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Over 99 reviews for
Washington Pet Insurance Plans from people just like you.

A
"They were honest. They didn't push the most expensive alternatives. They gave me options and they care. They're the best in town! *monthly service" is $62 - average cost of additional expenses is around $100, when it is needed.

-Jody V.

F
"First: Signing up was very easy. All they needed was a credit card and for the vet to send over our dog's medical records. The problem came up any time we" filed a claim. Between needing invoices and full records each time, it was a hassle. More importantly, of the claims we filed, ALL of them were initially denied (but ultimately covered as they should have been from the get go). It appears that they may just automatically deny claims initially to see who will put up a fuss. For $500 a year, who wants to put up with the hassle? The claim they most recently denied was for my dog's GI distress (regular vomiting over a couple of days - the vet ran blood and fecal tests, and ultimately prescribed antibiotics to treat an infection.) This was denied as 'preventative care' even though the vet clearly stated on the record and invoice this was an illness visit. Finally, having paid $1000 over two years, I decided it was time to cancel. This took a total of 2 hours on the phone, plus multiple emails back and forth plus three phone calls to accomplish. And I'm still not confident they're actually going to cancel and not charge my card next month. My recommendation is to save your money on premiums and just put it in savings in case of emergency. If they actually did what they were supposed to, it would be worth for peace of mind. But as is, I can't recommend their services. Ultimately, they may be the best of a bad bunch (and pet insurance companies tend to be shady) - but that doesn't mean they deserve your business!

-Noor A.

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Local Articles in Washington

Pet Adoption

The decision to adopt a pet is an important one that shouldn't be taken lightly. A companion animal may live for 15 to 20 years as part of your family. Factors to consider include: types of pet adoption; fitting a pet into your lifestyle; costs to adopt; common problems; and other options for pet adoption. Read this guide to learn more.

Pet Insurance

Is pet insurance worth the cost? How much are annual premiums? What does the policy cover? Read this Angie's List Guide to Pet Insurance to learn more.

Angie's List member Brenda Quintana says she spent nearly $10,000 on chemotherapy and other care for Bella before she succumbed to bladder cancer. (Photo courtesy of Brenda Quintana)
Veterinarians, Pet Insurance

When it comes to covering the cost of a single pet health incident or condition, pet owners are paying more than ever before, nearly 14,000 claims in 2010. Here are the top 10 conditions.

Angie's List
Animal Boarding Kennels, Animal Fencing, Animal Grooming, Animal Training, Pet Insurance, Veterinarians

Top-rated veterinarians on Angie's List discuss the two most common causes of preventable health concerns in household pets.

Angie's List
Animal & House Sitting, Animal Boarding Kennels, Pet Insurance, Veterinarians

Some pet insurers will not offer coverage for pets over a certain age, some pre-existing conditions or some breed-specific genetic ailments.

Angie's List
Animal & House Sitting, Animal Boarding Kennels, Pet Insurance, Veterinarians

Leave a clear, written list of contacts including how to reach you, your veterinarian and a neighbor with a spare key.

Angie's Answers

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Hi

The first answer is pretty thorough but I would like to add a few points. 

First.. the type of food you are feeding your dog may be the key.  If you are using a food that is grain, rice or corn based in the first three ingredients, please change to a food that is meat or chicken based.  Many dogs are allergic to grain, rice, wheat and corn and these things are used as primary ingredients in many well known, name brand dog foods.  Secondly, all treats that have these ingredients should be cut out.  It takes weeks to months before a food change can show results so you must be patient.  Jumping from one food to another will be counter-productive. 

Some dogs are so allergic to flea or other insect bites that one or two bites can cause a severe reaction.  Once the itching/scratching cycle begins, it is hard to stop it.  Benadryl is good but I suggest liquid form.  You can get it inexpensively at one of the dollar stores.  The pills take time to break down in the digestive system so you get better and faster results with the liquid.One tsp= 5cc and most dogs of average size can tolerate that much and more if the dog is a larger breed.  

Allergy testing is very expensive and most dogs will test positive to some things.  That does not mean that the itching is coming from those things as many things in the environment can trigger positive test results.  Breaking the cycle of itching is primary and that can be done with prednisone ( short term and last resort after benadryl and bathing), allergy shots( same deal, last resort after easier methods).   This spring and summer have been particularly hard, weather-wise.

Good luck!

,

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Sorry for the delay in updates.  We had a HUGE major setback and kitty trauma.  Apparently, phone books are NOT optimal for raising up your cat's litterbox if said cat is enormous.  All the websites and literature recommend that you raise up the litterbox to the height of the toilet, and the preferred material is phonebooks.  Not for a nearly 20 lbs cat. Erik hopped in his newly jacked up litter box to do his duty and it promptly shot off the phone books causing mass hysteria and trauma.  TERROR!!  HORROR!!  Meowing in the streets!!

It took a whole week for him to finally being using the litter box AT ALL.  He's been holding it and refusing to go until he heads outside.  We had to take the litter box back down to the ground and start "over" but, he seems to be finally okay with the litter box.  My husband has built a more stable riser for the box to go on that I think we may install this weekend.  I'm going to start setting Erik on the actually toilet trainer starting tonight, and then give him treats, to see if he starts to get the idea.  So, what I have learned:  Indoor/outdoor cats are more difficult to toilet train, big fat giant kitties are too much for phone books alone.

Unfortunately for Erik, he also just got all of his annual shots and a nice checkup from the vet, which involved far more poking in his hind-end than he's comfortable with.  Good news, though!  He's down to 17 lbs. from 25 lbs.  Not that he's happy about it. All that, and the rump-poking seems to have given the litter box trauma a run for it's money.  He's momentarily forgotten that the litter box is fickle and not to be trusted. I guess the answer is that whenever he gets toilet trauma to haul him to the vet for an exam.

So, we continue on in our struggle for a toilet trained cat, but I think this adventure will take much longer than previously thought.  I think that snow on the ground will much improve our chances of success, since he'll be less likely to "hold it"  If I can just get him up on the seat, I think it will be relatively smooth sailing, but I think that the transition from litter will be a doozy, too!! 

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Frontline Plus is an over-the-counter product that does not require a prescription to dispense. When you buy medications for your pet, look for a pharmacy that is Vet-VIPPS

accredited and also look for their product guarantee.

 

~ Abby, PetMeds Pro

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Pet Insurance reviews in Washington

A

Rating
I purchased pet insurance for my GSD in April, 2014, when my pup was 3 months old. I researched online and found
Washington Pet Insurance Plans Provider Name Locked
as the most highly rated. Currently I pay $38 for a $250 deductible with 80% coverage. The monthly premium does go up every year. I adopted an 8yr old GSD and got an estimate of around $58 a month. I decided not to purchase for this dog..... A relative left out girl scout cookies and extra strength Advil in a spare bedroom and our GSDs got into them. We took them to the Vet ER in our area and they kept our 1 yr old for 2 days to flush his kidneys, give charcoal, etc. I submitted a claim to
Washington Pet Insurance Plans Provider Name Locked
when he was released and it was painless. The only hoop I had to jump through was furnish ALL my pups records from when we brought him home. After that was uploaded the claim was approved in one day and we received a check within 3 days. His follow up blood test submission went very smooth since all the records were now on file with
Washington Pet Insurance Plans Provider Name Locked
. That claim was approved in a day and we received a check within 3 days. Highly recommended, but make sure you have all your vet records to submit on first claim.
- Jared F.
F

Rating
To those who have pets:
A lengthy read, but worth the time for those considering pet insurance. The words below outline my experience with the
Washington Pet Insurance Plans Provider Name Locked
Pet Insurance company. People have health insurance to help when a health problem or issue occurs. These days, you can get that for your pet as well. My experience with pet insurace has been painful and upsetting. I hope not everyones has been so negative. Thanks for taking the time to read.
Two years ago I adopted a beautiful deaf french bulldog that I named Wonton. She has given me joy that I didnt think was possible. She has turned from a timid, shy dog that had been abused, mistreated, overbred and neglected to a friendly, loving sweet and devoted companion to me, my family and my colleagues. After adopting her, I was urged to get insurance for her, and I did. I chose to get insurance through
Washington Pet Insurance Plans Provider Name Locked
. She has some typical frenchy issues, bad knees, skin allergies, infections. She also had corneal ulcers here and there. I understood that these issues were fairly common.
On Christmas day, she woke up paralyzed, having lost the ability to not use her back legs. After taking her to an emergency hospital and consenting to surgery, xrays were taken in prep for the procedure and it was discovered that her chest was riddled with cancer. She is terminally ill and soon I will be saying goodbye to her. After being mistreated for years, and used for breeding, then discarded like some sort of used
Washington Pet Insurance Plans Provider Name Locked
, she was able to find happiness with me and my family for this short time.
I submitted several claims to
Washington Pet Insurance Plans Provider Name Locked
, to be told that all of her issues are pre existing. All of them. Her paralysis was said to be pre existing since she had back pain before. Back pain can happen from anything. Jumping, playing, and moving - things that all dogs do. I submitted a claim to be reimbursed for her hospital stay, and was denied. I submitted paperwork asking to cover potential cancer treatment and it was said to be pre existing. Denied. She has mammary tumors, which are common in dogs that are spayed later in life. I never submitted claims to
Washington Pet Insurance Plans Provider Name Locked
before. At my vets urging, I did. Every time I have called
Washington Pet Insurance Plans Provider Name Locked
, I was asked to re tell my painful story to justify and explain my claim, only to receive an email saying no, pre existing conditions. I had to explain that she woke up paralyzed, and then was told she had terminal cancer to every person who answered. The young lady I talked to last week, told me that they paid a $52,000 claim for a client. I am not asking for $52000, I am asking for a little compassion and a little less
Washington Pet Insurance Plans Provider Name Locked
coated script reading and covereage of a few claims totaling less than $3000. What kind of customer service is this? What kind of sensitivity training do they offer their employees? If my dog was a puppy, and not a rescue, would she get her claim covered? If my dog was a different breed not prone to health issues, would they cover it? Rupturing a disc in the spine can happen from any number of things, there is no way of telling what happened with MY dog. Cancer is NOT something that can be detected or predicted.
My point is this. What is covered? What animal does qualify? All of the things that have happened could have happened to ANY dog. Young or old. Who else is suffering this treatment with
Washington Pet Insurance Plans Provider Name Locked
? I am not the sort of person that writes things like this. I didn't even want this insurance. I don't review every service, restaurant, or experience I have. However in this case I feel compelled to let people know. They deserve to know what they are up against if they have an older, health problem prone dog. If you have a rescue with health issues, prepare to be told no over and over again. In the midst of all the terrible stressful events that are happening to your pet, they will make you discuss it's problems. Repeatedly. Most likely by someone that has your pets history on the screen in front of them.
All of these issues could happen to any dog out there. I feel terrible as I type this. I feel heartbroken because of what I am facing. I have to say goodbye to one of the sweetest dogs ever. I can't even entertain the idea of calling
Washington Pet Insurance Plans Provider Name Locked
again to tell this story again to have them tell me no. I can't appeal again. I have a sick dog to care for. I wanted to get her cancer treatments in hopes that we could maybe have another 6 months together. I have a dog that I would like to devote all of my time to because she is dying. I need to take care of her, not sit on the phone with some heartless pet insurance company that takes my $ every month. All I can leave those that are reading my story is this- please, beware of this company and their claims to care about your pets. Maybe they care about other peoples pets, but they don't care about mine. They may not care about yours. Beware of their automated "sorry your pet is sick" emails. Beware of their operators that claim to care, and listen to you so intently. Prepare to repeat your experience, heartbreaking or not, over and over. My experience has been so awful with
Washington Pet Insurance Plans Provider Name Locked
it makes me feel sick. I hope in the future they improve their policies, their scripts, and their treatment of the people and pets that trust them to be their insurance provider.
Thank you,
Washington Pet Insurance Plans Provider Name Locked

- Amanda V.
A

Rating
Only had insurance for 3 weeks when our dachshund was attacked by coyotes. Had made one $50 monthly payment and they paid for over $1000 of vet bills. Paid eithin 7 days of receipt of bills.
- Carey S.
D

Rating
This pet insurance company bases their payment reimbursement decisions on symptoms exclusive of a specific diagnosis. Our cat was diagnosed with Pancreatitis prior to our enrollment with symptoms of vomiting, lethargy, and refusal to eat. We realized that medical bills associated with this condition would not be covered since it was a pre existing condition. Later, our cat was diagnosed with IBD with similar symptoms of vomiting, lethargy, and refusal to eat. Although this is technically a different illness, we were denied reimbursement because the symptoms were similar. This seems unfair to me since many conditions have similar symptoms but may not be related at all. I would not waste my money on this pet insurance. We did not receive one penny over the course of the 1-2 years that we paid premiums.
- Rodney K.
A

Rating
It's a good one. I just renewed my insurance. They have different policies. I pay $371a year for the annual insurance policy. Then I get a wellness plan on top of it. A lot of tests were done. Veterinary services in general are very expensive in this area. I had a wellness coverage plan. That was another $144. I paid about $500 in total. They paid me back over $900 with the veterinary expenses. It certainly was worth the while. He is young, so he eats things he shouldn’t. He gets sick because he gets into things. It's been very helpful to have that when I needed to go. They have been good. With regard to price, I researched other places, I think it was the best. I would absolutely use them again; I just signed up again yesterday.
- susan m P.
A

Rating
HealthyPaws Insurance is a must have for any dog owner. HealthyPaws responded to my claim in less than 24 hours - gave me status updates and handled all my calls/questions immediately. No waiting time on the phone. I was assigned a personal claims rep who I could call for updates. When Healthypaws sent me the notice that they were covering the claim the email started with "We're sorry to hear that your dog had a rough patch there for a while. We hope he has a quick recovery and is back to normal soon!" Healthypaws processed the claims in less than 12 days. I don't know how its possible, but my dog has better health insurance than I do thanks to HealthyPaws Insurance!
- Matthew S.
A

Rating
We purchased
Washington Pet Insurance Plans Provider Name Locked
(Chocolate Lab) from a highly rated AKC breeder....we noticed
Washington Pet Insurance Plans Provider Name Locked
limping on her front legs about 4 months after we brought her home. We had her examined and her front legs X-rayed (we were told it was probably growing pains and would go away in time). The limp was sometimes less apparent and at others, especially after a .5 mile walk or other activity, more pronounced but never really went away and seemed to migrate from her left to right front leg and back. Very confusing Before leaving on a trip (my daughter was going to watch
Washington Pet Insurance Plans Provider Name Locked
while we were gone) we noticed the limping was more pronounced and we visited an emergency vet hospital and the vet there recommended we get in touch with an orthopedic veterinarian. We did so upon our return and after multiple X rays and examinations
Washington Pet Insurance Plans Provider Name Locked
was diagnosed with Elbow Dysplasia in both elbows with severe arthritis. All this in a 1 year old puppy. I cannot write enough nice things about
Washington Pet Insurance Plans Provider Name Locked
and how they have supported us through our difficulties. Kadys problems are most likely hereditary, though her mother and siblings did not have any apparent difficulties.
Washington Pet Insurance Plans Provider Name Locked
contract states that they will cover most hereditary conditions where the condition is diagnosed after the policy went into effect. Elbow Dysplasia does not usually become apparent until the puppy is about 6 months old. However saying you will cover something and actually doing so are often two different things. Not so with
Washington Pet Insurance Plans Provider Name Locked
! After we submitted the report and cost schedule they got back to us within 24 hours with an approval and we had the check within 3 days. They are great!
Washington Pet Insurance Plans Provider Name Locked
is a very sweet and affectionate girl but her quality of life and activity level is severely impacted by this problem. This is hard to accept with a 1 year old dog. When I purchased
Washington Pet Insurance Plans Provider Name Locked
I expected that
Washington Pet Insurance Plans Provider Name Locked
and I would do a lot of hiking together as I will retire next year. Not sure if that will happen now...hopefully the surgery will take out her pain and give her the quality of life she deserves. One thing I am certain of; I am extremely impressed and appreciative of the support and responsiveness that
Washington Pet Insurance Plans Provider Name Locked
has provided. They have lived up to their contract conditions and made a very difficult situation much less painful from the financial perspective. They have delivered on their promises in a prompt, courteous, caring fashion and I recommend them with no reservation to anyone considering per insurance for their little one. Thank you
Washington Pet Insurance Plans Provider Name Locked
.
- Tom B.
A

Rating
Everything went smoothly when I had questions I called and got a quick response didn't spend much time going through menus or on hold and the staff were knowledgeable and helpful and sincere
- Katie L K.

Pet Insurance Plans in Washington, NC

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

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