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"We have been using for all of our insurance needs for the past several years. They are efficient, competitive, and locally owned and operated. Great experience!

-Ward S.

A
" is a remarkable insurance agent who goes way above and beyond to make sure that we have the right coverage. He has helped with several claims" and has walked us through the process and watched out for us on many occasions. I give and his agency the highest possible recommendation.

-Teresa P.

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Local Articles in Missoula

burned down house

Insurance Agents

Insurance agents represent one or more insurance companies and sell a variety of products including life, homeowners, auto and long-term care insurance.

drones used for home inspection
Home Inspection, Insurance Agencies

Drones make checking hard-to-reach places, such as steep roofs, much easier for home inspectors and insurance agents.

asphalt shingle roof and plumbing vent

Follow this advice from the roofing pros to check for and fix damage to your roof after a storm.

A man works on a roof with a hammer

Is a roofing company pressuring you to sign a contract or letter of intent before you’re ready? Don’t do it.

brick home on a hill

When building a new home, the terms of the home's warranty and insurance should be perfectly clear.

Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Agent reviews in Missoula

N

Rating
If there was a grade below F for professionalism I would of checked it instead. Very poor customer service, quite disappointed. Do not dare ask to make changes or corrections to an insurance binder as this was a HUGE inconvenience for the insurance agent. She got quite pissy about having to do her job. Wouldn't recommend this company at all!!!
- Diana S.
C

Rating
The lack of organization is unreal. I also blame myself for staying too long with this company. I have to make 2-3 phone calls or 2-3 emails to even get a response from this office. It's frustrating. I plan to spend some time looking for a new agent because my frustration has hit a new high.
- NANCY S K.
A

Rating
Dal was very friendly and knowledgeable and I didn't feel like I was pressured into making any choices. I would recommend going through him for anyone who has questions about life insurance.
- Lucas R.
F

Rating
In 2008, my mother passed away. The car and home insurance had been in her name, as it was less expensive that way. When she died, I informed of that, and that now only one car and the house would be on the insurance, under my name, as my sister had been given our mother's car. Subsequently, I received bills every six months ...More that seemed a bit high, but I had thought they this would be the combined cost of home and car insurance, as my driving record was excellent, and we had made no homeowner claims in quite some time. Also, during that time, I was kept busy not only with the title transfer of the house, but with several health issues that left me permanently disabled.
In April of 2012, I received and paid their bill. In May, I received a letter from them, stating that they could not find my homeowner insurance. The very next day, I received another letter, stating that I did not have a homeowner policy, and that I now owed more on my car insurance. The next two months I spent calling and emailing them, trying to see if I could get or renew the policy, with little or no response. Finally, I reached someone who would speak with me-I was told they did not do homeowner polices, and gave me no suggestions as to what I might do about getting a policy. A week later, I received a letter apologizing for all the difficulties, with the offer of donating $25 to one of their supported charities.
At that time, I looked into getting car insurance with a different company-when I found one I liked, with an office in my town, I got a policy with them, and called to cancel. I received several letters asking me to come back, but with no offers of homeowner insurance. I replied that I would never again go to them for any type of insurance.
With my new insurance company, I looked into getting homeowner insurance with them. Just before they were to come out for an inspection, Sandy hit, taking out most of my roof, and doing damage to the interior. It was livable, but just barely. Obviously, I could not get homeowner insurance at that time. FEMA helped pay for a new roof, and one of the Sandy Aid groups is helping with the interior.
I am permanently disabled, living on a very limited budget; and not having homeowner insurance to help out with the repair work was very distressing. When the new roof was finished, I was able to get homeowner insurance, and the combination of home & car is now less than I was paying for car insurance with .
I will never advise someone to use , and I will ever go to them for insurance again.
- Stephanie D.
N

Rating
We cancelled our insurance after 34 days. The refund proration was calculated at 796 dollars, but they only refunded 453 dollars. I have let them know of the problem and they have not corrected the refund. The refund took over 2 months to receive.

Very poor!

Refunds from Farmers and State Farm occur with days. This company ...More was very slow and communication came to a halt. When they were selling the policy they were very good, but refunds from cancelled policies were ignored or put on a slow track, hoping you would forget. If I had not been on them, we may never have gotten anything.

Bottom line, we were shorted a few hundred dollars and they have not responded to my concerns.
- John M.
F

Rating
Signed up with him based off of our mortgage companies recommendation. Switched our car insurance with them as well. We were insured several times that it was the exact same coverage. Price wasn't a concern for us as we just liked the policy we had and was switching to have all the insurance under one company. We found out that it wasn't the ...More same when we got in a wreck. We called the owner and he "called his guy" to check on if the gap coverage was on the insurance on the form he got from my previous insurance company. He called me back in 5 mins and said sorry it was never on there. I informed him that I was looking at the same form from the insurance company and its there. He said to call the insurance company he signed us up with and try to figure it out. There is no accountability here as they just want your money and unconcerned with the mistakes they cause people.


- Mo C.
A

Rating
It went awesome.
We had been working with another broker, but the policies they quoted us were too hard to decipher, so we reached out to for a second opinion. He was instantly helpful, responsive, provided excellent and thoughtful advice on the level of coverage we needed (and what we could clip). He proactively tailored ...More our policies to our needs, and was a dream to work with. Smart, efficient, and cheap, I will never buy insurance from any one else ever again.
- Daniel G.
A

Rating
Adjusters were amazing after I suffered a home fire. arrived at my home on the agreed upon time. He knew just what to do. He told me that I would get through this and with tears in my eyes I wanted to believe him. Everything he said came true. A rental home near my kids school was found. They helped ...More me every step of the way. I got a excellent settlement from my insurance provider. I would tell anyone to use . I can't thank them enough.
- Patricia T.

Insurance Companies in Missoula, MT

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

AAA INSURANCE

1200 S RESERVE ST
Missoula

Accelerated Benefits

5880 Venture Drive

Advanced Benefits

1008 South Ave West
Missoula

AFFORDABLE INSURANCE

1830 South Ave W
Missoula

AFLAC

4343 NICOLE CT
Missoula

AIG VALIC

430 RYMAN ST
Missoula

ALLINES INS ADJUSTERS INC

1008 BURLINGTON AVE
Missoula

ALLSTATE INSURANCE CO

1739 SOUTH AVE W
Missoula

ALLSTATE INSURANCE CO

3709 BROOKS ST
Missoula

ALLSTATE INSURANCE CO

1228 W BROADWAY ST
Missoula

AMERICAN NATIONAL

913 SW HIGGINS AVE
Missoula

ATTYS LIABLILTY PROTECTION SVC

111 N HIGGINS AVE
Missoula

BANKERS LIFE & CASUALTY

690 SW HIGGINS AVE
Missoula

BEERY-DENNISON INS

1739 SOUTH AVE W
Missoula

BELKOWSKI INSURANCE

2205 APPLEWOOD LN
Missoula

BENEFIT INNOVATIONS INC

2955 LOWER LINCOLN HILLS DR
Missoula

BIG SKY UNDERWRITERS

2432 KEMP ST
Missoula

BLUE CROSS & BLUE SHIELD

3819 Stephens Ave Ste 202
Missoula

BOB KING INSURANCE INC

105 SW HIGGINS AVE
Missoula

BRENTWOOD SERVICES ADMINISTRAT

PO Box 4546
Missoula

BRUCE DANIELSON AGENCY

1520 S Russell St
Missoula

Choice Home Warranty

1090 King Georges Post Rd

CHRIS HALE INSURANCE

144 W Front St
Missoula

Cochrane Insurance Agency

1075 N Rodney St
Helena

CONERSTONE FINANCIAL GROUP INC

1739 SOUTH AVE W
Missoula

CONKLE INSURANCE

705 S RESERVE ST
Missoula

CONKLE INSURANCE

936 CHERRY ST
Missoula

CONSECO LIFE INSURANCE CO

100 RAILROAD ST W
Missoula

CORDIS HEALTH INSURANCE

415 N HIGGINS AVE
Missoula

CREATIVE BENEFIT DESIGNS

1050 COTE LN
Missoula

CUNNINGHAM LINDSEY

901 S 4TH ST W
Missoula

CUNNINGHAM LINDSEY US INC

415 N HIGGINS AVE
Missoula

D L WILLIAMS INSURANCE INC

283 W FRONT ST
Missoula

DAGGER LLC

2806 S GARFIELD ST
Missoula

DAVE LAURSON INSURANCE SVC

1705 S RESERVE ST
Missoula

DOUG REEVES AGENCY

901 SW HIGGINS AVE
Missoula

DOUG REEVES INSURANCE

2432 KEMP ST
Missoula

DOVER INSURANCE

3023 Sheffield Dr
Missoula

EGGLESTON INSURANCE

2432 KEMP ST
Missoula

FARM BUREAU INSURANCE

2620 CONNERY WAY
Missoula

FARMERS INSURANCE GROUP

1715 S Reserve St Ste K
Missoula

FARMERS INSURANCE GROUP

800 KENSINGTON AVE
Missoula

FARMERS INSURANCE GROUP

2432 KEMP ST
Missoula

FARMERS INSURANCE GROUP

901 SW HIGGINS AVE
Missoula

FARMERS INSURANCE GROUP

7564 THORNTON DR
Missoula

FARMERS UNION INS CLAIMS OFC

319 SW HIGGINS AVE
Missoula

FARMERS UNION INSURANCE

1120C KENSINGTON AVE
Missoula

FIRST AMERICAN INSURANCE

2661 PEREGRINE LOOP
Missoula

FLOYD INSURANCE

2108 OXFORD ST
Missoula

FLYNN INSURANCE

2445 S 3RD ST W
Missoula

FRONTIER ADJUSTERS INC

4915 LOWER MILLER CREEK RD
Missoula

GAB ROBINS

2501 S CATLIN ST
Missoula

GAGLIARDI INSURANCE SVC

910 BROOKS ST
Missoula

GLACIER GENERAL ASSURANCE CO

913 SW HIGGINS AVE
Missoula

GLIDEWELL INVESTMENT & INS GRP

2001 S RUSSELL ST
Missoula

GORDON E TERRY INSURANCE

723 W CENTRAL AVE
Missoula

HAL GILLET INSURANCE

320 EXPRESSWAY
Missoula

HANSEN & DICKEY AGENCIES

2502 BROOKS ST
Missoula

Health Benefit Consultants LLC

20275 Honeysuckle Dr.

HORACE MANN INSURANCE

115 APPLE HOUSE LN
Missoula

ING

PO Box 335
Missoula

Insuractive, Inc.

8420 W. Dodge Rd.

JOHN ALDEN LIFE INSURANCE

415 N HIGGINS AVE
Missoula

Ken Jensen Allstate Insurance

1410 S Reserve #c
Missoula

LANDA-HARBAUGH & ASSOC

619 SW HIGGINS AVE
Missoula

LIBERTY NORTHWEST INSURANCE

2291 W Broadway St Ste 2
Missoula

LIBERTY NORTHWEST INSURANCE

2291 W Broadway St Ste 2
Missoula

LINDA M FAULKNER INSURANCE

1018 BURLINGTON AVE
Missoula

Long Term Solutions

2513 Heritage Dr

MARCURE INSURANCES

249 W FRONT ST
Missoula

MET LIFE

1119 W KENT AVE
Missoula

MONTANA CENTRAL INSURANCE

1008 BURLINGTON AVE
Missoula

MONTANA CLAIM SVC

1018 BURLINGTON AVE
Missoula

MONTANA INTERNATIONAL INS

145 W FRONT ST
Missoula

MONY GROUP

3410 CATHY CT
Missoula

MReed Financial

2807 Vista Mariana

MT FARMERS UNION INSURANCE

425 S ORANGE ST
Missoula

NBC, Inc.

470 Forest Ave

NEW WEST HEALTH PLAN

3700 S RUSSELL ST
Missoula

NEW YORK LIFE INSURANCE CO

1821 SOUTH AVE W
Missoula

NORTHERN ROCKIES FINANCIAL

1014 SOUTH AVE W
Missoula

NORTHWESTERN MUTUAL FINANCIAL

2505 S RUSSELL ST
Missoula

NORTHWESTERN MUTUAL FINANCIAL

2801 S RUSSELL ST
Missoula

Nybo Financial Services Inc.

PO Box 2008
Missoula

NYQUIST AGENCY

108 Bannack Pl
Missoula

Patel & Associates LLC.

2530 Berryessa Rd

PAUL PRAMENKO INSURANCE

3734 ROSECREST DR
Missoula

PETTERSEN INSURANCE

1900 BROOKS ST
Missoula

PIONEER MUTUAL

320 EXPRESSWAY
Missoula

PRINCIPAL FINANCIAL GROUP

2925 PALMER ST
Missoula

PROFESSIONAL INSURANCE RSRCES

111 N HIGGINS AVE
Missoula

PRUDENTIAL INSURANCE CO

800 KENSINGTON AVE
Missoula

PUTMAN & ASSOC INC

900 STRAND AVE
Missoula

RICH MANESS INSURANCE

2502 BROOKS ST
Missoula

ROBERT E ROWE INSURANCE

530 N ORANGE ST
Missoula

Rugloski and Associates

537 E. Gail Lane

SAUTTER FINANCIAL

1008 SOUTH AVE W
Missoula

SCOTT JOHNSON INSURANCE

800 KENSINGTON AVE
Missoula

Senior Health Direct

719 E. Grand River Ave.

SHARKEY INSURANCE CTR

619 SW HIGGINS AVE
Missoula

SIGNAL CASUALTY MANAGEMENT

1008 BURLINGTON AVE
Missoula

STACY FELTON AGENCY

2432 KEMP ST
Missoula

STATE FARM INSURANCE

3111 S GRANT ST
Missoula

STATE FARM INSURANCE

1501 S RUSSELL ST
Missoula

STATE FARM INSURANCE

2104 DIXON AVE
Missoula

STATE FARM INSURANCE

1230 W KENT AVE
Missoula

STATE FARM INSURANCE

1720 BROOKS ST
Missoula

STATE FARM INSURANCE

2419 MULLAN RD
Missoula

STERLING LIFE INSURANCE

410 EXPRESSWAY
Missoula

STEVE KOSKI INSURANCE INC

1020 S RESERVE ST
Missoula

STIEG & ASSOC INSURANCE INC

1001 SW HIGGINS AVE
Missoula

T TATTORY INSURANCE

800 KENSINGTON AVE
Missoula

TALBOT-HUB INTL LTD

2600 S GARFIELD ST
Missoula

TATA CONSULTANCY SERVICES

2925 PALMER ST
Missoula

TERRY HOBER INSURANCE

715 KENSINGTON AVE
Missoula

TERRY PAYNE & CO INC

2620 RADIO WAY
Missoula

THRIVENT FINANCIAL-LUTHERANS

725 W CENTRAL AVE
Missoula

TOM R HILLIER INSURANCE

320 EXPRESSWAY
Missoula

TRANSAMERICA INSURANCE

131 SARANAC DR
Missoula

United Health Care

PO Box 30555

UNUM

2425 W CENTRAL AVE
Missoula

WARD C WENHOLZ

2801 S RUSSELL ST
Missoula

WAUSAU

700 SW HIGGINS AVE
Missoula

WES J LANGLEY

3111 S GRANT ST
Missoula

WESTERN STATES INSURANCE

2925 PALMER ST
Missoula

WRIGHT INSURANCE

2801 S RUSSELL ST
Missoula

YASENAK INSURANCE INC

2801 S Russell St Ste 32
Missoula

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