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A
"We highly recommend
and
. We were unsure whether we would be able to find the type of financing we were looking for" until reading her reviews. When we called, she knew exactly what we needed. She proceeded to find us a loan package tailored to our needs that went beyond what we had hoped for - with surprisingly favorable terms.
is very knowledgeable, professional, efficient, and responsive. Our application process went smoothly via phone and email. She talked us through the terms of the loan initially, and again before closing, to ensure that we understood it. Working with Cobblestone has been the most pleasant and hassle-free experience we have had in obtaining a home mortgage.

-A. Scott V.

A
"I refinanced my mortgage to a shorter term and lower rate and pulled some cash out for home improvements.
was easy to work with and gave" good advice. She was very responsive by phone and email. Documents were sent to me via email and sent back overnight mail. It was about as painless as can be expected, other than some standard agonizing over rate lock. (Greek debt crisis did not entirely work in my favor timing-wise, but I got a good rate.) The whole process took about four weeks.

-Francis F.

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Local Articles in Islandia

Mortgage Loans

Taking on a mortgage loan is a massive responsibility. Not only is it a huge expense, a mortgage loan is also a complicated set of concepts, options and obligations. Read on to learn how to navigate the turbulent waters of a mortgage loan by learning the fundamentals behind it.

couple stares out apartment window at street
Real Estate Agents, Appraisals - Real Estate, Mortgage Companies, Apartments, Home Inspection, Moving

Is home ownership still the ultimate American dream?

If you are thinking of buying your first home, refinancing or looking to move up to your dream home, now may be the time to talk to your mortgage banker. (Photo by Eldon Lindsay)
Mortgage Companies

Are mortgage rates on the rise? Understanding market trends can help you decide the right time to buy a new home.

Aside from multiple government programs, there are seller and lender credits that can cover down payments and closing costs. (Photo by Eldon Lindsay)
Mortgage Companies

“How do I buy a house without any money?”

short sale home
Real Estate Agents, Mortgage Companies

Buying a home on a short sale can save a buyer money, but there are some factors to consider.

Angie's Answers

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DO NOT GO WITH THESE PEOPLE THEY SCREWED US OVER $2000 ON THERE SO CALLED FAST TRACK PROGRAM AND 7 MONTHS LATER OUR CREDIT IS STILL THE SAME AND THEY KEEP FEEDING PEOPLE FALSE HOPES AND PROMISES..DONT GET CAUGHT UP WITH THE COMPANY THEY HAVE A F RATING WITH THE BBB ABD HAVE SEVERAL COMPLAINTS ON RIP OFF REPORT.
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Yes! Movie tickets, 2 hours at the spa, 10 rides at your local "iFly", etc. Bottom line: You know your clients. Find out what they do to reward/pamper themselves and give them that!

Hope this helps!

David Gowans

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As with anything like this, some are scams, some legit but poorly organized or run, some legit. There are a few new companies set up by hedge funds just getting into rentals and into buying foreclosed properties in good shape, which they then rent or lease and will, in some cases, allow rent to partly apply to purchase.

 

Before you even think about this type of arrangement, you should have it THOROUGHLY reviewed by a lawyer, because once you get into it you will be stuck, and most likely there will be a LOT of terms restricting your investment. Considering the average person moves every 5 years or so for employment or family or medical reasons, and generally these sort of arrangements have to be carried through to completion to get ANY of your investment back out of the deal, it is generally a losing proposition for almost everyone - a fact the companies count on.

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Mortgage Lending reviews in Islandia

A

Rating
The process was extremely smooth. No bumps and no surprises. This is my 2nd home loan with
Islandia Mortgage Brokers Provider Name Locked
@
Islandia Mortgage Brokers Provider Name Locked
. I appreciate his knowledge, expertise and service. Any time I had a question,
Islandia Mortgage Brokers Provider Name Locked
responded the same day by phone and /or email.
- Craig H.
A

Rating
It went great! And as close to perfect as possible. Everything in
Islandia Mortgage Brokers Provider Name Locked
's control went just as promised, even though this was during the Christmas season. The only hitch we had was with an appraiser who was very much on the conservative side, and even though the appraisal came in lower than anticipated,
Islandia Mortgage Brokers Provider Name Locked
was still able to help us out. We rolled the equity line into the mortgage, as well as some high interest credit cards, for just under what we had been paying for the mortgage alone. Needless to say, this has saved us a good deal of money since. I can't recommend him highly enough. And did I mention that this was during the Christmas season! He was always available, even taking calls when he was home (in England) for the holidays. He's definitely our mortgage broker from here on out.

- William W M.
F

Rating
On June 2, 2014 I submitted a completed application and ALL THE FINANCIAL INFORMATION the mortgage lender requested. My wife and I are both retired, have saved almost seven figures in the bank, had credit scores over 800, and had purchased many homes in the years we have been married. Our credit is ideal.....100% gold. I thought we would sail through the process and have no problems wit
Islandia Mortgage Brokers Provider Name Locked
. Was I ever wrong! Our representative, Mr.
Islandia Mortgage Brokers Provider Name Locked
, was unhelpful at best and completely disengaged from our process. From June 2 nd when we first applied, until
Islandia Mortgage Brokers Provider Name Locked
18th, I never heard hardly a word from Mr.
Islandia Mortgage Brokers Provider Name Locked
. Our new house was scheduled to close on
Islandia Mortgage Brokers Provider Name Locked
21st and I called him several times during the process to find out how the process was going. I was always assured that everything was great.....no problems, everything will be OK to close on 7/21. On
Islandia Mortgage Brokers Provider Name Locked
18 th, a Saturday night, I received a call and was told there were 30+ conditions the underwriters had to have met in order for the loan to close. They had my complete financial history for over 7 weeks, and now, 3 days before the close they need all these conditions met. Much of the information I was asked to supply, was information I had ALREADY given them........guess they "misplaced" it. Some of what they wanted was just ridiculous..... For instances......I deposited $16,000 into my checking to cover house cost....we built a $300,000+ home and had to come up with over $100,000 at closing, so we were moving money into our checking account from investment accounts. Anyhow, on the $16,000 I moved into checking, I took $100 in cash so my wife and I could have lunch. When
Islandia Mortgage Brokers Provider Name Locked
received the bank statement showing the deposit, they wanted to know what happened to the $100, since the deposit was only $15,900 and not $16,00. This was only the tip of the provable ice
Islandia Mortgage Brokers Provider Name Locked
. There were SEVERAL MORE EQUALLY RIDICULOUS requests thereafter. Finally, after several sleepless nights,
Islandia Mortgage Brokers Provider Name Locked
Mortgage finally gave us the OK to close the loan we finally closed the loan on
Islandia Mortgage Brokers Provider Name Locked
22, 2015. My wife and I went to the title company, signed all the paperwork and finally owned the home...we thought.
Islandia Mortgage Brokers Provider Name Locked
Morgage refused to fund
Islandia Mortgage Brokers Provider Name Locked
loan.....this was just hours after they told us we were good to go.....and hours after we completed all the documents at the title company. They refused to fund the loan because we did not sign some obscure piece of paper that would guarantee we were not going to drill for oil or natural gas. This was so far over the top. Both the title company and the builder said that in 15 years of home building they had never heard of such a thing. We finally found an attorney at the builders office and they
Islandia Mortgage Brokers Provider Name Locked
up a document outlining the neighborhood where no drilling would ever happen. What a pain. These are just a couple of the ridiculous hoops
Islandia Mortgage Brokers Provider Name Locked
Mortgage made us jump through. From top to bottom, they were thoroughly unprofessional and almost impossible to deal with. I would NEVER, EVER, RECOMMEND THEM to anyone. If you don't want major frustration in your
Islandia Mortgage Brokers Provider Name Locked
purchase.........STAY AWAY FROM
Islandia Mortgage Brokers Provider Name Locked
MORTGAGE.
- RHONDA & Glenn K.
A

Rating
My bank was disappointing so I researched and
Islandia Mortgage Brokers Provider Name Locked
has the best reviews by far of all the refinance options. Shahram and
Islandia Mortgage Brokers Provider Name Locked
answered all my questions. I did the whole loan process via phone, internet, and the traveling notary that came to my home. This was the easiest refinance I have ever done. What impressed me was ALL the people involved are wonderful to deal with. You get the best service and the lowest rates. This is the best customer service I have experienced so far. His website is wonderful and accurate.

- Steven M.
A

Rating
Islandia Mortgage Brokers Provider Name Locked
and
Islandia Mortgage Brokers Provider Name Locked
were exceptional in their help and efforts to refinance
our home. They kept us informed every step of the way and answered any
and off of the questions we had. Response to emails was immediate. I
cannot say enough good stuff about them. I would use them again and I
would recommend them to anyone. The loan was processed swiftly. Can't
say enough good stuff about them. don't hesitate to use them. Just
call and talk to them about your needs and you will see they are
professional and straight shooters. Thanks guys! You made it so
smooth and easy!
- Myrtle F.
A

Rating
Working with them was easy. They were very honest about what I was looking at ... Despite many hiccups on my end of the deal, they saw me through to the end and I believe secured the best rate for me at the lowest cost. I cannot thank them enough.
- Meaghan W.
A

Rating
I refinanced my mortgage with Quicken. They took me from a 30 year mortgage to a 20 year mortgage and lowered my payment by $150/month. The process could not have been easier. I was able to email them 95% of the information. My cost was about $1500 total. I will get this back in 10 months with the payment difference. They were very professional to deal with. They knew their stuff and were very customer friendly. I would recommend them to anyone and will do business with them again for sure!!!
- bradley K.
D

Rating
I spoke to a loan agent and he quoted me a rate of 3.75% because of my excellent
Islandia Mortgage Brokers Provider Name Locked
score. I told him I was currently looking for a home. He never suggested that I lock in the rate (even though the Fed was threating to raise rates). When I found a place 20 days later the rate was now 4%. Ouch. Then they asked for million documents...don't get me wrong this is my third home I know what's its like. But the asks seemed endless. Then they ask me to mail them all 48 pages of my 1040. They emailed me the address and I send it via UPS. I don't hear anything...track the package and it says it was left at the door. Days later it turns out it was delivered to a private home somewhere in Detroit. They gave me the wrong address. So all of my families most private financial info (including W2 and SS#s) is floating around somewhere in Detroit. A loan admin called and apologized. They said it was my job to try and get the docs back. ARE YOU KIDDING? Never heard from a supervisor. Never got a letter? Never got any kind of good faith discount to say sorry. To this day they do not know if I ever got my documents back. Quicken does not care about your privacy!!! They do not protect your identity or documents!
I would never use them again.




- Zink A.

Mortgage Brokers in Islandia, NY

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

A M L ENTERPRISES

345 Herbertsville Road

A+ Fico Fix Inc

206 6th ave suite 100
Holtsville

Academy Mortgage Corp.

105 Conklin Street
Farmingdale

Aceltis Financial Group

7 Oak Place, 2nd Fl

Allyson Gray

530 Fifth Avenue
New York

Approved Funding

41 Grand Ave

Aries Business Group

106 Brookview Circle

ARTISAN MORTGAGE COMPANY, INC.

320 Main Street
Islip

ASAP MORTGAGE CORP

2062 E MAIN ST
Cortlandt Manor

Atlantis National Service

11 Middle Neck Rd
Great Neck

Aurora Financial

8150 Leesburg Pike

BRIDGEWATER FUNDING LLC

404 Montauk Hwy
West Islip

BRIGHTLINE

1601 VETERANS HWY
Islandia

Bronx Criminal Attorney

860 Grand Concourse
Bronx

Brook Baker, Loan Officer at Vanguard Funding

300 Garden City Plaza Suite 170
Garden City

Cafe Nunez

240 west 35th
New York

Capital Lending Corp.

8417 Bergenline Avenue

CENMARK MORTGAGE CO

1316 Bound Brook Rd

Citizens Bank Mortgage Rates NJ

1 Rossmoor Drive Suite 121

CITIZENS MORTGAGE CORP

26-01 PELLACK DR

Cliffco Mortgage Bank

1065 Old Country Road
Westbury

Commercial Consultants Group LLC

1174 St. Johnland Rd
Kings Park

CONSUMER ONE MORTGAGE

154 Remington Blvd Ste 2
Ronkonkoma

CONTOUR MORTGAGE CORP

990 Stewart Ave
Garden City

COUNTY SEAT CAPITAL

434 E SUFFOLK AVE
Islandia

Cross County Funding

30 Glenn Street
White Plains

CROWN MORTGAGE SVC

707 ARNOLD AVE

Danloan.com

503 Cranbury Road

Darkside Development

7090 Amboy Road
Staten Island

Direct Mtg Source

700 veterans highway
Hauppauge

Embassy Funding LLC

210 Summit Ave Suite A-15A

Everbank

10 Woodbridge center drive

Excellent Lease

89 Debbie St.
Staten Island

EXPERT MORTGAGE GRP, INC

63112 WOODHAVEN BLVD
Rego Park

FAILLA FUNDING

23 Dorit Ct
Staten Island

Fajardo Delacruz Real Estate Agent

34-36 Union St.
Flushing

Financial Funding LLC

2 Industrial Way West

First Choice Bank

1 Tower Center Blvd FL 18

FIRST MERIDIAN MORTGAGE

2329 Nostrand Ave Ste 300
Brooklyn

First Meridian Mortgage

1609 Rte 202
Pomona

First Meridian Motgage Bankers

186-09 Union Turnpike
Fresh Meadows

FIVE STAR REVERSE FUNDING

1376 LOCUST AVE
Bohemia

Garden City Mortgage

1225 Franklin Ave.
Garden City

Gateway Funding

240 Frisch Ct Ste 302

GFI Mortgage Bankers, Inc

590 W Kennedy Blvd

Guaranteed Home Mortgage Company Inc

1160 East Jericho Turnpike
Huntington

Guaranteed Rate

7214 Bergenline Ave

Guardian National Bank

4400 W 109th St.

Hard Money Stan

Massapequa
Massapequa

HILLS MORTGAGE & FINANCE

10 Independence Boulevard

HSBC

PO BOX 4552
Buffalo

Interstate Home Loan Center Inc. Bankers

25 Melville Park Road
Melville

Investors Home Mortgage

249 Millburn Ave

iReverse Home Loans, LLC

532 Broadhollow Road
Melville

JEFRAMEN GROUP.INC

33 Comac Loop Unit 1B3
Ronkonkoma

Leader Bank NA

50 Mall Rd

Liberty Realty

1 Marine View Plaza

Lorenzo Public Accounting

2 E Blackwell Street

Lovely Luxury Homes

21 Wood Street
Spring Valley

MAINSTAY MORTGAGE CORP

1455 VETERANS HWY
Islandia

MAJESTIC FUNDING CORP

200 CORPORATE PLZ
Islandia

Maple Tree Funding

1202 Troy Schenectady Rd Building #3
Latham

Mary Matney at Eagle Home Mortgage

240 Cedar Knolls, Suite 400

MCS Mortgage Bankers - Team Weissman

189-13 Jamaica Ave.
Hollis

Menlo Park Funding

101 Tyrellan Avenue Suite 220
Staten Island

MGN Funding Corp.

30-50 Whitestone Expressway
Flushing

MHK & Associates, LLC

641 Shunpike Rd.

Modco Debt Solutions

.
Valley Stream

MORTGAGE HUNTERS

200 CORPORATE PLZ
Islandia

Mortgage Master Inc.

14 Commerce Drive

Mortgage One, Inc

1 Huntington Quad Ste 2C15
Melville

MyHardMoneySchool.com

494 Bridgeport Ave suite 101-341

Myra Diamond-Signature Premier Properties

1170 E Jericho Turnpike
Huntington

NATIONWIDE EQUITIES CORP

5 SEMINARY AVE
Yonkers

New View Mortgage Corp

33 South Service Road
Jericho

NJ Lenders Corp.

102 Chestnut Ridge Rd # 200

Northstar Funding

79 Hudson Street

NVR Inc

11700 Plaza American Dr

Olivos Property Perfection, Inc.

260 Audubon ave
New York

PATRIOT ONE MORTGAGE BANKERS

142 Willis Ave
Mineola

Prime Legal Services

1135 Clifton Ave

PRIME TIME MORTGAGE CORP

275 US HIGHWAY 22

Queen City Funding, Inc

1416 Sweet Home Road Suite 9B
Amherst

RBR Strategies, Ltd.

132 Franklin Place, #96
Woodmere

Regal Financial

1350 Avenue of the Americas
New York

Reliant Home Funding, Inc

125 Baylis Road, Suite 105
Melville

Residential Home Funding

6901 Jericho Turnpike
Syosset

Residential Home Funding Corp.

6901 Jericho Turnpike
Syosset

Residential Home Funding Corporation

100 Lanidex Plaza 2nd Floor

RKM MORTGAGE

111 WASHINGTON AVE

SAFE HARBOR INSPECTIONS INC

PO Box 623
Huntington

SANDSTONE MORTGAGE CORPORATION

1934 Lowell Ln
Merrick

Sky the limit contracting

236 Prospect St
Farmingdale

SKYLINE MORTGAGE

65 Madison Ave Ste 100

Smarter Mortgages

9482 Wedgewood Blvd

Soldi Partners Inc

248 Rte 25A
East Setauket

Solid City Home Inspection

22 Chickadee Ln
Levittown

Staten Island Mortgage Expert

1110 South Avenue
Staten Island

Sterling National Bank

98 Cuttermill rd suite 200n
Great Neck

Sterling National Mortgage Bank

98 Cuttermill Rd
Great Neck

Sun Mortgage Company, Inc.

2 Robbie Rd
Cortlandt Manor

SUNRISE MORTGAGE CO INC

49 GUY LOMBARDO AVE
Freeport

THE HILLS MORTGAGE & FINANCE CO LLC

10 Independence Boulevard

The Manhattan Mortgage Co Inc

750 Lexington Ave
New York

The Money Store

30 B Vreeland Rd

Thomas Conran & Associates

408 East Old Country Rd
Mineola

Thorpe Commercial Capital

244 Fifth Avenue
New York

Tim Hastings - PrimeLending

42 Old Ridgebury Rd.

Tony Croft

79 Hudson Street, #301A

TRI STAR STAFFING

190 BLYDENBURG RD
Islandia

U.S. Realty Services, Inc.

1140 Broadway, Room 1607
New York

US FUNDING CONSULTANTS

1770 MOTOR PKWY
Islandia

US Mortgage Corporation

201 Old Country Rd
Melville

VA Loan Captain

337 E 49th St Apt 21
New York

VILLA NOVA FINANCING GROUP

30 Technology Dr Ste 2C

WELLS FARGO HOME MORTGAGE

457 Atlantic Ave
Brooklyn

Wells Fargo Home Mortgage

532 Broadhollow Rd
Melville

WELLS FARGO HOME MORTGAGE

3033 Express Dr N Ste 101
Islandia

West Forest Capital

115 E. 34th St.
New York

WORLDWIDE CAPITAL MORTGAGE

1472 SUNRISE HWY
Bay Shore

Yes Funding Corp

1600 Calebs Path Extension
Hauppauge

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