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Insurance Agents to Avoid

38

Top Rated Insurance Agents

9

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Over 3,246 reviews for
Ruidoso Insurance Agents from people just like you.

F
"On the basis of their initial adjusters' inspection, the company paid for replacement of siding, gutters, and downspouts; and paid for repairs to the deck," roof vents, and a small part of the roof. Noting that every home around us got total roof cover replacement, we complained to the company, who sent out a "Forensic Consulting" firm's engineer for another inspection. The engineer reported some damage to the roof, but attributed it to age and deterioration. He reported that there were dents in the roof vents, but that there were no roof shakes missing. He said that there was no damage to the siding, gutters, downspouts, air conditioner, or window screens.
pointed to this report in rejecting our lawyer's letter of demand. Through the Nebraska Department of Insurance, we complained about the following: our roof was only eight years old. hardly aged; we can see one gap in the shakes without even getting on the roof; our air conditioner is under the deck and not exposed; our window screens are inside the house; and the engineer was blind to the damage to everything else, which was already admitted to by the company. The company shrugged all this off, noting that, since the engineer was hired to look only at the roof, his comments on anything else are irrelevant. We sent the company a copy of the lot plan for our development, colored to show the 155 homes out of 157 getting total roof cover replacement, and showing the two homes nestled separately among them that allegedly had only dimples in the roof vents and maybe a few split shakes. Both of these homes, ours and the other, were insured with
. The company explicitly refused to comment on that, although it would be considered absurd by the village idiot that the two homes were miraculously spared. Obviously, both the original investigators and the engineer were under pressure to go easy on
, and they complied. The engineer gave it 200 percent. As required, the company has advised us that we could go to arbitration. But the fine print in their contract frees them from any of the entailed expense, which could be several thousands of dollars. Shortly after the storm, a local TV station covered the complaints about
from another neighborhood, so we aren't alone. All things considered, shoppers for home insurance would be well advised to avoid
like the plague.

-Ronald D.

A
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Preddie was recommended to us by our refinancing agent. I contacted Mr. Preddie to ask if he would be willing to help us, and he responded" immediately. I scanned and emailed our current homeowners insurance policy to Mr. Preddie, and within 2 hours, he emailed me back tell me that he could cover everything that was in the policy for about half the price. He gave us instructions on how to cancel our current policy and switched us to Liberty Mutual effective the following day. Mr. Preddie is efficient, responsive and professional. He responds to my questions within 1-2 hours. I feel very fortunate that Mr. Preddie was recommended to us. I can't imagine we would switch insurance companies again, if for no other reason than the fact that Mr. Preddie makes us feel unique and cared for. I have no doubt that the first time we will need him, he will be immediately available and quite helpful.

-LEAH W.

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Local Articles in Ruidoso

Insurance Agents

Insurance agents represent one or more insurance companies and sell a variety of products including life, homeowners, auto and long-term care insurance.

Staci Giordullo
Roofing, Insurance Agencies

It’s inevitable: a day or two after a windstorm blows through town, you get a knock on the door and there stands a contractor offering to replace your roof. Follow this advice before you sign over that insurance check.

drones used for home inspection
Home Inspection, Insurance Agencies

The aerial vehicles make checking hard-to-reach places, such as steep roofs, much easier by documenting with photo or video images.

Talk frankly with your home insurance agent to ensure that you understand your policy and know what's covered. (Photo courtesy of Angie's List member Karen P. of Seattle)
Insurance Agencies

On this episode of Chat with the Experts, Claudia McClain of McClain Insurance Services talks about how to understand your home and auto insurance policies.

car wreck
Insurance Agencies

Are you taking advantage of the discounts your insurance provider offers? Here's how to go about making sure you're getting the savings you deserve.

Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Agent reviews in Ruidoso

N

Rating
Very professional, knowledgeable and wonderful to work with. Have worked with provider many times in the past, with my most recent being a life insurance policy. I was recently in touch to inquire about other products and as always he was very knowledgeable, attentive and helpful.
- Reena F.
A

Rating
He is amazing and helps with all my needs. He has helped with so many issues even outside of insurance needs. He is very kind and I really appreciate the way I am treated. He is a great resource and knowledgable. Easy to communicate with.
- Stephen L.
A

Rating
Herb was fantastic, he checked rates for me from over 20 companies and was honest enough to tell me that I actually had a better deal going with the company I am currently with. He recommended I stick with them rather than switch to his company. I will definitely call Herb again next year and every year after to make sure that I am getting the best deal possible.
- LISA N.
A

Rating
We had a situation on Friday night and
Ruidoso Insurance Agents Provider Name Locked
caught wind of the problem thru social media.... Guess who was on the phone early Sat morning to make sure we were OK and them to make sure are needs were taken care of..... She walked us thru the process on a Sat. WHAT . SERVICE !!!!!!

- tom K.
A

Rating
I have been working with
Ruidoso Insurance Agents Provider Name Locked
on this important project, and it is a project to find a good insurance agent to work with,
Ruidoso Insurance Agents Provider Name Locked
is definitely a FANTASTIC agent because he is an expert that knows the right questions to ask so that you are well protected. Owning a home in Florida is different than owning a home elsewhere and we worked together on this for several days a I had information that he needed to get me the best rate. I am not an insurance expert but
Ruidoso Insurance Agents Provider Name Locked
is and he gets right back to you, usually in under 6 hours. If you want to be able to trust your insurance agent, change to
Ruidoso Insurance Agents Provider Name Locked
Insurance and give
Ruidoso Insurance Agents Provider Name Locked
a call,
- Joanne J.
D

Rating
I was very impressed with the responsiveness of the agent since I prefer to do everything through email. Best to have everything written down should issues arise. After several rounds of emails to get just the right coverages, I wanted to purchase the insurance policy. For some reason, that can't be done online, and he asked me to call him. I call the agent and he goes straight into how much I'd be paying, my payments options, all about how to get money into their bank account.
I asked him if he could provide me a final bill so that I can review everything to make sure everything is right before I hand over money. He is unable to do that. His computer will not print out a bill and even if it could, he could not send it via email. Fine, I asked him to send it via fax. He can't do that. The policy essentially cannot leave the office and his office is not anywhere close to me. He can tell me what my coverages are over the phone and if I wanted something written I could use the quote he emailed me (the quote that has asterisks everywhere saying totals are estimates and that things are subject to change).

I should've prefaced this review with my having had a bad experience with this office last year because I made the mistake of taking the agent at her word, putting a down payment on the policy, and then when I got the documents, I couldn't get anyone to correct small things or explain things that weren't on the quote. I was afraid that was indicative of how I'd be treated if I ever needed to use the insurance so I demanded to cancel the policy (since it hadn't started yet) and refund the down payment. My down payment wasn't refunded until a month later. Surprising how quick they are to take money and start a policy, but no one can seem to get it together to cancel a policy that hasn't started and refund me.
How can a business expect that customers will fork over money without any confirmation of what their money is buying???
- Moria W.
A

Rating
Ruidoso Insurance Agents Provider Name Locked
Weaver and his staff are professional and easy to work with. They answer calls and questions promptly. Very knowledgeable and looked out for our best interests. They increased our coverage limits and reduced our rates by 28% with a highly rated insurance company! We strongly recommend
Ruidoso Insurance Agents Provider Name Locked
to assess and provide quality insurance coverage for your home, auto, or business.
- Larry S.
A

Rating
Ruidoso Insurance Agents Provider Name Locked
was absolutely wonderful. She quickly understood our insurance needs and offered several options, all of which were sound. We discussed them and selected the one, that suited us the most. She helped my partner to fill the paperwork, answered all our questions, and submitted his application to the company. All this was done on a Saturday, the last day of enrollment. No insurance company would even pick up the phone!
Ruidoso Insurance Agents Provider Name Locked
knew what needed to be done, she faxed our paperwork, and it was accepted quickly and without any issues. A huge headache avoided.
- Natalia R.

All Insurance Agents in Ruidoso, NM

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

3 Pointe Financial

8001 Irvine Center Dr

All Star Insurance Agency

2625 Pennsylvania St NE
Albuquerque

Allegiant Group Inc

189 W Clarkston Rd

ALLSTATE INSURANCE CO

456 MECHEM DR
Ruidoso

Allsup Inc

300 Allsup Pl

American Home Shield

889 Ridge Lake Blvd

Careington Care 500 Plan

7400 Gaylord Pkwy

DANIELS INSURANCE INC

220 LOOKOUT DR
Ruidoso

ED TURNER AGENCY

613 Sudderth Dr Ste F
Ruidoso

EDUBINA RUBIO MORALES INS

412 N RICHARDSON AVE
Roswell

ERIC THOMPSON AGENCY

2810 SUDDERTH DR
Ruidoso

FARM BUREAU INSURANCE

3620 N Prince St
Clovis

FARMERS INSURANCE GROUP

500 MECHEM DR
Ruidoso

FRONTIER ADJUSTERS RUIDOSO

PO BOX 7037
Ruidoso

GARY STILWELL AGENCY

425 MECHEM DR
Ruidoso

HEALTH BENEFIT CONSULTANTS LLC.

20275 Honeysuckle Dr.

HIGH COUNTRY INSURANCE

706 MECHEM DR
Ruidoso

Hinerman Group

19 Tanglewood Circle
Silver City

HUMANA INC

108 CHELSEA
Ruidoso

iHealthBrokers

1333 Temple Johnson Rd.

Jack Corder II

2401 Cabezon Blvd SE
Rio Rancho

Jesse Smedley - Insurance Broker

1333 Temple Johnson Rd

KORZAN INSURANCE

500 MECHEM DR
Ruidoso

Linda Gulley State Farm Insurance

101 N. White Sands Boulevard
Alamogordo

MICHAEL B CHERNO

2701 SUDDERTH DR
Ruidoso

Moore Insurance Services Allstate

1065 S MAIN ST
Las Cruces

NATIONWIDE CLAIMS

PO Box 2456
Ruidoso

NBC, Inc.

470 Forest Ave

NEW YORK LIFE INSURANCE CO

706 MECHEM DR
Ruidoso

NEW YORK LIFE INSURANCE CO

401 WINGFIELD ST
Ruidoso

Northern Insurance, Inc.

611 National Ave
Las Vegas

PACE INSURANCE

700 N GRANT AVE

Patel & Associates LLC.

2530 Berryessa Rd

RUIDOSO INSURANCE

106 ALPINE VILLAGE RD
Ruidoso

S P Johnson Group

2025 Delaware Ave

Senior Health Direct

719 E. Grand River Ave.

STATE FARM INSURANCE

510 MECHEM DR
Ruidoso

State Farm Insurance

3060 20th Street
Farmington

STROUD INSURANCE

600 MECHEM DR
Ruidoso

STROUD NATIONAL AGENCY

600 MECHEM DR
Ruidoso

Sunset Insurance Corp

1905 San Mateo Blvd NE
Albuquerque

United Health Care

PO Box 30555

Zia Financial Group

460 Saint Michaels Dr Ste 603
Santa Fe

Zinn & Mahoney Insurance Group, Inc.

3001 Utah St NE
Albuquerque
Ruidoso Zip Codes

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