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Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Companies in Southport, NC

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

Aaa Car Care Center - Wilmington

3801 Oleander Dr
Wilmington

AAA Carolinas - Military Cutoff

1520 Military Cutoff Road
Wilmington

ABLE AUTO & CYCLE INSURANCE

4209 OLEANDER DR
Wilmington

Allied Restoration Specialist

2725 Old Wrightsboro Rd
Wilmington

BRUNSWICK COUNTY FARM BUREAU

8108 RIVER RD
Southport

BURGESS FUNDING GROUP INC

3500 Vest Mill Rd
Winston Salem

CAPE FEAR INSURANCE ASSOC

4320 SOUTHPORT SUPPLY RD SE
Southport

CARR INSURANCE & REALTY INC

115 N HOWE ST
Southport

Choice Home Warranty

1090 King Georges Post Rd

Coastline Insurance Associates of NC, Inc

4831 Port Loop Rd.
Southport

Cokley Insurance Agency

515 S Lee St
Whiteville

CRS Construction & Roofing

348 Whitehall rd
Whiteville

DAVIS INSURANCE GROUP

5041 New Center Dr. Suite 207
Wilmington

DENNIS INSURANCE

801 N HOWE ST
Southport

FARM BUREAU INSURANCE

8108 RIVER RD
Southport

GRIFFIN-ESTEP BENEFIT GROUP

2528 Independence Blvd
Wilmington

HAROLD W WELLS & SONS

1418 N HOWE ST
Southport

Henry, B. Brown STATE FARM AGENT

2816 -A College Rd
Wilmington

HIBISKE INSURANCE GROUP

4911 LONG BEACH RD SE
Southport

HOME INVENTORY

214 OAKDALE RD
Southport

INNOVATIVE SOLUTIONS 4U INC

821 TREVINO RD
Southport

Jimi Woodruff State Farm Insurance

2805 Market St
Wilmington

Jonathan Calhoun State Farm Insurance

432 Landmark Drive Ste 4
Wilmington

LAI Financial Services, LLC

6213 Market St
Wilmington

Les H Kern - Wilmington Financial Advisor

2306 Wrightsville Avenue
Wilmington

Medicaid Plus

3000 Atrium Way

NBC, Inc.

470 Forest Ave

New York Life Insurance Co.

2237 Acacia Dr
Wilmington

Patel & Associates LLC.

2530 Berryessa Rd

PENN MARKETING AMERICA

4705 SOUTHPORT SUPPLY RD SE
Southport

Savers Marketing Corp

635 W 4th St
Winston Salem

Senior Health Direct

719 E. Grand River Ave.

SHEALLY INSURANCE GROUP

34 Covil Ave
Wilmington

SMG Business Solutions

8210 Yellow Daisy Dr
Wilmington

United Health Care

PO Box 30555

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