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Insurance Companies to Avoid

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Local Articles in Topsham

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Insurance Agents

Insurance agents represent one or more insurance companies and sell a variety of products including life, homeowners, auto and long-term care insurance.

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Think you can bypass the permit process when it's time to remodel?

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Home Inspection, Insurance Agencies

Drones make checking hard-to-reach places, such as steep roofs, much easier for home inspectors and insurance agents.

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Follow this advice from the roofing pros to check for and fix damage to your roof after a storm.

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Is a roofing company pressuring you to sign a contract or letter of intent before you’re ready? Don’t do it.

Angie's Answers

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First, call your insurance company and tell them you do not want any proceeds paid to the contractor under your policy as you are not going with them.  This way they can not collect money on your behalf.  Insurance will typically have you sign a form for release of funds anyway but this is a good extra step to make sure your signature isn't forged.  Second, call the contractor and tell them you will not be needing their services afterall.  Did your husband pay a deposit?  If so it may be non-refundable.  Then follow up with a certified letter. 

 

An email as well doesn't hurt but some states don't yet recognize email as a form of communication for legally binding documentation.  This may have changed and I'm sure more states do recognize them as I haven't followed that topic elsewhere as much as I used to.  The contractor's office should be local.  A sure fire way to ensure they got the message is to deliver the letter to the office of the contractor and have someone at the office sign a duplicate stating it has been recieved and read.  There's no arguing whether they received it or not by doing that.

 

Hopefully you've learned your lesson about high pressure sales techniques and storm chasers looking for a quick buck.  Some people find out a much harder way.  While these guys may be legitimate you should always do your homework on a contractor before signing the contract.  Unless you have water running out of the house and the work has to be done on the spot it's not so much of an emergency that it can't wait until the next day.

 

Todd Shell

Todd's Home Services

San Antonio, TX

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Consider going to library an reading Consumer Reports rating on home insurance companies in your area.  For affordabilty elect the highest deductable you can stomach.  This will lower your premioum, I went thru Costco, they and Sam's Club can be a valuable resource for home and car insurance. Shop on line with your needs to save money.  Unless you have major assets forget large policy. For your gutter and roofing needs see my blog.
Jim Casper 

Insurance Companies in Topsham, ME

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

AAAFORDABLE HEALTH INSURANCE

23 GOLDENEYE DR
Topsham

Accelerated Benefits

5880 Venture Drive

ALLSTATE INSURANCE CO

69 MAIN ST
Topsham

AMY ALWARD AGENCY

95 OCEAN ST
South Portland

ANDERSON-WATKINS INSURANCE

31 CENTRAL ST
Westbrook

CHALMERS INSURANCE GROUP

100 MAIN ST
Bridgton

COX INSURANCE

28 MONUMENT PL
Topsham

Diversified Investigative Associates

6 Killock Drive
East Waterboro

Evergreen Subaru

774 Center St
Auburn

Foy Insurance

152 U.S. Route 1
Scarborough

H. E. Candage, Inc.

2 Portland Fish Pier, Suite 102
Portland

Health Benefit Consultants LLC

20275 Honeysuckle Dr.

Insuractive, Inc.

8420 W. Dodge Rd.

INSURANCE PROFESSIONALS

Ossipee Trail
Limington

Maine Insurance Bennefits Group

66 od cape rd
Kennebunkport

MetLife - Gary R. Smith

49 Hampshire Street
Auburn

MReed Financial

2807 Vista Mariana

NBC, Inc.

470 Forest Ave

Orry Cummings State Farm

173 Gray Road
Falmouth

Patel & Associates LLC.

2530 Berryessa Rd

PRIMERICA FINANCIAL SVC

5 MAIN ST
Topsham

Rugloski and Associates

537 E. Gail Lane

Sam Francis State Farm Insurance

1510 Lisbon St
Lewiston

Senior Health Direct

719 E. Grand River Ave.

Skillings Shaw & Associates

103 Park St
Lewiston

SMITHWICK & MARINERS INS INC

366 US ROUTE 1
Falmouth

Summit Financial Inc

615 Pasco Pl NE

The Walker Insurance Agency

89 Mussey Road Suite 201
Scarborough

United Health Care

PO Box 30555

United Insurance

470 Forest Avenue
Portland

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