Car Rental Insurance | Angies List Tips

Car Rental Insurance | Angies List Tips

Car rental insurance is confusing, so come to the rental counter prepared. You want to make sure you’re covered if there's an accident, but you don’t want to pay for coverage you already have.

Twenty-two percent of Angie’s List poll respondents say they were unaware if their credit card and/or regular auto policy covers collision and/or car liability for a car rental.

The most popular rental car insurance policy is a Collision Damage Waiver (CDW), which covers the cost of damages to the rental car if you’re involved in an accident.

  • Check your auto insurance policy: You might already be covered. Your existing policy should include liability, comprehensive and collision coverage for rental vehicles. 
  • Check your credit card company: Many card companies offer this insurance if you pay for the rental using one of their cards. Be sure to read the fine print. Some cards only offer coverage if you rent from a particular agency or only provide coverage on certain cars.
  • Check your homeowners insurance: If you’re worried about theft of your belongings, check to see that you’re personal items are protected.

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