How to Save on Prescription Drug Costs - Angieslist
Most Americans are concerned about how to afford their prescription drugs, but few of us take the time to comparison shop like we would for other shopping needs.
Angie's List 7 Ways to Save on Prescription Medicine Costs:
- Go Generic: On average you can save anywhere from 30 to 80 percent on prescription drug cost. So before your doctor scribbles out a script for you, be sure you let him or her know that you’d prefer a generic drug if one is available. Generics are basically former brand-name drugs whose patents have expired.
- Ask for Samples: Sometimes you may be able to get your medication for free just by asking for samples. Some providers may be able to give you a full dosage.
- Shop Around: Your first instinct may be to go to the corner pharmacy to fill your prescription, but you’ll almost certainly pay the most there. Many times, it is the wholesale clubs that have the best prices, but check around before you buy. Talk to your friendly pharmacist – if you’re shopping around, the outlet may reconsider its pricing plans or offer other incentives.
- Buy in Bulk, Buy Online: As with anything else, buying in bulk will save you money. If you’re on a maintenance drug, think about getting 30-, 60- or even 90-day supplies. Purchasing those medications online will likely give you the biggest savings.
- Inspect Insurance: Depending on a consumer’s insurance plan, keeping in mind any prescription drug deductibles, it may be less expensive to not use your insurance and just pay for the medication out of pocket.
- Find the freebies: The prescription drug war has made competition fierce. Some grocery stores offer some generic antibiotics for free. Others only charge a few dollars for them. Check out what’s available.
- Just Say No: Before accepting a prescription, ask your doctor if drugs are really necessary. Many times, a better diet, more exercise and adequate sleep could be the answer to health ailments.