-Find top-rated Service Providers

Find Top-Rated Manchester Insurance Agents

Angie's List helps you hire the best - and avoid the rest!

Insurance Agents to Avoid

2

Top Rated Insurance Agents

0

Prevent buyer's remorse with us

  • Only 0% of Manchester Insurance Agents are reliable
  • Tardiness is the #1 complaint against Manchester Insurance Agents
  • Shop with us to ensure a fair price
  • Our complaint resolution team will help if a project goes bad
+Join 2 Million People on Angie's List

Over 2 million people trust Angie's List.

  • Your Membership Includes:
  • Instant access to top rated businesses covering 700+ services
  • Our Complaint Resolution Team to help when a project goes bad
  • On-the-go access to our iPhone, Android, & iPad apps
Find top-rated Service Providers
Join 2 Million People on Angie's List

Local Articles in Manchester

burned down house

Insurance Agents

Insurance agents represent one or more insurance companies and sell a variety of products including life, homeowners, auto and long-term care insurance.

 Water damage as a result of poor maintenance is considered neglect and may not be covered. (Photo courtesy of Angie's List member Brock G. of Richfield, Ohio)
Insurance Agencies

Water everywhere ... are you covered? Water damage is the most common homeowner's insurance claim. It can go beyond flooding to include backups and pipe damage.

A higher deductible will save you money on your annual insurance premium, but be sure to review the pros and cons before changing your policy. (Photo by Summer Galyan)
Insurance Agencies

A high deductible homeowners insurance policy will save you money on your annual premium, but review these pros and cons of such a policy before you sign.

High deductible insurance policies are often a popular option for homes of higher insured value, as homeowners tend to have the means to pay the deductible if necessary. (Photo courtesy of Angie's List member Todd C., of Maple Valley, Wash.)
Insurance Agencies

Is high deductible homeowners insurance inevitable? As more insurance companies require homeowners to cover more of a claim, what does that mean for you?

Fire damaged home
Water & Smoke Damage, Insurance Agencies

Will homeowners insurance cover water damage? Can insurance pick the contractor? Do you pay the deductible upfront? What you need to know before a disaster.

Angie's Answers

?
?
?

First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

?
?
?
Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

All Insurance Agents in Manchester, NJ

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

ALLSTATE INSURANCE CO

2118 ROUTE 70
Manchester Township

CHARLES T GARTLAN & ASSOC

19 Tarworth Terrace
Manchester Township

Join Angie's List to get the best local reviews in Manchester.

What Does My Membership Include?
  • Instant access to reviews for 700+ services
  • Exclusive service discounts - up to 70 percent off!
  • Top-notch support from our live call center
How does Angie's List work?
1. Say you need a Insurance Agent
2. Angie's List has tons of detailed, local reviews.
3. Find a winner, and book them.
4. Angie's List is there to resolve any issues.
CBS
Good Morning America
Fox News
USA Today
The Wall Street Journal
MSN money