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A
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has remained vigilant and attentive to our insurance needs. His
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" and what Insurance Companies offer has helped us find the best for the fairest price. On several occasions he saved us more money and provided superior local service.

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A
"
is very knowledgeable and has worked diligently in finding the best and most affordable insurance policies for our company. We highly recommend" her for you or your company insurance needs.

-Deborah C.

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Local Articles in Saint Johnsville

Insurance Agents

Insurance agents represent one or more insurance companies and sell a variety of products including life, homeowners, auto and long-term care insurance.

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Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Agent reviews in Saint Johnsville

N

Rating
I stopped in
Saint Johnsville Insurance Companies Provider Name Locked
's office one day and asked if he could give me a quote on car insurance. He immediately assisted me by looking up rates and mapping out the right policy for me. It took much less time than I thought and
Saint Johnsville Insurance Companies Provider Name Locked
was able to save me on my premium.
- Jeffrey V.
A

Rating
When originally looking for insurance; I thought I had an insurance company in place until I was referred to the
Saint Johnsville Insurance Companies Provider Name Locked
. Not only was
Saint Johnsville Insurance Companies Provider Name Locked
able to get me a better rate, but also a much better insurance policy. It was an obvious decision, that I am glad I made, as dealing with the
Saint Johnsville Insurance Companies Provider Name Locked
has been personable and pleasant. When I have a question or need something;
Saint Johnsville Insurance Companies Provider Name Locked
is responsive and gets me what I need quickly. I am very satisfied with what The
Saint Johnsville Insurance Companies Provider Name Locked
has done to help me get the coverage I need for my small business.
- Anthony V.
C

Rating
The quoted estimates were much higher than current insurance even when quoted for same company-they're just the middle man but apparently don't always have the cheaper prices. However, agent did agree I was getting a better deal.
- CASSANDRA S.
F

Rating
After reviewing my car policy, I realized that
Saint Johnsville Insurance Companies Provider Name Locked
was claiming to give me a Drivewise discount but actually raising my rates significantly and then applying the discount. I called the agency to discuss the situation and was told that yes it did look that way but I was really getting the discount. I was also told that an actual agent (
Saint Johnsville Insurance Companies Provider Name Locked
) would get in touch with me "shortly" to discuss my policy.
A week later, I still hadn't received a call from
Saint Johnsville Insurance Companies Provider Name Locked
or anyone else at the agency. In the meantime, I worked with a different insurance company to secure car and homeowners insurance. I called the
Saint Johnsville Insurance Companies Provider Name Locked
agency back and told them I wanted to cancel both policies effective
Saint Johnsville Insurance Companies Provider Name Locked
14. I was asked why I was canceling and I said lack of responsiveness for starters. I was told that I needed to provide the declarations from my new policies via email to them before they would cancel my policies. This seemed irregular to me but I sent them to the
Saint Johnsville Insurance Companies Provider Name Locked
agency, clearly showing that the new coverage date was
Saint Johnsville Insurance Companies Provider Name Locked
14. I also requested again in writing that both policies be canceled effective
Saint Johnsville Insurance Companies Provider Name Locked
14. Finally I received a response from them stating both policies had been canceled.
After waiting another week, I noticed that I had received the credit for the balance of my car insurance but not from my homeowners policy. I emailed the agency again and was told that I will not be getting a refund because of a "30 day policy" that they have. In the meantime. my mortgage provider has notified me that I have to make up the difference that they paid to
Saint Johnsville Insurance Companies Provider Name Locked
while I had other coverage. (The mortgage provider was already aware of the change.)
I can find nothing in writing about this 30 day exemption that they are using to not issue my refund. It's also worth noting that
Saint Johnsville Insurance Companies Provider Name Locked
apparently has limited general customer service and whenever I call the 800 number, I am re-routed to this agency so I can't even escalate the matter. I would like my refund, but even if I don't get it, I want to warn people to stay away from this unprofessional agency.


- Jennifer Z.
A

Rating
Great customer service. Agents always go the extra mile. Recommend great shops to get work done, and provided great assistance in getting rental cars during that time. Great company!
- Scott S.
A

Rating
Very informative salesman regarding all types of insurance. My coverage was explained thoroughly to me. O got a great policy at a great price.
- Gregory D.
N

Rating
When I bought my new car it was late Fri-Memorial wknd. I called the ofc. within 20 min I rec'd a call from the agent & owner (sep call). I was extremely happy to get quick response & immediate coverage.
- Maryanne B.
A

Rating
I couldn't have handled everything required to dry out the wood and avoid any mold issues by myself at that time, let alone get all the Information required to the insurance company and negotiate with them. Because of
Saint Johnsville Insurance Companies Provider Name Locked
I didnt have to. He took over and arranged everything. He recommended a company to do all work required to tear out the drywall, assess for asbestos, set up the fans in both units, and make sure they identified all the damage and got it dried out. He had the company partner call me and explain their process and why he was sending in one of his foremen....because his house was undergoing a more extensive repair at the time.
Saint Johnsville Insurance Companies Provider Name Locked
interfaced setting up the timing so the repair went as smoothly and quickly as possible and, because of his relationship with the company they merely put a claim on the insurance monies when they arrived.
Saint Johnsville Insurance Companies Provider Name Locked
even hired a packing company to send in a crew to pack up everything in my tenant's kitchen where most of the upstairs damage occurred and my living room and bathroom. The only unpleasant experience I had was American Craftsman, the moving company They packed everything without asking and put it God knows where. The woman who packed my bathroom told me she'd left everything from below my sink under the dining room table believing I would need access to it. When I looked I realized I had no idea where all my shower tools were or the stuff I use from my medicine cabinet. What she gave me access to was cleaning supplies! Then they didn't speak to my tenants, who were on sight, but merely packed up their kitchen and took it all with them to put in their storage. This included utensils, the microwave, the coffee maker and the toaster! The tenants were furious and refused to pay rent from then on. And when the walls and floors were dried out American Craftsman refused to return any stored items until their bill was paid! The most expensive payment of the entire clean up was USELESS. Their portion of the insurance proceeds was well over $7,000! The asbestos and dry out cost $1,500 less and actually did something for their money. By October I collected my insurance check for nearly $36,000. Then the fun began with getting everyone with a claim on the money to sign the check and find that Chase Mortgage seized the entire amount and would only give me 1/3 of the total when I satisfied them I was doing everything their way. So I paid $13,000 to the emergency services out of my pocket and the $5,400 to my private adjuster and when I asked Chase to reimburse me they said no. That's where the real fun begins so if you have a good relationship with anybody with power to threaten your mortgage company use them to get your money so you can hire a contractor to rebuild! Chase wants to see the proof of rebuilding BEFORE they release the money. Best part of my whole experience was
Saint Johnsville Insurance Companies Provider Name Locked
and
Saint Johnsville Insurance Companies Provider Name Locked
.
- Linda U.

Insurance Companies in Saint Johnsville, NY

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

3 Pointe Financial

8001 Irvine Center Dr

Allegiant Group Inc

189 W Clarkston Rd

Allsup Inc

300 Allsup Pl

Associated Marketing Advantage Inc

117 Westchester Sq
Bronx

Cardinal Advisors

117 Edinburgh South Drive Suite 280

Careington Care 500 Plan

7400 Gaylord Pkwy

Centennial Brokerage Corp

312 Wall St.
Kingston

Choice Home Warranty

1090 King Georges Post Rd

Dave Palma - State Farm

176 Main St
Hornell

DN Insurance Agency, LLC

PO Box 4473
Saratoga Springs

Dominion Risk Management

880 S Lake Blvd
Mahopac

Founders Insurance Group

1300 Winsted Road

FRED E THOMAS AGENCY INC

45 MAIN ST
Akron

Health Benefit Consultants LLC

20275 Honeysuckle Dr.

IMS Group/Insurance Management Services

4927 West Genesee Street
Camillus

JUDY KING INSURANCE

122 STATE HIGHWAY 67
Saint Johnsville

Mike Stasko State Farm Insurance

26 W Main Street
Batavia

NBC, Inc.

470 Forest Ave

NELSON INSURANCE GROUP

200 Ridge Road
Goshen

Patel & Associates LLC.

2530 Berryessa Rd

Petruzzi Insurance Agency

825 E State St
Olean

R B Adams Agency

539 E Main St
Batavia

Rhoe B. Henderson Insurance Agency

552 West 3rd Street
Jamestown

S P Johnson Group

2025 Delaware Ave
Buffalo

Senior Health Direct

719 E. Grand River Ave.

SHEPARD MAXWELL & HALE

5176 CLINTON STREET RD
Batavia

Syracuse Insurance Agency Inc.

40 Public Square, Suite # 1
Watertown

The Ryan Agency

57 Broadway Mall
Hornell

United Health Care

PO Box 30555

W DAVIS INSURANCE

2 E MAIN ST
Saint Johnsville

W T BURNS AGENCY INSURANCE

94 Poultney St
Whitehall

Watertown Insurance Agency

40 Public Square
Watertown

Wm. E. Morrell, Inc.

128 Court St
White Plains
Saint Johnsville Zip Codes

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