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Insurance Agents to Avoid

143

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Over 655 reviews for
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F
"* Gave conflicting information on how to pay premiums * Web site does not work, so I cannot log in to see my account * Hold times are outrageous * After multiple" phone calls, problem was not resolved *I visited their office in person and was assured they knew what the glitch was and would fix it and call me back the next day *After the office visit I was able to log in to my account once, and it showed no payments. I can no longer log in to my account. *No one ever called me back, after nearly 2 weeks. I left additional messages during this time and complained on Facebook, where I was assured I would get a call back that same day. *In March, a healthcare provider called to verify my policy and was told it had been canceled Feb. 1 (this is how I found out). *When I called OHC after that to see what was going on, they told me I was "ineligible" - though earlier that day they had accepted credit card payment for another month. *In early March, one of my healthcare providers said she had sent in an application to accept OHC weeks ago and had not heard back. Since I checked to make sure my providers would be accepted by this policy before I chose it, this makes me think their provider list is more wishful thinking than truth. Dealing with them has been an absolute nightmare. Though I have paid 2 months of premiums I have no health insurance to my knowledge and even visiting the office in person did not get results. I was pretty excited about getting health insurance from a nonprofit, but I think if people weren't locked in for a year with them, they would have already gone under. The incompetence is staggering.

-JILL N.

F
"I was silly enough to do all the cleaning, painting, etc., without even considering if insurance might cover at least some of it! "My bad." But, within" a month, when I recovered from the emotional trauma (it was a friend of mine's kid and his girlfriend in their mid-twenties who had rented, and then "trashed" the condo), I went "wait a minute".... I have insurance on the place?"! So about two months after the damage occurred, I went to my insurance agent's office---only a mile from my home. He was not there as was per usual. HIs assistant was, as was per usual. I forget her name. But she had been strange in the past...One time, when I'd asked to have a copy of all my policies and their prices--- so that I could review what I was paying yearly-- she was all but hostile. She asked me "why" I "wanted" it. I said, I was just doing my own bookwork. She had a sour look on her face as she just turned to her computer and started typing. She did not speak a word to me during rest of that visit--- (could it be she thought I was scouting around for other competitive insurance prices...?). She printed the papers out-- gathered them tersely from the printer (again without looking at or speaking to me). When she handed the print-outs to me in a
, I had to ask her if I could borrow her stapler. (!) She stapled them and dropped them in front of me. I then thanked her and went into the "lobby" where I stood quickly glancing through them. She came immediately to the threshold of her office looking into the lobby (door open) and said with barely
hostility: "Is there something else I can do for you?" I left promptly. So when I dropped in last summer to check on my coverage regarding the "trashed" condo and saw right away that she was the only one in the office, I thought about turning around and leaving! But, my rational self said: "Wait a minute; this is your insurance company that takes money out of your account to the tune of thousands a year...has taken thousands out of your pocket for twenty-some years...and you've never had a claim. They have never paid a dime in all those years for any claims whatsoever. Here I was about to duck away because the assistant---not the broker himself but some woman he pays salary or by the hour...has been intimidating to me? Uh uh, I decide. I go in. I sit down. She's not friendly as usual. She's facing her computer as I explain the condo situation to her. This is what she says (I kid you not) after I've finished describing the problem to her. "Do you think you need a lawyer?" To me, this is like the dentist you've been paying monthly for years suggesting you might want to call an acupuncturist when you mention tooth pain. So, on to
: I caught up with him eventually in his office to tell him how disappointed I was in his assistant, State Farm...and him! He said something to the effect of 'sometimes personalities clash.' Whoa. So her personality and mine were at odds? I have no idea what he might have been thinking... I was the customer who paid the money. He was the "Agent." His assistant was not helpful or nice in the event of my needing to finally maybe use their services as a company. ...... So I tell him I'm forced to... not just wanna sorta maybe... but
.... get another Insurance Agent and company. (I need a root canal from my dentist (?) I don't expect the dentist's assistant to suggest I call a
Shui practicioner)...! He says he's sorry ... wants to retain my business...etc. He agrees to get an investigator out to take pics of the condo. I also have pic's I can send him which he agrees I should send to him. The person who will be taking pics, investigating, will call me asap. Nobody calls in the first week after that. They do not call in the second, and third, and fourth and fifth week... Bad enough. But I cancel the insurance in mid-October. I get bills in November, December and January. I pay my insurance to State Farm to December 2014...just to be safe...even while I'm covered (car, house, property, etc.) by new insurance company since October. When new insurance co. sends statement to State Farm that my insurance kicked in in October, as per my request---to give further and final proof to
that I am owed a refund for the months after October 11th 2014, I get no response.
,
, nothing from
's office. I don't expect to hear from him --- well--- except maybe if he wants more money from me for nothing!

-Barbara O.

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Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Agent reviews in Flint

F

Rating
My wife and I were sent to this agency for a "courtesy stamp" about a week ago. They were far from courteous. I walked into the agency and told the woman behind the desk that my insurance agency had made arrangements with a woman named
Flint Insurance Agents Provider Name Locked
for us to get a courtesy stamp. She told us to have a seat and she'd get her. As we're sitting their we hear what sounds like an extremely frustrated young woman telling this woman that
Flint Insurance Agents Provider Name Locked
is at lunch and she guesses she'll have to take care of it. This young blonde woman comes out, doesn't even
Flint Insurance Agents Provider Name Locked
my husband or I and pretty rips the papers out of my hand. She then stormed away and we heard her yelling from her office that she couldn't find the paper work, which was in perfect order a minute before when she ripped it out of my hand. She finally managed to find it and stamp it. Then stormed back out of her office again not making eye contact or acknowledging my husband or I in any way and throws the papers down on the front desk. The woman behind the desk asks her, not us, quite rudely do they know they have to pay? The young blonde woman then looked at us like we were couple of pieces of s*** under her shoe, rolled her eyes and stormed away. The woman behind the desk then rudely said to us ya know you have to pay for this. I said yes I know it's $ 25.00 right? She took my money with out another word to either of us.
Customer Service Is Apparently Not Really Their Thing!!!
- Brian L.
A

Rating
I recently got married and decided to start fresh with all out insurance needs and contacted the
Flint Insurance Agents Provider Name Locked
because of the positive reviews here. I was not disappointed! He saved us 100s over what we were paying and even though the homeowners was about the same amount of money, the coverage was much, much better and with a lower deductible as well. All communications were very friendly and inquires promptly responded to. Overall a great experience involving something most people dread dealing with.
- BRIAN M.
F

Rating
They are a rotten, unaccountable company that does not serve its customers at all! Their vendors (all of whom seem to hate working with
Flint Insurance Agents Provider Name Locked
Shield; I witnessed two separate plumbers begin refusing to work with them in the brief time I tried to use their service) no-show appointments, and when they do show up, AHS can ask for a second opinion, I our case from a plumber who is no longer contracting with AHS! I found them incredibly difficult to get any straight answers from. I simply could not get our maintenance issues fixed. We got no value at all from our deluxe protection,plan and are now fighting with them to cancel after just two months of useless coverage. Horrible, predatory company. Stay away! Fellow members, protect yourself and avoid at all costs!!
- Joshua J.
N

Rating
Flint Insurance Agents Provider Name Locked
is always very helpful. They go out of their way to help me find the most cost effective plans and provide understandable explanations.
- Jennifer O.
A

Rating
When I first moved to Texas, I needed to switch over my auto insurance, and started working with
Flint Insurance Agents Provider Name Locked
--he, along with his assistant,
Flint Insurance Agents Provider Name Locked
, was extremely responsive, and the team constantly searched to find me the best insurance at the most reasonable prices. There aren't many insurance agents who will continue looking for cheaper options even after you've agreed to purchase a policy through them, but
Flint Insurance Agents Provider Name Locked
is that kind of guy. Long story short, since my initial work back in 2008, I have moved from Dallas to Houston, gotten married, purchased a home, and had a child, and every step of the way, I have worked with
Flint Insurance Agents Provider Name Locked
and
Flint Insurance Agents Provider Name Locked
. They will always be my first call for insurance, and I know I can trust that they're getting me a fair rate. Customer service is outstanding: I've never had to wait more than an hour to hear back from
Flint Insurance Agents Provider Name Locked
or
Flint Insurance Agents Provider Name Locked
regarding a question, and all my requests have always been handled the same day they are made. Their orices vary, but have always been reasonable.
- Ty D.
F

Rating
In more than 15 years with
Flint Insurance Agents Provider Name Locked
, I had three claims. One was a major burglary, and the other two were auto accidents. In the burglary my home sustained major damage, and the insurance response to that was excellent. Their contractor came in and quickly addressed the damage to my satisfaction. In the burglary, thousands of dollars of items were stolen and never recovered. I had to fight tooth and nail with State Farms Claims agents for every dollar on every item that was stolen. Every time I would submit information substantiating the value of what was stolen, they would propose replacing it with something of half the value. Given how traumatic the burglary itself was, the way they handled this claim was a nightmare for me. I felt just as traumatized by their byzantine process, and their rotating team of impersonal claims officers as I was by being robbed.
A few years later, a few days after my father died, I backed into a post, which put my first at fault accident on my record. Almost three years later, a bizarre accident occurred in eastern
Flint Insurance Agents Provider Name Locked
, in which I was hit from behind by a pickup, and
Flint Insurance Agents Provider Name Locked
agreed with the other driver's insurer that I was at fault. There was an obscure
Flint Insurance Agents Provider Name Locked
court decision they said, which they could not argue against. Okay. Then, on the very last day in which I had two accidents on my record, they cancelled my insurance, thus forcing me to obtain new insurance with two accidents still on my record within three years. This drove my annual premium up by 200%. They could not have penalized me more for my 15 years of loyalty to their company. Needless to say, I'd never go back.
My agent,
Flint Insurance Agents Provider Name Locked
, never lifted a finger on my behalf, nor even expressed sympathy during these incidents.
- Neil B.
A

Rating
It went great.
Flint Insurance Agents Provider Name Locked
roadside came to my house to jump start my car when the weather was way below zero. They even brought a new battery in case I needed a new one. They also did a diagnostic test on my battery to see if i needed a new one. I did not need a new battery at this time. When I called for the service I was asked if I was safe. That made me feel very comfortable and safe by asking this question. Later that day I was at a friends home and he got his truck stuck in the ditch off of his driveway. They came out and towed his truck out in a timely manner. For my one year membership of only $52 I feel like I have a great security blanket for if I was brokedown, had a flat tire, lock my keys in the car or run out of gas. Thank you
Flint Insurance Agents Provider Name Locked
for such a great service at a great price.

- Schasta W.
A

Rating
I was looking for home insurance before closing on my new home.
Flint Insurance Agents Provider Name Locked
Hristova went above and beyond to ensure I received the possible quote and ensured to follow up daily until my closing. She was courteous, professional and provided detailed information of the coverage.
I've contacted another three insurance brokers but I'm still waiting for the answers. I guess that's their loss because I'm insuring all my properties through
Flint Insurance Agents Provider Name Locked
.
- Mariano C.

Insurance Agents in Flint, MI

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

3 Pointe Financial

8001 Irvine Center Dr

A J ROSSER AGENCY INC

1294 W BRISTOL RD
Flint

A-1 AFFORDABLE LIFE INSURANCE

2409 MACKIN RD
Flint

AAA INSURANCE

1388 W BRISTOL RD
Flint

AAA INSURANCE

5009 W BRISTOL RD
Flint

AAM INSURANCE

3092 W PIERSON RD
Flint

ACE ADJUSTING INC

3313 S Saginaw St
Flint

ACTION INSURANCE

2113 W COURT ST
Flint

ADKINS WILKINSON INSURANCE

5065 MILLER RD
Flint

ADVASURE

1801 S DORT HWY
Flint

AFLAC

6061 N Belsay Rd
Flint

AL BOURDEAU INSURANCE

3835 DAVISON RD
Flint

All Risk Insurance

G2503 Flushing Rd
Flint

Allegiant Group Inc

189 W Clarkston Rd
Lake Orion

ALLIED & ASSOC INC

436 S SAGINAW ST
Flint

ALLSTATE INSURANCE CO

4526 BEECHER RD
Flint

ALLSTATE INSURANCE CO

1360 S LINDEN RD
Flint

Allsup Inc

300 Allsup Pl

ALTIMATE INSURANCE

2442 E MAPLE AVE
Flint

AMERICAN BUSINESS CONSULTING

42524 Hayes Rd
Clinton Township

AMERICAN HERITAGE INSURANCE

G3316 CORUNNA RD
Flint

Another Look Home Inspection

1225 RISECLIFF DRIVE

ANTHONY REID AGENCY

7388 FENTON RD
Flint

Applegate Agency

5409 Gateway Ctr Dr,
Flint

Barnett Financial & Tax

8323 Office Park Dr
Grand Blanc

BGM Agency

1063 W Hill Rd
Flint

Blackmore Rowe Insurance

G-6235 Corunna Road
Flint

BLUE CARE NETWORK OF MICHIGAN

4520 LINDEN CREEK PKWY
Flint

BLUE CROSS & BLUE SHIELD

4520 LINDEN CREEK PKWY
Flint

Brass Ring Wealth Management

7300 Dixie Hwy
Clarkston

BROWN & BROWN INSURANCE

2353 S LINDEN RD
Flint

Careington Care 500 Plan

7400 Gaylord Pkwy

CASNER INSURANCE INC

PO Box 321070
Flint

CASUALTY & PROPERTY UNDRWRTRS

3201 FLUSHING RD
Flint

CITIZENS INSURANCE CO

808 N HIGHLANDER WAY
Howell

Clear Strategy

3471 E Grand River Ave
Howell

DIS INSURANCE SVC

400 S DORT HWY
Flint

DUCLOS INSURANCE

7531 GRATIOT RD
Saginaw

Dunlap Wealth Management Group

14074 Trade Center Dr

EATON INSURANCE SVC

11436 N LINDEN RD
Clio

EDWARD J DYMOWSKI INSURANCE

3101 N LINDEN RD
Flint

EDWARD JONES INVESTMENTS

3017 E HILL RD
Grand Blanc

EMIL RUMMEL AGENCY INC

1018 E CARO RD
Caro

Eve Insurance

4508 Eecher Rd
Flint

FARM BUREAU INSURANCE

6070 FENTON RD
Flint

FARM BUREAU INSURANCE

3487 S LINDEN RD
Flint

FARM BUREAU INSURANCE

3023 S DYE RD
Flint

Farmers Insurance

5409 Gateway Centre Drive
Flint

Farmers Insurance

3755 E Wilder Rd
Bay City

FARMERS INSURANCE GROUP

1342 W BRISTOL RD
Flint

Farmers Insurance Group

4604 N Saginaw Rd Ste O
Midland

Farmers® - Seipel & Associates

612 W Lake Lansing Rd
East Lansing

Foguth Financial Group

213 East Grand River

FOWLER INSURANCE

2503 S LINDEN RD
Flint

FRANKLIN BENEFITS SOL

3106 S LINDEN RD
Flint

GARD INSURANCE INC

4101 W PIERSON RD
Flint

HASTINGS MUTUAL INSURANCE CO

5071 WATSON DR
Flint

Health Benefit Consultants LLC

20275 Honeysuckle Dr.

HEALTHPLUS OF MICHIGAN

2050 S LINDEN RD
Flint

HERBERT SMITH

2425 S LINDEN RD
Flint

HORACE MANN INSURANCE

5524 S SAGINAW RD
Flint

HORACE MANN INSURANCE

3717 VAN SLYKE RD
Flint

Irving Insurance Agency

3033 N Linden Rd
Flint

J RON HARTMAN

400 S DORT HWY
Flint

JAMES M SNOW INSURANCE

G3535 BEECHER RD
Flint

JOHN HOWRANI INSURANCE

PO Box 320648
Flint

KAPTURE INSURANCE

5409 FENTON RD
Flint

KHIRFAN INSURANCE & FINANCIAL

1471 S ELMS RD
Flint

L A INSURANCE

1161 N BALLENGER HWY
Flint

L A INSURANCE

3676 E COURT ST
Flint

L A INSURANCE

5512 FENTON RD
Flint

L A INSURANCE

4205 MILLER RD
Flint

L A INSURANCE INC

915 S DORT HWY B
Flint

L A INSURANCE INC

2927 N SAGINAW ST
Flint

LA INSURANCE

3621 CORUNNA RD
Flint

MARIMAX PHYSICIAN BILLING SVC

2083 W MAPLE AVE
Flint

MARK SILVERTHORN

2425 S LINDEN RD
Flint

Maury Davis, CIC

5580 State St
Saginaw

MC INTYRE INSURANCE SVC

1050 W HILL RD
Flint

MICHIGAN DENTAL PLAN INC

2503 S LINDEN RD
Flint

MID-MICHIGAN LIFE & HEALTH SVC

5409 FENTON RD
Flint

Moore Insurance Agency INC

1549 N Leroy St
Fenton

NAGENGAST & ASSOC

5286 MILLER RD
Flint

NATIONAL GROUP MARKETING

3060 S Dye Rd Ste A
Flint

NBC, Inc.

470 Forest Ave
Plymouth

NEW YORK LIFE INSURANCE CO

503 S SAGINAW ST
Flint

NEW YORK LIFE INSURANCE CO

125 W STEWART AVE
Flint

NORTHWESTERN MUTUAL FINANCIAL

5045 MILLER RD
Flint

NORTHWESTERN MUTUAL LIFE

5045 MILLER RD
Flint

OK K KANG

1104 S LINDEN RD
Flint

Patel & Associates LLC.

2530 Berryessa Rd

Pettengill Insurance

5409 Gateway Drive Suite A
Flint

PIPER-MC CREDIE AGENCY INC

5454 GATEWAY CTR
Flint

POTTER & ROOSE INSURANCE

503 S Saginaw St, Suite 906
Flint

PREMIER INSURANCE

G5465 N Saginaw St
Flint

PREMIER INSURANCE

3316 S Dort Hwy Ste 5
Flint

PREMIER INSURANCE

3316 S DORT HWY
Flint

PREMIER INSURANCE

4918 Clio Rd
Flint

Primerica Financial Services

28221 Beck Rd
Wixom

PRIMERICA FINANCIAL SVC

G3163 FLUSHING RD
Flint

PRIMERICA FINANCIAL SVC

2483 S LINDEN RD
Flint

QUALITY OF LIFE PLANNERS

2347 STONEBRIDGE DR
Flint

QUAYLE & CO SECURITIES

1063 W HILL RD
Flint

RAOUF SALIB

MOTT FOUNDATION BLDG
Flint

ROD SUTTON INSURANCE

PO Box 321070
Flint

S P Johnson Group

2025 Delaware Ave

Sam Heron Insurance Agency, Inc.

301 W Genesee Street
Lapeer

Schoen Insurance Agency

2753 S Milford Rd
Highland

SECURITY FIRST BENEFITS CORP

G3526 MILLER RD
Flint

Security First Insurance Agency

3526 Miller Road
Flint

Sedore Insurance Agency

7405 Dodge Rd
Montrose

SELESKY-PLAMONDON INSURANCE

1063 W HILL RD
Flint

Senior Benefits Group

719 E Grand River Ave
Brighton

Senior Health Direct

719 E. Grand River Ave.
Brighton

Sexton Group Inc

776 W Grand River
Brighton

SHAWN PIPOLY AGENCY

410 W GRAND RIVER AVE
Brighton

SIGNAL AGENCY INC

1389 W BRISTOL RD
Flint

SNIDER FINANCIAL

5151 GATEWAY CTR
Flint

STATE FARM INSURANCE

3101 N LINDEN RD
Flint

STATE FARM INSURANCE

3692 E COURT ST
Flint

STATE FARM INSURANCE

2515 S DYE RD
Flint

STATE FARM INSURANCE

2171 S LINDEN RD
Flint

STATE FARM INSURANCE

5112 W PIERSON RD
Flint

STEVE PERO AGENCY

1413 Center Ave
Bay City

STUBBS & CHRISTENSON

1063 W HILL RD
Flint

Taylor Agency

5409 Gateway Center Dr, Suite A
Flint

The JW Team at Royal Securities Co.

4095 Chicago Dr SW Ste 120
Grandville

The Mayan Agency

140 W Saginaw St
Merrill

The Missentzis Agency

5409 Gateway Centre Suite A
Flint

The Pollicella Insurance Agency

2504 Harte Dr
Brighton

THOMAS L CAPUA SR & ASSOC

2442 E MAPLE AVE
Flint

THOMAS SMITH INSURANCE

2141 W BRISTOL RD
Flint

THOMAS SPENCE INSURANCE INC

3208 W PIERSON RD
Flint

THRIVENT FINANCIAL-LUTHERANS

6443 E CARPENTER RD
Flint

TOM SMITH INSURANCE

2141 W BRISTOL RD
Flint

Trust Us Insurance

2065 S Lapeer Rd
Lapeer

TURCHI INSURANCE

4419 RICHFIELD RD
Flint

UNGER CLAIMS SVC

PO Box 7391
Flint

United Health Care

PO Box 30555

W J PHILLIPS INC

6045 CORUNNA RD
Flint

WESTERN-SOUTHERN LIFE ASSUR CO

4458 Oakbridge Dr # C
Flint

WESTERN-SOUTHERN LIFE ASSUR CO

3625 MILLER RD
Flint

WHALEN CLAIM SVC

2503 S LINDEN RD
Flint

WHITE EBY & RAJALA INSURANCE

614 S GRAND TRAVERSE ST
Flint

William Hinterman Insurance Agency

5409 Gateway Centre Dr.
Flint

William Hinterman Insurance Agency

5409 Gateway Centre Dr.
Flint

WILSON INSURANCE SVC

5096 CALKINS RD
Flint

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