My Neighbor’s Tree Fell on My House! Who Pays?

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Subject: Tree fell down in my front yard

My neighbors tree fell down in my yard during a wind storm. When police officer came and blocked out road my neighbor told police officer it was my tree but it was clear it was on the border on his property and a quarter on mine. The Town came and cut down half the tree to clear out the road. When my husband came back from his job trip he looked at our survey and it was our neighbors tree bc their bushes were at the border line and the tree sat with their bushes. My husband went to their front door and the women just opened and quickly closed the door on him. As newly neighbors we didnt want any problems so we decided to to take care of it ourselfs. It cost us 250 and the tree remover worker told us it was definitley the neighbors tree. And they advised us to have them remove the stump bc that woof be another 500 out of our pockets. Its been over a month and theres a stump and a hole on the sidebof our lawn and i just need some advise how to go abt getting the town involved or police to get them to remove it. Its very irrating at this point bc i have a 4 year old and 2 yearbold that can get hurt. Also they staked up wooden logs against my fence and is pushing againt and bending the meddle of my fence what do we do?


Subject: Wood stump against your fence

So sorry to hear this. My town has a building dept located in the city hall (they enforce building codes as well as anything that affects your property). Try giving them a call.


Subject: Fence

I don't think I would complain about the fence per se. What I might do is if you're having a conversation one day, politely ask them to pull the logs back a bit because it's bowing your fence. I wonder if they're trying to keep critters out or something? Also make sure it's really your fence and not your neighbor's. Personally I would be careful about starting a war with my neighbor, a bending fence isn't worth years of stress. Sorry I hope things go better for you.

Theresa Spano

Subject: Fallen tree

My tree in the front yard fell in a storm didn't do Any damage but it landed in the next doors driveway blocking his car. Who is responsible for the clean up. Cutting down the tree and removing it from their driveway


Subject: Neighbor's tree

My neighbor has a tree that he neglected to trim for the past 5 years. Now the the tree is all over the electric poll and power lines and has already took down my phone line. I spoke to them and they say that they don't have the money to take care of it. I called they electric company and they said that homeowners are responsible for power lines that run to their houses. What do I do?? I don't want the tree to nock down the power line and have a live wire loose on the curb.


Subject: Giovanni's neighbor's tree

Giovanni if it were me, I would seriously consider paying for the tree trimming myself. If I could afford it, I would approach them and ask if they'd mind if I paid to have the tree trimmed. Best wishes.


Subject: neighbor's neglect

Send them a registered letter telling them of their tree and how it is affecting you. Ask them to please take care of it because if it does damage this is a warning you are giving them in fairness and the next step will be to call a lawyer. You have warned them

alene cartwright

Subject: neighbor's tree

I do not have insurance on my property. My neighbor has cut 2 bands 2" or more deep around 3 tall big pines. If they die and start falling I am directly in the path,entire side of house will go,outside water deepwell pump & housing, power lines. Not to mention his house is under biggest tree. I have called him told him I have no insurance, neither does he. He wants trees to die, and plan to cut some limbs off later.?? I was told by NC state law I should sue him for damages if anything does happen?


Subject: Neighbors tree

Homeowners Insurance not only includes the home bit the property as well, depending on the property damage and situation. iI can't imagine if you are paying a mortage, the bank didn't require you to have home owners insurance. If you are renting, my suggestion is to always have even renters insurance. An insurance agency that sells insurance can advise you of your responsibilities in the event your neighbors tree damages your property or vehicle. gGood luck!

phil woolcott brown

Subject: car damaged by falling tree

My car was parked at the local golf club carpark.The weather was inclement and windy and a tree from the golf course toppled over and fell into the carpark causing extensive damage to my vehicle and several others parked thereat.
A close inspection of the tree revealed that it was not uprooted but had snapped about 4 feet off the ground and was obviously diseased and rotten at the core,Had it been healthy it would not have snapped .The tree was about 40-50 feet high and about 3 feet thick.A healthy tree would not have snapped.There were many other trees considerably smaller and not affected .

what are my options and who should be liable as the Golf clubs insurance company are crying unforeseeable event,,,

I do not have comprehensive insurance for my car and believe that the golf club are neglgent as the tree was clearly unstable because of the disease ,

T. Menendez

Subject: downed tree onto subdivision road

During a major snowstorm, a large tree has fallen from the front of my property line (I don't live there and as a result have not been able to determine if it is on my property) onto a main road of the subdivision. Apparently the snow plow has come through once and the tree has not been touched. I am wondering who is responsible for the removal of this tree. Homeowner, if tree is on my property? HOA, since it fell onto subdivision road? Dept. of Transportation? - though this is a private subdivision and plowed by private company. Any help appreciated!


Subject: company i hire drops tree on neighbors house

I Hired a company to cut a tree down in my yard, for what ever reason, the tree falls on my neighbors house, comapny truck said licensed and insured. they are giving her the run around, now she is asking for my homeowners Ins. Am i resposible?


Subject: Tree branch that was sawed down knocks out power from Neighbors

I hired a couple to saw down a tree in my backyard. A branch fell on the electrical line that runs from a post behind my alley to their house. This branch pulled the wiring from the box attached to the neighbor's house and left them without power. The electric company would not hook the line back to the house until an electrician connected the wiring back to the box. My homeowners insurance denied payment, stating the tree timers were responsible, but their home owners insurance should pay for damages, but my neighbor states her home owners insurance also denied. Is this correct?


Subject: fallen tree

my neighbor's tree has fallen on a family home knocked off the back patio hit the back side of the house and Fence. the owner of the house next door says his insurance will not cover it due to nature from a storm but after reading this information on the Allstate company they way they say they will pay and he's with Allstate what advice do you have for me I have pictures


Subject: Neighbor's tree

Neighbor's old tree fell across property lines between us during windstorm and landed on my fence. He is a witness in a lawsuit I have filed against another person in a separate issue (home construction repair defect). My deductible would be more than it would cost to cut the tree up and fix the fence. How can I legally get him (his dead tree) to be responsible for removing the tree and repairing my fence. I do not want my story printed anywhere on the internet or online. I would appreciate sound correct advice/guidance.


Subject: tree

My neighbor's tree fell on my garage and fence putting wholes in it, after i told them 2 years ago it was a dead tree, and this past summer that the tree was dead, and saturday november 7th it fell. they waited until Wednesday to call it in and i have a topless classic convertible and 3 motorcycles in there plus the damage from the wholes. so irritating. i wasn't sure if they had insurance and i guess they thought i would use my own, but its not my tree, i told you it was dead and they had it cut and removed before calling the insurance company i think in an attempt to hide the fact that the tree was dead. i found out that they have travels insurance. any advise ???


Subject: Tree

My neighbors tree is dead and she has had some one to come out and look at it about removal, but has not had the money to do it. Now the tree his fail on my fence. She called her insurance company and he said to get pictures and estimates and turn them into him. And he would take care of it yet. Do I have to call my insurance company?

Claudia McClain

Subject: Reply re: your neighbor's tree

You may wish to contact your own insurance company if your neighbor's company is not being responsive. Generally, if there is a windstorm that brings down a healthy tree, the owner of the damaged property reports the loss to their company even if the tree came from their neighbor's property. In this case, since your neighbor knew that the tree was dead and didn't take action to remove it before it caused damage, your insurance company may end up paying for your damage and then attempting to collect from your neighbor's insurance company for reimbursement.

JULLI chandler

Subject: fallen tree

my neighbors tree has fallen on me and crashed threw the fence and house aim only renting what should I do

Claudia McClain

Subject: Reply to JULLI chandler

In this case, JULLI, you should contact your landlord. They will then decide whether to replace the fence or file a claim with their insurance company. As a tenant, you do not have an "insurable interest" in the fence and would not be able to make a claim with either your landlord's insurance company or your neighbor's insurance company. Normally, if your neighbor's healthy tree falls during a windstorm, they are not responsible for damage to your landlord's property. Good luck! A situation like this has lots of moving parts and I'm sure that it is challenging, particularly if you need an intact fence to secure pets or children.

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I second the original question (still unanswered). Speaking as someone who logged in today to try to find an attorney, I see this category as one that's exactly what I have my Angie's List membership for:

1. It's important that I find a good one
2. I'm not an expert enough to know myself who is a good one
3. The industry is full of advertisements and misinformation
4. I wish I knew what experiences other people have had

I don't care about lawns--I planted mine in clover and don't have to mow it. When I do need to mow I use a rotary Fiskars mower, which is great--or a scythe. That's right--a scythe (the European type, which is smaller, and it's very good exercise). Gas-powered mowers, chemical fertilizers and weed killers--all nasty stuff that gets into everyone's air, soil, and water. I'm sure my neighbor doesn't like my wildflowers, semi-wild pockets of fruit bushes, and unmown areas and yes, dandelions (I have 10 acres) but that's too bad. It's better habitat for wildlife, especially the pollinators on which our food supply depends. I think this obsession with the Great American Lawn is a waste of time and resources. Plant some food instead.

I'm not sure Angie et. al. want you to have a complete answer to this question. By re-subscribing at the Indiana State Fair in 2012, I think I paid $20.00 per year for a multi- year subscription. Maybe even less. At the other extreme--and I hope my memory isn't faulty about this--I think the price, for my area, for ONE year was an outrageous $70.00. And they debited me automatically without warning. I had to opt out of that automatic charge. I like Angie's List, but if some of the companies they monitor behaved the way they do in this respect, they'd be on some sort of Pages of Unhappiness. I'll be interested to see if this comment gets published or censored out of existence.

That's very difficult to answer without seeing the house. As one poster said, the prep is the most important part. On newer homes that don't have a lot of peeling paint, the prep can be very minimal even as low as a couple or a few hundred dollars for the prep labor.

On a 100 year old home with 12 coats of peeling paint on it, then the prep costs can be very high and can easily exceed 50% of the job's labor cost.

A 2100 sq ft two story home could easily cost $1000 just for the labor to prep for the paint job. That number could climb too. Throw in lots of caullking  or window glazing, and you could be talking a couple or a few hundred dollars more for labor.

Painting that home with one coat of paint and a different color on the trim could run roughly $1000 or more just for labor. Add a second coat  and that could cost close to another $1000 for labor.

For paint, you may need 20 gallons of paint. You can pay from $30-$70 for a gallon of good quality exterior paint. The manufacturer of the paint should be specified in any painting contract. Otherwise, the contractor could bid at a Sherwin-Williams $60 per gallon paint and then paint the house with $35 Valspar and pocket the difference. $25 dollars per gallon times 20 gallons? That's a pretty penny too.

That was the long answer to your question. The short answer is $2000 to $4000 and up, depending upon the amount of prep, the number of coats, the amount of trim, and the paint used.