US Mortgage Corporation

201 Old Country Rd
Melville, NY 11747
(800) 562-6715
www.usmortgage.com
Contact: Milner, Steven A.
Business Description: US Mortgage Corporation was founded by Steven A. Milner in September 1994, as a New York State Registered Mortgage Broker serving the New York metropolitan area with its main concentration on Long Island. In 1998, the company obtained a New York State Mortgage Banking License and operated under the dba Mortgage Concepts. The company then and now primarily focused on purchase money transactions and refinances. Its loans were and continue to be negotiated through highly competent referral based Mortgage Loan Originators. While the collapse of the sub-prime market and corresponding Banking crises affected all businesses in the United States, US Mortgage was able to make it through the crises totally unscathed versus its peers and is a true survivor. US Mortgage’s critical decision to not fund even one sub-prime loan as a lender proved to be extremely insightful. In the 4Q07, US Mortgage made a paradigm shift to transform the company from a one-dimensional business serving mainly New York, to a multi-dimensional Mortgage Banking company conducting business nationwide. In that same year, US Mortgage began implementing a new expansion plan that would meet the new realities of the post sub-prime crisis Mortgage Industry. The new plan allowed US Mortgage to expand its business by obtaining Mortgage Banking licenses throughout the country. This contributed to the development and opening of full service and sales branch offices, which allowed the company to expand its sales footprint outside its existing sales territories. In addition, the company received its FHA Full Eagle approval allowing it to act as a FHA Direct Endorsed Lender, its USDA Rural Loan Approval, and VA Approval. In January 2011, the company made another strategic change to revert back to its original name, US Mortgage Corporation, thus dropping the dba Mortgage Concepts. This move was done in an effort to create a more nationally recognizable brand that is more appropriately aligned with the company’s expansion initiatives.
Services: Mortgage Broker
In Business Since: 1994
Service Area: We are currently licensed in 44 states and we are growing.
On Angie's List Since: 11/20/2012
Warranties: Ask for details
Office Hours: Mon-Fri 9:00 AM-6:00 PM
Licensed: Yes, I am appropriately licensed for my trade.
(All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves.)
Senior Discount: No
Cities Served: National
 
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Aside from knowing the maximum purchase price you qualify for, there also are several other benefits to preapproval, says Goldhirsh. (Photo courtesy of Angie's List member Paul N. of Houston)
Aside from knowing the maximum purchase price you qualify for, there also are several other benefits to preapproval, says Goldhirsh. (Photo courtesy of Angie's List member Paul N. of Houston)

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Always play it safe and disclose everything directly to your loan officer, says Goldhirsh. (Photo by Ray Alderete)
Always play it safe and disclose everything directly to your loan officer, says Goldhirsh. (Photo by Ray Alderete)

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Member Brenda Payne says contractors have done tens of thousands of dollars of repair work for problems that surfaced after she closed on her home. (Photo by Michael Smith)
Member Brenda Payne says contractors have done tens of thousands of dollars of repair work for problems that surfaced after she closed on her home. (Photo by Michael Smith)

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The type of loan you qualify for relies heavily on your credit portfolio. (Photo courtesy of Angie's List member Mark R. of Atlanta)
The type of loan you qualify for relies heavily on your credit portfolio. (Photo courtesy of Angie's List member Mark R. of Atlanta)

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