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A
"We highly recommend
and
. We were unsure whether we would be able to find the type of financing we were looking for" until reading her reviews. When we called, she knew exactly what we needed. She proceeded to find us a loan package tailored to our needs that went beyond what we had hoped for - with surprisingly favorable terms.
is very knowledgeable, professional, efficient, and responsive. Our application process went smoothly via phone and email. She talked us through the terms of the loan initially, and again before closing, to ensure that we understood it. Working with Cobblestone has been the most pleasant and hassle-free experience we have had in obtaining a home mortgage.

-A. Scott V.

A
"I refinanced my mortgage to a shorter term and lower rate and pulled some cash out for home improvements.
was easy to work with and gave" good advice. She was very responsive by phone and email. Documents were sent to me via email and sent back overnight mail. It was about as painless as can be expected, other than some standard agonizing over rate lock. (Greek debt crisis did not entirely work in my favor timing-wise, but I got a good rate.) The whole process took about four weeks.

-Francis F.

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Local Articles in Everett

Mortgage Loans

Taking on a mortgage loan is a massive responsibility. Not only is it a huge expense, a mortgage loan is also a complicated set of concepts, options and obligations. Read on to learn how to navigate the turbulent waters of a mortgage loan by learning the fundamentals behind it.

couple stares out apartment window at street
Real Estate Agents, Appraisals - Real Estate, Mortgage Companies, Apartments, Home Inspection, Moving

Is home ownership still the ultimate American dream?

If you are thinking of buying your first home, refinancing or looking to move up to your dream home, now may be the time to talk to your mortgage banker. (Photo by Eldon Lindsay)
Mortgage Companies

Are mortgage rates on the rise? Understanding market trends can help you decide the right time to buy a new home.

Aside from multiple government programs, there are seller and lender credits that can cover down payments and closing costs. (Photo by Eldon Lindsay)
Mortgage Companies

“How do I buy a house without any money?”

short sale home
Real Estate Agents, Mortgage Companies

Buying a home on a short sale can save a buyer money, but there are some factors to consider.

Angie's Answers

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DO NOT GO WITH THESE PEOPLE THEY SCREWED US OVER $2000 ON THERE SO CALLED FAST TRACK PROGRAM AND 7 MONTHS LATER OUR CREDIT IS STILL THE SAME AND THEY KEEP FEEDING PEOPLE FALSE HOPES AND PROMISES..DONT GET CAUGHT UP WITH THE COMPANY THEY HAVE A F RATING WITH THE BBB ABD HAVE SEVERAL COMPLAINTS ON RIP OFF REPORT.
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Yes! Movie tickets, 2 hours at the spa, 10 rides at your local "iFly", etc. Bottom line: You know your clients. Find out what they do to reward/pamper themselves and give them that!

Hope this helps!

David Gowans

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As with anything like this, some are scams, some legit but poorly organized or run, some legit. There are a few new companies set up by hedge funds just getting into rentals and into buying foreclosed properties in good shape, which they then rent or lease and will, in some cases, allow rent to partly apply to purchase.

 

Before you even think about this type of arrangement, you should have it THOROUGHLY reviewed by a lawyer, because once you get into it you will be stuck, and most likely there will be a LOT of terms restricting your investment. Considering the average person moves every 5 years or so for employment or family or medical reasons, and generally these sort of arrangements have to be carried through to completion to get ANY of your investment back out of the deal, it is generally a losing proposition for almost everyone - a fact the companies count on.

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Mortgage Lending reviews in Everett

A

Rating
The process was extremely smooth. No bumps and no surprises. This is my 2nd home loan with
Everett Mortgage Brokers Provider Name Locked
@
Everett Mortgage Brokers Provider Name Locked
. I appreciate his knowledge, expertise and service. Any time I had a question,
Everett Mortgage Brokers Provider Name Locked
responded the same day by phone and /or email.
- Craig H.
A

Rating
It went great! And as close to perfect as possible. Everything in
Everett Mortgage Brokers Provider Name Locked
's control went just as promised, even though this was during the Christmas season. The only hitch we had was with an appraiser who was very much on the conservative side, and even though the appraisal came in lower than anticipated,
Everett Mortgage Brokers Provider Name Locked
was still able to help us out. We rolled the equity line into the mortgage, as well as some high interest credit cards, for just under what we had been paying for the mortgage alone. Needless to say, this has saved us a good deal of money since. I can't recommend him highly enough. And did I mention that this was during the Christmas season! He was always available, even taking calls when he was home (in England) for the holidays. He's definitely our mortgage broker from here on out.

- William W M.
F

Rating
On June 2, 2014 I submitted a completed application and ALL THE FINANCIAL INFORMATION the mortgage lender requested. My wife and I are both retired, have saved almost seven figures in the bank, had credit scores over 800, and had purchased many homes in the years we have been married. Our credit is ideal.....100% gold. I thought we would sail through the process and have no problems wit
Everett Mortgage Brokers Provider Name Locked
. Was I ever wrong! Our representative, Mr.
Everett Mortgage Brokers Provider Name Locked
, was unhelpful at best and completely disengaged from our process. From June 2 nd when we first applied, until
Everett Mortgage Brokers Provider Name Locked
18th, I never heard hardly a word from Mr.
Everett Mortgage Brokers Provider Name Locked
. Our new house was scheduled to close on
Everett Mortgage Brokers Provider Name Locked
21st and I called him several times during the process to find out how the process was going. I was always assured that everything was great.....no problems, everything will be OK to close on 7/21. On
Everett Mortgage Brokers Provider Name Locked
18 th, a Saturday night, I received a call and was told there were 30+ conditions the underwriters had to have met in order for the loan to close. They had my complete financial history for over 7 weeks, and now, 3 days before the close they need all these conditions met. Much of the information I was asked to supply, was information I had ALREADY given them........guess they "misplaced" it. Some of what they wanted was just ridiculous..... For instances......I deposited $16,000 into my checking to cover house cost....we built a $300,000+ home and had to come up with over $100,000 at closing, so we were moving money into our checking account from investment accounts. Anyhow, on the $16,000 I moved into checking, I took $100 in cash so my wife and I could have lunch. When
Everett Mortgage Brokers Provider Name Locked
received the bank statement showing the deposit, they wanted to know what happened to the $100, since the deposit was only $15,900 and not $16,00. This was only the tip of the provable ice
Everett Mortgage Brokers Provider Name Locked
. There were SEVERAL MORE EQUALLY RIDICULOUS requests thereafter. Finally, after several sleepless nights,
Everett Mortgage Brokers Provider Name Locked
Mortgage finally gave us the OK to close the loan we finally closed the loan on
Everett Mortgage Brokers Provider Name Locked
22, 2015. My wife and I went to the title company, signed all the paperwork and finally owned the home...we thought.
Everett Mortgage Brokers Provider Name Locked
Morgage refused to fund
Everett Mortgage Brokers Provider Name Locked
loan.....this was just hours after they told us we were good to go.....and hours after we completed all the documents at the title company. They refused to fund the loan because we did not sign some obscure piece of paper that would guarantee we were not going to drill for oil or natural gas. This was so far over the top. Both the title company and the builder said that in 15 years of home building they had never heard of such a thing. We finally found an attorney at the builders office and they
Everett Mortgage Brokers Provider Name Locked
up a document outlining the neighborhood where no drilling would ever happen. What a pain. These are just a couple of the ridiculous hoops
Everett Mortgage Brokers Provider Name Locked
Mortgage made us jump through. From top to bottom, they were thoroughly unprofessional and almost impossible to deal with. I would NEVER, EVER, RECOMMEND THEM to anyone. If you don't want major frustration in your
Everett Mortgage Brokers Provider Name Locked
purchase.........STAY AWAY FROM
Everett Mortgage Brokers Provider Name Locked
MORTGAGE.
- RHONDA & Glenn K.
A

Rating
My bank was disappointing so I researched and
Everett Mortgage Brokers Provider Name Locked
has the best reviews by far of all the refinance options. Shahram and
Everett Mortgage Brokers Provider Name Locked
answered all my questions. I did the whole loan process via phone, internet, and the traveling notary that came to my home. This was the easiest refinance I have ever done. What impressed me was ALL the people involved are wonderful to deal with. You get the best service and the lowest rates. This is the best customer service I have experienced so far. His website is wonderful and accurate.

- Steven M.
A

Rating
Everett Mortgage Brokers Provider Name Locked
and
Everett Mortgage Brokers Provider Name Locked
were exceptional in their help and efforts to refinance
our home. They kept us informed every step of the way and answered any
and off of the questions we had. Response to emails was immediate. I
cannot say enough good stuff about them. I would use them again and I
would recommend them to anyone. The loan was processed swiftly. Can't
say enough good stuff about them. don't hesitate to use them. Just
call and talk to them about your needs and you will see they are
professional and straight shooters. Thanks guys! You made it so
smooth and easy!
- Myrtle F.
A

Rating
Working with them was easy. They were very honest about what I was looking at ... Despite many hiccups on my end of the deal, they saw me through to the end and I believe secured the best rate for me at the lowest cost. I cannot thank them enough.
- Meaghan W.
A

Rating
I refinanced my mortgage with Quicken. They took me from a 30 year mortgage to a 20 year mortgage and lowered my payment by $150/month. The process could not have been easier. I was able to email them 95% of the information. My cost was about $1500 total. I will get this back in 10 months with the payment difference. They were very professional to deal with. They knew their stuff and were very customer friendly. I would recommend them to anyone and will do business with them again for sure!!!
- bradley K.
D

Rating
I spoke to a loan agent and he quoted me a rate of 3.75% because of my excellent
Everett Mortgage Brokers Provider Name Locked
score. I told him I was currently looking for a home. He never suggested that I lock in the rate (even though the Fed was threating to raise rates). When I found a place 20 days later the rate was now 4%. Ouch. Then they asked for million documents...don't get me wrong this is my third home I know what's its like. But the asks seemed endless. Then they ask me to mail them all 48 pages of my 1040. They emailed me the address and I send it via UPS. I don't hear anything...track the package and it says it was left at the door. Days later it turns out it was delivered to a private home somewhere in Detroit. They gave me the wrong address. So all of my families most private financial info (including W2 and SS#s) is floating around somewhere in Detroit. A loan admin called and apologized. They said it was my job to try and get the docs back. ARE YOU KIDDING? Never heard from a supervisor. Never got a letter? Never got any kind of good faith discount to say sorry. To this day they do not know if I ever got my documents back. Quicken does not care about your privacy!!! They do not protect your identity or documents!
I would never use them again.




- Zink A.

Mortgage Brokers in Everett, WA

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

Academy Mortgage Corporation

37 103rd Ave NE Suite D
Bellevue

ACMC Financial Corp

2498 NE Division St.

Affordable Aging Reverse Mortgage

461 1st Ave NW
Issaquah

All Tech Mortgage Inc.

7403 Lakewood Dr W, STE 2
Lakewood

Alpine Mortgage Planning

12550 SE 93rd Ave

America Home Mortgage

10900 NE 4th St #2300
Bellevue

AMERICA ONE FINANCE

1420 NW Gilman Blvd Ste 2
Issaquah

AmericaHomeKey,Inc

2620 RW Johnson Blvd SW
Olympia

AMERICAN FREEDOM MORTGAGE

2731 WETMORE AVE
Everett

AMERICAN HOME MORTGAGE

111 SE EVERETT MALL WAY
Everett

American Pacific Mortgage

6100 219th St SW
Mountlake Terrace

ANERICAN PACIFIC MORTGAGE CORP

6100 219th ST. SW.
Mountlake Terrace

Atlas Mortgage

19020 33rd Ave W
Lynnwood

Aurora Financial

8150 Leesburg Pike

BANK OF AMERICA MORTGAGE

10500 NE 8TH ST
Bellevue

BEACON FINANCIAL GROUP

316 86TH AVE SE
Everett

Bellwether Lending, Inc.

4801 Harbour Heights Drive
Mukilteo

BICKFORD MORTGAGE

10025 19TH AVE SE
Everett

CECILIA PEREZ MTG LOAN CONSLNT

3515 119TH ST SE
Everett

CHASE HOME FINANCE

1716 W MARINE VIEW DR
Everett

CHOICE LENDING

1710 100TH PL SE
Everett

CHOICE LENDING GROUP

5705 EVERGREEN WAY
Everett

CLARION MORTGAGE CAPITOL

1720 100TH PL SE
Everett

CLARK FINANCIAL GROUP

2042 SUMMIT LAKE SHORE RD NW
Olympia

Cobalt Mortgage

10900 NE 4th St
Bellevue

Cobalt Mortgage

10900 NE 4th St
Bellevue

Cobalt Mortgage, Inc MLS# 228293

429 29th St NE
Puyallup

Crestline Funding

18851 Bardeen Av

CRL Home Loans Inc

3518 6th Ave
Tacoma

CU Mortgage Division

2510 R W Johnson Rd SW Ste 102
Tumwater

Dan Keller - Mortgage Banker

10025 19th Ave SE Suite 100
Everett

David Haley Mortgage .com

4720 200th Ave SW
Lynnwood

DIRECT HOME LENDING

1010 S 336TH ST
Federal Way

EAGLE HOME MORTGAGE INC

3500 188th St SW Ste 600
Lynnwood

EMC Equity LLC

7026 135th PL SE
Newcastle

ENDEAVOR FINANCIAL RESOURCES

1000 SE EVERETT MALL WAY
Everett

EQUITY NORTHWEST INC

15600 Redmond Way Ste 202
Redmond

Evan Swanson

9755 SW Barnes Road, ste 590B

EVERETT HOME LOAN CTR

5201 EVERGREEN WAY
Everett

EVERGREEN HOME LOANS

9537 GRAVELLY LAKE DR SW
Everett

Eyal Tropen Mortgage Loan Originator MLO#874253

Movement Mortgage LLC. NMLS#39179
Bellevue

Fairway Independent Mortgage

112 PROSPECT ST
Bellingham

FARMERS MORTGAGE GROUP

12310 HIGHWAY 99
Everett

FIELDSTONE MORTGAGE CO

6928 EVERGREEN WAY
Everett

FINANCIAL ADVANTAGE

203 130th St SE Ste 200
Everett

FIRST HORIZON HOME LOANS

11314 4TH AVE W
Everett

FIRST LINE MORTGAGE

12811 8TH AVE W
Everett

FIRST LINE MORTGAGE

906 SE EVERETT MALL WAY
Everett

First Priority Financial NMLS 3257

1500 W 4th Ave Ste 410
Spokane

First Rate Financial

2819 Elliott Ave Ste 206
Seattle

Guardian National Bank

4400 W 109th St.

Guild Mortgage Co. Gig Harbor - Nicholas Kuzmick

5727 Baker Way NW Suite 102
Gig Harbor

Guild Mortgage Company NMLS # 3274

2731 Wetmore Avenue #303
Everett

Guild Mortgage Company- Kirkland

720 4th Ave, Ste 240
Kirkland

Heritage Home Loans

1227 N Argonne Rd
Spokane Valley

HOME TOWN LENDING

10025 19TH AVE SE
Everett

HOMESTEAD MORTGAGE CO

2707 COLBY AVE
Everett

HOMESTREET BANK

601 UNION ST
Seattle

ICON FINANCIAL

4822 Rucker Ave
Everett

INDEPENDENCE MORTGAGE SVC

2707 COLBY AVE
Everett

INFINITY MORTGAGE GROUP

601 MAIN ST
Edmonds

INNOVATIVE MORTGAGE SOURCE

12322 HIGHWAY 99
Everett

INTEGRITY FIRST MORTGAGE

12811 8TH AVE W
Everett

Integrity Mortgage Solutions, LLC

18425 Driftwood Dr. E.
Bonney Lake

MATICH REAL ESTATE & MORTGAGE

13616 MERIDIAN PL W
Everett

Matt Dubas Real Estate Team

805 Kirkland Ave #200
Kirkland

MBSI - DBA: Kiel Mortgage

604 Oakesdale Ave SW
Renton

Megastar Financial Corp

2110 116th Ave NE
Bellevue

METROPOLITAN MORTGAGE GROUP

2930 WETMORE AVE 7
Everett

MORTGAGE ADVISORY GROUP

2902 COLBY AVE
Everett

Mortgage Lending Group

2208 NW Market St
Seattle

MORTGAGE MART INC

10925 W LAKE JOY DR NS
Carnation

MORTGAGE MASTER SERVICE CORPORATION

20425 72nd Ave South
Kent

Mortgage One Northwest, LLC

8140 Freedom Ln NE
Olympia

Mortgage One Northwest, LLC

8140 Freedom Ln NE
Olympia

MOXY Money

2310 E Pike
Seattle

NATIONAL CITY MORTGAGE

11314 4th Ave W Ste 209
Everett

NORTHWEST HOME MORTGAGE

1201 E HOWELL ST
Seattle

Notary Girl LLC

PO Box 3362
Bellevue

NVR Inc

11700 Plaza American Dr

Omni-Fund Mortgage

14021 277th Pl NE
Duvall

Overlake Mortgage LLC

1300 N 34th St
Renton

Pacific Coast Financial LLC

2901 Everett Ave
Everett

PACIFIC TRUST MORTGAGE

3614 BROADWAY
Everett

PARAGON HOME FINANCE

25025 SE Klahanie Blvd Apt A102
Issaquah

PILCHUCK MORTGAGE

15906 67th Dr SE
Snohomish

Pinnacle Capital Mortgage Corp

1524 Market St
Kirkland

Pinnacle Capital Mortgage Corp

1524 Market St
Kirkland

Pinnacle Capital Mortgage Corp

3906 South 74th Street
Tacoma

PINNACLE FINANCIAL CORP

3201 BROADWAY
Everett

PIONEER FINANCIAL LLC

20270 Front Street NE
Poulsbo

PORT GARDNER MORTGAGE CO

2418 California St
Everett

PREMIER MORTGAGE - Paul Dolan

9 Lake Bellevue Dr Ste 118
Bellevue

Private Capital Northwest

3500 188th St SW Ste 680
Lynnwood

PRO ESCROW INC

5920 Evergreen Way
Everett

RELIABLE MORTGAGE SOLUTIONS

12414 Highway 99 Ste 202
Everett

Republic Mortgage Home Loans NMLS #3148

11515 Canyon Rd E
Puyallup

Sammamish Mortgage

3015 112th Ave NE
Bellevue

Seattle Mortgage Planners

1700 Westlake Ave N
Seattle

SeattleHome.com - SeattleCondo.com

2111 N Northgate Way
Seattle

SIGNATURE MORTGAGE SERVICES

18221 102ND AVE NE
Bothell

SILVER LAKE MORTGAGE/HOMETOWN LENDING

10303 19TH AVE SE
Everett

SOUND LENDING INC

1802 PACIFIC AVE
Everett

Sound Mortgage Inc

557 Roy St, Suite 125
Seattle

Sound Mortgage, Inc.

500 S 336th St Ste 204
Federal Way

Sound Mortgage, Inc.

557 Roy St, Suite 125
Seattle

Sterling Bank Home Loan Division

6021 244th St SW
Mountlake Terrace

SUMMIT FINANCIAL GROUP

6625 WAGNER WAY
Gig Harbor

Tamaela Mortgage

23390 SE 52nd St
Issaquah

The Jensen MortgageGroup

8201 164th Avenue NE
Redmond

The Legacy Group

1102 Broadway
Tacoma

TILA MORTGAGE

14205 SE 36TH ST
Bellevue

Trevor Albertsen - PRMG Mortgage

19015 Northcreek Parkway Suite 101
Bothell

US FINANCIAL

2727 COLBY AVE
Everett

VETERAN MORTGAGE INC

2731 WETMORE AVE
Everett

Washington Federal

601 S Jackson
Seattle

Washington Federal

1200 NE 45th
Seattle

Washington Federal

14360 15th Ave NE
Seattle

Washington Federal

10015 NE 183rd
Bothell

Washington Federal

19265 State Route 2
Monroe

Washington Federal

336-228th Ave NE, Ste 100
Sammamish

Washington Federal

400 108th Ave NE
Bellevue

Washington Federal

22904 Bothell Everett Hwy
Bothell

Washington Federal

10001 NE 8th St
Bellevue

Washington Federal

13633 100th Ave NE
Kirkland

Washington Federal

855 Rainier Blvd N
Issaquah

Washington Federal

9929 Evergreen Way
Everett

Washington Federal

620 2nd St
Snohomish

Washington Federal

4102 California Ave SW
Seattle

Washington Federal

12830 Bothell Everett Hwy
Everett

Washington Federal

3617 88th St NE
Marysville

WELLS FARGO HOME MORTGAGE

1010 SE EVERETT MALL WAY 200
Everett

West Coast Lending Group

11000 33rd Place NE Place
Bellevue

West Seattle Mortgage, Inc 85705

5400 California Ave SW
Seattle

Westwood Mortgage Inc.

9706 4th Ave NE
Seattle

Windermere Mortgage Services Series LLC/WRE

5424 Sand Point Way NE
Seattle

YOUR EQUITY SVC MB 98987

23004 SE 41ST PL
Sammamish

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Everett Zip Codes

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