Carmel Mortgage Brokering Articles

Sample Reviews

D

Rating
Their customer service people flat-out lie, and if they ever tell you that they *don't* need something... don't believe them, they're almost certainly lying. They also didn't close on time. They also conveniently manage to lie about when you sent stuff so that when you don't close on time, it's magically your fault.
The supervisors are even more obnoxious than the front-line employees, so I wouldn't recommend going through supervisors. They apparently promote based on ones ability to be a jerk. I was hung up on by a supervisor after I pointed out that her employee
lied to me. I don't call people liars lightly, but when someone says "customer provided this item on X date, and I check my records and see that I provided the item in question a week earlier and point out to them that I pointed it out a week earlier and they keep reiterating the wrong date, I first calmly point out that they are mistaken and when they dig their heels in I call a
Carmel Mortgage Brokers Provider Name Locked
a
Carmel Mortgage Brokers Provider Name Locked
. They don't like that. Supervisors are good for nothing more than circling the wagons.
Bottom line: you'll get a great rate, but you'll take multiple days off work to deal with their horrible staff. Add in the value of your time and the cost of a two-hour massage after it's all over to the closing costs, and suddenly they don't look so great.
- Alexander L.
A

Rating
It went very well since the guesswork was removed from the equation. Everything was done in a timely fashion with expertise and professionalism. I highly recommend
Carmel Mortgage Brokers Provider Name Locked
and her team!!!!!
- Lyne B.
A

Rating
If not for
Carmel Mortgage Brokers Provider Name Locked
and
Carmel Mortgage Brokers Provider Name Locked
, we would not have been able to purchase the type of home that meets our family's need (five kids) with a mortgage we can easily afford. Tried working with one other national company and a couple of other locally-based companies, but
Carmel Mortgage Brokers Provider Name Locked
was the only one willing to roll up his sleeves and find a solution for our situation. And - the process was virtually stress-free!
- Tony H.
A

Rating
I have a lot of faith in the reviews on Angie's List. So I decided to see what was offered in the form of home loans. I found Guaranteed Rate and decided to make application to be pre-approval for a home loan as I was looking for a new home. I like having the pre-approval in hand when I find a house. I believe it makes my offer stronger. My first response came from
Carmel Mortgage Brokers Provider Name Locked
who was so personal and answered all my questions via email or phone promptly. We completed the application and were pre-approved for a home loan then started shopping for a home in earnest. With each question I received a quick response and I felt like I was a member of the family because of the thoughtful responses. Ultimately, my direct contact was
Carmel Mortgage Brokers Provider Name Locked
. I can't say enough about
Carmel Mortgage Brokers Provider Name Locked
. He responded so quickly to every question and concern. The absolute best thing he did for us came on a Saturday morning. We made our offer on Friday night and the seller had a question about our pre-approval on Saturday morning. They wanted to actually speak with someone from the mortgage company to verify something. I sent an email to
Carmel Mortgage Brokers Provider Name Locked
explaining what we needed.
Carmel Mortgage Brokers Provider Name Locked
called me from his personal cell. He was at some kind of family gathering. Nonetheless, he called the seller's realtor and provided the information to them that they needed. Then....they accepted our offer! There is something more to it, though.
Carmel Mortgage Brokers Provider Name Locked
called us and responded in such a way that indicated he personally cared about the outcome. It was great. I have to say a word about
Carmel Mortgage Brokers Provider Name Locked
. In order to complete a loan application there are a million (literally) papers to fill out or documents to send.
Carmel Mortgage Brokers Provider Name Locked
and I emailed each other endlessly until it was done. This company makes sure and certain all is verified and backed up before they send anything out to be approved. Although that is great, it's also kind of annoying to keep getting requests for "one more thing". Ug! It was tedious. Even though I was a little frustrated with the detail work,
Carmel Mortgage Brokers Provider Name Locked
hung in there with me and got the job done. We need the detail people like
Carmel Mortgage Brokers Provider Name Locked
to make sure everything comes out right. I appreciated her tenacity. All staff cared about how things came our for us and I appreciated it. I would use them again except that I never plan to move again! Thanks
Carmel Mortgage Brokers Provider Name Locked
,
Carmel Mortgage Brokers Provider Name Locked
,
Carmel Mortgage Brokers Provider Name Locked
and all. You made a difficult process happen for us.
- Kerry A.
A

Rating
I have had some credit issues in the past whic caused me to be turned down by other mortgage lenders. I contacted
Carmel Mortgage Brokers Provider Name Locked
after reading some reviews on angie's list just to see if there was any thing that he might be able to do that was better than the typical lenders. He was very positive from the beginning, but also very realistic and upfront. He was able to get me a good rate, much better than i was expecting with good closing costs and through FHA. There were difficulties along the way with the FHA and my insurance company wich made for some bumps in the road. But
Carmel Mortgage Brokers Provider Name Locked
and
Carmel Mortgage Brokers Provider Name Locked
were right there and worked through it making adjustments as necessary and keeping me up to date on the process. I would recommend them to others anytime. It took a while to get to closing, but we got there and with a good rate and a relatively smooth process. Many thanks to
Carmel Mortgage Brokers Provider Name Locked
and
Carmel Mortgage Brokers Provider Name Locked
, not every broker would put this much time into a relatively small mortgage.
- Michael C.
F

Rating
The 2nd installment of my property taxes were not paid out of our escrow account from
Carmel Mortgage Brokers Provider Name Locked
Servicing. We call them to inquire about the payment. Customer service says its the tax department and tax department blames customer service. 2 hours later I was told they will look into the situation. A few days go by with no call back. We call to find out what has been done. We are told in order to have them pay our property taxes out of our escrow account we needed to send them the tax bill and they would send out the payment. That was over a month ago. We received a letter in the mail today telling us that a tax
Carmel Mortgage Brokers Provider Name Locked
has been placed on my house due to unpaid property taxes. We call up
Carmel Mortgage Brokers Provider Name Locked
servicing and they tell us the "check is in the mail". The next kicker is that they say our escrow account will be charged the penalties and our escrow payment will be adjusted to make up for the additional costs. I can dispute this but only in writing and they will get back to me. I asked for a supervisor and the lady tells us "he is only going to tell you the same thing". We then say "well get me his supervisor". She says, "He will just hand the phone to one of us to say the same thing" WHAT A JOKE THIS COMPANY IS!
- Richard Y.
A

Rating
"The initial pre-approval process started with my parents and they didn't qualify due to the deductions my father had in his self-employed business.
Carmel Mortgage Brokers Provider Name Locked
suggested including me in the loan since we live in the same house and I have a full time Job. There were some other complications as well so
Carmel Mortgage Brokers Provider Name Locked
submitted our loan to two different lenders, one followed the
Carmel Mortgage Brokers Provider Name Locked
guidelines and the other
Carmel Mortgage Brokers Provider Name Locked
. This meant double the amount of work for
Carmel Mortgage Brokers Provider Name Locked
and he didn't mind. Instead, he worked with two lenders simultaneously until we determined which option would be best for our situation. In this home mortgage environment, it's nice to have a knowledgeable mortgage expert on your side who can get things done smoothly and is available for you"
- Andres G.
F

Rating
If you go with
Carmel Mortgage Brokers Provider Name Locked
, I hope you have a great attorney on your side like I did. I chose them because they are a local company, seemed responsive and matched the best rate I found. However, they were unhelpful, incompetent and useless. I understand that mortgage regulations have tightened up since the bubble burst so I was expecting a thorough examination of my finances. I carefully put together a large package of the documentation they requested and returned it to them well before their deadline. In a pattern that Commonwealth repeated numerous times, they took a while to get back to me, then asked me for more supporting information. Their requests were very unclear though. For instance, "Provide proof of source of income in Such&Such account". There was never any clear guidance on HOW to prove their requests, even when I asked direct questions about what they needed. In one case, I had to ask the same question three times before it was even addressed.
Over the next 6 weeks before my closing, I quickly responded with all the documentation they requested but they kept asking for more. In the week before my closing, we still didn't have a guarantee of funds and continued to get requests for new documentation. We were supposed to close on Monday in the middle of the month (a slow time for mortgage companies). We were still receiving requests from Commonwealth for documentation at 2pm that Friday afternoon forcing me to leave work to go to a local bank branch to get a statement printed. It ended up not meeting their undefined standards so I printed off the online version even though they'd previously said that was unacceptable. This time it was OK for some reason. Around 3pm, we finally got the news that we were approved but my attorney didn't receive the binder required to create the HUD-1 statement until after the close of business. We were forced to delay the time of the closing until the last possible time on Monday that we could file the
Carmel Mortgage Brokers Provider Name Locked
.
On the day of closing, we met the attorneys at the Registry of
Carmel Mortgage Brokers Provider Name Locked
to sign the papers. My attorney was told on the way to the Registry that the funds would be in her escrow account by the time we were done signing the papers. Her assistant checked in with
Carmel Mortgage Brokers Provider Name Locked
repeatedly over the next hour but the funds never arrived! Thank Goodness I didn't use their in-house attorney for the closing! My attorney called them several more times that day and the next morning since they were in breach of contract. Finally, around 11am the day AFTER our closing, the funds arrived. Luckily, our seller did not need the money immediately for another closing but had they not been so flexible, I would have lost my 20% deposit and the option to buy our new home! Commonwealth took NO responsibility for the issue and seemed unconcerned about the problem, blaming it on a miscommunication. My attorney may be referring them to the Attorney General for this breach of contract.
Unfortunately, the pain didn't end there. A few weeks later, I got another request from Commonwealth for additional information so they could sell my mortgage. They essentially wanted me to sign a document saying that I had the authority to use a business account for personal purposes since some of my deposit had gone through the account. Aside from being a lie, I had no interest in further assisting them and declined to provide it. When they finally sold the loan, they sent a form letter to notify me of the sale. It was confusing and had incorrect data on it indicating that I did not have to make my 2nd payment. When they didn't receive that payment, they started emailing and calling me to resolve it. Luckily, I had ignored their letter and sent the payment to the new servicer. However, I had to provide Commonwealth with additional information to prove this so they could collect it.
Throughout the entire process, the only way Commonwealth exceeded my expectations was in the amount of pain that can be inflicted while applying for a mortgage.
- Jesse M.
A

Rating
It was a tough move for our family but
Carmel Mortgage Brokers Provider Name Locked
went above and beyond in providing support and information. We highly recommend
Carmel Mortgage Brokers Provider Name Locked
and his group at Mortgage Masters!
- Tricia M.
A

Rating
I have obtained several home loans in the past, and the experience of getting this loan was definitely the most efficient and pleasant experiences. I was apprehensive about applying for a mortgage online and not using my personal bank, but I did a
Carmel Mortgage Brokers Provider Name Locked
on Angie's List and found
Carmel Mortgage Brokers Provider Name Locked
's name and read the reviews. I decided to try this route, and I could not have been more pleased. I was kept informed of each step the entire process. They are well organized and everything was transparent. It was extremely easy to communicate with his entire team, and they were all very prompt in returning e-mails or phone calls. His entire team was so efficient! It was a very short process, too. I got a pre-approval letter and closed on the home in less than 2 months!
I would highly recommend them to any of my friends and family...and would definitely use them again in the future.
- Tina M.
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All Mortgage Brokers in Carmel, IN

Companies below are listed in alphabetical order. To view top rated service providers along with reviews and ratings, Join Angie's List Now!

1st Signature Lending LLC

54 N 9th St
Noblesville, IN

40/86 MORTGAGE CAPITAL INC

535 COLLEGE DR
Carmel, IN

A PLUS SUPERIOR INSURANCE & MORTGAGE

7421 HEATHROW WAY
Indianapolis, IN

Aaron Mortgage

231 S Rangeline Rd
Carmel, IN

ACACIA MORTGAGE

2000 E 116TH ST
Carmel, IN

AFFORDABLE MORTGAGE

819 E 64TH ST
Indianapolis, IN

AGI MORTGAGE LENDING

Indianapolis, IN

ALLIED HOME MORTGAGE CAPITAL

101 E CARMEL DR
Carmel, IN

ALLIED HOME MORTGAGE CAPITAL

690 PRO-MED LN
Carmel, IN

Allied Home Mortgage Capital Corp

6801 Lake Plaza Dr Ste B208
Indianapolis, IN

AM Real Estate Resources

510 W Carmel Dr
Carmel, IN

Amera Mortgage - Patrick Bowers

3091 E 98th St
Indianapolis, IN

AMERCAN 1ST HOME MORTGAGE

Indianapolis, IN

AMERICAN FEDERAL MORTGAGE CORP

1 LAUREL DR
Flanders, NJ

AMERIVEST FINANCIAL CORP

9550 Whitley Dr
Indianapolis, IN

AmTrust Mortgage Funding Inc

200 Medical Dr
Carmel, IN

Approved Mortgage Corp

107 N State Rd. 135
Greenwood, IN

ARLIN MORTGAGE

1849 Blore Heath
Carmel, IN

Ascent Home Loans

8531 Bash St Ste 1
Indianapolis, IN

BEST DEAL MORTGAGE INC

12476 HEATHERSTONE PL
Carmel, IN

BMO Harris Bank

2260 W 86TH ST
Indianapolis, IN

Boost Credit 101

3773 E Cherry Creek North Dr
Denver, CO

BPG Property Inspections

12251 Eastcreek
Indianapolis, IN

BTS LENDING CORP

11925 E 65TH ST
Indianapolis, IN

CASTLESTONE MORTGAGE

7240 Shadeland Sta Ste 150
Indianapolis, IN

CENTURY 21 Scheetz - Carmel

270 E Carmel Dr
Carmel, IN

CENTURY 21 Scheetz - Zionsville

136 E. Sycamore St
Zionsville, IN

CENTURY 21 Scheetz-Greenwood

821 N. St. Rd 135
Greenwood, IN

CHANNELWOOD MORTGAGE

116TH ST
Carmel, IN

CHARTER FINANCIAL SVC INC

13295 ILLINOIS ST
Carmel, IN

CHARTER ONE BANK

PO Box 42114
Providence, RI

CHARTER ONE MORTGAGE

10333 N MERIDIAN ST
Indianapolis, IN

Cherry Creek Mortgage

8310 Allison Pointe Blvd
Indianapolis, IN

CNA MORTGAGE GROUP INC

30 E MAIN ST
Carmel, IN

COLONIAL NATIONAL MORTGAGE

9880 WESTPOINT DR
Indianapolis, IN

COUNTYWIDE HOME MORTGAGE

3905 VINCENNES RD
Indianapolis, IN

COVERDALE MORTGAGE COMPANY

550 E MAIN ST
Westfield, IN

DIAMOND MORTGAGE LLC

10711 America Way Ste 175
Fishers, IN

DRAPER & KRAMER MORTGAGE CORP

641 N RANGE LINE RD
Carmel, IN

EQ Release

Hudson, FL

Equitable Mortgage Corp

3530 Snouffer Rd
Columbus, OH

F.C. Tucker Company, Inc.

9277 North Meridian Street
Indianapolis, IN

F.C. Tucker Company, Inc.

9201 North Meridian Street
Indianapolis, IN

Fairway Independent Mortgage Corporation

8200 Haverstick Rd
Indianapolis, IN

FIFTH THIRD BANK

Fishers, IN

First Centennial Mortgage

301 N Madison Ave
Greenwood, IN

FIRST INDIANAPOLIS MORTGAGE CO

10825 Andrade Dr
Zionsville, IN

FIRST REPUBLIC MORTGAGE

5777 N POST RD
Indianapolis, IN

First Signature Lending LLC

54 N 9th St
Noblesville, IN

FORUM Credit Union

11313 USA Pkwy
Fishers, IN

G & R EQUITY CONSULTANTS

13295 MERIDIAN CORNERS BLVD
Carmel, IN

GARCO EQUITY SALES

111 CONGRESSIONAL BLVD
Carmel, IN

Gateway Funding - The Parker Mortgage Group

802 Mulberry St
Noblesville, IN

GOLD MORTGAGE GROUP

12590 N MERIDIAN ST
Carmel, IN

Guaranteed Rate - Steve Ruprecht

3140 Harbor LN
Plymouth, MN

Guardian National Bank

4400 W 109th St.
Overland Park, KS

H S TEAM

14320 OAKRIDGE RD
Carmel, IN

HALLMARK HOME MORTGAGE

9465 COUNSELORS ROW
Indianapolis, IN

Hallmark Home Mortgage

9000 Keystone Crossing
Indianapolis, IN

HOMEOWNERS MORTGAGE SVC INC

11555 N MERIDIAN ST
Carmel, IN

Horizon Bank

9292 N. Meridian St. Suite 100
Indianapolis, IN

Huntington Bank

6830 Lake Plaza Dr
Indianapolis, IN

INDIANA MEMBERS CREDIT UNION

4790 E 96TH ST
Indianapolis, IN

INDIANA MORTGAGE

7321 SHADELAND STATION
Indianapolis, IN

INDIANA MORTGAGE GROUP INC

5283 ARAPAHO WAY
Carmel, IN

INDY HOME MORTGAGE INC

124 W ROMALONG CT
Carmel, IN

Indy Mortgage Team at Inlanta Mortgage

4770 S Emerson Ave
Indianapolis, IN

INT HOME LOANS

9595 WHITLEY DR
Indianapolis, IN

ITS MORTGAGE

11504 RIVER DR W
Carmel, IN

JOHN R FREY

221 Heritage Ln
Carmel, IN

JONES MORTGAGE GROUP

7275 N SHADELAND AVE
Indianapolis, IN

Keller Williams - LyonsLink Real Estate Group

11550 N Meridian St
Carmel, IN

Ken Blaudow, Indy Mortgage

8103 Knollview Ct
Indianapolis, IN

Kim Thomas

9279 N Meridian St
Indianapolis, IN

LIBERTY FINANCIAL SERVICES INC

141 N RANGELINE RD
Carmel, IN

LIBERTY MORTGAGE SVC INC

31 1ST ST SW
Carmel, IN

LOCK FINANCIAL GROUP

Indianapolis, IN

Main Street Financial Inc.

9953 Crosspoint Blvd
Indianapolis, IN

MAK MORTGAGE CONSULTANTS

650 E CARMEL DR
Carmel, IN

MARKETING SERVICES OF INDIANA

1040 S RANGE LINE RD
Carmel, IN

MASTER MORTGAGE & FINANCIAL

11711 N MERIDIAN ST
Carmel, IN

MAXXIM MORTGAGE LLC

12662 TRAM LN
Carmel, IN

MBI MORTGAGE

10401 N MERIDIAN
Carmel, IN

Meridian Mortgage Solutions

9640 Commerce Dr
Carmel, IN

MIDWEST MORTGAGE GROUP

Indianapolis, IN

MIDWEST MORTGAGE SVC

3905 VINCENNES RD
Carmel, IN

Millennium Title, Inc.

11650 North Lantern Road STE 220
Fishers, IN

MJW Financial LLC

8465 Keystone Crossing
Indianapolis, IN

MORTGAGE INDIANA INC

12921 LIMBERLOST DR
Carmel, IN

MORTGAGE SPECIALISTS INDIANA

11887 Tarrynot Ln
Carmel, IN

MORTGAGE SYSTEMS INC

4630 Lisborn Dr
Carmel, IN

MSI MORTGAGE

1040 S RANGE LINE RD
Carmel, IN

Network Funding, LP

5665 N Post Road
Indianapolis, IN

NORTH SHORE MORTGAGE INC

PO Box 96
Mc Cordsville, IN

NVR Inc

11700 Plaza American Dr
Reston, VA

OAK STREET MORTGAGE

11495 N PENNSYLVANIA ST
Carmel, IN

OPTIMUM MORTGAGE CO

10763 DOWNING ST
Carmel, IN

P R MORTGAGE

11555 N Meridian St Ste 400
Carmel, IN

PARAMOUNT MORTGAGE

16095 Prosperity Dr.
Noblesville, IN

POWER FINANCIAL GROUP

8906 E 96TH
Fishers, IN

Preferred Capital Mortgage

1909 University Blvd
Anderson, IN

PREFERRED FUNDING

20 3RD ST NW
Carmel, IN

PREMIER MORTGAGE FUNDING

301 E CARMEL DR
Carmel, IN

Primary Residential Mortgage Inc

11976 Fishers Crossing Drive
Fishers, IN

PRIME SVC

140 E 126TH ST
Carmel, IN

PRIMELENDING, A PLAINSCAPITAL COMPANY

2680 E MAIN STREET SUITE 332
Plainfield, IN

PRUDENTIAL HOME MORTGAGE

2842 JEREMY CT
Carmel, IN

R X FINANCIAL SVC

11611 N MERIDIAN ST
Carmel, IN

Regions Bank

5151 E 82nd St
Indianapolis, IN

RELIABLE FINANCIAL SOLUTIONS

300 E MAIN ST
Carmel, IN

Residential Finance Corp

9880 Westpoint Dr Ste 100
Indianapolis, IN

RIVERWOOD FINANCIAL GROUP

301 E Carmel Dr Ste F100
Carmel, IN

RMC Vanguard Mortgage

1111 N Loop W Fwy
Houston, TX

RMC Vanguard Mortgage Corporation

1111 N Loop W Fwy
Houston, TX

SBC Consultants

2326 Lakewood
Indianapolis, IN

SCHEETZ MORTGAGE

254 E CARMEL DR
Carmel, IN

SERVICE MORTGAGE CORP

979 KEYSTONE WAY
Carmel, IN

Shea Homes

8800 N Gainey Center Dr.
Scottsdale, AZ

SHEPHERD MORTGAGE SVC

1200 W CARMEL DR
Carmel, IN

Smarter Mortgages

9482 Wedgewood Blvd
Powell, OH

Solidarity Community Federal Credit Union

201 Southway Blvd East
Kokomo, IN

SOLO 1 MORTGAGE SOLUTIONS LLC

1171 UDELL ST
Indianapolis, IN

SRI MORTGAGE

100 Bush St
San Francisco, CA

STAR Financial Bank

8762 E 96th St
Fishers, IN

Stonegate Mortgage Corp.

12900 N. Meridian St., Suite 100
Carmel, IN

Stonegate Mortgage Corporation

9190 Priority Way W Drive
Indianapolis, IN

Sun Home Mortgage, Inc.

9465 Counselors Row
Indianapolis, IN

THE WILMOTH GROUP

9840 Westpoint Dr Ste 400
Indianapolis, IN

To Be Deleted

123 Address
Indianapolis, IN

UNION EQUITY CORP

9100 KEYSTONE CROSSING
Indianapolis, IN

Union Savings Bank

5881 E 82nd St
Indianapolis, IN

UNITED BANK MORTGAGE

1621 GREYHOUND PASS
Carmel, IN

UNIVERSAL MORTGAGE

Indianapolis, IN

US Bank

4000 W Broadway Ave
Minneapolis, MN

USA FINANCIAL

P.O.BOX 858
Cicero, IN

WINTERWOOD MORTGAGE

843 N SR 135
Greenwood, IN

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