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Angie's Answers


First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 


An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.


Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.


Todd Shell

Todd's Home Services

San Antonio, TX

Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Companies in Zephyr Cove, NV

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

Accelerated Benefits

5880 Venture Drive

ACS Business Insurance Services

4868 Sparks Blvd


40169 Truckee Airport Rd Ste 203

Allstate - Michelle Schreier

1311 N McCarran Blvd

American Family Insurance

808 College Pkwy Ste 106
Carson City


Zephyr Cove

Blue Lotus Insurance Brokers, Inc

500 N Rainbow Blvd
Las Vegas

Cameron McSweeney Farmers Insurance

9640 S McCarran Blvd Ste 200

Comstock Insurance

9424 Double R Blvd


10615 Professional Cir Ste 101

COUNTRY Financial - Sean Marler

1664 Hwy 395 #104


410 S. Melrose Dr., Ste 210

Heuer Insurance Agency

5050 Vista Blvd

Insuractive, Inc.

8420 W. Dodge Rd.

Jacqui Richards Farmers Insurance Agency

9640 S McCarran Blvd Suite 200

Meridian Insurances Services

216 N Minnesota St
Carson City

MReed Financial

2807 Vista Mariana

National Claim Advocates, LLC

P. O. Box 17540

NBC, Inc.

470 Forest Ave

Nicole Williams - State Farm Agent

4792 Caughlin Pkwy Ste 204

Pacific Reserve

4383 N 75th Street, Suite 102

Patel & Associates LLC.

2530 Berryessa Rd

Placer Insurance Agency

5 Sierra Gate Plaza, 2nd Floor

Rugloski and Associates

537 E. Gail Lane

Senior Health Direct

719 E. Grand River Ave.

Shepro InsuranceServices

4600 Kietzke Ln

Shirley Shaw

PO Box 22384
Carson City

The Biggest Little Agent

295 Holcomb Ave #5

Total Health & Life Insurance

50 Freeport Blvd

United Health Care

PO Box 30555

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