 million or more in additional coverage. Umbrella insurance can protect assets, such as future income, not under other forms of insurance, and it adds another layer of personal liability coverage should someone get sued, says Ken Downey owner/agent at Suburban Insurance in Wauwatosa, Wisconsin. But check to see whether you need to have all personal liability insurance through one insurer first to add it.
Bundling life insurance is less common. Bach says consumers typically feel most comfortable buying life insurance from a company that specializes in that area.
Photos by Summer Galyan, Eldon Lindsay, Brandon Smith and courtesy of member, Danielle J., Worthington, Ohio.