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Insurance Agents to Avoid

88

Top Rated Insurance Agents

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  • Only 14% of Clayton Insurance Agents are reliable
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A
"My husband and I were very impressed with
during our appointment. He graciously explained and re-explained the many facets of Medicare." His knowledge of several Medicare programs that fit our present needs was extensive and enabled us to choose the one that we felt comfortable with.

-Terry S.

F
"WATCH OUT FOR THIS COMPANY. As a result of their astoundingly incompetent communication "policy," they
me to believe I had insurance" coverage when I actually didn't. I processed an online payment for renewal, as I had done before without any problem, and a few days later I received a policy and ID cards in the mail with appropriate dates, along with a thank you letter. After a while, very fortunately, I became puzzled at receiving no email communication from them, since they are normally very chatty with emails. I logged in to my account and discovered that the policy had been CANCELLED for "nonpayment." Somehow they must have failed to process the online payment correctly, even though the site showed at the time that it had gone through. They sent me nothing but paper mail regarding the cancellation, NOT ONE SINGLE EMAIL. I did not open the paper mail, assuming it was advertising for other types of coverage, which they had sent a number of times before. They had previously notified me by email when it was time to renew, among other things, and it literally never occurred to me that they would do something as drastic as cancelling my coverage without sending me ANY EMAIL COMMUNICATION WHATSOEVER, but it seems that this, for some obscure harebrained reason, is their "policy." IF YOU USE THIS COMPANY MAKE EXTREMELY SURE THAT YOUR COVERAGE IS ACTIVE AND CHECK IT FREQUENTLY. NEVER UNDER ANY CIRCUMSTANCES FAIL TO OPEN ANY PAPER MAIL FROM THESE IDIOTS.

-Lila G.

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Local Articles in Clayton

burned down house

Insurance Agents

Insurance agents represent one or more insurance companies and sell a variety of products including life, homeowners, auto and long-term care insurance.

car wreck
Insurance Agencies

Are you taking advantage of the discounts your insurance provider offers? Here's how to go about making sure you're getting the savings you deserve.

 Water damage as a result of poor maintenance is considered neglect and may not be covered. (Photo courtesy of Angie's List member Brock G. of Richfield, Ohio)
Insurance Agencies

Water everywhere ... are you covered? Water damage is the most common homeowner's insurance claim. It can go beyond flooding to include backups and pipe damage.

A higher deductible will save you money on your annual insurance premium, but be sure to review the pros and cons before changing your policy. (Photo by Summer Galyan)
Insurance Agencies

A high deductible homeowners insurance policy will save you money on your annual premium, but review these pros and cons of such a policy before you sign.

High deductible insurance policies are often a popular option for homes of higher insured value, as homeowners tend to have the means to pay the deductible if necessary. (Photo courtesy of Angie's List member Todd C., of Maple Valley, Wash.)
Insurance Agencies

Is high deductible homeowners insurance inevitable? As more insurance companies require homeowners to cover more of a claim, what does that mean for you?

Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Agent reviews in Clayton

A

Rating
It went really well. A long-time friend had recommended this agency highly. She had complicated insurance needs as she is a sculptor who needs to have insurance to ship her sculptures and also needs insurance when the sculptures are displayed in public areas.
First of all, this agent was very helpful in cluing me in on how insurance works. He explained the different companies priorities and customs. My prior agent had never said a word about it. Also, he kept in touch about what was going on, telling me how he was going about finding me insurance. He took pains to learn about my situation, look at the house, and explain the paperwork. The prior agent did none of those things.
In comparison with other agents I consulted, this one took pains to
Clayton Insurance Agents Provider Name Locked
out insurance for me and was a good advocate for me with the insurance companies he contacted about my house.
The result was that I got more reasonable insurance than other agents had found for me and a better policy than I might have gotten.
This is a company with excellent customer service and professional responsibility and know-how.
I highly recommend this agent for any householder but especially for those who lost insurance because of some weather problem that was not their fault.
By the way, Angie's list's chronology for a review does not really capture the timing of the service of an insurance agent because it requires that you put a particular date. This agent helped me over the late fall and early winter.
- Anna C R.
D

Rating
In several ways it was not good at all.
As an insurance advisor, Spinillo never gave me the advice all home-owners should have, advice my current gives me. For example, she did not explain how to handle damage events, such as the ice dams my house had in 2014. Somehow, one event got classified as two, which ended up losing me my house insurance.
Also, whenever I would call the agency, there was no one who answered the phone. I'd get a response back days later, always with some excuse: an illness, the weather, a car breakdown.
Then, when I requested cancellation of a supplementary policy for valuables, which I decided I did not need, not having many very valuable things, the company neglected to follow through on the cancellation. I had contacted the insurance company, which told me I had to cancel through the agent.
So, I called them to request the cancellation. I wrote them an email to request cancellation. They acknowledged my email and sent me a form to cancel. I filled out the form they sent me to sign, to formally request cancellation. The form was delivered to them from me, by email successfully.
But they did not ever cancel the policy and the insurance company is still billing me for a policy I cancelled months ago
Insurance agencies are required to carry out the lawful requests of their customers. This agency did not do that.

- Anna C R.
A

Rating
Clayton Insurance Agents Provider Name Locked
has always been my preferred insurance provider, and they still write a lot of my insurance. However, their rates have always been a bit on the high side.
In this case, their rate was way too high.
AAA is fairly new at homeowner's insurance in Florida, but by bundling homeowners + 1 of my cars + an umbrella policy, they made me "an offer I couldn't refuse" on the rate.
- Donald C.
A

Rating
The claims representative,
Clayton Insurance Agents Provider Name Locked
Angel, is why I am spending my time to write this review. Mr.
Clayton Insurance Agents Provider Name Locked
did an excellent job of communicating what the situation was and what needed to be done. Excellent customer service.
- Alex B.
A

Rating
Excellent customer service.
Clayton Insurance Agents Provider Name Locked
and his staff walked us through every step of the process. He helped us compare various packages based on our needs and budget. Dealing with our mortgage company has NOT been satisfactory, however the
Clayton Insurance Agents Provider Name Locked
insurance staff has helped to make thos dealings less painful. The
Clayton Insurance Agents Provider Name Locked
office kept informed about multiple oversights made by the mortagage company. They were able to care of most of them without my getting involved. They have been really great every single step of the way.
We initially received quotes from multiple offices, but we put our trust in
Clayton Insurance Agents Provider Name Locked
and i couldn't be happier that we did.
- Garett M.
A

Rating
Couldn't have gone better!
Clayton Insurance Agents Provider Name Locked
got competitive quotes for my auto, home and umbrella liability policies. He also helped me do a side by side comparison of coverages to ensure the quotes were equivalent to what I already had. In the end, I got slightly better coverage (due to the bidder's packaging) and saved 18%. This was likely a small deal for
Clayton Insurance Agents Provider Name Locked
but he didn't treat it like one at all
- Thomas J.
A

Rating
This institution is absolutely top shelf. From their obvious commitment to service members, veterans and the rest of their customers; to their high quality products and services; to the expertise and acumen of every single person with whom I've ever interacted, to their outstanding customer service ...
Clayton Insurance Agents Provider Name Locked
is absolutely the best in the business!
- Gregg B.
A

Rating
Clayton Insurance Agents Provider Name Locked
was extremely responsive, and professional in guiding me thru the tough process of purchasing life insurance. I liked the fact that they are an Independent carrier representing multiple lines. They are a great source in helping someone to objectively determine what one truly needs. I feel as if
Clayton Insurance Agents Provider Name Locked
really takes the time to know you and your family. We are not just a "number" to them, and they worked hard to establish and maintain our trust! I intend to speak with them about my property and auto insurance now that January is here!


- Barb A.

All Insurance Agents in Clayton, NC

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

3 Pointe Financial

8001 Irvine Center Dr

ACF Insurance Services Inc

4634 Capital Blvd
Raleigh

ACF Insurance Services, Inc

1545 Hwy 70 West
Garner

AFFIRMATIVE INSURANCE SVC

1014-A N. Arendell Ave.
Zebulon

Allegiant Group Inc

189 W Clarkston Rd

ALLSTATE INSURANCE CO

11438 US HIGHWAY 70 W
Clayton

ALLSTATE INSURANCE CO

3207 ROGERS RD
Wake Forest

Allsup Inc

300 Allsup Pl

American Home Shield

889 Ridge Lake Blvd

AMERICAN INSURANCE MART INC

2805 SPRING FOREST RD
Raleigh

Andy Esser - Edward Jones

5611 Nc Hwy 55
Durham

APEX CARY INSURANCE

1001 PEMBERTON HILL RD
Apex

BAREFOOT & YOUNG INSURANCE

616 N 1st Ave
Knightdale

Bowen Agency Inc

4905 Pine Cone Dr
Durham

BRANT BAKER INSURANCE

1049 Bullard Ct
Raleigh

BURGESS FUNDING GROUP INC

3500 Vest Mill Rd
Winston Salem

CAPITAL FINANCIAL ADVISORY GROUP

1500 Town Side Dr
Apex

Careington Care 500 Plan

7400 Gaylord Pkwy

Carolina Insurance Professionals

5540 Centerview Dr
Raleigh

CINCINNATI INSURANCE CO

605 RAYMOND DR
Clayton

CLAYTON INSURANCE

1006 US HIGHWAY 70 E
Clayton

COOPER INSURANCE INC

410 E MAIN ST
Clayton

Costanza Agency

8133 Ardrey Kell Rd
Charlotte

Downing & Gayle Insurance Services

8220 Creedmoor Rd
Raleigh

Dunlap Wealth Management Group

14074 Trade Center Dr

Dyrke Maricle State Farm

436 E Main St
Clayton

ERIE INSURANCE

332 FALLS DR
Clayton

FAMILY INSURANCE SVC

50 NEUSE RIVER PKWY
Clayton

FARM BUREAU INSURANCE

570 NC HIGHWAY 42 W
Clayton

FARM BUREAU INSURANCE

4516 N ROXBORO ST
Durham

Farmers Insurance - Agent Representative

1801 East Franklin Street
Chapel Hill

Greg Suggs Insurance Agency

1025 Bullard Ct
Raleigh

HEALTH BENEFIT CONSULTANTS LLC.

20275 Honeysuckle Dr.

HomeTec

107 Indian Trl

Independent Benefit Advisors

1121 Pemberton Hill Road
Apex

Insurance Claims Group, Inc.

2054 Kildaire Farm Road
Cary

INSURANCE PROFESSIONALS INC

919 KILDAIRE FARM RD
Cary

Jason Watkins Allstate Insurance

3400 Jefferson Davis Hwy
Sanford

JEFF JOHNSON RESTORATIONS & DESIGNS

5300 ATLANTIC AVE
Raleigh

JOHNSON-NAPPIER INSURANCE INC

11437 US HIGHWAY 70 W
Clayton

June Neri Financial

1241 S Main St Ste 6
Wake Forest

LIPSTONE INSURANCE GROUP

208 NEW EDITION CT
Cary

MARSH DAWSON AGENCY

5410 Nc Highway 55 Ste I
Durham

MetLife Auto & Home-Craig Conley LUTCF

201 Shannon Oaks Cir Ste 200
Cary

Michelle Keener & Associates, Inc.

105 New Fidelity Court
Garner

NATIONWIDE INSURANCE

857 TOWN CENTRE BLVD
Clayton

NATIONWIDE INSURANCE CLAIMS

HIGHWAY 70 W
Clayton

Nationwide Mutual Insurance Co

3600 N Duke St
Durham

NBC, Inc.

470 Forest Ave

NC Insurance Agency

6718 Blalock Rd.
Bahama

NDN Claims Consultants

PO Box 32061
Raleigh

NEW YORK LIFE INSURANCE CO

3200 BEECHLEAF CT
Raleigh

NEW YORK LIFE INSURANCE CO

410 E MAIN ST
Clayton

Patel & Associates LLC.

2530 Berryessa Rd

Peggy Burch State Farm Insurance

160 NE Maynard Road
Cary

Person-To-Person Insurance

4130 Durham Rd
Roxboro

Physicians Mutual Life Insurance Company

4700 Falls Of Neuse Rd
Raleigh

PRIMERICA FINANCIAL SVC

11690 US HIGHWAY 70 W
Clayton

RICH HAAG & ASSOC INC

501 Gateway Dr # 101
Clayton

RONNIE STEPHENSON & ASSOC

34 OLEANDER DR
Clayton

S J Adams Inc/ S J Adams Insurance

5224 Hollyridge Dr
Raleigh

S P Johnson Group

2025 Delaware Ave

Savers Marketing Corp

635 W 4th St
Winston Salem

SCHIFF & ASSOC

8328 APPLE ORCHARD WAY
Raleigh

Schramm Tingen & Associates

3434 Kildaire Farm Rd
Cary

Senior Health Direct

719 E. Grand River Ave.

SIMPSON INSURANCE INC

120 NEW EDITION CT
Cary

SNOTHERLY INSURANCE

2308 WAKE FOREST RD
Raleigh

SORGI INSURANCE

16 Consultant Place
Durham

State Farm Insurance

11446 US Hwy 70 W
Clayton

STATE FARM INSURANCE

5432 APEX PEAKWAY (Olive Chapel Shopping Center)
Apex

STATE FARM INSURANCE

11446 US HIGHWAY 70 W
Clayton

Stryker Financial

2530 Meridian Pkwy Suite 300
Durham

TERRY NOBLES INSURANCE

11373 US HIGHWAY 70 W
Clayton

TIM WOODARD INSURANCE

113 OLEANDER DR
Clayton

TODD & SCARBORO INSURANCE

2499 WENDELL BLVD
Wendell

Tom Needham Insurance

3411 B West Wendover
Greensboro

TOWN & COUNTRY INSURANCE INC

74 E STEWART ST
Coats

TRANS AMERICA

3401 OAK TRL
Clayton

Trapp Insurance Group Inc

1135 Kildaire Farm Rd
Cary

TRIANGLE INSURANCE GROUP INC

11437 US HIGHWAY 70 W
Clayton

TRISTAR INSURANCE SERVICES, LLC

1204 N ELLIS AVE
Dunn

United Health Care

PO Box 30555

University Insurance, Inc.

1801 East Franklin Street
Chapel Hill

WAKE ACCESS II

932 HOOD FARM RD
Clayton

WALTERS INSURANCE SVC INC

922 NC HIGHWAY 42 W
Clayton

Wiser Financial Coaching, LLC

2741 Campus Walk Ave
Durham

WOODARD INSURANCE

10501 US HIGHWAY 70 W
Clayton

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