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"In several ways it was not good at all. As an insurance advisor, Spinillo never gave me the advice all home-owners should have, advice my current gives me. For" example, she did not explain how to handle damage events, such as the ice dams my house had in 2014. Somehow, one event got classified as two, which ended up losing me my house insurance. Also, whenever I would call the agency, there was no one who answered the phone. I'd get a response back days later, always with some excuse: an illness, the weather, a car breakdown. Then, when I requested cancellation of a supplementary policy for valuables, which I decided I did not need, not having many very valuable things, the company neglected to follow through on the cancellation. I had contacted the insurance company, which told me I had to cancel through the agent. So, I called them to request the cancellation. I wrote them an email to request cancellation. They acknowledged my email and sent me a form to cancel. I filled out the form they sent me to sign, to formally request cancellation. The form was delivered to them from me, by email successfully. But they did not ever cancel the policy and the insurance company is still billing me for a policy I cancelled months ago Insurance agencies are required to carry out the lawful requests of their customers. This agency did not do that.

-Anna C R.

has always been my preferred insurance provider, and they still write a lot of my insurance. However, their rates have always been a bit" on the high side. In this case, their rate was way too high. AAA is fairly new at homeowner's insurance in Florida, but by bundling homeowners + 1 of my cars + an umbrella policy, they made me "an offer I couldn't refuse" on the rate.

-Donald C.

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Local Articles in Ararat

burned down house

Insurance Agents

Insurance agents represent one or more insurance companies and sell a variety of products including life, homeowners, auto and long-term care insurance.

 Water damage as a result of poor maintenance is considered neglect and may not be covered. (Photo courtesy of Angie's List member Brock G. of Richfield, Ohio)
Insurance Agencies

Water everywhere ... are you covered? Water damage is the most common homeowner's insurance claim. It can go beyond flooding to include backups and pipe damage.

A higher deductible will save you money on your annual insurance premium, but be sure to review the pros and cons before changing your policy. (Photo by Summer Galyan)
Insurance Agencies

A high deductible homeowners insurance policy will save you money on your annual premium, but review these pros and cons of such a policy before you sign.

High deductible insurance policies are often a popular option for homes of higher insured value, as homeowners tend to have the means to pay the deductible if necessary. (Photo courtesy of Angie's List member Todd C., of Maple Valley, Wash.)
Insurance Agencies

Is high deductible homeowners insurance inevitable? As more insurance companies require homeowners to cover more of a claim, what does that mean for you?

Fire damaged home
Water & Smoke Damage, Insurance Agencies

Will homeowners insurance cover water damage? Can insurance pick the contractor? Do you pay the deductible upfront? What you need to know before a disaster.

Angie's Answers


First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 


An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.


Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.


Todd Shell

Todd's Home Services

San Antonio, TX

Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Agent reviews in Ararat


The claims representative,
Ararat Insurance Agents Provider Name Locked
Angel, is why I am spending my time to write this review. Mr.
Ararat Insurance Agents Provider Name Locked
did an excellent job of communicating what the situation was and what needed to be done. Excellent customer service.
- Alex B.

Excellent customer service.
Ararat Insurance Agents Provider Name Locked
and his staff walked us through every step of the process. He helped us compare various packages based on our needs and budget. Dealing with our mortgage company has NOT been satisfactory, however the
Ararat Insurance Agents Provider Name Locked
insurance staff has helped to make thos dealings less painful. The
Ararat Insurance Agents Provider Name Locked
office kept informed about multiple oversights made by the mortagage company. They were able to care of most of them without my getting involved. They have been really great every single step of the way.
We initially received quotes from multiple offices, but we put our trust in
Ararat Insurance Agents Provider Name Locked
and i couldn't be happier that we did.
- Garett M.

Couldn't have gone better!
Ararat Insurance Agents Provider Name Locked
got competitive quotes for my auto, home and umbrella liability policies. He also helped me do a side by side comparison of coverages to ensure the quotes were equivalent to what I already had. In the end, I got slightly better coverage (due to the bidder's packaging) and saved 18%. This was likely a small deal for
Ararat Insurance Agents Provider Name Locked
but he didn't treat it like one at all
- Thomas J.

This institution is absolutely top shelf. From their obvious commitment to service members, veterans and the rest of their customers; to their high quality products and services; to the expertise and acumen of every single person with whom I've ever interacted, to their outstanding customer service ...
Ararat Insurance Agents Provider Name Locked
is absolutely the best in the business!
- Gregg B.

Ararat Insurance Agents Provider Name Locked
was extremely responsive, and professional in guiding me thru the tough process of purchasing life insurance. I liked the fact that they are an Independent carrier representing multiple lines. They are a great source in helping someone to objectively determine what one truly needs. I feel as if
Ararat Insurance Agents Provider Name Locked
really takes the time to know you and your family. We are not just a "number" to them, and they worked hard to establish and maintain our trust! I intend to speak with them about my property and auto insurance now that January is here!

- Barb A.

The experience has been disappointing and frustrating. After several years of being covered by
Ararat Insurance Agents Provider Name Locked
for home insurance without incident or claim, I am in the midst of a claim dispute with this carrier. After several instances of
Ararat Insurance Agents Provider Name Locked
’s adjusters seeking to minimize payment by disputing receipts for items in the home prior to loss, challenging documentation, etc. and being overall contentious about my losses and claim, I finally had to hire a public adjuster to represent my interest fairly and appropriately. My public adjuster identified several omissions for losses and damages missed by the insurance company’s adjusters.
For anyone with a significant claim and especially if you are having issues, I recommend consulting with a reputable public adjuster to see if its right for you. There is information available on the National Association of Public Adjusters website. You can also have your claim reviewed by your state department of insurance. In my case, I contacted the California Department of Insurance. When dealing with an insurance company on a claim, its helpful to be armed with as much information as you can: · review and understand your policy · ask questions of your agent and broker · obtain second or third opinion estimates as there are things that the adjuster may have missed · in my case, my adjuster referred me to one of their preferred vendors for water damage restoration after the loss. In hindsight, I wish I had hired a restoration company based on referrals from friends or Yelp and not one identified by insurance.
- Jane H.

I switched from Allstate to
Ararat Insurance Agents Provider Name Locked
AAA Agency and their customer service was much better. They are much more responsive than my old agency, at a lower price. They offer auto and home insurance, and roadside assistance. I would highly recommend them.
- paul S.

It went great.
Ararat Insurance Agents Provider Name Locked
got us insurance far better than we had before with other national and local companies plus at substantial savings.
Ararat Insurance Agents Provider Name Locked
was totally professional, answer all our questions completely, was prompt, and found every discount and improvement in coverage that there is.
We are very satisfied with him and Farm Burear.
- Robert S.

All Insurance Agents in Ararat, NC

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

3 Pointe Financial

8001 Irvine Center Dr

A. Broadway Bail Bonds

23 S.W. Court Sq

AAA Car Care Greensboro - Pisgah Church

306 Pisgah Church Dr

Able Auto and Cycle Insurance Agency Inc.

1622 S. Hawthorne Road
Winston Salem



Allegiant Group Inc

189 W Clarkston Rd

Allsup Inc

300 Allsup Pl

American Home Shield

889 Ridge Lake Blvd




3500 Vest Mill Rd
Winston Salem

Careington Care 500 Plan

7400 Gaylord Pkwy

Cary Reconstruction Co

2904 Manufactors Rd

Charlie Ganim State Farm Insurance

2008 New Garden Rd

Costanza Agency

8133 Ardrey Kell Rd

Dewey Beckner Allstate

1004 N Main St Ste 101
High Point

Dunlap Wealth Management Group

14074 Trade Center Dr




PO Box 126


20275 Honeysuckle Dr.


Winston Salem



NBC, Inc.

470 Forest Ave

Paramount Insurance Agency

110 Scott Ave
High Point

Patel & Associates LLC.

2530 Berryessa Rd

Person-To-Person Insurance

4130 Durham Rd



Roof Replacement Services

416 Lake Shore Drive

S P Johnson Group

2025 Delaware Ave

Savers Marketing Corp

635 W 4th St
Winston Salem

Senior Health Direct

719 E. Grand River Ave.

State Farm Insurance

2040 S Stratford Rd
Winston Salem

Susan Tysor Insurance

120 Scarboro St

Tom Needham Insurance

3411 B West Wendover

United Health Care

PO Box 30555




Winston Salem

Woodmen of the World

511 John Wright Rd



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