Sample Reviews

A

Rating
The
O Fallon Mortgage Brokers Provider Name Locked
Team is excellent! They went above our expectations. The house sold within eight days and for approximately 95% of the listing price. The team worked well with us and even answered questions on the weekends and evenings. They worked well with the buyers and also set up contractors (who were listed as "A" on Angies List) for us to work with on the improvements They walked us through the process of selling the house and we will have a closing in the middle of September. We would recommend them to family, friends and neighbors!
- Bernard W.
A

Rating
We worked with
O Fallon Mortgage Brokers Provider Name Locked
, one of the principals at West Wind. From start to finish, the experience was outstanding. Since
O Fallon Mortgage Brokers Provider Name Locked
is in
O Fallon Mortgage Brokers Provider Name Locked
, and we are in San
O Fallon Mortgage Brokers Provider Name Locked
, I was a bit reluctant at first; however, after the first call, it was obvious that
O Fallon Mortgage Brokers Provider Name Locked
had done this a million times before. He immediately put my mind at ease about being remote. Since he is very tech savvy (one of the first real estate/mortgage folk that understood privacy concerns around emailing documents back/forth in plaintext), we conducted our entire transaction electronically and via phone.
After selecting
O Fallon Mortgage Brokers Provider Name Locked
over some of the major "brands" out there, he found us the best rate and fees that were as good as, or, in most cases, better than what we were seeing with the big names.
Although this is our fifth home purchase, I've never really groked what most of the mortgage process was.
O Fallon Mortgage Brokers Provider Name Locked
told us exactly what would happen, when it would happen, and most importantly, why a step was required. Everything happened as he explained, and there were no surprises.
On the day of closing,
O Fallon Mortgage Brokers Provider Name Locked
was "on standby" in case something came up at the title company and actually called me right at the end of our closing to make sure everything was on track. After completing the closing, he told us he would call when the loan funded, and he did so.
In every case,
O Fallon Mortgage Brokers Provider Name Locked
did what he said he would do. He was only wrong one count: our closing costs were about $250 lower than he estimated---that's the closet estimate I've ever had!
Beyond being punctual, concise and the consummate professional,
O Fallon Mortgage Brokers Provider Name Locked
is also a very nice guy---someone that I actually liked (which my wife can tell you is a miracle :))
All in all, I highly recommend
O Fallon Mortgage Brokers Provider Name Locked
at West Wind. This was---by far---the best mortgage experience we've every had.


- Mark V.
A

Rating
After making an offer on a property, I decided to try Angie's list to see if I could find a better loan package. I read other reviews for
O Fallon Mortgage Brokers Provider Name Locked
and decided to give them a call.
O Fallon Mortgage Brokers Provider Name Locked
and
O Fallon Mortgage Brokers Provider Name Locked
worked with me through all the paperwork (there was a lot since I was buying a relo property), answered my questions, and followed up with me after closing just to make sure everything went well.
I would definitely work with them again on future real estate transactions. Thanks you
O Fallon Mortgage Brokers Provider Name Locked
!
- Sherrie S.
A

Rating
I did a lot of research to find the right team to work with on refinancing our home due to some issues of only having one income I was not working I knew we where in for a challenge but upon the first call
O Fallon Mortgage Brokers Provider Name Locked
answered and his reception to my call made me and my husband feel like anything was possible. Thus the process began he discuss what he thought we could do, should do and finally what we did. His team
O Fallon Mortgage Brokers Provider Name Locked
and
O Fallon Mortgage Brokers Provider Name Locked
worked with me side by side to get the papers and documents in the right hands for approval. From start to finish I guess we where pretty lucky a little nervous but we qualified for the refinance it got completed all in a matter of 6 weeks and I have a job offer in the works.
So I believe that if you want a good partnership in helping you in the stressful times work to your advantage
O Fallon Mortgage Brokers Provider Name Locked
and his team are the Best. Oh Yeah I forget
O Fallon Mortgage Brokers Provider Name Locked
at Great America was as pleasant as she good be even when she felt uncomfortable waiting on the bundle of joy to come
O Fallon Mortgage Brokers Provider Name Locked
still thinks she should name her
O Fallon Mortgage Brokers Provider Name Locked
we will wait the arrival and hope she will let us know her name when she enters the world of love from her mama and dad and big sister too.
O Fallon Mortgage Brokers Provider Name Locked
thank you and your girls for all the help I will recommend to all my friends & family your services.
- LINDA K.
C

Rating
I have recently taken a loan from
O Fallon Mortgage Brokers Provider Name Locked
for the purchase and rehab of a multi-unit residential real property. The loan transaction itself was okay, although it was not as smooth as I would have liked it to be. Also, I wish that they had been more responsive but I managed to close in a relatively timely manner. Their application process is a bit confusing and I think it can be streamlined a little better. I had to deal with multiple individuals and often I had to jump from one person to another.
The rehab project is still in progress. I am experiencing difficulty because
O Fallon Mortgage Brokers Provider Name Locked
is giving me a hard time in accessing the money that I borrowed (the construction holdback), on which I am PAYING INTERESTS of 12%+ per annum.
There is basically one inspector at
O Fallon Mortgage Brokers Provider Name Locked
, who comes out and checks the progress of your project and decides whether to release the funds you borrowed to you. If he does not like something about the way you handle your project, he can refuse to release the funds that you have borrowed. There seems to be no checks and balance in this process -- his word is basically what controls the fate of your project if you borrowed construction funds from
O Fallon Mortgage Brokers Provider Name Locked
. And you can be caught up in a ridiculous situation where you can't access/use the money you borrowed and yet you continue to pay 12%+ interests on the money. They claim that they're doing this because they have investors to protect. But what they do not seem to realize is that there won't be any investors if there are no borrowers. I don't know if this is how
O Fallon Mortgage Brokers Provider Name Locked
makes money but I am disappointed at the lack of their willingness to accommodate the borrowers, especially because everyone was nice and accommodating BEFORE I borrowed the funds, and I was recommended
O Fallon Mortgage Brokers Provider Name Locked
by the LA Real Estate Investors Club, which I trust and respect.
The
O Fallon Mortgage Brokers Provider Name Locked
inspector currently alleges that the way I am handling the project is disorganized and there is "madness" going on, merely because we could not get started on all of the units at the same time because there were tenants living in some of the units. Inevitably, we had to be making a different progress on those units on which we got started later because of the tenant situation. To
O Fallon Mortgage Brokers Provider Name Locked
, this somehow constitutes "madness" that entitles them to withhold my loan. Their language and demeanor in carrying out the conversation was offensive in and of itself, too, but I won't get into that here.
Because they withheld funds pending production of certain documentation (e.g., copies of permits), and because it was imperative that we get immediate access to the funds upon their receipt of the documentation, I constantly gave them a heads-up on the ETA on the documents and requested to let me know when the inspector could be at the property. I did not hear from them in days; the day I transmitted the documents, I called their office three, four times (each time I was forwarded to the draw dept. person's voicemail and I left messages), emailed, frantically trying to get a hold of them. I finally got a hold of the inspector, but he could not show that day. He said he would call me the next morning and let me know when he could come to the property. He did not call the next morning. I called around 11am. He could not come that day either. I explained to him that it was imperative that we get access to the funds by the end of that week because the workers needed to be paid and therefore it was imperative to have him come out as soon as possible. To be fair, he said he should be able to come the following day (he could not give me a time though), but his basic attitude was,"why is that my problem? If I can't come, I can't."
I purchased this property through an
O Fallon Mortgage Brokers Provider Name Locked
-LLC. Therefore, we must use funds from a third party lender(s) and cannot use our own money in the interim. Hence the urgency if we run out of the funds on hand. I sufficiently explained this to them at the beginning. The management at the top seems to get it and they accommodated me in this respect at the beginning. But this understanding and accommodation is by no means systematic -- long story short, I have come to realize that
O Fallon Mortgage Brokers Provider Name Locked
is not an
O Fallon Mortgage Brokers Provider Name Locked
-investor-friendly lender.
In any event, I will update my review if things improve or turn out to be different. So far, my dealings with
O Fallon Mortgage Brokers Provider Name Locked
have been disappointing and a bit frustrating.
- Claire S.
A

Rating
I reached out to
O Fallon Mortgage Brokers Provider Name Locked
based on the positive feedback found on Angie's List. My situation was very complicated and I had already been turned away by other banks and credit unions.
O Fallon Mortgage Brokers Provider Name Locked
reviewed my situation and was able to find a mortgage that I would qualify for and still meet my needs.
The staff at Mortgage Masters was extremely responsive and helpful. I found their secure website easy to use. My final HUD was nearly identical to the estimates originally provided, which was important to me since I value transparency in closing costs.
O Fallon Mortgage Brokers Provider Name Locked
referred me to a closing attorney, which I also had a very positive experience with.
- Cort R.
A

Rating
When purchasing my first home I started working with Bank of America directly to obtain my mortgage loan. I was finding it to be quite a nightmare working with them in general. I wasn't sure if that was just the way buying a home was, but after talking to a few people I was recommended
O Fallon Mortgage Brokers Provider Name Locked
. I was a little hesitant to start over but after speaking with
O Fallon Mortgage Brokers Provider Name Locked
once, I decided to give him a try. That was the best decision I had made in a while. Talk about smooth and easy - night and day compared to working with BOA.
O Fallon Mortgage Brokers Provider Name Locked
and Team are very responsive and are on top of things. I know people that have had more hassle renting places then I did with my first home purchase.
Anyway, I have just finished my second home purchase with
O Fallon Mortgage Brokers Provider Name Locked
and things went just as great as they did 4 years ago. Excellent experience once again. I only have Bank of America loan department to compare
O Fallon Mortgage Brokers Provider Name Locked
to, but I would never try anywhere else.
- Michael M.
A

Rating
O Fallon Mortgage Brokers Provider Name Locked
at
O Fallon Mortgage Brokers Provider Name Locked
was a big help in my mortgage application. I had a local mortgage sales rep before her and that guy was difficult to work with. I had the impression he was not honest about rate of the current
O Fallon Mortgage Brokers Provider Name Locked
. So I switched to
O Fallon Mortgage Brokers Provider Name Locked
and she was really listening to my concern and helped me get the best rate she could possibly get at the time. My objective is
O Fallon Mortgage Brokers Provider Name Locked
: you can have your commission, but please work with me to get the best rate in a locking period. She did that wonderfully.
- david C.
A

Rating
Everything went smoothly. Ms
O Fallon Mortgage Brokers Provider Name Locked
kept me in the loop and informed. She personally walked me through the processes this being my first time purchasing a home. Any questions I had she answered. I'm in the health care field which creates a lot of weird hours however she was always available. If I called late and she was asleep or couldn't answer I could always expect a phone call first thing in the morning. I never had to chase her down or hound her for any updated information. She clearly communicated what was needed actually stayed one night on the phone with me while I uploaded some of the documents needed to make sure everything was okay as I had problems with my computer when I tried to upload them the weekend before. I actually called her once and she was out to dinner with her husband. She answered the phone told me she would call me back with the information when she got home and she did! I have had friends who have had such difficulty in buying a home and I was so scared. This experience was so smooth I owe it all to
O Fallon Mortgage Brokers Provider Name Locked
. She actually put me in touch with a great Realtor as well which I think helped everything work some smoothly they were in constant communication with each other.
- Kharia H.
A

Rating
I found
O Fallon Mortgage Brokers Provider Name Locked
and his team to be very helpful, efficient, and most importantly honest. I am a CPA so I understand mortgages very well, the interest and costs come very easy to me. Finding an excellent mortgage broker doesn't come so easily. After finding
O Fallon Mortgage Brokers Provider Name Locked
and his co
O Fallon Mortgage Brokers Provider Name Locked
, I soon realized I had found that excellent mortgage broker i had been looking for.
This was our 3rd refi (1st was a previous house). All 3 went well, but i must say this was the best. I contacted the top three mortgage brokers on Angie's list and Quicken Loans who did my last refi.
O Fallon Mortgage Brokers Provider Name Locked
was able to come through with the best interest rate and his closing cost estimate was very close to the lowest estimate i received. As it turned out, the actual closing costs were less than the GFE, so
O Fallon Mortgage Brokers Provider Name Locked
gave us the best deal hands down. In fact, when he first quoted the interest rate he included a credit that would go against closing costs. 2 days later after i had decided to go with
O Fallon Mortgage Brokers Provider Name Locked
and finished the application,
O Fallon Mortgage Brokers Provider Name Locked
informed me that we would get an even larger credit than what he originally quoted me. Not too many brokers will give you something after you've already signed on the dotted line. The same was true with the appraisal credit. I had not asked for it, i believe my application began before that was even offered on this site, but to my pleasant surprise
O Fallon Mortgage Brokers Provider Name Locked
let me know right after closing that I would get back the $400 we paid for the appraisal. I think that speaks volumes to the character and business philosophy of
O Fallon Mortgage Brokers Provider Name Locked
. I couldn't be more satisfied with the service I received.


- Todd B.
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All Mortgage Brokers in O Fallon, MO

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

ACCEPTANCE CAPITAL MORTGAGE

2299 TECHNOLOGY DR
O Fallon, MO

ACCESS CAPITAL FUNDING

14366 S OUTER FORTY
Chesterfield, MO

AMERICAN FEDERAL MORTGAGE CORP

1 LAUREL DR
Flanders, NJ
Although new to angie's list, american federal has been a recognized leader in the mortgage...

American Virtual Associates

304 Whitelaw Avenue
East Alton, IL
American virtual associates, over the last five years, has expanded into one of the leading...

Appraisals by Brian Lucas

520 E Lake Dr
Edwardsville, IL
Real estate appraisals

APPROVED MORTGAGE INC

11900 W 87th St
Lenexa, KS
Local, woman owned mortgage broker, serving johnson county since 1999! licensed in kansas and...

Assured Mortgage Services

Lake St Louis, MO
Mortgage lending

BENCHMARK MORTGAGE

230 ROYALLSPRINGS PKWY
O Fallon, MO

Bernie Lee Gray, Sr. Real Estate

4669 Tennessee Ave
St. Louis, MO
It is the mission of bernie lee gray, sr. real estate (broker), to ethically provide...

Boost Credit 101

3773 E Cherry Creek North Dr
Denver, CO
Boost credit 101 will help you improve your credit score by up to 150 points in as little as 2...

BROWN-KORTKAMP REALTY

4709 DELMAR BLVD
Saint Louis, MO
Real estate brokerage and agents

CITI MORTGAGE

20 COMMERCE DR
O Fallon, MO

CITIMORTGAGE

1000 TECHNOLOGY DR
O Fallon, MO
3,000 employees. no subs. cost is determined by the job. accepts payments through escrow. no...

CityWorth Mortgage

11781 Lee Jackson Hwy
Fairfax, VA
Cityworth mortgage is a multi-state mortgage banker.

CMG FINANCIAL DBA CMG MORTGAGE

1810 CRAIG RD
Maryland Heights, MO
Established in 1993, cmg financial is a privately held nationwide lender widely known for...

COLDWELL BANKER

2101 BLUESTONE DR
Saint Charles, MO
We have over 85 agents ready to help you with buying, selling or renting a home.

COLDWELL BANKER GUNDAKER CHESTERFIELD WEST

111 CHESTERFIELD TOWNE CENTER
Chesterfield, MO
Dba: coldwell banker, coldwell banker elite, coldwell banker, gundaker realtors better homes &...

Community America Credit Union

9777 Ridge Dr
Lenexa, KS
**credit unions have a distinct advantage compared to banks with less than 20% down **we have...

Edward Jones

14278 Ladue Rd
Chesterfield, MO
If you think edward jones is like every other large investment firm, think again. we are a...

EQ Release

Hudson, FL
Witout charge, eq release offers advisory services to persons that are or know senior home...

Erik - Mortgage Resources Inc.

425 South Woods Mill Road
Chesterfield, MO
Mortgage resources incorporated is committed to providing clients with the highest quality...

F&B Financial Group

555 Maryville University Dr.
Saint Louis, MO
F&b acquisition group, llc is the parent company of realty mortgage group and f&b financial...

FAIRWAY INDEPENDENT MORTGAGE

1137 N MAIN ST
O Fallon, MO

FARM CREDIT SVC OF MISSOURI

1051 PERUQUE CROSSING CT
O Fallon, MO

Farmers Insurance

Fenton, MO
We do more than just provide coverage. we sit down with you to explain your coverages and...

FIRST CAPITAL MORTGAGE SVC

204 W PITMAN ST
O Fallon, MO

FIRST EQUITY FUNDING GROUP INC

214 S BEMISTON AVE
Saint Louis, MO
Serving st.louis since 1992

FIRST HORIZON HOME LOANS

1203 RED ORCHARD CT
O Fallon, MO

FIRST INTEGRITY MORTGAGE SERVICES

77 WESTPORT PLAZA
Saint Louis, MO
Home of the "power plus loan" only offered by first integrity mortgage services! 95%...

FRANKLIN BANK SSB

706 N MAIN ST
O Fallon, MO

GERSHMAN MORTGAGE

386 FESTUS CENTRE DR
Festus, MO
Conventional loans (with a minimum of 5% down up to the standard 20% down and any perentage...

GERSHMAN MORTGAGE

4142 KEATON CROSSING BLVD
O Fallon, MO

Gershman Mortgage

7 North Bemiston
Saint Louis, MO
Gershman mortgage is one of missouri's most respected mortgage companies in missouri with...

GLOBAL ENTERPRISES LLC

631 W FALLS CT
O Fallon, MO

Guardian National Bank

4400 W 109th St.
Overland Park, KS
Fha, conv, va, purchase or refinance, all comm. and residental properties, in all 50 states

HEARTLAND MORTGAGE

2341 HIGHWAY K
O Fallon, MO

Heartland Mortgage

2341 Hwy K
O Fallon, MO
The oldest bank in st louis

HOMELAND FINANCIAL GROUP

112 FORT ZUMWALT SQ
O Fallon, MO

Iberia Bank

2247 Bluestone Drive
St. Charles, MO
Conventional, fha, usda, fha 203k, va loan options available.

Kirk Anderson, Senior Mortg Conslt, BNC Nat. Bank

6685 W Beardsley Rd
Glendale, AZ
Conventional, fha/va, usda, jumbo loans, canadian citizen loans

Madden Mortgage

8619 Florence Ave
Saint Louis, MO
My name is jim schnarr. i am a st louis area mortgage specialist. i live in brentwood and...

Marina Whyrick

21041 W 114th Terr
Olathe, KS
Licensed life and property and casualty associates. we are risk managers, we make sure you are...

Mid Nation Mortgage

3322M S Campbell Ave
Springfield, MO
Mid nation mortgage corporation (mnm) is an agency approved underwriting lender for usda rural...

Midwest Bank Centre

222 S Central
Saint Louis, MO
Midwest bankcentre has been rated 5- star, superior by bauer financial for 93 consecutive...

MIDWEST MORTGAGE CAPITAL

12400 Olive Blvd Ste 100
Saint Louis, MO
Mmc company highlights • established as a privately owned mortgage bank in 2001 •...

MISSOURI EQUITY MORTGAGE

1193 Hampton Meadows Dr
O Fallon, MO

New Town Credit Solutions

3214-1 Rue Royal
Saint Charles, MO
New town focuses on both business and consumer credit issues, education and restoration. on...

NVR Inc

11700 Plaza American Dr
Reston, VA
Nvr, inc. operates in two business segments: homebuilding and mortgage banking. the...

Open Mortgage, LLC

3701 N St Peters Pkwy
St Peters, MO
Open mortgage is a mortgage banker offering excellent service for originating both forward and...

PRECISION LENDING, INC.

10 Hassam Ct
Ballwin, MO
To help clients obtain financing to purchase or refinance a home through multiple different...

PREMIER MORTGAGE

1024 ROCK CREEK ELEMENTARY SCH
O Fallon, MO

Premiere Residential Mortgage, Inc.

685 Trade Center Boulevard
Saint Louis, MO
We are a boutique full-service mortgage brokerage specializing in discreet residential lending...

Primerica Financial Services

11600 Adie Rd # 200
Maryland Heights, MO
Primerica educates people about financial concepts that they don't learn in school and they...

Pulaski Bank Home Lending

10121 Paget Drive
Saint Louis, MO
Pulaski bank home lending is located in creve coeur/olivette, we are a local mortgage bank...

QUEST MORTGAGE

706 N MAIN ST
O Fallon, MO

QUEST MORTGAGE CONSULTANTS

8921 Veterans Memorial Pkwy
O Fallon, MO

Realty Executives of St Louis

12016 Tesson Ferry Rd.
Saint Louis, MO
Locally owned & managed by the matoushek family.

Regions Mortgage

1201 Highway K
O'fallon, MO
I service individuals interested in obtaining a mortgage.

Reverse Mortgages By Diane

1401 Brentwood Boulevard
Saint Louis, MO
I work for one of the largest banks in the u.s. i have been originating reverse mortgages for...

RIVER CITY MORTGAGE

105 ROXBURY DR
O Fallon, MO

Sean Zalmanoff, St Louis Mortgage

3250 Hampton Ave
St Louis, MO
With more than a decade of experience, including four years as owner of a mortgage company, i...

Smarter Mortgages

9482 Wedgewood Blvd
Powell, OH
Additional emails - fearon@smartermortgages.com, info@smartermortgages.com,...

STIFEL BANK & TRUST

12655 Olive Blvd Ste 250
Saint Louis, MO
Office phone number: (314)317-6900 ext 6973.

STREAMLINE MORTGAGE CORP

10 CROOKED STICK CT
O Fallon, MO

Thermo Science LLC

5314 Mirasol Manor Way
Eureka, MO
Always have an inspection before you buy! home heat energy loss infrared survey, starting at...

TOM W. ROTH - BANK STAR MORTGAGE

111 Prospect Ave
Saint Louis, MO
Tom has been active in consumer finance/mortgage banking since 1980. a highly dedicated sr....

Tom Wiss Private Mortgage Banker

15 Blue Flag Court
O Fallon, MO
Tom wiss is a private mortgage banker specializing in va purchase loans and first time home...

TOWN & COUNTRY MORTGAGE

7301 Nelsons Mill Dr
O Fallon, MO

U.S. TITLE

2408 N. HWY. 67
Florissant, MO

US BANK HOME MORTGAGES

1820 LEBANON AVE
Belleville, IL
Us bank is largest mortgage lender in st louis region, local underwriting and processing, 14...

USA Mortgage

8921 Veterans Memorial Parkway
O Fallon, MO
Usa mortgage is consistently recognized as--not only the st. louis metropolitan area's largest...

USA Mortgage

4142 Keaton Crossing Blvd Ste 106
O Fallon, MO
Licensed mortgage loan officer, homes for heroes affiliate. visit my facebook page homes for...

VAguarantee.com

3636 S Geyer
Saint Louis, MO
Vaguarantee.com is a website specifically designed for veterans of the military services. our...

Wintrust Mortgage

3 Cityplace Dr Ste 880
Saint Louis, MO
It is our goal to help consumers around the st. louis metro area purchase a home with ease....

WRIGHT FINANCIAL INC

1980 OLD BUCK CREEK RD
Festus, MO
We are a mortgage and insurance broker

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