Is That Letter About Your Property Deed Legit? N.C. AG Says Beware Scam
If you receive an official-looking letter in the mail telling you how to purchase a copy of your property deed, don't bite.
The North Carolina Attorney General is warning homeowners in Charlotte and across North Carolina to beware a new scam that encourages them to overpay for a copy of the deed to their property.
The AG's office says property owners should beware of an official-looking flier that appears to be from the government but is actually from a business trying to profit from property owners who don't realize they can obtain these documents themselves — and for significantly less money.
The flier, which comes from California-based Record Transfer Services, contains detailed property information, including address, the year the house was built, and its square footage.
It urges recipients to purchase a deed and assessment profile of their property from the company. A “Please Respond By” date, which is always just a few days away, might fool homeowners into thinking they must act quickly and send a check for $83. The flier also recommends calling a toll-free number to pay by phone with a credit card.
There’s no need to do either.
How to get a copy of your deed in Charlotte
In Mecklenburg County, you can see a copy of your property deed for free at the Mecklenburg County Register of Deeds website. Simply choose “search real estate index” on the left and enter your information.
If you need help with the search, call the Register of Deeds office at 704-336-2443.
The Attorney General’s office says it's investigating Record Transfer Services mailings and has taken action against similar schemes in the past.
If you’ve received this flier or another suspicious mailing, contact the state’s Consumer Protection Division toll-free at 1-877-5-NO-SCAM within North Carolina. You can also file a consumer complaint online at www.ncdoj.gov.