Churchton Financial Advisors

in Churchton, MD

Sample Reviews

A

Rating
I have worked with
for over 10 years. He looks at your entire financial picture in order to design a comprehensive financial plan that meets your unique needs. He is well educated and has earned a lot of credentials, he makes financial planning easy to understand, he's thorough and provides detailed analysis reports.
is very professional, he has always gotten me a great return on my investments and I would highly recommend him.
- Susan R.
A

Rating
was very easy to work with. His office is a long distance from my home so we handled everything via phone and email.
provided the information I sought in a detailed manner and responded exactly when he said he would. I would be happy to use his services again in the future.
- Ryan W.

Churchton Financial Advising Articles

Financial Advising reviews in Churchton

F

Rating
In early November 2013 I began looking into a Cash Balance plan to enhance my office’s profit sharing and 401k plans. I was using the Third Party Administrator (TPA) Great Lakes Pension for my 401k and I looked at two other companies The Benefit Advantage (TBA) and The Retirement Advantage (TRA). Each of the three companies gave proposals for costs associated with setting up the Cash Balance plans (CBO) and ongoing annual costs associated with running the plans. Upon receiving the quotes, it appeared that TRA was the lowest. We had numerous email correspondences about the process and on November 13th I signed a contract to proceed to set up the plans using TRA. The front page of the contract showed that I would us be executing this agreement with TRA, through their agent
Churchton Financial Planners Provider Name Locked
,
Churchton Financial Planners Provider Name Locked
the financial advisor and Great West, the fund management company.
However, on November 18 (15 days after I signed the contract),
Churchton Financial Planners Provider Name Locked
wrote that he was unable to get back with me sooner because he was traveling, but he needed to inform me that the fee structure that was quoted would be different than what was presented. My apologies for the lack of immediate feedback. I’m traveling this week in the UP. I understand the concern with the difference in cost between the standard and custom design. I did not present the custom pricing based on the conversations surrounding the $100k contribution goal Dr.
Churchton Financial Planners Provider Name Locked
expressed. I do not want anyone to think that I purposely did not disclose the fees associated with the custom plan design. With that said, I have reached out to actuarial partner,
Churchton Financial Planners Provider Name Locked
, Inc. to discuss the reasons surrounding fees and if there is anything we can do to accommodate Dr.
Churchton Financial Planners Provider Name Locked
. Please see his email below and the attached marketing piece that discusses Standard v. Custom designs. I will follow up with a revised proposal that illustrates the $3000 set up and annuals of $4200. I hope the decision is to continue to partner with The Retirement Advantage and Great West. If I can be of further assistance or additional information is required, please do not hesitate to contact me directly.

Regards,

Churchton Financial Planners Provider Name Locked


He attempted to explain that their actuarial partner,
Churchton Financial Planners Provider Name Locked
set their fees differently for different types of plans. I had my office manager tell
Churchton Financial Planners Provider Name Locked
to hold off on processing our plans through TRA until we had more clarity about what appeared to be a Bait and Switch. Then, in early December
Churchton Financial Planners Provider Name Locked
notified me that since
Churchton Financial Planners Provider Name Locked
would be calculating the actuary tables, they would also have to manage the funds within their own proprietary funds. That is, we would not be able to use Great West. Understand that the fees associated with
Churchton Financial Planners Provider Name Locked
funds are exorbitant and the company is poorly rated. So, we would have to pay more to have the plan managed as well as pay more for each fund within the plan and endure much higher risks.

I would think that since the original contract is signed between a specific set of parties, and that one of those parties, namely Great West was disqualified by TRA, the original contract, dated November 3rd would be
Churchton Financial Planners Provider Name Locked
and void.
Regardless, TRA sent me to collections to obtain $3,500 for their services even though they will not be handing any of my moneys.


- Michael F.
A

Rating
My husband was arrested for having drugs in the car with him. He was arrested and taken to the Van Nuys City Jail in the Valley. I called the Jail to find out what it took to get him out of jail before he had to go to work in the morning. When the jail employee told me the bail bond was $20,000 I almost cried. Then I did some research and called
Churchton Financial Planners Provider Name Locked
across the street from the Van Nuys city jail. And a very kind bail agent was able to calm me down and walk me through the entire bail bonds process. She was patient and very understanding. She was able to inform me that just because the bail bonds is set at $20,000 does not mean that is my only option. The bondsmen told me that they would be able to get him out of jail within 4 hours, and he would make it to work. But in order to do that I would need to pay the bail bonds company 10% of the set bail. In my case the 10% fee was $2,000. I agreed to go ahead and start the application and get my husband out of this nasty jail house thanks to
Churchton Financial Planners Provider Name Locked
agents.
- Gayane K.
A

Rating
It went well. He put me in a couple of different reputable financial products. I invested some with an annuity for long term goals and in a gas/oil product for my short term goals. I'm very pleased with his knowledge and ability to call back.
- Abraham O.
N

Rating
Churchton Financial Planners Provider Name Locked
. (
Churchton Financial Planners Provider Name Locked
) has managed, counseled and advised my wife,
Churchton Financial Planners Provider Name Locked
and I in all facets of our
financial planning since about 10 years before my retirement in 1998, at age 62.
We retired to a lovely 55+ community in southern Arizona, and continue to utilize their guidance.

We regard their firm as trustworthy, and committed to the financial success of their clients.
NOTE: Cost of services is
Churchton Financial Planners Provider Name Locked
based on their success in managing your portfolio.


- william B.
A

Rating
T.J. showed up on time in the morning, which is important to us. I would like to also point out, more specifically, he came TO US! We loved that personal touch and going out of his way to service his clients. Everyone else we have worked with in the past has made us come into their office. Insurance and retirement is not a terribly fun thing to discuss so we loved the fact that we get to be in the comfort of our home, T.J. comes in and caters to us and our needs, and we can be more efficient with OUR time and done quicker. We loved it. Service like when doctors used to make house calls. This is not done enough nowadays.
He was very knowledgeable about his business and our needs, clear, concise, and explained every thing in a language we could understand. We were shown multiple companies so we didn't feel like we were guided down a path that wasn't best for us.
They even helped us with retirement strategies and optimizing our retirement nest egg to better suit our needs!
Churchton Financial Planners Provider Name Locked
was a joy to work with and for any and all retirement/Life insurance/LongTermCare insurance needs I would highly recommend.
- Doris P.
A

Rating
GREAT!
Churchton Financial Planners Provider Name Locked
,
Churchton Financial Planners Provider Name Locked
provided me with as much information as possible. I was exceeding happy with the visit to his office. He is a very compassionate human being. We went through all documents and I felt comfortable with his suggestions about how to proceed on my financial plan. I am highly impressed with this man and his skills.
- MELBA W.
A

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It went amazing. They were professional, helpful, and truly cared about my claim being paid. I would strong recommend
Churchton Financial Planners Provider Name Locked
to anyone who is looking for a top quality insurance broker.
- brian D.
A

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Last fall (Sept. 2013) I was frantically trying to prepare an overdue report to the Court for my son's Guardianshp status. It was very complicated, and I was buried in data that I couldn't balance. Our lawyer suggested I buy
Churchton Financial Planners Provider Name Locked
. I soon discovered it was way too difficult for me. Then I bought Quicken. It was more accessible but still hard to set up. I have multiple accounts for my son, and every time I transferred money from one account to the other, it showed up in Quicken as income rather than as a transfer. I found
Churchton Financial Planners Provider Name Locked
(aka Dr.
Churchton Financial Planners Provider Name Locked
) on the Internet, and in a moment of desperation, having not found anyone among friends or family who could help me, I decided to give him a try. He came to our house on a Sunday afternoon and rescued me! He stayed for about 5 hours, taught me how to use Quicken, helped me organize 18 months of financial records, and printed out the reports I needed. I was absolutely thrilled. I joked with him that I felt like Princess
Churchton Financial Planners Provider Name Locked
saying, "Help me
Churchton Financial Planners Provider Name Locked
Kenobi. You're my only hope!" I can't actually remember how much he charged me, but it was reasonable given the number of hours he spent. I believe he charged approximately $120.00 per hour, but he was very generous with his time.

I went for several months without using Quicken, and of course by that time had forgotten much of what he taught me. I am not very technologically savvy, and although using the accounts he had set up was easy, by March 2014, I had deleted files and could not retrieve them. I had changed bank accounts, forgotten my password and couldn't find the paper I had written it on. In other words, I had totally messed up the systems he had set up. Once again I called him, and he came out promptly. He helped me re-organize the Quicken accounts, and in addition, set up accounts for my personal taxes. He actually enjoys taking on these challenges!
Churchton Financial Planners Provider Name Locked
is very good at what he does. He was very patient with all my questions. I recommend writing out a list of questions for him before he comes. I am once again working on the yearly account to the court, but this time it is much easier, and I am being much more successful at using the systems that are in place. I highly recommend
Churchton Financial Planners Provider Name Locked
, and will use him again in the future if I need to.

- Dianne H.
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All Financial Planners in Churchton, MD

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

3 Pointe Financial

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Academy Mortgage

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Ace Real Estate Investmetns LLC

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Adam Martin @ Accomplishment Coaching

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Allegiant Group Inc

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Allsup Inc

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AMERICAN FEDERAL MORTGAGE CORP

1 LAUREL DR
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AMG Legacy Planning

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AMR Financial Planning

11901 Tarragon Rd
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ANDREW G HOSSE & CO

600 CRAIN HWY S
Glen Burnie, MD

ANNAPOLIS ACCOUNTING SERVICES

2014 RENARD CT
Annapolis, MD

BDE Appraisal - 1/2 PRICE APPRAISALS - MARYLAND

1017 Shore View Circle
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Bookkeeping Solutions

8189 Del Haven Rd
Dundalk, MD

Boost Credit 101

3773 E Cherry Creek North Dr
Denver, CO

BWFA Inc

5950 Symphony Woods Rd
Columbia, MD

Calvert's Tax Debt Experts

7929 Eastern Avenue
Baltimore, MD

Cape Investment Management

502 Washington Ave. Suite 600
Towson, MD

Capitol Benefits LLC

220 Main Street
Gaithersburg, MD

CareOne Debt Relief Services

8930 Stanford Blvd
Columbia, MD

Chesapeake Consulting Group, LLC

1010 Edgewood Road | Suite 106
Edgewood, MD

Chesapeake Tax & Financial Services

1721 Edmondson Avenue
Catonsville, MD

Christopher Oxenham Financial Advisor

3881 Ten Oaks Rd. Suite 2E
Glenelg, MD

CoCard of Maryland

9051-K Red Branch Road
Columbia, MD

Common Wealth Investment LLC

PO Box 16010
Louisville, KY

Concrete Insurance

6405 Belair Rd
Baltimore, MD

Conscientious Debt Consolidation

18 East Baltimore Street
Baltimore, Ma

CovingtonAlsina

204 Duke of Gloucester
Annapolis, MD

Credit Repair Baltimore

100 N Calvert St
Baltimore, Ma

Cromwell & Company, LLC

7305 Baltimore Avenue
College Park, MD

DEAN SPRAGUE - State Farm INSURANCE

11450 PULASKI HWY
White Marsh, MD

DRS SUMNER CO INC

610 EDMONDSON AVE
Catonsville, MD

Emerald Financial Group

3 Bethesda Metro Center
Bethesda, MD

Everest Wealth Management, Inc

100 West Road Suite 405
Towson, MD

First Command Financial Planning

3314 Paper Mill Road
Phoenix, MD

First Home Mortgage - Richards Team

12150 Monument Dr Ste 500
Fairfax, VA

G C LEYDORF CPA

909 ECHO BAY CT
Gambrills, MD

Gardiner & Appel Group Inc

570 Baltimore Annapolis Blvd
Severna Park, MD

Harford Financial Group

836 S MAIN ST
Bel Air, MD

Hayes Financial Advisors

14307 JARRETTSVILLE PIKE
Phoenix, MD

HEALTH BENEFIT CONSULTANTS LLC.

20275 Honeysuckle Dr.
Elkhorn, NE

iBank

3090F Pullman St
Costa Mesa, CA

IRS Tax Help Team

1201 S Beach Blvd
La Habra, CA

Jacques Financial CPA's

15430 AVERY RD
Rockville, MD

JOLLES INSURANCE

5052 DORSEY HALL DR
Ellicott City, MD

Justice and Associates LLC

6655 W Sahara Ave
Las Vegas, NV

KELLY CAREY INC

1616 DENNIS AVE
Towson, MD

Landman and Associates Consulting, LLP

23 Dorchester Court
Annapolis, MD

Latshaw Wealth Management

600 Wyndhurst Ave
Baltimore, MD

LEE FINANCIAL ASSOCIATES, INC.

5018 DORSEY HALL DR
Ellicott City, MD

Lowell, Blake & Associates

141 Tremont Street
Boston, MA

LZ Financial, Inc.

8160 maple lawn blvd, suite 200,
Fulton, MD

MANNA CAPITAL MANAGEMENT

6521 Arlington Blvd.
Falls Church, VA

MANY HAPPY RETURNS

112 2ND AVE SW
Glen Burnie, MD

Marchand & Co CPA's PC

2003 Southern Blvd SE
Rio Rancho, NM

Marcy Kelly CPA

1916 Crain Hwy S
Glen Burnie, MD

Michael Balakirsky MBA at Sophos Financial

12051 Little Patuxnet Parkway
Columbia, MD

Michael Obeya & Associates

10015 Old Columbia Rd
Columbia, MD

Morgan Stanley

650 S. Exeter Street
Baltimore, MD

New York Life Insurance and Annuity Corporation

1954 Greenspring Dr., Suite 700
Timonium, MD

OCG Insurance Agency

100 W 25th Street, 1st Floor
Baltimore, MD

Palouse Credit Consulting

801 Ringo Rd.
Palouse, WA

Paradigm Property Management

7748 Middlegate Ct
Pasadena, MD

PL Consulting

3715 Clarks Lane
Baltimore, MD

Primerica Financial Services

1120 Benfield Blvd
Millersville, MD

S P Johnson Group

293 Mulberry St
Buffalo, NY

Shapiro Financial Advisors, LLC

8 Reservoir Cir., Suite 200
Baltimore, MD

Southern Trust Financial Services LLC

3450 Founders Club Drive
Sarasota, FL

St. Casimirs Savings Bank

2703 Foster Ave
Baltimore, MD

Sunray Advisors

4 Park Center Ct
Owings Mills, MD

SUNTRUST MORTGAGE INC

4020 UNIVERSITY DR
Fairfax, VA

Tacka Financial

8062 High Castle Rd
Ellicott City, MD

The Aims Group Inc

422 Eastern Blvd
Essex, MD

The Main Street Group

4510 Cox Road
Glen Allen, VA

The Organizer

3505 Clarks Lane
Baltimore, MD

United Gold Direct

2945 Townsgate Road
Westlake Village, CA

WADDY ACCOUNTING SERVICES

2117 GWYNN OAK AVE
Gwynn Oak, MD

WATER OAK REALTY LTD

4326 MOUNTAIN RD
Pasadena, MD

WOLFE & FIEDLER PA

634 FREDERICK RD
Catonsville, MD

Wright Consulting Group

9829 Kraft Hill Road
Perry Hall, MD

ZJD Company Inc

Baltimore, MD

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