Pickens Mortgage Brokers

Pickens, SC

Sample Reviews

C

Rating
I have recently taken a loan from
Pickens Mortgage Brokers Provider Name Locked
for the purchase and rehab of a multi-unit residential real property. The loan transaction itself was okay, although it was not as smooth as I would have liked it to be. Also, I wish that they had been more responsive but I managed to close in a relatively timely manner. Their application process is a bit confusing and I think it can be streamlined a little better. I had to deal with multiple individuals and often I had to jump from one person to another.
The rehab project is still in progress. I am experiencing difficulty because
Pickens Mortgage Brokers Provider Name Locked
is giving me a hard time in accessing the money that I borrowed (the construction holdback), on which I am PAYING INTERESTS of 12%+ per annum.
There is basically one inspector at
Pickens Mortgage Brokers Provider Name Locked
, who comes out and checks the progress of your project and decides whether to release the funds you borrowed to you. If he does not like something about the way you handle your project, he can refuse to release the funds that you have borrowed. There seems to be no checks and balance in this process -- his word is basically what controls the fate of your project if you borrowed construction funds from
Pickens Mortgage Brokers Provider Name Locked
. And you can be caught up in a ridiculous situation where you can't access/use the money you borrowed and yet you continue to pay 12%+ interests on the money. They claim that they're doing this because they have investors to protect. But what they do not seem to realize is that there won't be any investors if there are no borrowers. I don't know if this is how
Pickens Mortgage Brokers Provider Name Locked
makes money but I am disappointed at the lack of their willingness to accommodate the borrowers, especially because everyone was nice and accommodating BEFORE I borrowed the funds, and I was recommended
Pickens Mortgage Brokers Provider Name Locked
by the LA Real Estate Investors Club, which I trust and respect.
The
Pickens Mortgage Brokers Provider Name Locked
inspector currently alleges that the way I am handling the project is disorganized and there is "madness" going on, merely because we could not get started on all of the units at the same time because there were tenants living in some of the units. Inevitably, we had to be making a different progress on those units on which we got started later because of the tenant situation. To
Pickens Mortgage Brokers Provider Name Locked
, this somehow constitutes "madness" that entitles them to withhold my loan. Their language and demeanor in carrying out the conversation was offensive in and of itself, too, but I won't get into that here.
Because they withheld funds pending production of certain documentation (e.g., copies of permits), and because it was imperative that we get immediate access to the funds upon their receipt of the documentation, I constantly gave them a heads-up on the ETA on the documents and requested to let me know when the inspector could be at the property. I did not hear from them in days; the day I transmitted the documents, I called their office three, four times (each time I was forwarded to the draw dept. person's voicemail and I left messages), emailed, frantically trying to get a hold of them. I finally got a hold of the inspector, but he could not show that day. He said he would call me the next morning and let me know when he could come to the property. He did not call the next morning. I called around 11am. He could not come that day either. I explained to him that it was imperative that we get access to the funds by the end of that week because the workers needed to be paid and therefore it was imperative to have him come out as soon as possible. To be fair, he said he should be able to come the following day (he could not give me a time though), but his basic attitude was,"why is that my problem? If I can't come, I can't."
I purchased this property through an
Pickens Mortgage Brokers Provider Name Locked
-LLC. Therefore, we must use funds from a third party lender(s) and cannot use our own money in the interim. Hence the urgency if we run out of the funds on hand. I sufficiently explained this to them at the beginning. The management at the top seems to get it and they accommodated me in this respect at the beginning. But this understanding and accommodation is by no means systematic -- long story short, I have come to realize that
Pickens Mortgage Brokers Provider Name Locked
is not an
Pickens Mortgage Brokers Provider Name Locked
-investor-friendly lender.
In any event, I will update my review if things improve or turn out to be different. So far, my dealings with
Pickens Mortgage Brokers Provider Name Locked
have been disappointing and a bit frustrating.
- Claire S.
A

Rating
I reached out to
Pickens Mortgage Brokers Provider Name Locked
based on the positive feedback found on Angie's List. My situation was very complicated and I had already been turned away by other banks and credit unions.
Pickens Mortgage Brokers Provider Name Locked
reviewed my situation and was able to find a mortgage that I would qualify for and still meet my needs.
The staff at Mortgage Masters was extremely responsive and helpful. I found their secure website easy to use. My final HUD was nearly identical to the estimates originally provided, which was important to me since I value transparency in closing costs.
Pickens Mortgage Brokers Provider Name Locked
referred me to a closing attorney, which I also had a very positive experience with.
- Cort R.
A

Rating
When purchasing my first home I started working with Bank of America directly to obtain my mortgage loan. I was finding it to be quite a nightmare working with them in general. I wasn't sure if that was just the way buying a home was, but after talking to a few people I was recommended
Pickens Mortgage Brokers Provider Name Locked
. I was a little hesitant to start over but after speaking with
Pickens Mortgage Brokers Provider Name Locked
once, I decided to give him a try. That was the best decision I had made in a while. Talk about smooth and easy - night and day compared to working with BOA.
Pickens Mortgage Brokers Provider Name Locked
and Team are very responsive and are on top of things. I know people that have had more hassle renting places then I did with my first home purchase.
Anyway, I have just finished my second home purchase with
Pickens Mortgage Brokers Provider Name Locked
and things went just as great as they did 4 years ago. Excellent experience once again. I only have Bank of America loan department to compare
Pickens Mortgage Brokers Provider Name Locked
to, but I would never try anywhere else.
- Michael M.
A

Rating
Pickens Mortgage Brokers Provider Name Locked
at
Pickens Mortgage Brokers Provider Name Locked
was a big help in my mortgage application. I had a local mortgage sales rep before her and that guy was difficult to work with. I had the impression he was not honest about rate of the current
Pickens Mortgage Brokers Provider Name Locked
. So I switched to
Pickens Mortgage Brokers Provider Name Locked
and she was really listening to my concern and helped me get the best rate she could possibly get at the time. My objective is
Pickens Mortgage Brokers Provider Name Locked
: you can have your commission, but please work with me to get the best rate in a locking period. She did that wonderfully.
- david C.
A

Rating
Everything went smoothly. Ms
Pickens Mortgage Brokers Provider Name Locked
kept me in the loop and informed. She personally walked me through the processes this being my first time purchasing a home. Any questions I had she answered. I'm in the health care field which creates a lot of weird hours however she was always available. If I called late and she was asleep or couldn't answer I could always expect a phone call first thing in the morning. I never had to chase her down or hound her for any updated information. She clearly communicated what was needed actually stayed one night on the phone with me while I uploaded some of the documents needed to make sure everything was okay as I had problems with my computer when I tried to upload them the weekend before. I actually called her once and she was out to dinner with her husband. She answered the phone told me she would call me back with the information when she got home and she did! I have had friends who have had such difficulty in buying a home and I was so scared. This experience was so smooth I owe it all to
Pickens Mortgage Brokers Provider Name Locked
. She actually put me in touch with a great Realtor as well which I think helped everything work some smoothly they were in constant communication with each other.
- Kharia H.
A

Rating
I found
Pickens Mortgage Brokers Provider Name Locked
and his team to be very helpful, efficient, and most importantly honest. I am a CPA so I understand mortgages very well, the interest and costs come very easy to me. Finding an excellent mortgage broker doesn't come so easily. After finding
Pickens Mortgage Brokers Provider Name Locked
and his co
Pickens Mortgage Brokers Provider Name Locked
, I soon realized I had found that excellent mortgage broker i had been looking for.
This was our 3rd refi (1st was a previous house). All 3 went well, but i must say this was the best. I contacted the top three mortgage brokers on Angie's list and Quicken Loans who did my last refi.
Pickens Mortgage Brokers Provider Name Locked
was able to come through with the best interest rate and his closing cost estimate was very close to the lowest estimate i received. As it turned out, the actual closing costs were less than the GFE, so
Pickens Mortgage Brokers Provider Name Locked
gave us the best deal hands down. In fact, when he first quoted the interest rate he included a credit that would go against closing costs. 2 days later after i had decided to go with
Pickens Mortgage Brokers Provider Name Locked
and finished the application,
Pickens Mortgage Brokers Provider Name Locked
informed me that we would get an even larger credit than what he originally quoted me. Not too many brokers will give you something after you've already signed on the dotted line. The same was true with the appraisal credit. I had not asked for it, i believe my application began before that was even offered on this site, but to my pleasant surprise
Pickens Mortgage Brokers Provider Name Locked
let me know right after closing that I would get back the $400 we paid for the appraisal. I think that speaks volumes to the character and business philosophy of
Pickens Mortgage Brokers Provider Name Locked
. I couldn't be more satisfied with the service I received.


- Todd B.
A

Rating
We began working with
Pickens Mortgage Brokers Provider Name Locked
in late 2013 when we were considering moving from California to
Pickens Mortgage Brokers Provider Name Locked
. He pre-qualified us a few times and worked through different scenarios with me as I considered employment offers from various companies and potential neighborhoods.
Pickens Mortgage Brokers Provider Name Locked
collaborated with my real estate agent, and he was very patient. When we finally arrived in
Pickens Mortgage Brokers Provider Name Locked
, chose a house to purchase, and had an offer accepted... I threw him a curveball by getting a rate quote from another lender.
Pickens Mortgage Brokers Provider Name Locked
reacted quickly and promised to match or beat the other lender's rate and to also match the closing costs credit offered by the other lender. I decided to stick with
Pickens Mortgage Brokers Provider Name Locked
, and two days before we closed I was THRILLED with my choice.
Pickens Mortgage Brokers Provider Name Locked
called me up and told me that he was able to get me an even LOWER rate at NO additional cost! My wife and I were so pleased with our decision to stick with
Pickens Mortgage Brokers Provider Name Locked
. He and his team handled everything wonderfully, and the whole home buying process was much smoother than I ever though it could be. Whether you're doing a deal long-distance or in person, we highly recommend
Pickens Mortgage Brokers Provider Name Locked
and his excellent Prime Lending team!
- Stephen I.
A

Rating
Everything went smoothly. Dealt almost exclusively with
Pickens Mortgage Brokers Provider Name Locked
. He was available and informative and was very willing to answer all of my questions at any time. I had a minor concern the night before closing and he was emailing with me until 1:30 in the morning. I appreciated that I was able to head into the closing without any uncertainties.
- Jude B.
F

Rating
we are negotiating a mortgage with this company and they began to harass my wife at work and at home with phone calls. The deal fell through partly for that reason and for other financial reasons, however since that time they continue to periodically call my wife and Mail us sales solicitations though I have repeatedly asked them not to.
- kevin P.
A

Rating
My wife and I compared several lenders before choosing
Pickens Mortgage Brokers Provider Name Locked
at
Pickens Mortgage Brokers Provider Name Locked
. All the lenders sent me a good faith estimate which was very difficult to understand. There were charges and credits, etc. The entire document was very confusing.
Pickens Mortgage Brokers Provider Name Locked
was the only lender that was willing to sit down with us and explain exactly what all the fees were and how they impact my interest rate. What really surprised me is that he would answer his phone and respond to emails during evening hours. He wanted to be available to answer our questions. This is a largest purchase my wife and I have made, so it was important for us to work with someone we trusted. When it was time to close,
Pickens Mortgage Brokers Provider Name Locked
attended the closing and carefully explained all of the closing documents. Shortly after closing, we received a generous gift card in the mail to our favorite restaurant!
Pickens Mortgage Brokers Provider Name Locked
has earned my business and I continue to refer him to friends, family, and co-workers. If you need a home loan, I would strongly recommend calling
Pickens Mortgage Brokers Provider Name Locked
.
Pickens Mortgage Brokers Provider Name Locked

- J Alan A.
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All Mortgage Brokers in Pickens, SC

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

AMERICAN FEDERAL MORTGAGE CORP

1 LAUREL DR
Flanders, NJ
Although new to angie's list, american federal has been a recognized leader in the mortgage...

Boost Credit 101

3773 E Cherry Creek North Dr
Denver, CO
Boost credit 101 will help you improve your credit score by up to 150 points in as little as 2...

Classic Home Mortgage

330 Harrison Bridge Road
Simpsonville, SC
Whether you are buying your first home, taking a step up or a downsizing empty nester, we have...

EQ Release

Hudson, FL
Witout charge, eq release offers advisory services to persons that are or know senior home...

First Home Equity Loans

802 Laurens rd
Greenville, SC
Neither a bank, nor a franchise, first home equity loans is a locally owned mortgage brokerage...

Gaines Land Surveying Co.

Easley, SC
At gaines land surveying co. we provide surveying services for all of south carolina

Guardian National Bank

4400 W 109th St.
Overland Park, KS
Fha, conv, va, purchase or refinance, all comm. and residental properties, in all 50 states

Kirk Anderson, Senior Mortg Conslt, BNC Nat. Bank

6685 W Beardsley Rd
Glendale, AZ
Conventional, fha/va, usda, jumbo loans, canadian citizen loans

Network Funding, LP

200 E. Camperdown Way, Suite 2015
Greenville, SC
Residential mortgage banker offering a wide spectrum of mortgage loans including conventional...

NVR Inc

11700 Plaza American Dr
Reston, VA
Nvr, inc. operates in two business segments: homebuilding and mortgage banking. the...

OCONEE REAL ESTATE

1447-B W. Main Street
West Union, SC
I have been in new home construction and the real estate business for nearly 50 years and look...

PEOPLES MORTGAGE SVC

3009 Whitehall Rd.
Anderson, SC

Randy Shamburger, Greenville Mortgage Lender

526 Howell Road
Greenville, SC
My 15 years of experience with both purchases and refinances gives me the benefit of knowing...

RMC Vanguard Mortgage

1111 N Loop W Fwy
Houston, TX
We are a full service direct mortgage lender providing conventional, fha, and va home loans...

Soluna

10239 Clemson Blvd
Seneca, SC
Soluna is a 5000 square foot salon and day spa employing the areas finest hair, skincare,...

Tricont Mortgage

661 Ravenglass Dr
Fort Mill, SC
Tricont mortgage tfc tricont mortgage, is the designer and publisher of “low rate...

Upstate Hauling & Delivery

Travelers Rest, SC
Upstate hauling and delivery moving in/out junk~yard...

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