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Insurance Agents to Avoid

336

Top Rated Insurance Agents

27

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Over 3,136 reviews for
Lodi Insurance Agents from people just like you.

A
"We had a situation on Friday night and
caught wind of the problem thru social media.... Guess who was on the phone early Sat morning to make" sure we were OK and them to make sure are needs were taken care of..... She walked us thru the process on a Sat. WHAT . SERVICE !!!!!!

-tom K.

A
"I have been working with
on this important project, and it is a project to find a good insurance agent to work with,
" is definitely a FANTASTIC agent because he is an expert that knows the right questions to ask so that you are well protected. Owning a home in Florida is different than owning a home elsewhere and we worked together on this for several days a I had information that he needed to get me the best rate. I am not an insurance expert but
is and he gets right back to you, usually in under 6 hours. If you want to be able to trust your insurance agent, change to
Insurance and give
a call,

-Joanne J.

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Local Articles in Lodi

Insurance Agents

Insurance agents represent one or more insurance companies and sell a variety of products including life, homeowners, auto and long-term care insurance.

Staci Giordullo
Roofing, Insurance Agencies

It’s inevitable: a day or two after a windstorm blows through town, you get a knock on the door and there stands a contractor offering to replace your roof. Follow this advice before you sign over that insurance check.

drones used for home inspection
Home Inspection, Insurance Agencies

The aerial vehicles make checking hard-to-reach places, such as steep roofs, much easier by documenting with photo or video images.

Talk frankly with your home insurance agent to ensure that you understand your policy and know what's covered. (Photo courtesy of Angie's List member Karen P. of Seattle)
Insurance Agencies

On this episode of Chat with the Experts, Claudia McClain of McClain Insurance Services talks about how to understand your home and auto insurance policies.

car wreck
Insurance Agencies

Are you taking advantage of the discounts your insurance provider offers? Here's how to go about making sure you're getting the savings you deserve.

Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Agent reviews in Lodi

D

Rating
I was very impressed with the responsiveness of the agent since I prefer to do everything through email. Best to have everything written down should issues arise. After several rounds of emails to get just the right coverages, I wanted to purchase the insurance policy. For some reason, that can't be done online, and he asked me to call him. I call the agent and he goes straight into how much I'd be paying, my payments options, all about how to get money into their bank account.
I asked him if he could provide me a final bill so that I can review everything to make sure everything is right before I hand over money. He is unable to do that. His computer will not print out a bill and even if it could, he could not send it via email. Fine, I asked him to send it via fax. He can't do that. The policy essentially cannot leave the office and his office is not anywhere close to me. He can tell me what my coverages are over the phone and if I wanted something written I could use the quote he emailed me (the quote that has asterisks everywhere saying totals are estimates and that things are subject to change).

I should've prefaced this review with my having had a bad experience with this office last year because I made the mistake of taking the agent at her word, putting a down payment on the policy, and then when I got the documents, I couldn't get anyone to correct small things or explain things that weren't on the quote. I was afraid that was indicative of how I'd be treated if I ever needed to use the insurance so I demanded to cancel the policy (since it hadn't started yet) and refund the down payment. My down payment wasn't refunded until a month later. Surprising how quick they are to take money and start a policy, but no one can seem to get it together to cancel a policy that hasn't started and refund me.
How can a business expect that customers will fork over money without any confirmation of what their money is buying???
- Moria W.
A

Rating
Lodi Insurance Agents Provider Name Locked
Weaver and his staff are professional and easy to work with. They answer calls and questions promptly. Very knowledgeable and looked out for our best interests. They increased our coverage limits and reduced our rates by 28% with a highly rated insurance company! We strongly recommend
Lodi Insurance Agents Provider Name Locked
to assess and provide quality insurance coverage for your home, auto, or business.
- Larry S.
A

Rating
Lodi Insurance Agents Provider Name Locked
was absolutely wonderful. She quickly understood our insurance needs and offered several options, all of which were sound. We discussed them and selected the one, that suited us the most. She helped my partner to fill the paperwork, answered all our questions, and submitted his application to the company. All this was done on a Saturday, the last day of enrollment. No insurance company would even pick up the phone!
Lodi Insurance Agents Provider Name Locked
knew what needed to be done, she faxed our paperwork, and it was accepted quickly and without any issues. A huge headache avoided.
- Natalia R.
A

Rating
It was a pleasurable and easy-going experience.
Lodi Insurance Agents Provider Name Locked
was patient and answered all questions in a timely and professional manner. She gets back to you quickly via voice or email. With her guidance, I was able to quickly navigate through the overwhelming choices on the Healthcare website and pick the plan that was best for me. I would highly recommend
Lodi Insurance Agents Provider Name Locked
to anyone looking for insurance help!
- Cynthia A.
A

Rating
Lodi Insurance Agents Provider Name Locked
is awesome - she could not have been more helpful! She was very well informed about all the different health insurance options which was exactly what I needed. She really knew all the ins and outs of the various plans. No question was too small to answer and she always got back to me in a timely manner.
Lodi Insurance Agents Provider Name Locked
is also extremely nice! I have already recommended her to several friends and will continue to do so in the future.
- Lisa B.
A

Rating
Lodi Insurance Agents Provider Name Locked
was a HUGE help to me when I had to find new health insurance for my husband and myself. She knew exactly which direction to point me in and was able to answer my questions in a timely matter. She even took care of filing my application for me when I went on vacation.
- Barbra W.
A

Rating
Safe co was great and did all of the contacting. I did not have to call them for anything. They explained all my plans and options available and acted very promptly. They overall did great and were good to deal with.
- Frank V.
F

Rating
We had been asking them for a few months to help us find a new insurance company with our vehicle. At the end of
Lodi Insurance Agents Provider Name Locked
, I was in an accident. The last time we spoke to
Lodi Insurance Agents Provider Name Locked
, he said give me a few days and we will get back to you with a few other companies. On September 17, our insurance ran out. My husband went around and asked about other insurance companies and we found one, all while they were supposed to be our insurance company and help us find a newer one. They never contacted us after the few days they were supposed to, and if it weren't for us going out on our own to get insurance, we wouldn't have it. I'm very disgusted and disappointed. I even sent a letter to them, and still have yet to hear a response August.
- Jean T.

All Insurance Agents in Lodi, NJ

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

01 Insurance

32-26 Steinway St

3 Pointe Financial

8001 Irvine Center Dr

411 Claims.com

112 Merrick Rd

A ZEEMAN CO INC

280 N BEDFORD RD

A Zeeman Company Inc

280 N Bedford Rd

A. Levine Financial Services llc

135 Brighton Ave
Long Branch

AAA New Jersey Car Care Center

135 Route 22 E
Springfield

AAA New Jersey Car Care Center and AAA New Jersey

135 Route 22 East & Fadem Rd
Springfield

AAA North Jersey

418 Hamburg Turnpike
Wayne

AB Insurance Group

33 East Blackwell Street
Dover

ABBOTT INSURANCE

705 RIDGE RD
Lyndhurst

ACE BAIL BONDS

588 NEWARK AVE
Jersey City

ADAPT

514 Middle Country Road

ADP Statewide Insurance - Harrison

208 Harrison Avenue
Harrison

ADVOCATE BROKERAGE CORP

820 SCARSDALE AVE

Affordable Insurance Services

2236-9 Forest Avenue

AFLAC

199 WATER ST

Aflac

1 Blue Hill Plaza

AIC Insurance Agency

100 ROUTE 37 E
Toms River

Allegiant Group Inc

189 W Clarkston Rd

ALLEN & ALLEN INSURANCE

801 Franklin Ave.
Franklin Lakes

ALLEN & ALLEN INSURANCE AGENCY INC.

228 BOULEVARD
Hasbrouck Heights

Allen Freeman Insurance

135 Green St
Woodbridge

Allstate

2 Coraci Blvd Ste 5

Allstate Insurance - Neil J Greco LLC

25 W Northfield Rd
Livingston

ALLSTATE INSURANCE CO

2880 MERRICK RD.

ALLSTATE INSURANCE CO

485 BLOOMFIELD AVE
Caldwell

ALLSTATE INSURANCE CO

172 BURNS AVE
Lodi

Allsup Inc

300 Allsup Pl

ALPHA INSURANCE

605 SOUTH AVE W
Westfield

ALPHA OMEGA COVERAGE CORP

1253 Richmond Ave

AMBROSE FINANCIAL SERVICES,LLC

5001 HADLEY ROAD
South Plainfield

America's Retirement Planning Partners LLC

4400 Rt 9 suite 1000
Freeehold

American Home Shield

889 Ridge Lake Blvd

AMERICAN INCOME LIFE INSURANCE

151 Industrial way east
Eatontown

Anderson Insurance Agency

295 Route 72 E
Manahawkin

ANDREW K KNOX & CO

217 WASHINGTON ST
Toms River

Apple Insurance Agency

746 Suffolk Ave

Aries Brokerage Services, Inc.

75-34 Metropolitan Ave

ARM-Capacity of New York

90 Broad Street, Suite 1503

ARNEL ASSOCIATES

224 W 35th St Ste 1402

ASSOCIATED INSURANCE AGENCY

200 BUSINESS PARK DR

Axa Advisors

1633 Broadway

BADGER INSURANCE

163 3RD AVE

BADRAN TAX & ACCOUNTING

152 LIVINGSTON AVE
New Brunswick

BB Miller & Co

283 N Broad Street
Elizabeth

BCI INSURANCE SVC INC

16-00 POLLITT DR
Fair Lawn

BECKERMAN & CO

430 LAKE AVE
Colonia

BENEFIT PROVIDERS

228 Franklin Ave
Nutley

BENEFIT SOLUTIONS

6 HIGHPOINT DR
Wayne

Bergen Brokerage Inc

PO Box 42
Hamburg

BERLINER-GELFAND CO

188 Main Street Suite A

Bert Sweeney State Farm Insurance

35 BEECHWOOD RD
Summit

Best Life Insurance Deals

126 10th Street, Suite 209

Bilateral Equity Company

2720 West Bangs Avenue
Neptune

BNC Insurance Agency

111 S. Ridge Street

BORG & BORG INC

148 E MAIN ST

Borgos, Hanlon, Henry, and Garcia

593 Kearny Avenue
Kearny

Bowden Agency

PO Box 236
Lyndhurst

BRINDISI INSURANCE

220 BURNS AVE
Lodi

Brooks Waterburn Corp.

123 Frost St. Ste 204

BROWN & BROWN METRO

30 A Vreeland Road
Florham Park

BWD Group LLC

45 Executive Drive

C&A Financial Group

2431 Atlantic Avenue
Manasquan

C. Walter Searle Insurance Agency

410 Franklin Ave.
Nutley

Caba benefits, LLC

45 Fairchild Place
Whippany

Callahancohnanco

1 Manor Ct.
Edison

Careington Care 500 Plan

7400 Gaylord Pkwy

CARROLL TITLE AGENCY INC

649 Lafayette Avenue
Hawthorne

CCW Insurance Group

704 Belmar Plaza
Belmar

CD Commercial Agency Inc.

300 Wheeler Rd. Suite 108

CGA ASSOCIATES INC

30 W MAIN ST
Freehold

Chubb Group of Insurance Companies

15 Mountain View Rd
Warren

CIPCO BOARDING CO INC

343 Atlantic Avenue

Client Focused Advisors

122 East 42nd Street

COASTAL FINANCIAL GROUP INC

150 RIVER RD
Montville

COASTLINE TITLE AGENCY INC

620 W LACEY RD
Forked River

Comm-Insure LLC

1433 Oak Tree Road
Iselin

COMMERCIAL AGENCY INC

141 KINDERKAMACK RD
Park Ridge

COMMUNITY BROKERAGE

3226 STEINWAY ST

CONOVER BEYER ASSOC

2600 HIGHWAY 35
Manasquan

Consumers Insurance Inc.

191 Post Road West

Contractors Insurance

152 Mineola Blvd.

Contractorsinsurance.org

152 Mineola Blvd.

Corporate Cleaning Services of New Jersey

1 Hunterdon County Dr
Flemington

Cotten Coverage Insurance

530 Horse Block Rd

Coverage Specialists, Inc

169 Ramapo Valley Rd, ML 3
Oakland

Coverages Unlimited Inc

20 Broadhollow Rd

CSH Group Plans

535 5th Ave

Cynergy Insurance Services

526 Bay Ave
Point Pleasant Beach

D. Simon & Associates

8 South Main st
Marlboro

Daryl Lagia State Farm Insurance

1 South Main Street
Lodi

Dave Gansfuss Agency

32 Wal-Mart Plaza
Clinton

Digital Federal Credit Union

220 Donald Lynch Blvd

DIGITORY SOLUTIONS INC.

2118 SAW MILL RIVER RD

DIVERSIFIED RISK SOLUTIONS LLC

101 HUDSON STREET
Jersey City

Durkin Agency Inc

106 Grand Ave
Englewood

Ed Kalpagian State Farm Insurance

87 West Allendale Avenue
Allendale

Edsall Insurance Services

State Hwy No 94
Vernon

EDWARD KRAWIEC AGENCY

8 STATION SQ
Rutherford

Edward Lacovara Life Insurance Producer

4716 Lafayette Ave
Merchantville

Elite Financial Services

185 Fairfield Ave Suite 1C
West Caldwell

EMERALD FINANCIAL RESOURCES

1140 US Highway 22 Ste 202
Bridgewater

FALLIVENE REAL ESTATE

1011 BLOOMFIELD AVE
Caldwell

Farmers Insurance

326 Route 22 West
Dunellen

Farmers Insurance

300 Interpace Parkway

Farmers Insurance - Victor Pallante

23 Roseland Ave
Caldwell

FOUNDATION INSURANCE SVC LLC

1812 Front Street, PO Box 188
Scotch Plains

Founders Insurance Group

1300 Winsted Road

Frank's multi service

23733 Jamaica Avenue

GAK AGENCY INC

1208 STATE ROUTE 34
Matawan

GALLAGHER & ASSOC INSURANCE

320 Diamond Bridge Avenue
Hawthorne

Garrett Easton Associates Inc.

450 Bloomfield Ave, Suite 203
Verona

Gary G. Emanuel Brokerage, Inc

29-27 Queens Plaza North

Geisenheimer Insurance Agency

39-40 Broadway
Fair Lawn

Genworth Financial

436 Summit Avenue
Hackensack

GERELLI INSURANCE AGENCY, Inc.

23 Lady Blue Devils Ln

GERRITY BAKER & WILLIAMS INC

3 GOLD MINE RD
Flanders

GONZALEZ & CO INSURANCE

5833 KENNEDY BLVD
North Bergen

GOTHAM BROKERAGE CO INC

75 Maiden Ln Rm 804

GRAND WEST ASSOC

54 N BROADWAY

Grange Insurance

671 S High St

Grapeville Agency

16 Boulevard Ave

GROSSINGER & HELLER LLC

91 E Front St
Red Bank

Harlem Wingspan

200 west 143 st

HAUSWIRTH & SONS INSURANCE CONSULTANTS

332 S Main St
Forked River

HD Underwriting Agency

73 Cuttermill Rd

HEALTH BENEFIT CONSULTANTS LLC.

20275 Honeysuckle Dr.

Hemant Jiwnani State Farm Insurance

2770 John F Kennedy Blvd.
Jersey City

HIGH RIDGE AGENCY

266 HIGH RIDGE DR

Hip Solutions, LLC

19 Catan Dr
Flanders

HomeServe USA

601 Merritt 7

Hope Insurance Brokerage Inc.

609 Rte. 109 Suite 2B-6

I & E Insurance Agency

2900 Lakewood Road
Point Pleasant Beach

INNOVATIVE RISK CONCEPTS INC

179 S Maple Ave
Ridgewood

Insurance Center of North Jersey, Inc.

2 Uiversity Plaza, Suite 118
Hackensack

Insurance Financial Professional.

48 S Service Rd Ste 400

IRWIN EDELSTEIN ASSOCIATES, INC

15 BRIDGE ST
Metuchen

J P FORTIER & SONS INC

676 Amboy Ave
Woodbridge

J Stine Agency Inc.

65 1st Ave
Atlantic Highlands

JAMES V BACCO AGENCY

45 WILLARD ST
Lodi

Janice Petronella State Farm Insurance

678 RTE 202-206N
Bridgewater

Janmark Brokerage Ltd

99 Hillside Ave Ste S

JD Financial Servies

PO Box 90
Oakhurst

JDA HURLEY INC

1555 Sunrise Highway

Jersey Local Insurance Agency

591 Summit Avenue
Jersey City

Jersey Local Insurance Agency

591 Summit Ave
Jersey City

Jersey Shore Financial Group

1670 Route 34
Farmingdale

Joe Quenqua Insurance Svces.

Carnegie Pk Towers, 200 East 94th St. 27th fl.

Joe Rubino State Farm Insurance

216 Old Tappan Rd
Westwood

LHB INSURANCE BROKERAGE

176 N Main Street

LIBERTY MUTUAL INSURANCE

1 GATEHALL DR
Parsippany

LIBERTY MUTUAL INSURANCE

135 Corporate Woods

LLI ADVISORY GROUP

202 NORTH AVE E
Cranford

Lobosco Insurance Group

1003 McBride Avenue
Woodland Park

Lorenzo Public Accounting

2 E Blackwell Street
Dover

Lowest Provider Insurance Services

24 Merchants Way
Colts Neck

LUIGI BAI INSURANCE

282 MAIN ST
Lodi

M & D BUSINESS GROUP INC

1548 MCDONALD AVE

M. Miller & Son

1211 Liberty Avenue
Hillside

Maiello & Manzi Insurance Agency

193 Ridge Road
North Arlington

Maks Financial Services

822 Executive Dr
Princeton

MARLOW AGENCY INC

63 East Railroad Avenue
Jamesburg

Master Choices LTC LLC

990 Stewart Avenue

MATANO INSURANCE AGENCY

200 BLACK OAK RIDGE RD
Wayne

MAX SAFRIN INSURANCE INC

2266 SPRINGFIELD AVE
Vauxhall

McPherson & Newland Insurance

20 BLOOMFIELD AVE
Flemington

MEHALICK INSURANCE

89 Pleasant Run Road
Flemington

Metro Public Adjusters

706 Doris Terrace
Neptune

MH Tank Co

P.O. Box 428

Michael Dalton

55 West Front Street
Keyport

MICHAEL J CONA & SON INC

1877 East 52nd Street

MIDDLETON & CO

186 HALSEY RD
Newton

Miramar Insurance

214 Route 4 East
Paramus

Mo Golany

777 Westchester Avenue

MORIS ROSO

267 Fifth Avenue

MovingClaims.net

PO Box 630686

Mucci Agency Inc

1295 Northern Blvd

MULLER INSURANCE

930 WASHINGTON ST
Hoboken

MULTI LINE INSURANCE

800 Yonkers Ave

MYSTIC INSURANCE AGENCY, Inc.

455 Route 9 South, Suite 201
Little Egg Harbor Twp

National Public Adjusters Inc

2150 Central Park Avenue

NBC, Inc.

470 Forest Ave

New England Wealth Management Group

99 Biltmore Ave, Suite 341

New York International Group

350 Fifth Avenue, 59th Floor

New York Life Insurance Company

250 Pehle Avenue
Saddle Brook

NJ Group Services

22 Meridian Rd
Edison

NJ MANUFACTURERS

301 SULLIVAN WAY
Trenton

NJM Insurance Group

301 Sullivan Way
Trenton

Northwestern Mutual

1670 Route 34
Farmingdale

NY Safe Driver

300 Broadway

O'Gorman & Young Inc

159 Main St
Chatham

Oliver L E Soden Agency

60 West Railroad Ave
Monroe Township

OTTERSTEDT AGENCY

291 MORRIS AVE
Summit

PETER WALSH INSURANCE CONSLTNG

P.O. Box 391
Metuchen

PFS Group Inc.

5306 Church Avenue

PFT&K INSURANCE BROKERS

86 Washington Ave
Milltown

PILGRIM OIL CO

809 E 140TH ST

PLAN PROFESSIONAL INC

1641Third Avenue Suite 24 H

Plymouth Rock Assurance of NJ

331 NEWMAN SPRINGS RD
Red Bank

PPG LLC

79 Kermit Ave

Pride Public Adjusters, Inc.

1230 Avenue of the Americas 7th Floor

Prime Insurance Agency

960 East County Line Rd
Lakewood

PRIMERICA FINANCIAL SVC

300 STATE RT 17 S
Lodi

PRIORITY AGENCY INC

4103 162ND ST

Prudential Abstract Corp

595 Midland Ave, Suite 2

PUPKIN INSURANCE

1852 FLATBUSH AVE

QuoteHero

5115 Douglas Fir Rd

Rain Guo State Farm Insurance

161-14 Union Turnpike

Rainy Day Health & Life

2050 Lakeville Rd

Ralph S. Adorno, C.L.U. & Associates

558 Peekskill Hollow Road

RARITAN AGENCY

754 STATE ROUTE 18
East Brunswick

Reinstein and Associates

PO Box 516
Ridgewood

S P Johnson Group

2025 Delaware Ave

SAMMY BROKERAGE INC

4101 BROADWAY

SASCO Insurance Services

313 HIGH ST
Hackettstown

Scott Insurance

3151 Main St

Senior Health Direct

719 E. Grand River Ave.

Sergio Bio State Farm Insurance

25 Hawthorne Avenue
Park Ridge

SERVPRO of Aberdeen/Holmdel

423 County Road
Cliffwood

SF INSURANCE

292 Madison Avenue

SKY INSURANCE AGENCY INC

2950 State Rt 23 2nd Floor
Newfoundland

State Farm Insurance

3728 Rt. 9 South
Howell

Steven J. Larena, Public Insurance Adjuster

93 Ridgeway Avenue
Blairstown

Steven Kessler & Associates, LLC

15 Commerce Blvd
Succasunna

SUBURBAN REALTY & INSURANCE CO

329 Belleville Ave
Bloomfield

SUMMIT COVERAGES LTD

365 Bridge Street

SUNG EUN INSURANCE

21 GRAND AVE
Palisades Park

Suydam Insurance Agency

1743 State Route 27
Somerset

The Bixler Group LLC

758 KEARNY AVE
Kearny

THE CHADLER GROUP

100 Passaic Ave, Ste 120
Fairfield

The Coughlin Group

52 West 22nd Street Ground Floor

The D.B.L. Center Ltd

555 BROADHOLLOW RD

The Jackson Agency Inc

4770 Sunrise Hwy

The MacCormack Agency

55 FLANAGAN WAY
Secaucus

The MacCormack Agency

18 E MAIN ST
Denville

The Mitchell Agency

29 TRINITY ST
Newton

The Shands Agency

435 West 7th Street
Plainfield

United Health Care

PO Box 30555

VILLAGE INSURANCE AGENCY, INC

788 BLOOMFIELD AVE
Verona

Warwick Insurance Agency

1087 Federal Rd #9

WEBANNUITIES.COM

8 TALMADGE DR
Monroe Township

WEINER LUDWIG INC

237 BOULEVARD
Hasbrouck Heights

WinnSom Ins Agency

3646 37th St

Winston Financial

2399 Highway 34 Bldg C2
Manasquan

Y & Y Brokerage Inc

2938 Avenue R,

Z & R Associates Inc.

2319 WESTCHESTER AVE

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Lodi Zip Codes

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