Although the vast majority of vehicles on the road today are manufactured with a steel body and chassis, aluminum has slowly but surely found a home in the automotive industry.
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You could have paid a little more per month and gotten a lower deductible policy. The deductible is the amount you agreed to. To "get out of it" it is breaking the law. You probably thought, like we all do, that nothing will happen to me, so I'll get the cheapest per month. I think that's what most people do, so you're not alone there.
See if you can make a deal with the repair company; they may let you pay a little per month. The repair shop may be your best best bet in getting some sort of "deal". Nothing illegal, of course.....
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