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Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Companies in Smithfield, NC

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

ACF Insurance Services Inc

4634 Capital Blvd
Raleigh

ACF Insurance Services, Inc

1545 Hwy 70 West
Garner

AFFIRMATIVE INSURANCE SVC

1014-A N. Arendell Ave.
Zebulon

AFLAC

222 E MARKET ST
Smithfield

AHC Group

5977 Dunbarton Way
Raleigh

ALLSTATE INSURANCE CO

324 N BRIGHTLEAF BLVD
Smithfield

ALLSTATE INSURANCE CO

3207 ROGERS RD
Wake Forest

AMERICAN INSURANCE MART INC

2805 SPRING FOREST RD
Raleigh

Amistad Insurance Services

421-114 Chapanoke Rd
Raleigh

Andy Esser - Edward Jones

5611 Nc Hwy 55
Durham

BINGHAM & PARRISH INSURANCE

606 E LEE ST
Smithfield

BROOKE FRANCHISE CORP

721 N BRIGHTLEAF BLVD
Smithfield

BURGESS FUNDING GROUP INC

3500 Vest Mill Rd
Winston Salem

CAPITAL FINANCIAL ADVISORY GROUP

1500 Town Side Dr
Apex

Carolina Insurance Professionals

5540 Centerview Dr
Raleigh

Choice Home Warranty

1090 King Georges Post Rd

Costanza Agency

8133 Ardrey Kell Rd
Charlotte

Coverage on The Go

1228 golden eagle drive

DISCOUNT AUTO INSURANCE

210 N BRIGHTLEAF BLVD
Smithfield

Downing & Gayle Insurance Services

8220 Creedmoor Rd
Raleigh

Eaddy Planning

7212 Ewing Place
Raleigh

FRANK LEE INSURANCE

1691 S BRIGHTLEAF BLVD
Smithfield

HomeTec

107 Indian Trl

HORACE MANN CO

210 Bridge St Ste 104
Smithfield

Independent Benefit Advisors

1121 Pemberton Hill Road
Apex

Insurance Claims Group, Inc.

2054 Kildaire Farm Road
Cary

INSURANCE PROFESSIONALS INC

919 KILDAIRE FARM RD
Cary

INSURANCE SHOPPE

118 AVA GARDNER AVE
Smithfield

INSURANCE UNLIMITED INC

310 E JOHNSTON ST
Smithfield

J P RENFROW INSURANCE

125 N 2ND ST
Smithfield

Jason Watkins Allstate Insurance

3400 Jefferson Davis Hwy
Sanford

JEFF JOHNSON RESTORATIONS & DESIGNS

5300 ATLANTIC AVE
Raleigh

June Neri Financial

1241 S Main St Ste 6
Wake Forest

KEENE & ASSOC INSURANCE

201 S BRIGHTLEAF BLVD
Smithfield

LAWSON INSURANCE GROUP INC

6512 SIX FORKS RD
Raleigh

Lee Insurance Agency,LLC

119 W. South Railroad St.
Four Oaks

Leslie Miller State Farm Insurance

105 W Nc Highway 54 Ste 255
Durham

LOREE HYMAN AGENCY

208 BRIDGE ST
Smithfield

LRM Bail Bonds

309 Chapanoke Rd
Raleigh

MC CULLERS FINANCIAL GROUP

1327 N BRIGHTLEAF BLVD
Smithfield

MetLife Auto & Home-Craig Conley LUTCF

201 Shannon Oaks Cir Ste 200
Cary

Michelle Keener & Associates, Inc.

105 New Fidelity Court
Garner

Nationwide Mutual Insurance Co

3600 N Duke St
Durham

NBC, Inc.

470 Forest Ave

NC Insurance Agency

6718 Blalock Rd.
Bahama

NDN Claims Consultants

PO Box 32061
Raleigh

NEW YORK LIFE INSURANCE CO

3200 BEECHLEAF CT
Raleigh

Patel & Associates LLC.

2530 Berryessa Rd

Peggy Burch State Farm Insurance

160 NE Maynard Road
Cary

Physicians Mutual Life Insurance Company

4700 Falls Of Neuse Rd
Raleigh

S J Adams Inc/ S J Adams Insurance

5224 Hollyridge Dr
Raleigh

Savers Marketing Corp

635 W 4th St
Winston Salem

SCHIFF & ASSOC

8328 APPLE ORCHARD WAY
Raleigh

Schramm Tingen & Associates

3434 Kildaire Farm Rd
Cary

SCHULTZE INSURANCE

1638 E BOOKER DAIRY RD
Smithfield

Senior Health Direct

719 E. Grand River Ave.

SIMPSON INSURANCE INC

120 NEW EDITION CT
Cary

SNOTHERLY INSURANCE

2308 WAKE FOREST RD
Raleigh

SORGI INSURANCE

16 Consultant Place
Durham

STALLINGS INSURANCE

135 E MARKET ST
Smithfield

STATE FARM INSURANCE

5432 APEX PEAKWAY (Olive Chapel Shopping Center)
Apex

STATE FARM INSURANCE

1601 E BOOKER DAIRY RD
Smithfield

State Farm Insurance

911 S Brightleaf Blvd
Smithfield

Stryker Financial

2530 Meridian Pkwy Suite 300
Durham

TODD & SCARBORO INSURANCE

2499 WENDELL BLVD
Wendell

Tom Needham Insurance

3411 B West Wendover
Greensboro

TOWN & COUNTRY INSURANCE INC

74 E STEWART ST
Coats

Trapp Insurance Group Inc

1135 Kildaire Farm Rd
Cary

TRIANGLE INSURANCE GROUP INC

614 E MARKET ST
Smithfield

TRIANGLE INSURANCE GROUP INC

PO Box 410
Smithfield

TRISTAR INSURANCE SERVICES, LLC

1204 N ELLIS AVE
Dunn

United Health Care

PO Box 30555

University Insurance, Inc.

1801 East Franklin Street
Chapel Hill

UNLIMITED BENEFITS

310 E JOHNSTON ST
Smithfield

VetCare Health Inc

240 Leigh Farm Rd
Durham

WALKER INSURANCE GROUP

210 N BRIGHTLEAF BLVD
Smithfield

Wellness Security

2500 Regency Pkwy
Cary

Wiser Financial Coaching, LLC

2741 Campus Walk Ave
Durham

WOODARD INSURANCE

612 E LEE ST
Smithfield

WOODY H WILKINSON

133 N 2ND ST
Smithfield

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