Espanola Insurance Agent Articles

Sample Reviews

F

Rating
At first, it seemed like going to this agency was a good idea. They seemed knowledgeable and friendly. Then it all went down hill. They weren't really able to get us the information we needed (which was the only reason we went to them in the first place). They gave us vague answers at best.
As if that wasn't enough, they were not responsive. I had to send email after email to be able get through to my agent. When we finally put our application in, it was to be for a middle of the month start date. August 15th to be exact. After I handed in the application, I heard nothing for almost a week. Not a confirmation of receipt, not a confirmation that it was being processed, nothing. I had to threaten withdrawing the application to get an answer.
I kept asking if we were all set, the answer was yes. Yes, over and over again. Three of four times. Still, the day our coverage was supposed to start we didn't hear anything. Then at 4:00pm in the afternoon on the day our coverage was supposed to start we get an email from our agent telling us that it wouldn't start for another two weeks. That there was a mix up. That the company no longer offered middle of the month start dates. HOW DID THEY NOT KNOW THIS? Did our agent even check? It was awful. Now we have to pay out of pocket for medication and had to cancel a specialist appointment because we wont be covered yet.
I would never use this agency again. Virtually nothing they told me panned out.
- Ari T.
A

Rating
We had a leak in rear shower that was allowing water to slip into subflooring and joists. Various repair men had said nothing under there. Astro termite company inspections each year said 'normal', 'no problem'. The appraiser said the problem had to be more than a year old.
From the start
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was professional getting documentation. Many companies pay little on and 'old' problem. I have not been able to crawl or get under the house because of orthopedic problems for years. We trusted Astro. to do their job.
We had evidence that in the past, anything needing repair or upgrade in the structure we addressed even if we needed loans.
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realized that we had trusted the paid professional who had either lied or not really crawled under the entire structure.
So, their clause 'unwitnessed and unknown' was fulfilled and they are helping us with costs. We have had to move out for 3 months to gut the home and they have given us a per
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. They have paid for the POD in our front yard.
Our total damages will be around 80,000 to repair and then replace as it was.
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has committed to a third of that so far pending final details.
My suggestion to home owners. TODAY take pictures of everything and under the foundation. Keep detailed notes of any upgrades or repairs you make for tax and insurance purposes. keep copies of any official inspections by anyone of your attic, basement, walls. Get an official printout and opinion of your Flood Plain status online.
One challenge: The contractors are doing very good work, the city is keeping them up to code, but they are horrible about keeping a clear separation of their receipts for us and other work. We might have been able to close our with
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on the total damages a month faster........that is not
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's fault. Be prepared for lots of days where no work happen
- William K.
F

Rating
The provider is an unethical insurance broker who refuses to call people back. All the good con artists' love to blame everyone else.
Espanola Insurance Agents Provider Name Locked
Zavagno will tell you every lie in the book to avoid the truth. This guy is unethical 101. Be a man
Espanola Insurance Agents Provider Name Locked
and admit your client is goof and stop trying to cover for him.

- John P.
N

Rating
He was fantastic. Was
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on the spot with all contact, returning calls, going to site (which was quite a drive for him). Meeting with contractors, dealing with the insurance company so we didn't have to, etc. Extremely happy with his service, would highly recommend him.
- Stephen G.
A

Rating
After 40 years with State Farm my rates went up too much (even though I had NO claims in over 10 years) and I needed to start shopping around for new coverage. After seeing positive Angie's reviews on the
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-
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agency I contacted them to get some quotes.
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did an outstanding job of checking providers and sending me a new package of policies that saved me over $600 from what State Farm was charging for the same coverage.
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is a great guy, very professional, explained various coverage options and didn't try to pressure me to take any options that I said I wasn't interested in. He just laid out the options and I made the decisions. Very helpful, very professional. I will continue to use
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for all my insurance needs.
- Alan W.
F

Rating
We proceeded and paid for the clean up $2,382.17, repair to the leak in the pipe $185.00, the new carpet and vinyl $2,545.00, plus many small miscellaneous items $225.55.
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paid NOTHING. The agent told me that she inspected her pipes every year - with x-
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vision I assume. There was no way we could detect the leak in the wall. Over the 20 years or so we were with
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, the agent made no recommendations to us as to how we could improve our coverage. We were extremely underinsured. We never made a claim for a loss. We assumed that the policy covered the losses such as water damage. In our opinion, one is not in good hands with
Espanola Insurance Agents Provider Name Locked
.








- Reed A.
A

Rating
I have been with
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for over two years now. In that two years my insurance cost have dropped from $247 MONTHLY for Liability to $110 for maximum full coverage and renters combined. They continuously work for you the customer to make sure you have the best coverage for the best price, and they always make sure that things that are important to me are covered. If all that alone doesn't say what an awesome company they are the customer service will have you sold! From the very first interaction my agent has worked above and beyond the call of duty. My coverage was about to end with my prior company and my agent with
Espanola Insurance Agents Provider Name Locked
stayed super late to make sure everything was finalized and complete and I was indeed covered before the next day. Any time I have a question or need something explained or for any reason I need to call, I call the office and I get to talk to a real person! That right there is the greatest thing in a world full of automated systems. All emails are also responded to in timely manner.
I strongly recommend working with
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for any and all of your insurance needs.
- Stevi Jo M.
F

Rating
Had my homeowners policy cancelled in
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2012. Bought through them a very expensive coverage while I fixed
the roof and peeling paint on the south side. That was done last summer (2013). Sent the agent photos,
no attempt to get me a better coverage. Said I needed to fence off a pond that is 19 inches deep....More /> Decided to paint some more of the house early this summer(2014) and the agent used that totry to railroad me into a
second year of the high premium coverage. Here are the emails, watch the dates.
Sent:
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, Apr 24, 2014 10:32 am
Subject: RE: Home policy renewal
Good Morning XXXXX, since you’ve got more work in progress, let’s do this.
I will send you the renewal application for your signature (attached).
I need just the signature pages so if you are able to print then scan &
email or fax that is best or I can mail the package to you by USPS-
let me know what works for you. The renewal date is 6/12, so if you get
the painting work done by ~ 6/1, I can look at other options beside
renewing the existing policy. You may send me the pictures when the
painting work is done. If you are able to capture two sides by shooting
from a corner and the two more sides from the opposite corner,
that would be sufficient. I think that just one photo of the fenced
garden pond is enough as well.
From XXXXX
To XXXXX
Sent:
Espanola Insurance Agents Provider Name Locked
, May 15, 2014 5:37 pm
XXXXX, here is the renewal offer on the existing
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policy. After checking with
an underwriter, I am sure that I could not get a different policy issued with
Travelers (your current auto insurance company) or others, until you get the
exterior painting finished and the yard picked up. They are all pretty tough on
property inspections right now.
I have all of the binding requirements from you with the exception of the
renewal premium payment. Please send you payment of $1,719.36 made to Humble &
Davenport Insurance Brokers, Inc. to my office as soon as you are able.
Let me know if you have any questions,
Thanks,
XXXXX | Account Executive
Then he sends a policy for a "log-cabin (built with solid logs) with carpeted floors and painted walls."
My house is build on a frame, has wodden floors throughout and wood paneled walls.
Incompetent and dishonest? I think so!
- Karin L.
F

Rating
Espanola Insurance Agents Provider Name Locked
failed to provide insurance coverage as requested during remodel project. They failed to follow-up on request for added insurance thus learning after the fact that the added insurance requested for the remodel phase was not provided.
We did not discover of the failure to provide added insurance during the remodel phase until nearly a year later when we requested added insurance coverage for new addition.
During the new additon phase were told that because of the size of the addtion the underwriters would most likely want to do and inspection of the property.
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failed to inform us whether the inspection was completed or if we had the added coverage or not only to bill us near the end of our policy period.
Upon our inquiry we were told "the coverage sheet was from the actual Auto Owners website" which we never knew about.
The only good news dealing with
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was we didn't need the insurance...the bad news was we really didn't for the most part know we had coverage.
Upon filing an appeal letter to
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and Auto Owner their ONLY response was to submit payment request to a collection agency threating our credit status.
- Sam S.
A

Rating
The sewer line inside my house broke causing massive amounts of water damage and stench. I was put in contact with
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a public adjuster from
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who was excellent. This is the first time I used a public adjuster so I was unsure of how the process works.
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was very polite and responsive , like I said this was the first time I used a public adjuster so I called him several times and he was very helpful and kept me informed regarding the status. He had the restoration guys come within hours to clean up the mess and smell. Estimates and all the phone calls were handled by
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. I originally thought the percentage he charged was a bit high however he got me twice the amount of money I was expecting so it worked out in my favor. All in all I am extremely happy with Tri State Public adjusters make sure you ask for
Espanola Insurance Agents Provider Name Locked
he was excellent! .
- Frank G.
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All Insurance Agents in Espanola, NM

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

3 Pointe Financial

8001 Irvine Center Dr
Irvine, CA
We will help you develop a process to make sound financial decisions. we'll show you how to...

A F SALAZAR INSURANCE

804 S RIVERSIDE DR
Espanola, NM

AIG AMERICAN GENERAL

1402 JAMES THOMPSON LN
Espanola, NM

All Star Insurance Agency

2625 Pennsylvania St NE
Albuquerque, NM
Insurance broker for home, auto, life, health, business, insurance bonds

Allegiant Group Inc

189 W Clarkston Rd Ste 1
Lake Orion, MI
Direct business-to-consumer agency that provides insurance information to individuals,...

ALLSTATE INSURANCE CO

111 S RIVERSIDE DR
Espanola, NM

ALLSTATE INSURANCE CO

416 N RIVERSIDE DR
Espanola, NM

Allsup Inc

300 Allsup Pl
Belleville, IL
Additional phones - (866) 502-8372, (618) 234-8434, (800) 560-1410. additional fax - (618)...

Associated Excess Inc

PO Box 461645
Aurora, CO
We have access to insurance carriers throughout the u.s. and london to provide insurance...

Associated Insurance Professionals, Inc.

512 S. Riverside Dr.
Espanola, NM

Careington Care 500 Plan

7400 Gaylord Pkwy
Frisco, TX
National provider of discount dental insurance plans. charges are determined by services...

EDUBINA RUBIO MORALES INS

412 N RICHARDSON AVE
Roswell, NM
Offer insurance coverage through farmers insurance . one staff person. in business for 23...

EL VALLE INSURANCE

919 N RIVERSIDE DR
Espanola, NM

FARM BUREAU INSURANCE

3620 N Prince St
Clovis, NM

FARMERS INSURANCE GROUP

908 N RIVERSIDE COMPLEX
Espanola, NM

HEALTH BENEFIT CONSULTANTS LLC.

20275 Honeysuckle Dr.
Elkhorn, NE
Or mission is to get the most competitive rates available with all the major carriers...

Health Quote Insider

USA
Orlando, FL
Health quote insider provides the quickest way for you to receive health insurance quotes...

HIGHER GROUND INSURANCE, INC.

705B Paseo Del Pueblo Sur
Taos, NM
Independent insurane agency

Hinerman Group

19 Tanglewood Circle
Silver City, NM
Life insurance for the high risk or impaired

iHealthBrokers

1333 Temple Johnson Rd.
Snellville, GA
We find you the best health insurance options, for the least amount of money from health...

INSURANCE DEL NORTE

605 E Pueblo Dr # A
Espanola, NM

Jack Corder II

2401 Cabezon Blvd SE
Rio Rancho, NM
Additional contact names - nicole baca-montano, barbara ewing. additional e-mails -...

Legal & Identity Theft Insurance Plans

.
Sanford, FL
Legalshield believes everyone deserves access to affordable legal protection. and for over 40...

Linda Gulley State Farm Insurance

101 N. White Sands Boulevard
Alamogordo, NM
We offer mulitline discounts,good student ,defensive driving,low mileage. we also offer under...

MANNY SERNA AGENCY INSURANCE

706 LA JOYA ST
Espanola, NM

NBC, Inc.

470 Forest Ave
Plymouth, MI

Northern Insurance, Inc.

611 National Ave
Las Vegas, NM
Property & casualty

PACE INSURANCE

700 N GRANT AVE
Odessa, TX
The pace insurance was originally incorporated in 1964 in texas. the current owners purchased...

Patel & Associates LLC.

2530 Berryessa Rd
San Jose, CA
At patel & associates llc. it's not just that we believe everyone deserves legal protection....

POMEROY INSURANCE

507 W PUEBLO DR
Espanola, NM

RIO GRANDE INSURANCE SVC INC

1116 PLAZA DEL NORTE
Espanola, NM

ROBERT SENA INSURANCE

107 TRUJILLO LOOP
Espanola, NM

S P Johnson Group

293 Mulberry St
Buffalo, NY
Sp johnson group operates as an independent insurance producer with licenses in several states...

Senior Health Direct

719 E. Grand River Ave.
Brighton, MI
At senior health direct we believe we have a responsibility to act on your behalf and in your...

Sherman Insurance Consulting LLC

220 Canterbury Ct.
Blue Bell, PA
Face-to-face or telephone consulting and education about medicare, long-term care, health...

Smedley Insurance Group

1333 Temple Johnson Rd
Loganville, GA
Ihealthbrokers.com is a recognized name for those shopping for individual and small group...

STATE FARM INSURANCE

1227 N RAILROAD AVE
Espanola, NM

State Farm Insurance

3060 20th Street
Farmington, NM
State farm insurance - wendy most agentcy is located on 20th street and main next to hobby...

Sunset Insurance Corp

1905 San Mateo Blvd NE
Albuquerque, NM
Progressive authorized agent sunset insurance is your local albuquerque insurance agency. we...

United Health Care

PO Box 30555
Salt Lake City, UT

Zia Financial Group

460 Saint Michaels Dr Ste 603
Santa Fe, NM
We’re the financial planning and investment management firm that works for you it’s...

ZIEGLER AGENCY

1003 E FAIRVIEW LN
Espanola, NM

Zinn & Mahoney Insurance Group, Inc.

3001 Utah St NE
Albuquerque, NM
Espanola Zip Codes

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