Lamoure Mortgage Brokers

in Lamoure, ND

Local Articles in Lamoure

First-time home buyers may be surprised at how little of their payments goes to principal in the early years of a mortgage.

Mortgage Loans

Taking on a mortgage loan is a massive responsibility. Not only is it a huge expense, a mortgage loan is also a complicated set of concepts, options and obligations. Read on to learn how to navigate the turbulent waters of a mortgage loan by learning the fundamentals behind it.

Aside from knowing the maximum purchase price you qualify for, there also are several other benefits to preapproval, says Goldhirsh. (Photo courtesy of Angie's List member Paul N. of Houston)
Mortgage Companies

Getting preapproved for a loan before you go house hunting can make the process much easier, and prevent any last-minute mortgage surprises before you buy.

white two-story colonial style house
Mortgage Companies

The housing bubble pop caused a nightmare for the housing market. Learn the basics of how to negotiate the healing mortgage industry and what to avoid.

Angie's List
Appraisals - Real Estate, Home Inspection, Home Staging, Mortgage Companies, Property Management, Real Estate Agents

The current housing climate requires today's home buyers to know as much as possible about appraisers, mortgage brokers and real estate agents.

Photo by Rachel A. Sale | Lauren McNulty and Andreas Kirn knew they'd have trouble renting with six pets, so they took advantage of low prices and low interest rates to buy their first home last year.
Mortgage Companies, Real Estate Agents

Despite housing market challenges and the lack of a tax credit in 2011, this year may still be a good time to buy or refinance.

Angie's Answers

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Yes! Movie tickets, 2 hours at the spa, 10 rides at your local "iFly", etc. Bottom line: You know your clients. Find out what they do to reward/pamper themselves and give them that!

Hope this helps!

David Gowans

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As with anything like this, some are scams, some legit but poorly organized or run, some legit. There are a few new companies set up by hedge funds just getting into rentals and into buying foreclosed properties in good shape, which they then rent or lease and will, in some cases, allow rent to partly apply to purchase.

 

Before you even think about this type of arrangement, you should have it THOROUGHLY reviewed by a lawyer, because once you get into it you will be stuck, and most likely there will be a LOT of terms restricting your investment. Considering the average person moves every 5 years or so for employment or family or medical reasons, and generally these sort of arrangements have to be carried through to completion to get ANY of your investment back out of the deal, it is generally a losing proposition for almost everyone - a fact the companies count on.

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Hi,

 

This is Kelly M. in Member Care. Thanks for your interest in Angie's List!

 

We'll be happy to help find reviews on providers, but it doesn't look like you have a subscription to the List yet. You can join by visiting www.angieslist.com or by giving us a call at 1.866.783.2980. Our call center is available 8:00 am-9:00 pm weekdays and 8:00-5:00 pm ET on Saturdays. If you join online, you can save 20% on an annual plan by using the promo code ANSWERS.

 

Thanks for your question and we look forward to assisting you!

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Mortgage Brokering reviews in Lamoure

A

Rating
It went great.
Lamoure Mortgage Brokers Provider Name Locked
answerred all of my questions and made sure to do everything in a timely and professional manner. They are a top of the line company that goes above and beyond to make sure their customers are happy and getting the appropriate financing done correctly.
- Damian N.
A

Rating
Generally, I do not write reviews, accordingly, I will keep this brief. With the current economic climate, consumers are shopping for quality goods and services. The first step begins with research: that is, talking with friends and associates. Personally, tools such as Angie's List make up the bulk of my research.
My wife and I have recently purchased a new home, and the lending process went very well. Our interaction with
Lamoure Mortgage Brokers Provider Name Locked
was great. We did not experience any delays, errors in legal documents, or untimely contact.
Lamoure Mortgage Brokers Provider Name Locked
thoroughly explained the home lending process to us, offered expert guidance, and provided the most competitive interest rate.
Lamoure Mortgage Brokers Provider Name Locked
and her team were courtesy, professional, and honest. Buying a home is a huge investment. You interact with numerous entities throughout the home-buying process, such as lender, builder, realtor, and sales person. There are so many i's to dot and t's to cross. It is refreshing to work with a professional.
Lamoure Mortgage Brokers Provider Name Locked
was available in the evenings and on the weekends. I was also able to text my lender. With
Lamoure Mortgage Brokers Provider Name Locked
's assistance, we closed on the home earlier than expected. She is highly recommended.
Lamoure Mortgage Brokers Provider Name Locked

- Mike G.
D

Rating
Not at all good.
Phone calls never received or late.
Emails slow and unanswered question. Had to send multiple emails.
Had to contact my realtor to contact them to get the unanswered questions resolved and i few times my husband had to call their boss just to get answers.
Over all we were not happy with the way they treat their clients, very frustrating. Made buying our house twice as difficult and nerve racking.

- Michael W.
A

Rating
My husband and I found a house that we fell in love with. We approached a popular mortgage lender who initially approved us for the loan, but then turned us down due to the payroll information submitted by my husband's employer. Fortunately, the associate we were working with at this mortgage lender knew
Lamoure Mortgage Brokers Provider Name Locked
Alt at
Lamoure Mortgage Brokers Provider Name Locked
Service Company, and referred us to him.
Lamoure Mortgage Brokers Provider Name Locked
was able to secure a loan for us by cleverly working around the obstacles associated with my husband's employment payroll issues. We closed the loan and are now happily living in our new home - thanks to
Lamoure Mortgage Brokers Provider Name Locked
! My husband and I highly recommend him to anyone who may be experiencing difficulties with securing a mortgage through other lenders, no matter what the issue.
Lamoure Mortgage Brokers Provider Name Locked
is not only highly exprienced in knowing the in's and out's of this field, he was also extremely professional and very nice to work with!
- Barbara P.
D

Rating
Did not close on time

Fixed fees went up dramatically from the Fees Worksheet that I based my loan decision on without any warning

Communication was not good - twice without warning a 3rd party called asking for personal information

Their estimate of funds to close was over $11,000 short and I didn't get the amount until 2 days before closing




- Violet A.
F

Rating
We first became aquinted with
Lamoure Mortgage Brokers Provider Name Locked
in regards to a home that was being sold in foreclosure. Realtor©
Lamoure Mortgage Brokers Provider Name Locked
Cleypool from
Lamoure Mortgage Brokers Provider Name Locked
Real Estate is the agent for this property.
Lamoure Mortgage Brokers Provider Name Locked
is the Asset Manager through Equator. HSBC is the bank. On 6/30/14, my agent
Lamoure Mortgage Brokers Provider Name Locked
in regards to how my wife and I could submit an offer.
Lamoure Mortgage Brokers Provider Name Locked
told him that the property was to be a cash only sale and that the bank wanted it posted for 4 days in order to allow time for offers to come in. He said there had been a fair amount of interest in the property. No time frame was given for when it would be posted. On 7/2/14, my realtor discovered that the property had been posted from 3:42pm and as of 4:45pm it was pending – a total of 63 minutes. As you can imagine, we were shocked. My realtor called
Lamoure Mortgage Brokers Provider Name Locked
to speak with
Lamoure Mortgage Brokers Provider Name Locked
, but
Lamoure Mortgage Brokers Provider Name Locked
was off. He then spoke to
Lamoure Mortgage Brokers Provider Name Locked
, the broker, who wanted nothing to do with it. It’s my contention that
Lamoure Mortgage Brokers Provider Name Locked
did not act in the best interest of the seller. He accepted an offer from someone he knew and the offer is for well below what the true value of the home is – even in its current state. In reading through the Realtor© Code of Ethics, I believe he violated the first three articles. He did not fairly represent the seller, he did not allow buyers to have a
Lamoure Mortgage Brokers Provider Name Locked
to submit fair
Lamoure Mortgage Brokers Provider Name Locked
offers, and I believe he grossly misrepresented the home in order to undervalue it and sell it to one of the people he knows. My wife and I followed the established rules of the industry, we acted in good faith and used a Realtor© on our end and we thought we had a professional on the other side of the table. The end result was a process that was dishonest, unfair, and unethical. Nowhere in this failed transaction was there a hint of fairness or integrity.
Fast forward to September 19, there is another property being sold by
Lamoure Mortgage Brokers Provider Name Locked
. We get into that house the first night it was posted (Friday) and submit an offer Sunday.
Lamoure Mortgage Brokers Provider Name Locked
speaks with our realtor and informs him that there has been a lot of interest. Through the conversation we discover the price of the competing offers, so we submit 2 offers by Sunday, one 5k over and another 10k over, one all cash, one is conventional financing.
Lamoure Mortgage Brokers Provider Name Locked
again speaks with our realtor and informs us that his broker in the office has a client he's representing and that their offer is the one that is being accepted.
Short story, DO NOT WASTE YOUR TIME OR ENERGY with
Lamoure Mortgage Brokers Provider Name Locked
Cleypool or
Lamoure Mortgage Brokers Provider Name Locked
. Unless you are best buddies with them, you won't get an opportunity to buy a house. If you consider selling with them, be prepared to be undervalued so they can sell it to one of their friends or investors.
Lamoure Mortgage Brokers Provider Name Locked
isn't interested in providing service to either the seller or the buyer, only to his wallet.
A terrible experience - TWICE. Avoid at all costs.
- Terry K.
A

Rating
Lamoure Mortgage Brokers Provider Name Locked
and his team were very professional, knowledgeable and efficient. they were able to help me out when other companies would not. the only "knock" if there is one, is that the rate lock was only 45 days, so things had to move very quickly (gathering documents, finding papers etc). not really a negative but just be prepared. I will certainly use
Lamoure Mortgage Brokers Provider Name Locked
again for
Lamoure Mortgage Brokers Provider Name Locked
future home loan needs
- Mike M.

All Mortgage Brokers in Lamoure, ND

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Lamoure Zip Codes

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