Livingston Insurance Agents

LIVINGSTON, NJ

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Livingston Insurance Agent Articles

Do you have to use the body shop the insurance company recommends?

Make sure you're comfortable with the body shop doing repair on your car. (Photo courtesy of Fenders Collision Center)

No, you don't have to use the body shop that the insurance company recommended. The choice is yours — by law, in the majority of cases. Yet a question remains: Will you get a quality repair?

Why homeowners insurance is important

Find out how your homeowners insurance policy covers fires or natural disasters and how claim values are assessed. (Photo courtesy of Angie's List member Isabelle L. of Baton Rouge, La.)

If you own a home, you likely have homeowners insurance - but do you know what it covers and how your damaged items will be replaced?

Do insurance inventory before hurricane or other crisis

Before disaster strikes, photograph each room of your house so you can account for your property in a crisis. (Photo courtesy of Angie's List member Cheryl L. of Clarksburg, Md.)

Photograph or videotape personal property before a hurricane, tornado, theft or other disaster. Keep copies of the inventory and other records in a safe place outside your home, say insurance experts.