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Credit Repair Companies to Avoid

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Top Rated Credit Repair Companies

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Over 32 reviews for
Cookeville Credit Repair Companies from people just like you.

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"Advised on boosting my credit. My credit wasn't horrible so he advised me on a few things and said there was no real need for me to hire him.

-joshua S.

F
"We are a newlywed couple who wanted to start our financial life together off right. We contacted
of
to help us fix" our credit scores so that we could buy a house and start a family. We met him one month before our wedding (October 2014) with our primary focus being on my husband. He told us his price was for a single person $500 for one creditor or $900 for all of the creditors; but that for a couple he does both for $1500 and that it would be better if we did it together. We paid him $300 down and were to pay him $100 each month for one year. He in return was to work with the three major credit bureaus to challenge all negative debt and then have them removed once the issues were resolved. The first 3 months he worked with one bureau (TransUnion). Our problems started here with him claiming to have done work but not showing proof, not being available for us to make payment but call us three week late threatening fees (have it on VM) and never getting invoices as promised. We were told to send out certified letters (at our own out of pocket expense which was never discussed) to our supposed debtors. Then he told us we would have to wait for 6 months (turns out this isn't true) to start the next bureau. After working on the one credit agency he became incredibly hard to reach. We left messages with his secretary, voicemail and on his cell, email and even went as far as showing up to his office unannounced. The only time he was available was at the first of the month when we would call to pay him. Then there was always an excuse as to why he hadn’t gotten back to us: he was sick, out of town, his email wasn’t working right, problem with the phone lines and so on.
always refused to show work, would get nasty with us on the phone, and would spin the conversation around trying to say we were jerking him around; when at the end of it all he was dodging our questions and being very unprofessional with us. When my husband would confront
and ask him to show us proof of his work, he would become irate, began cursing at us and sent us threatening emails about charging us fees, writing us off as bad credit, we are difficult people to work with, and that we deserve bad
. We decided that we have had enough. After he blamed Experian (2nd creditor) for dropping the ball; my husband called to check up on the excuse with Experian. Turns out he never did anything with Experian. Just collected our hard earned money and sat back! My Husband emailed him about the findings and asked him to show proof of his work or cancel our contract and go our separate ways. During a phone call on 7/15/2015 he cursed at us, told us to “shut up” and hung up repeatedly telling us he refuses to talk to us or do anymore work. He has gotten $1000 of our money and we have nothing to show for it! How can a business be allowed to take money from people and never show work for what is paid. Its fraudulent and they are nothing more then con-artist. We trusted them to turn our credit around and when they should be helping us they are in-turn hurting us! DISCLAIMER: We have all emails and voicemail from him saved to show proof of his unprofessional conning threatening service!

-Candace L.

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Local Articles in Cookeville

Credit Repair

Learn about credit scores and factors that influence credit scores, see how credit bureaus calculate credit scores and get tips for hiring a credit repair service.

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Banks and credit unions

Banks and credit unions provide many of the same services but are different entities. Below are tips and basic information for working with a financial institution.

Credit Repair reviews in Cookeville

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Rating
I specifically signed up with Angie's List because I was in need (or so I thought) of credit repair services because I'm looking to buy a home in the next several months. After hearing so many horror stories I thought Angie's List would be a good place to start. After having read many of the other reviews I proceeded with making contact (on a Sunday) with
Cookeville Credit Repair Companies Provider Name Locked
. Early Monday morning I received an email from
Cookeville Credit Repair Companies Provider Name Locked
indicating either he or EJ would be in touch. I received a call from EJ that morning and although I wasn't able to talk at the moment I was able to speak with him later in the day. Let me sum up the entire experience in two words... VERY PROFESSIONAL!
Although I didn't have any work performed I would highly recommend
Cookeville Credit Repair Companies Provider Name Locked
to anyone in need of credit repair services. As a contractor I rely heavily on word of mouth marketing. I also believe in treating people with respect and integrity and after about 30 minutes on the phone with E.J. I KNOW that's what
Cookeville Credit Repair Companies Provider Name Locked
. is about as well.
Keep up the good work guys!! The time that you spend on the phone with potential clients who ultimately don't need your services will pay huge dividends in the end.
Thank you.
- scott M.
A

Rating
They are just what the doctor ordered. EJ is wonderful. He took his time and basically gave me a tutorial as to how the credit bureaus work and then we devised a plan to deal with my issue. I know they will be there if I need further assistance.
- Steven L.
A

Rating
Cookeville Credit Repair Companies Provider Name Locked
was very open, very clear, thoughtful and helpful. I would hire him in a second should the need ever arise, and I will certainly recommend him to anyone. Any vendor who ends up recommending that you don't their services has earned my trust!
- Tracy L.
A

Rating
The service provided by E-J was exceptional. He patiently and thoroughly answered all of my questions and helped me formulate a plan to move forward. For those that have struggled with credit in our recent economy like I have, it can be a feeling of despair with lack of knowledge on how to even reasonably approach the situation. E-J made me feel at ease – it was easy to tell that he and the
Cookeville Credit Repair Companies Provider Name Locked
. team truly care about their current and prospective clients. Throughout my consultation with E-J I did not feel pressured to purchase additional services and I feel much more empowered about the credit repair journey.
Most importantly. I feel like there is hope on a positive outcome with tactical steps that can be executed to make a return to respectable score a reality for me in the next 1-2 years. If you are looking for credit repair help, stay away from the snake oil salesmen that are abundant with other firms (I know – I’ve tried some of the “others”) and reach out to the
Cookeville Credit Repair Companies Provider Name Locked
. team – I truly believe you can trust their guidance.
- Tom D.
A

Rating
Cookeville Credit Repair Companies Provider Name Locked
saved my butt by being an honest person. Halfway through the consultation he asked if I had any questions about what we spoke about so far. I mentioned to him that I had a mortgage that I was going to finalize in a couple of months. He could have just accepted my business and done his job but he went above and beyond when he told me I should wait until after the mortgage was finalized because of the process that usually takes some time and might cause some questions and possibly the delay in us getting that mortgage closed. He said that once it was closed we could move forward and that with where my credit was already that I would be ok with the interest rate I'd be getting anyway, so why
Cookeville Credit Repair Companies Provider Name Locked
it. Once we finalize the mortgage we will be calling
Cookeville Credit Repair Companies Provider Name Locked
. In the short conversation he offered so much insight as to how the reporting is done that I can only imagine what he can do for us in the long run.
Thanks
Cookeville Credit Repair Companies Provider Name Locked
!
- Michael D.
A

Rating
Cookeville Credit Repair Companies Provider Name Locked
and EJ at the
Cookeville Credit Repair Companies Provider Name Locked
. are amazing! they helped me to understand what all went into my credit score and how to increase it all on the up-and-up. Many companies offered service that was ethically questionable, but the
Cookeville Credit Repair Companies Provider Name Locked
. maintained a sense of integrity throughout the entire process. they were quick to answer any questions and resolve any issues. I would recommend them to anyone needing guidance and assistance with repairing their credit!
- John G.
A

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This by far was the best and most honest consultation that I have had with a person in this line of work.
Cookeville Credit Repair Companies Provider Name Locked
and EJ are serious businessmen that want to take on serious cases. They will help you out as best they can and when it is better for you to help yourself, they will tell you. I truly enjoyed my consultation with
Cookeville Credit Repair Companies Provider Name Locked
. So far the experience has been wonderful. I will update this review when I finish my To Do list because I may need
Cookeville Credit Repair Companies Provider Name Locked
down the road.
Thanks for being a good businessman.
- Daniel M.
A

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This is something I could have done myself, but the Credit reporting agencies are archaic in their modes of communications and responses are sluggish at best. I needed a heavy hitter that knew all the
Cookeville Credit Repair Companies Provider Name Locked
and EJ did just that. In the period of time that I employed
Cookeville Credit Repair Companies Provider Name Locked
's Services, my credit scores went up to my satisfaction, not to mention getting a bit of an education in the process. EJ was very patient in explaining the very complex industry of Credit Reporting and was flexible in adjusting their procedure to my experience level. This was greatly appreciated. Upon completing the tasks that I need to through the rest of the year, I may entertain resuming their services so that I may improve my scores even further. I would definitely recommend their services with great confidence to anyone who is in need.
- Andrea L.

Credit Repair Companies in Cookeville, TN

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

755CreditScore.com

957 Nasa Pkwy

Boost Credit 101

3773 E Cherry Creek N Dr

Debt Relief NW Inc

202 SE 181st Ave. Ste 102

Guardian National Bank

4400 W 109th St.
Cookeville Zip Codes

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