A high deductible homeowners insurance policy will save you money on your annual premium, but review these pros and cons of such a policy before you sign.
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Local Articles in Raeford
Is high deductible homeowners insurance inevitable? As more insurance companies require homeowners to cover more of a claim, what does that mean for you?
Will homeowners insurance cover water damage? Can insurance pick the contractor? Do you pay the deductible upfront? What you need to know before a disaster.
Before you place your belongings in a rented storage unit, it's important to know the policies. One highly rated provider shares the details about storage.
First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them. This way they can not collect money on your behalf. Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged. Second, call the contractor and tell them you will not be needing their services afterall. Did your husband pay a deposit? If so it may be non-refundable. Then follow up with a certified letter.
An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation. This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to. The contractor's office should be local. A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read. There's no arguing whether they received it or not by doing that.
Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck. Some people find out a much harder way. While these guys may be legitimate you should always do your homework on a contractor before signing the contract. Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.
Todd's Home Services
San Antonio, TX
Insurance Agent reviews in Raeford
I have interacted with at
for Brand name drugs has been dishonest. They make you take 4 generics and then they will pay for the brand name. Meanwhile you are in pain and suffer. Only way around it is more paperwork for an appeal.
Utter folly, irretrievably stupid and cruel policy.
At beginning of year it was 2 generics then they change it to 4 generics you must try. Dishonest too.
This whole process is the worst of insurance company antics
of deny, delay, obfuscate all to save a little money. Shameful. What is someone
to do suffer not being able to pee while the process of wearing down the
patient and doctor plays out? Dreadful.
I am lucky I have nexus and live on the Canadian Border and could get the name brand at less cost. What about the other poor souls? Going to Pemaara Blue Cross.
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