COUNTRY INSURANCE & FINANCIAL

2801 BROADWAY ST
Mount Vernon, IL 62864
(618) 246-9944
On Angie's List Since: 8/1/2010
Licensed: UNKNOWN
(All statements concerning insurance, licenses, and bonds are informational only, and are self-reported. Since insurance, licenses and bonds can expire and can be cancelled, homeowners should always check such information for themselves.)
 
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Insurance Company Articles

What Should I Ask My Insurance Agent Before I Choose a Policy?

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Talk frankly with your home insurance agent to ensure that you understand your policy and know what's covered. (Photo courtesy of Angie's List member Karen P. of Seattle)
Talk frankly with your home insurance agent to ensure that you understand your policy and know what's covered. (Photo courtesy of Angie's List member Karen P. of Seattle)

On this episode of Chat with the Experts, Claudia McClain of McClain Insurance Services talks about how to understand your home and auto insurance policies.

Pros and Cons of a High Deductible Homeowners Insurance Policy

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A higher deductible will save you money on your annual insurance premium, but be sure to review the pros and cons before changing your policy. (Photo by Summer Galyan)
A higher deductible will save you money on your annual insurance premium, but be sure to review the pros and cons before changing your policy. (Photo by Summer Galyan)

A high deductible homeowners insurance policy will save you money on your annual premium, but review these pros and cons of such a policy before you sign.

How To Save Money on Homeowners Insurance

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High deductible insurance policies are often a popular option for homes of higher insured value, as homeowners tend to have the means to pay the deductible if necessary. (Photo courtesy of Angie's List member Todd C., of Maple Valley, Wash.)
High deductible insurance policies are often a popular option for homes of higher insured value, as homeowners tend to have the means to pay the deductible if necessary. (Photo courtesy of Angie's List member Todd C., of Maple Valley, Wash.)

Is high deductible homeowners insurance inevitable? As more insurance companies require homeowners to cover more of a claim, what does that mean for you?

My Neighbor’s Tree Fell on My House! Who Pays?

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If your tree falls on your house, your homeowner’s policy will provide coverage for any damages up to your policy limits, after you pay your deductible, says McClain. (Photo courtesy of Angie's List member Karen T. of Philadelphia)
If your tree falls on your house, your homeowner’s policy will provide coverage for any damages up to your policy limits, after you pay your deductible, says McClain. (Photo courtesy of Angie's List member Karen T. of Philadelphia)

Does the owner of the tree or the owner of the property pay for the damage from a falling tree? Find out the answer to this tricky insurance claim question.

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