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Over 931 reviews for
O Fallon Insurance Companies from people just like you.

A
"We have been using for all of our insurance needs for the past several years. They are efficient, competitive, and locally owned and operated. Great experience!

-Ward S.

A
" is a remarkable insurance agent who goes way above and beyond to make sure that we have the right coverage. He has helped with several claims" and has walked us through the process and watched out for us on many occasions. I give and his agency the highest possible recommendation.

-Teresa P.

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Local Articles in O Fallon

burned down house

Insurance Agents

Insurance agents represent one or more insurance companies and sell a variety of products including life, homeowners, auto and long-term care insurance.

drywall application

Think you can bypass the permit process when it's time to remodel?

drones used for home inspection
Home Inspection, Insurance Agencies

Drones make checking hard-to-reach places, such as steep roofs, much easier for home inspectors and insurance agents.

asphalt shingle roof and plumbing vent

Follow this advice from the roofing pros to check for and fix damage to your roof after a storm.

A man works on a roof with a hammer

Is a roofing company pressuring you to sign a contract or letter of intent before you’re ready? Don’t do it.

Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Agent reviews in O Fallon

N

Rating
If there was a grade below F for professionalism I would of checked it instead. Very poor customer service, quite disappointed. Do not dare ask to make changes or corrections to an insurance binder as this was a HUGE inconvenience for the insurance agent. She got quite pissy about having to do her job. Wouldn't recommend this company at all!!!
- Diana S.
C

Rating
The lack of organization is unreal. I also blame myself for staying too long with this company. I have to make 2-3 phone calls or 2-3 emails to even get a response from this office. It's frustrating. I plan to spend some time looking for a new agent because my frustration has hit a new high.
- NANCY S K.
A

Rating
Dal was very friendly and knowledgeable and I didn't feel like I was pressured into making any choices. I would recommend going through him for anyone who has questions about life insurance.
- Lucas R.
F

Rating
In 2008, my mother passed away. The car and home insurance had been in her name, as it was less expensive that way. When she died, I informed of that, and that now only one car and the house would be on the insurance, under my name, as my sister had been given our mother's car. Subsequently, I received bills every six months ...More that seemed a bit high, but I had thought they this would be the combined cost of home and car insurance, as my driving record was excellent, and we had made no homeowner claims in quite some time. Also, during that time, I was kept busy not only with the title transfer of the house, but with several health issues that left me permanently disabled.
In April of 2012, I received and paid their bill. In May, I received a letter from them, stating that they could not find my homeowner insurance. The very next day, I received another letter, stating that I did not have a homeowner policy, and that I now owed more on my car insurance. The next two months I spent calling and emailing them, trying to see if I could get or renew the policy, with little or no response. Finally, I reached someone who would speak with me-I was told they did not do homeowner polices, and gave me no suggestions as to what I might do about getting a policy. A week later, I received a letter apologizing for all the difficulties, with the offer of donating $25 to one of their supported charities.
At that time, I looked into getting car insurance with a different company-when I found one I liked, with an office in my town, I got a policy with them, and called to cancel. I received several letters asking me to come back, but with no offers of homeowner insurance. I replied that I would never again go to them for any type of insurance.
With my new insurance company, I looked into getting homeowner insurance with them. Just before they were to come out for an inspection, Sandy hit, taking out most of my roof, and doing damage to the interior. It was livable, but just barely. Obviously, I could not get homeowner insurance at that time. FEMA helped pay for a new roof, and one of the Sandy Aid groups is helping with the interior.
I am permanently disabled, living on a very limited budget; and not having homeowner insurance to help out with the repair work was very distressing. When the new roof was finished, I was able to get homeowner insurance, and the combination of home & car is now less than I was paying for car insurance with .
I will never advise someone to use , and I will ever go to them for insurance again.
- Stephanie D.
N

Rating
We cancelled our insurance after 34 days. The refund proration was calculated at 796 dollars, but they only refunded 453 dollars. I have let them know of the problem and they have not corrected the refund. The refund took over 2 months to receive.

Very poor!

Refunds from Farmers and State Farm occur with days. This company ...More was very slow and communication came to a halt. When they were selling the policy they were very good, but refunds from cancelled policies were ignored or put on a slow track, hoping you would forget. If I had not been on them, we may never have gotten anything.

Bottom line, we were shorted a few hundred dollars and they have not responded to my concerns.
- John M.
F

Rating
Signed up with him based off of our mortgage companies recommendation. Switched our car insurance with them as well. We were insured several times that it was the exact same coverage. Price wasn't a concern for us as we just liked the policy we had and was switching to have all the insurance under one company. We found out that it wasn't the ...More same when we got in a wreck. We called the owner and he "called his guy" to check on if the gap coverage was on the insurance on the form he got from my previous insurance company. He called me back in 5 mins and said sorry it was never on there. I informed him that I was looking at the same form from the insurance company and its there. He said to call the insurance company he signed us up with and try to figure it out. There is no accountability here as they just want your money and unconcerned with the mistakes they cause people.


- Mo C.
A

Rating
It went awesome.
We had been working with another broker, but the policies they quoted us were too hard to decipher, so we reached out to for a second opinion. He was instantly helpful, responsive, provided excellent and thoughtful advice on the level of coverage we needed (and what we could clip). He proactively tailored ...More our policies to our needs, and was a dream to work with. Smart, efficient, and cheap, I will never buy insurance from any one else ever again.
- Daniel G.
A

Rating
Adjusters were amazing after I suffered a home fire. arrived at my home on the agreed upon time. He knew just what to do. He told me that I would get through this and with tears in my eyes I wanted to believe him. Everything he said came true. A rental home near my kids school was found. They helped ...More me every step of the way. I got a excellent settlement from my insurance provider. I would tell anyone to use . I can't thank them enough.
- Patricia T.

Insurance Companies in O Fallon, MO

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

AAA

844 BRYAN RD
O Fallon

AAA

2277 Highway K
O'fallon

Abigail Tuttle

7733 Forsyth Blvd Suite 1000
Saint Louis

Able Insurance

1665 N Highway 67
Florissant

Accelerated Benefits

5880 Venture Drive

AccuRate Insurance Agency

9424 St Charles Rock Rd
St. Louis

Ace Insurance Agency

3859 W Outer Rd
Arnold

ACME INSURANCE EXCHANGE

4435 N US HIGHWAY 67
Florissant

AFFORDABLE HEALTH INSURANCE

267 CLARKSON EXECUTIVE PARK
Ballwin

ALEXANDER INSURANCE

821 MADISON ST
Saint Charles

Alexandra Mazzant, Country Financial

17000 Baxter rd
Chesterfield

AllAmerican Insurance

1359 Oak Borough Dr
Ballwin

Allen Insurance Group

20 Edwardsville Professional Park Suite B

ALLIED INSURANCE

9005 HARVEST RUN DR
O Fallon

ALLSTATE INSURANCE CO

609 WESTRIDGE DR
O Fallon

ALLSTATE INSURANCE CO

108 FORT ZUMWALT SQ
O Fallon

ALLSTATE INSURANCE CO

300 FORT ZUMWALT SQ
O Fallon

ALLSTATE INSURANCE CO

1605 BRYAN RD
O Fallon

ALLSTATE INSURANCE CO

2964 HIGHWAY K
O Fallon

ALLSTATE INSURANCE CO

2764 Highway K
O Fallon

ALLSTATE INSURANCE CO

976 University Dr # A

ALTERNATIVE INSURANCE MKTG

300 FORT ZUMWALT SQ
O Fallon

ALTERNATIVE INSURANCE of ST LOUIS CITY

5408A Hampton Ave
Saint Louis

Alternatives Insurance of Des Peres

1610 Des Peres Rd, Ste 150
Des Peres

Alternatives Insurance of St Louis City

2525 Hampton Ave.
Saint Louis

Always Open Bail Bonds

31 Juno Dr
Wentzville

AMERICAN FAMILY INSURANCE

609 WESTRIDGE DR
O Fallon

AMERICAN FAMILY INSURANCE

109 TRIAD CTR W
O Fallon

AMERICAN FAMILY INSURANCE

PO Box 676
O Fallon

AMERICAN FAMILY INSURANCE

1656 BRYAN RD
O Fallon

AMERICAN FAMILY INSURANCE

2390 HIGHWAY K
O Fallon

American Family Insurance - Cameron Hill

2055 Craigshire Rd
Saint Louis

American Family Insurance - Daniel S Fowler

5647 TELEGRAPH RD
Saint Louis

AMERICAN INCOME LIFE INSURANCE

13545 Barrett Pkwy Dr
Ballwin

AMERICAN NATIONAL INSURANCE CO

1073 E TERRA LN
O Fallon

Ameriprise Financial Inc

825 Maryville Centre Dr
Chesterfield

ARNDT & ASSOC INSURANCE

9986 Manchester Rd
Saint Louis

ASSOCIATED INSURANCE GROUP

150 WELDON PKWY
Maryland Heights

Atchison Insurance Agency

5344 Highway N
Saint Charles

Aubuchon Insurance Agency Inc

321 Seahawk Dr
Lake Saint Louis

AW Insurance

435 S Buchanan St. Suite A

BEN FISCHER INSURANCE group

1049a east Terra ln
O Fallon

Blankenship Insurance

509 E Main
Park Hills

BROOKE FRANCHISE CORP

2432 HIGHWAY K
O Fallon

BROOKE INSURANCE & FINANCIAL

703 N MAIN ST
O Fallon

Buchholz Insurance Agency

6 Hazeltine Ct.
Saint Charles

CARL ROTHERMICH INSURANCE

2713 HIGHWAY K
O Fallon

Charles W Rea Ins Agcy Inc

117 N Kirkwood Rd
Saint Louis

Choice Home Warranty

1090 King Georges Post Rd

Cloverleaf Insurance Agency

763 West Terra Lane
O'fallon

Country Financial

239 Chesterfield Ind Blvd
Chesterfield

COUNTRY INSURANCE & FINANCIAL

2530 HIGHWAY K
O Fallon

COUNTRY Insurance and Financial Services

4200 N CLOVERLEAF DR
Saint Peters

Crane Insurance Agency

310 Easton St Suite 230

CREATIVE INSURANCE NETWORK

1352 CROOKED STICK DR
O Fallon

CROSS LINK SYSTEMS INC

107 Courtfield Dr
O Fallon

CW Insurance Agency, LLC

PO Box 2342
Florissant

DAVE HOLLIDAY

300 FORT ZUMWALT SQ
O Fallon

Dave Wenzel, St Louis Commercial Insurance

1064 S Woods Mill Rd
Chesterfield

DAVID D BROWN INSURANCE INC

17014 New College Ave.
Wildwood

DENNY & ASSOC INC

1041A PERUQUE CROSSING CT
O Fallon

DEWITT INSURANCE

763 West Terra Lane
O Fallon

DEWITT INSURANCE OF MID RIVERS

2386 HIGHWAY K
O Fallon

DIRECT GENERAL INS AGENCY

2685 HIGHWAY K
O Fallon

Eagle Insurance Service

425 N New Ballas Rd
Saint Louis

Edward Jones

14278 Ladue Rd
Chesterfield

EDWIN-CLAUDE INC

11426 S 40 DR
Saint Louis

ESTAL INSURANCE & FINANCIAL

109 BOATSIDE CT
O Fallon

Farmers Insurance

9006 Vasel Dr
Saint Louis

Farmers Insurance

300 Biltmore Dr, Suite 336
Fenton

Farmers Insurance - Richard Anton

1391 Covington Manor Ln
Saint Louis

Farmers Insurance Devin T. Warren Agency

11819 Manchester Rd
Saint Louis

FARMERS INSURANCE GROUP

211 E ELM ST
O Fallon

FARMERS INSURANCE GROUP

2534 TECHNOLOGY DR
O Fallon

Farmers Insurance Group

144 Timberidge Drive
Saint Peters

Farmers Insurance Terry Schmidt

2534 Technology Dr #A
O Fallon

FEDERATED INSURANCE

300 FORT ZUMWALT SQ
O Fallon

FIREMAN'S FUND

1 Progress Point Ct
O Fallon

First State Insurance Agency, Inc.

204 East Liberty
Farmington

Flanigan Insurance Agency

13422 Clayton Rd
Saint Louis

FOCUS FINANCIAL

97 Hilltop Village Center Dr Ste C
Eureka

Focus Insurance/St. Charles

557 Madison St
St. Charles

GARBACZ GROUP

655 CRAIG RD
Saint Louis

GARY K BAKER INSURANCE

8766 VETERANS MEMORIAL PKWY
O Fallon

GATEWAY INSURANCE INC

803 RUNNY MEADE EST
O Fallon

Glenn Eckert Agency

9700 Reavis Rd
St. Louis

Greenpoint Insurance Advisors

16024 Manchester Rd Ste 200
Ballwin

GTW Insurance

4541 Old State Hwy 21

Guard Dog Insurance

7733 Forsyth Blvd #11
Saint Louis

HANLEY ENTERPRISES

2266 BATES RD
O Fallon

Health Benefit Consultants LLC

20275 Honeysuckle Dr.

Health Markets-Jeffrey Wolf

13308 Wintergreen Estates Drive
Fenton

Healthcare Solutions Team

5055 Highway N Ste 118
Saint Charles

Healthcare Solutions Team / Bill Morrissey

5055 State Hwy N
Cottleville

Heartland Insurance

2451 Executive Drive, Ste 200
Saint Charles

Horace Mann -Carl Reed Agency

801 Rue Saint Francois
Florissant

Hovis & Associates

998 E Gannon Dr
Festus

Hovis & Associates

12660 Lamplighter Square Shopping Center
Saint Louis

Hovis & Associates

120 N Main St
De Soto

Independent Agent-Dwight Rigel

1714 Deer Tracks Trl
Saint Louis

Insuractive, Inc.

8420 W. Dodge Rd.

Insurance Brokers Group

1555 Kisker Rd
St Charles

INSURANCE CONCEPTS OF ST LOUIS

8460 WATSON RD
Saint Louis

Insurance Consultants Group

427 W Terra Ln
O Fallon

J. Black Agency

2188 N Waterford Dr
Florissant

Jacobson Financial Group Investments & Insurance

3401 Technology Dr Ste 140
Lake Saint Louis

James Bachelder Insurance Agency

1425 Triad Center Dr
Saint Peters

Jason Bloom State Farm Insurance

14145 Clayton Rd.
Chesterfield

JAY MEIER INSURANCE INC

2115 S BRENTWOOD BLVD
Saint Louis

JEFF HUG INSURANCE

1068 BRYAN RD
O Fallon

Jeff Wright Agency

12250 Weber Hill Rd. #300
Saint Louis

Jim Lyons Insurance Agency

420 W US Highway 40

John Crady American Family Insurance

1339 Caulks Hill Rd
St Charles

K & A Medical Case Management

14368 Manchester Road, Suite 200
Ballwin

Kathy Kilo Peterson State Farm Insurance

2299 Technology Drive
O Fallon

Kaufman's Insurance Agency of Farmers

1425 Triad Center Dr
Saint Peters

KILO INSURANCE

2299 TECHNOLOGY DR
O Fallon

KING CLAIM SVC INC

PO BOX 9625
O Fallon

Kwesi O J Akpore Insurance Agency

111 Church St
Saint Louis

Lanham Agency LLC - Nationwide Insurance

15005 Manchester Rd.
Ballwin

Leach Insurance Agency

2366 Hwy 94 S Outer Rd
Saint Charles

Leeann Engel

206 W Terra Ln
O Fallon

LegalShield Lance

Maryland Heights

LEWIS B FRUEND INSURANCE

1085 E TERRA LN
O Fallon

Locksmith Experts

10224 Bach Boulevard
Saint Louis

Long Term Care Advisors

13866 S Gallery Street

Maav Consulting

1 Mouser Dr

Mack Risk Management

517 West Highway 50

Mark Anthony Insurance & Risk Management

4700 Jamieson Ave.
Saint Louis

MARY MCELROY INSURANCE

1137 N MAIN ST
O Fallon

MASS MUTUAL FINANCIAL GROUP

1049 E TERRA LN
O Fallon

Mathenia Insurance Group LLC

1405 Jungermann Rd
St Peters

Matt Hashley - Farmers Insurance

10097 Manchester Rd
Saint Louis

McCully Insurance Agency, Inc.

219 US Hwy 60 West
Republic

MICHAEL FARINELLA INSURANCE AGENCY

2416 N CENTER ST (HWY 159)

Mid Rivers Insurance

5909 Suemandy Drive
St. Peters

MID-WEST INSURANCE

8917 VETERANS MEMORIAL PKWY
O Fallon

Midwest Insurance

1555 Kisker Rd
St Charles

Midwest Insurance

9616 Lackland
St Louis

MIKE PECORONI

211 E ELM ST
O Fallon

Mike Schmidt Insurance Agency

2705 Dougherty Ferry Rd.
St Louis

Milburn Agency

100 Rue St Francois
Florissant

MISSOURI INSURANCE EXCHANGE

7532 W FLORISSANT AVE
Saint Louis

MIXON INSURANCE

210 COLLINSVILLE AVE

MReed Financial

2807 Vista Mariana

MURPHY & ASSOC

14207 REELFOOT LAKE DR
Chesterfield

NBC, Inc.

470 Forest Ave

NEC INSURANCE INC

PO Box 845
O Fallon

O'Shea-Ward Insurance Group

12015 Manchester Rd.
Saint Louis

Obermeyer Insurance Group

15009 Manchester Rd
Ballwin

Parker Insurance Group Inc.

762 Lemay Ferry Rd
Saint Louis

Patel & Associates LLC.

2530 Berryessa Rd

Pemberton Financial

100 Chesterfield Business Parkway
Chesterfield

Practical Insurance Solutions LLC

695 Central Ave Ste 150

PREMIER INSURANCE AGENCY

11400 Concord Village Ave Ste D
Saint Louis

Premiere Financial Solutions LLC

31 Downing St
O'fallon

primerica

207 N MAIN ST STE214

Primerica Financial Services

11600 Adie Rd # 200
Maryland Heights

PropertyUpkeep

3410 Brunswick Dr
Florissant

Provident Insurance Agency, LLC

2875 Patterson Rd
Florissant

PRUDENTIAL INSURANCE CO

1073 E TERRA LN
O Fallon

Renaud & Company LLC

793 W. Terra Lane
Ofallon

RICHARD K GAINES INC

2324 N Florissant Ave
Saint Louis

RON SCHMIDT INSURANCE INC

1100 Tom Ginnever Ave
O Fallon

Rugloski and Associates

537 E. Gail Lane

Saint Louis health insurance Plans

6022 S Lindbergh Boulevard
Saint Louis

SANDY KESSLER INSURANCE

1293 Bryan Rd
O Fallon

SANDY KESSLER INSURANCE

1157 BRYAN RD
O Fallon

Select Insurance Group

4638 S Saint Peters Pkwy
Saint Charles

Select Insurance Group

2046 Queens Brooke Blvd, Ste 100 B
Saint Peters

Senior Health Direct

719 E. Grand River Ave.

SHELTER INSURANCE

516 GRAVOIS RD
Fenton

SHELTER INSURANCE

8766 VETERANS MEMORIAL PKWY
O Fallon

SHELTER INSURANCE

1049 E TERRA LN
O Fallon

SIEBERT AGENCY LTD

520 GRAVOIS
Fenton

ST CHARLES INSURANCE

4600 Executive Centre Pkwy
Saint Peters

St Louis Insurance Group, LLC

321 Westport Plaza, Ste 203
St Louis

St. Charles Financial Services LLC

571 Jefferson St.
St. Charles

STATE FARM INSURANCE

1778 N NEW FLORISSANT RD
Florissant

STATE FARM INSURANCE

8084 WATSON RD
Saint Louis

STATE FARM INSURANCE

8621 MEXICO RD
O Fallon

STATE FARM INSURANCE

8634 VETERANS MEMORIAL PKWY
O Fallon

STATE FARM INSURANCE

2713 HIGHWAY K
O Fallon

STATE FARM INSURANCE

2299 TECHNOLOGY DR
O Fallon

STATE FARM INSURANCE

2957 HIGHWAY K
O Fallon

State Farm Insurance

1293 Bran Rd
O'fallon

Steck-Cooper & Co.

2810 Frank Scott Pkwy W # 804

STL Insurance Stop

10345 Page Ave.
Overland

Storm Shield

7 The Pines Ct
St Louis

Taxman Insurance Group

2085 Bluestone Dr
St Charles

The Crane Agency - Alton

310 Easton St # 230

The Hopper Agency

Saint Charles

The Monigan Group

4020 Green Mount Crossing

The Stobbe Agency

10707 Allegheny Pass

Theresa Clark, Agt representing American National

3636 SOUTH GEYER ROAD, SUITE 100
Sunset Hills

Thermo Science LLC

5314 Mirasol Manor Way
Eureka

Thomas Insurance Advisors

300 Chesterfield Ctr
Chesterfield

Travis Hesser - State Farm Agent

13603 Barrett Office Dr Suite 102
Ballwin

TRENT MASSEY AGENCY

133 SNAKE RIVER DR
O Fallon

Truckenmiller Insurance

3306 Lemay Ferry Rd
Saint Louis

United Adjusters

26321 S Westlake Dr
Harrisonville

United Health Care

PO Box 30555

VANTAGE CREDIT UNION INVESTMENT SERVICES GROUP

11520 SAINT CHARLES ROCK RD
Bridgeton

VICKI MYERS AGENCY

521 JEFFCO BLVD
Arnold

WAYNE HILZINGER AGENCY INC

5520 TELEGRAPH RD
Saint Louis

Weiss Insurance Swansea

2301 N Illinois St

WESSELL INSURANCE

1676 BRYAN RD
O Fallon

Wolk's Insurance Agency - Farmers Insurance

817 Mary Meadows Lane
Saint Louis

WOTTOWA INSURANCE INC

3220 N ILLINOIS ST

WRIGHT FINANCIAL INC

1980 OLD BUCK CREEK RD
Festus

YourHealthCarriers

755 South New Ballas Rd
Saint Louis

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